Mortgage Rates Continue to Rise
Freddie Mac reports that mortgage rates have increased, with the 30-year fixed-rate mortgage averaging 6.79%, up from 6.72% last week but down from 7.50% a year ago. The 15-year fixed-rate mortgage averaged 6.0%, slightly up from 5.99% last week and lower than 6.81% from the previous year. Chief Economist Sam Khater notes that purchase demand is highly sensitive to rate changes, with purchase applications declining 10% over the last month since rates began rising in early October.
Freddie Mac riporta che i tassi ipotecari sono aumentati, con il mutuo a tasso fisso di 30 anni che ha una media del 6,79%, in aumento rispetto al 6,72% della settimana scorsa, ma in calo rispetto al 7,50% di un anno fa. Il mutuo a tasso fisso di 15 anni ha una media del 6,0%, leggermente in aumento rispetto al 5,99% della settimana scorsa e inferiore al 6,81% dell'anno precedente. Il capoeconomista Sam Khater osserva che la domanda di acquisto è altamente sensibile alle variazioni dei tassi, con le domande di acquisto in calo del 10% nell'ultimo mese poiché i tassi hanno iniziato a salire all'inizio di ottobre.
Freddie Mac informa que los tipos de interés hipotecarios han aumentado, con la hipoteca a tipo fijo a 30 años promediando un 6.79%, subiendo desde el 6.72% de la semana pasada, pero bajando del 7.50% de hace un año. La hipoteca a tipo fijo a 15 años promedió un 6.0%, ligeramente por encima del 5.99% de la semana pasada, y inferior al 6.81% del año anterior. El economista jefe Sam Khater señala que la demanda de compra es muy sensible a los cambios en los tipos, con las solicitudes de compra disminuyendo un 10% en el último mes desde que los tipos comenzaron a aumentar a principios de octubre.
프레디 맥은 모기지 금리가 증가했다고 보고하며, 30년 고정금리 모기지가 평균 6.79%를 기록하여 지난주 6.72%에서 상승했지만 작년 7.50%에서 하락했다고 전했습니다. 15년 고정금리 모기지의 평균은 6.0%로, 지난주 5.99%에서 약간 상승했으며, 작년 6.81%보다 낮습니다. 수석 경제학자 샘 카터는 구매 수요가 금리 변화에 매우 민감하며, 금리가 10월 초부터 상승하기 시작한 이후로 지난 한 달 간 구매 신청이 10% 감소했음을 지적했습니다.
Freddie Mac rapporte que les taux hypothécaires ont augmenté, avec l'hypothèque à taux fixe de 30 ans atteignant en moyenne 6,79%, en hausse par rapport à 6,72% la semaine dernière et en baisse par rapport à 7,50% il y a un an. L'hypothèque à taux fixe de 15 ans a atteint en moyenne 6,0%, légèrement en hausse par rapport à 5,99% la semaine dernière et inférieure à 6,81% de l'année précédente. L'économiste en chef Sam Khater note que la demande d'achat est très sensible aux variations des taux, avec une diminution de 10% des demandes d'achat au cours du dernier mois puisque les taux ont commencé à augmenter début octobre.
Freddie Mac berichtet, dass die Hypothekenzinsen gestiegen sind, wobei die 30-jährige Festzins-Hypothek im Durchschnitt 6,79% beträgt, was im Vergleich zur letzten Woche von 6,72% gestiegen ist, jedoch im Vergleich zu 7,50% vor einem Jahr gesunken ist. Die 15-jährige Festzins-Hypothek hatte einen Durchschnitt von 6,0%, leicht gestiegen von 5,99% in der letzten Woche und niedriger als 6,81% im Vorjahr. Chefökonom Sam Khater stellt fest, dass die Kaufnachfrage äußerst empfindlich auf Zinsänderungen reagiert, wobei die Kaufanträge im letzten Monat um 10% zurückgegangen sind, seit die Zinsen Anfang Oktober zu steigen begonnen haben.
- 30-year FRM rates are lower compared to last year (6.79% vs 7.50%)
- 15-year FRM rates decreased year-over-year (6.0% vs 6.81%)
- 30-year FRM increased week-over-week from 6.72% to 6.79%
- Purchase applications declined 10% over the last month
- 15-year FRM increased week-over-week from 5.99% to 6.0%
MCLEAN, Va., Nov. 07, 2024 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.79 percent.
“Mortgage rates continued to inch up this week, reaching 6.79 percent,” said Sam Khater, Freddie Mac’s Chief Economist. “It is clear purchase demand is very sensitive to mortgage rates in the current market environment. As soon as rates began to rise in early October, purchase applications fell and over the last month have declined 10 percent.”
News Facts
- The 30-year FRM averaged 6.79 percent as of November 7, 2024, up from last week when it averaged 6.72 percent. A year ago at this time, the 30-year FRM averaged 7.50 percent.
- The 15-year FRM averaged 6.0 percent, up from last week when it averaged 5.99 percent. A year ago at this time, the 15-year FRM averaged 6.81 percent.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. For more information, view our Frequently Asked Questions.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/2a10ac03-f4b1-485f-8bf0-293af7641ed5
FAQ
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