Freddie Mac Multifamily Loan Purchase Cap for 2025 is $73 Billion
Freddie Mac Multifamily announces its loan purchase cap for 2025 at $73 billion, as set by the Federal Housing Finance Agency (FHFA). The company will maintain its 2024 mission-driven requirements, with 50% of loans required to be mission-driven. Freddie Mac securitizes approximately 90% of its multifamily loans, transferring credit risk from taxpayers to private investors. Historically, over 90% of eligible rental units funded are affordable to families with low-to-moderate incomes earning up to 120% of area median income.
Freddie Mac Multifamily annuncia il suo tetto di acquisto di prestiti per il 2025 fissato a $73 miliardi, come stabilito dall'Agenzia Federale per la Finanza Abitativa (FHFA). L'azienda manterrà i requisiti orientati alla missione del 2024, con il 50% dei prestiti che dovranno essere orientati alla missione. Freddie Mac cartolarizza circa il 90% dei suoi prestiti multifamiliari, trasferendo il rischio di credito dai contribuenti a investitori privati. Storicamente, oltre il 90% delle unità abitative eleggibili finanziate sono accessibili a famiglie con redditi da bassi a moderati che guadagnano fino al 120% del reddito medio della zona.
Freddie Mac Multifamily anuncia su límite de compra de préstamos para 2025 que se establece en $73 mil millones, según lo establecido por la Agencia Federal de Financiamiento de la Vivienda (FHFA). La compañía mantendrá sus requisitos orientados a la misión para 2024, con el 50% de los préstamos que deben ser impulsados por la misión. Freddie Mac titulariza aproximadamente el 90% de sus préstamos multifamiliares, transfiriendo el riesgo de crédito de los contribuyentes a inversores privados. Históricamente, más de el 90% de las unidades de alquiler elegibles financiadas son asequibles para familias con ingresos bajos a moderados que ganan hasta el 120% del ingreso medio del área.
Freddie Mac Multifamily는 2025년 대출 구매 한도를 $730억으로 발표하며, 이는 연방 주택 금융 기관(FHFA)에서 설정한 것입니다. 회사는 2024년의 미션 중심 요구 사항을 유지하며, 50%의 대출이 미션 중심이어야 합니다. Freddie Mac은 약 90%의 다가구 대출을 증권화하여 세금 납부자에게서 민간 투자자에게 신용 위험을 이전합니다. 역사적으로, 자격이 있는 임대 유닛의 90% 이상이 중저소득 가구가 지역 중위소득의 120%까지 저렴한 가격으로 이용 가능합니다.
Freddie Mac Multifamily annonce son plafond d'achat de prêts pour 2025 fixé à $73 milliards, comme déterminé par la Federal Housing Finance Agency (FHFA). L'entreprise maintiendra ses exigences axées sur la mission pour 2024, avec 50% des prêts devant être orientés vers la mission. Freddie Mac titrise environ 90% de ses prêts multifamiliaux, transférant le risque de crédit des contribuables aux investisseurs privés. Historiquement, plus de 90% des unités locatives éligibles financées sont abordables pour les familles à faible et moyen revenu gagnant jusqu'à 120% du revenu médian de la région.
Freddie Mac Multifamily gibt bekannt, dass die Kreditkaufobergrenze für 2025 bei $73 Milliarden liegt, wie von der Federal Housing Finance Agency (FHFA) festgelegt. Das Unternehmen wird die auf die Mission ausgerichteten Anforderungen von 2024 beibehalten, wobei 50% der Kredite mission-driven sein müssen. Freddie Mac verbriefet etwa 90% seiner Mehrfamilienkredite und überträgt das Kreditrisiko von den Steuerzahlern auf private Investoren. Historisch gesehen sind über 90% der finanzierten mietfähigen Wohneinheiten für Familien mit niedrigem bis mittlerem Einkommen, die bis zu 120% des regionalen Median-Einkommens verdienen, erschwinglich.
- Maintains substantial $73 billion loan purchase cap for 2025
- 90% of loans are securitized, reducing taxpayer risk
- 90% of funded rental units serve affordable housing segment
- None.
Focus on workforce housing, other mission goals to shape year ahead
MCLEAN, Va., Nov. 18, 2024 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) Multifamily’s loan purchase cap for 2025 will be
“Freddie Mac will continue to adapt to market conditions and meet our mission to provide liquidity, stability and affordability throughout all market cycles,” said Kevin Palmer, head of Multifamily for Freddie Mac. “FHFA’s requirements create the conditions for us to deliver on our priorities. In 2025, we will continue our day-to-day focus on supporting affordable rental housing for families across the country.”
FHFA defines its mission-driven requirements in Appendix A of its Scorecard. As was the case last year, for 2025,
Freddie Mac Multifamily is the nation's multifamily housing finance leader. Historically, more than
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More:
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MEDIA CONTACT: Melissa Silverman
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Melissa_Silverman@FreddieMac.com
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