Welcome to our dedicated page for Farmers Merchant news (Ticker: FMCB), a resource for investors and traders seeking the latest updates and insights on Farmers Merchant stock.
Farmers & Merchants Bancorp reports developments tied to its role as the OTCQX-traded parent company of Farmers & Merchants Bank of Central California, also known as F&M Bank. The community bank serves California through a branch network and has a long-standing focus on agricultural lending, alongside conventional banking measures such as deposits, loans, securities, liquidity and capital ratios.
Recurring FMCB news covers quarterly and annual earnings, net interest income and margin, asset and deposit trends, credit quality, cash dividends, share repurchase authorizations and shareholder liquidity programs. Company updates also address tangible book value, regulatory capital, non-accrual loans, charge-offs and the bank's operating footprint.
Farmers & Merchants Bancorp (OTCQX:FMCB) declared a higher quarterly cash dividend of $5.35 per share, up 4.9% from $5.10. The dividend is payable July 1, 2026 to shareholders of record on June 12, 2026.
Trailing 12‑month dividends totaled $20.50, with net income of $94.7 million and diluted EPS of $136.49. First‑quarter 2026 net income reached a record $24.1 million, ROA was 1.68%, ROE 14.69%, assets $5.8 billion, and capital ratios exceeded “well‑capitalized” thresholds.
Farmers & Merchants Bancorp (OTCQX: FMCB) reported record first-quarter 2026 results with net income $24.1M and diluted EPS $35.34. Trailing twelve-month diluted EPS rose to $136.49 (+10.68%). Tangible book value per share increased 15.01% to $928.99. Assets totaled $5.84B, deposits $5.12B, strong liquidity with $384.2M cash and $1.6B securities. Capital ratios exceed "well-capitalized" thresholds and credit quality remained resilient with one non-accrual loan and a 2.12% allowance for credit losses.
Farmers & Merchants Bancorp (OTCQX: FMCB) declared a quarterly cash dividend of $5.10 per share payable April 1, 2026 to holders of record March 11, 2026, up from $5.05 last quarter.
The company reported record 2025 net income of $93.6 million, diluted EPS of $133.96 (up 10.7% YOY), total assets of $5.7 billion, ROA 1.67% and ROE 15.11%. CET1 ratio was 13.81% and total risk-based capital 15.29%. 2025 cash dividends totaled $19.35 per share, a 6.9% increase versus 2024.
Farmers & Merchants Bancorp (FMCB) reported record full-year 2025 results, including net income of $93.6 million and diluted EPS of $133.96. Tangible book value per share rose to $907.24, investments grew to $1.7 billion, and total deposits reached $4.98 billion.
Credit metrics remained strong with a 2.08% allowance for credit losses on loans, ROA of 1.67%, ROE of 15.11%, and a well-capitalized regulatory position (CET1 13.81%, total risk-based capital 15.29%).
Farmers & Merchants Bancorp (OTCQX: FMCB) amended the record date for its fourth quarter dividend, moving it from December 15, 2025 to December 4, 2025. The company confirmed the quarterly cash dividend remains $5.05 per share and the pay date remains January 2, 2026. Year-to-date cash dividends declared total $19.35 per share, an increase of 6.9% versus $18.10 per share in 2024.
Farmers & Merchants Bancorp (OTCQX: FMCB) announced a temporary voluntary program allowing shareholders who owned 99 shares or less of FMCB common stock as of November 12, 2025 to sell all their shares without paying fees. Eligible holders will be notified by mail. The program is effective November 19, 2025 through December 23, 2025, unless terminated or extended by the company.
The program will be independently administered by Georgeson LLC, an affiliate of transfer agent Computershare Trust Company, N.A., with Computershare serving as paying agent. Participation is voluntary and the company makes no recommendation about whether shareholders should participate. More information is available at www.oddlotprogram.com/FMCB or by calling 1-800-733-8475.
Farmers & Merchants Bancorp (OTCQX: FMCB) declared a quarterly cash dividend of $5.05 per share, payable January 2, 2026, to holders of record December 15, 2025. The declaration raises year-to-date cash dividends to $19.35 per share, a 6.9% increase versus 2024.
Through September 30, 2025, trailing twelve‑month net income was $91.6 million and diluted EPS was $130.83 (+10.4% YoY). Q3 2025 net income was $23.7 million or $33.92 per diluted share (+13.2% YoY). Total assets were $5.6 billion and CET1 ratio was 14.26%, with all capital ratios classified as well-capitalized.
Farmers & Merchants Bancorp (OTCQX: FMCB) reported record third quarter 2025 net income of $23.7 million and diluted EPS of $33.92, up from $29.96 in Q3 2024. Trailing twelve-month diluted EPS rose to $130.83 (+10.4% YoY). Net interest income was $55.4 million and net interest margin remained strong at ~4.14% (nine months). Tangible book value per share increased 9.8% to $877.13. Capital ratios strengthened with a preliminary total risk-based ratio of 15.76% and CET1 of 14.28%. Liquidity included $172.6 million cash and $1.6 billion investment securities at September 30, 2025.
Farmers & Merchants Bancorp (OTCQX: FMCB) has authorized a $45 million increase to its share repurchase program, bringing the total to $57.6 million, with an extension through December 31, 2027. Since January 2021, FMCB has repurchased 97,376 shares, representing approximately 12.3% of outstanding shares.
The company maintains strong capital positions with a tier 1 leverage ratio of 11.18%, CET1 ratio of 13.88%, and total capital ratio of 15.36% as of June 30, 2025. The total allowance for credit losses stands at 2.09%. The expanded program reflects FMCB's robust financial performance and aims to enhance shareholder returns through ownership concentration while providing additional liquidity.
Farmers & Merchants Bancorp (OTCQX: FMCB) announced a significant change to its dividend policy, transitioning from semi-annual to quarterly dividend payments. The Board declared a quarterly cash dividend of $5.00 per share, payable on October 1, 2025, to shareholders of record on September 11, 2025.
The company reported strong financial performance with net income of $90.0 million over the trailing twelve months, up from $87.9 million year-over-year. Q2 2025 results showed net income of $23.1 million, or $32.94 per diluted share, with an impressive 1.65% return on assets and 15.09% return on equity. The bank maintains excellent credit quality with no non-accrual loans and a strong capital position.
FMCB has achieved the remarkable milestone of 90 consecutive years of cash dividends and 60 consecutive years of dividend increases, earning its position as the 17th-ranked "Dividend King" among only 55 companies.