FIS Brings Innovative Data Intelligence to Regional and Community Institutions, Unlocking Greater Deposits and Balance Sheet Optimization
FIS, a global financial technology leader, has announced a partnership with Curinos, a data intelligence company, to enhance deposit optimization for clients using FIS' IBS and HORIZON core banking platforms. This collaboration aims to help financial institutions achieve deposit goals, maintain resilience against economic challenges, and offer competitive interest rates to customers.
The partnership addresses obstacles faced by financial institutions, including fluctuating interest rates, regulatory demands, and slowing deposit growth. By leveraging Curinos' data-driven tools, FIS clients can make more informed and profitable decisions. Curinos clients have typically outperformed non-users, experiencing deposit pricing advantages as high as 15bps in various rate environments.
This alliance is part of FIS' strategy to provide innovative, data-driven solutions to regional and community banks, helping them compete effectively in changing market conditions. The collaboration combines FIS' robust customer relationships with Curinos' deposit data and optimization capabilities, empowering clients to achieve their funding goals more efficiently.
FIS, leader globale nella tecnologia finanziaria, ha annunciato una partnership con Curinos, un'azienda specializzata in intelligenza dei dati, per migliorare l'ottimizzazione dei depositi per i clienti che utilizzano le piattaforme bancarie core IBS e HORIZON di FIS. Questa collaborazione mira ad aiutare le istituzioni finanziarie a raggiungere i loro obiettivi di deposito, mantenere la resilienza di fronte alle sfide economiche e offrire tassi d'interesse competitivi ai clienti.
La partnership affronta gli ostacoli incontrati dalle istituzioni finanziarie, tra cui fluttuazioni dei tassi d'interesse, richieste normative e crescita lenta dei depositi. Sfruttando gli strumenti basati sui dati di Curinos, i clienti di FIS possono prendere decisioni più informate e redditizie. I clienti di Curinos hanno tipicamente ottenuto risultati migliori rispetto ai non utilizzatori, sperimentando vantaggi di pricing sui depositi fino a 15bps in vari contesti di tasso.
Questa alleanza fa parte della strategia di FIS per fornire soluzioni innovative e basate sui dati a banche regionali e comunitarie, aiutandole a competere efficacemente in condizioni di mercato in evoluzione. La collaborazione combina le solide relazioni con i clienti di FIS con i dati sui depositi e le capacità di ottimizzazione di Curinos, permettendo ai clienti di raggiungere i loro obiettivi di finanziamento in modo più efficiente.
FIS, líder global en tecnología financiera, ha anunciado una asociación con Curinos, una empresa de inteligencia de datos, para mejorar la optimización de depósitos para los clientes que utilizan las plataformas bancarias base IBS y HORIZON de FIS. Esta colaboración tiene como objetivo ayudar a las instituciones financieras a alcanzar sus metas de depósitos, mantener la resiliencia frente a desafíos económicos y ofrecer tasas de interés competitivas a los clientes.
La asociación aborda los obstáculos que enfrentan las instituciones financieras, incluyendo fluctuaciones en las tasas de interés, demandas regulatorias y crecimiento lento de depósitos. Al aprovechar las herramientas basadas en datos de Curinos, los clientes de FIS pueden tomar decisiones más informadas y rentables. Los clientes de Curinos, por lo general, han superado a quienes no las utilizan, experimentando ventajas en la fijación de precios de depósitos de hasta 15bps en diversos entornos de tasa.
Esta alianza es parte de la estrategia de FIS para proporcionar soluciones innovadoras y basadas en datos a bancos regionales y comunitarios, ayudándoles a competir eficazmente en condiciones de mercado cambiantes. La colaboración combina las sólidas relaciones con clientes de FIS con los datos de depósitos y capacidades de optimización de Curinos, empoderando a los clientes para alcanzar sus objetivos de financiamiento de manera más eficiente.
FIS는 글로벌 금융기술 리더로서 Curinos라는 데이터 인텔리전스 회사와 파트너십을 체결하여 FIS의 IBS 및 HORIZON 핵심 뱅킹 플랫폼을 사용하는 고객을 위한 예금 최적화를 강화한다고 발표했습니다. 이번 협력의 목표는 금융 기관이 예금 목표를 달성하도록 돕고, 경제적 도전에 대한 회복력을 유지하며, 고객에게 경쟁력 있는 이자율을 제공하는 것입니다.
이번 파트너십은 변동하는 이자율, 규제 요구사항, 예금 성장 둔화 등 금융 기관이 직면한 장애물을 해결합니다. Curinos의 데이터 기반 도구를 활용함으로써 FIS 고객은 보다 정보에 기반한 수익성 높은 결정을 내릴 수 있습니다. Curinos의 고객은 일반적으로 비사용자보다 더 나은 성과를 내며, 다양한 금리 환경에서 최대 15bps까지 예금 가격 책정 우위를 경험했습니다.
이 동맹은 FIS의 전략의 일환으로 혁신적이고 데이터 기반의 솔루션을 지역 및 커뮤니티 은행에 제공하여 변화하는 시장 조건에서 효과적으로 경쟁할 수 있도록 돕습니다. 이 협력은 FIS의 견고한 고객 관계와 Curinos의 예금 데이터 및 최적화 기능을 결합하여 고객이 자금 목표를 보다 효율적으로 달성할 수 있도록 지원합니다.
FIS, leader mondial de la technologie financière, a annoncé un partenariat avec Curinos, une entreprise d'intelligence des données, pour améliorer l'optimisation des dépôts pour les clients utilisant les plateformes bancaires de base IBS et HORIZON de FIS. Cette collaboration vise à aider les institutions financières à atteindre leurs objectifs de dépôt, à maintenir leur résilience face aux défis économiques et à offrir des taux d'intérêt compétitifs à leurs clients.
Le partenariat aborde les obstacles auxquels sont confrontées les institutions financières, notamment les fluctuations des taux d'intérêt, les exigences réglementaires et le ralentissement de la croissance des dépôts. En s'appuyant sur les outils basés sur les données de Curinos, les clients de FIS peuvent prendre des décisions plus éclairées et rentables. Les clients de Curinos ont généralement surpassé les non-utilisateurs, bénéficiant ainsi d'avantages en matière de tarification des dépôts allant jusqu'à 15bps dans divers environnements de taux.
Cette alliance fait partie de la stratégie de FIS visant à fournir des solutions innovantes et basées sur les données aux banques régionales et communautaires, les aidant à rivaliser efficacement dans un environnement de marché en évolution. La collaboration combine les solides relations avec les clients de FIS aux données de dépôt et aux capacités d'optimisation de Curinos, permettant aux clients d'atteindre plus efficacement leurs objectifs de financement.
FIS, ein globaler Marktführer in der Finanztechnologie, hat eine Partnerschaft mit Curinos, einem Unternehmen für Datenintelligenz, angekündigt, um die Einlagenoptimierung für Kunden, die die Kernbankplattformen IBS und HORIZON von FIS nutzen, zu verbessern. Diese Zusammenarbeit zielt darauf ab, Finanzinstitutionen dabei zu helfen, ihre Einlageziele zu erreichen, Resilienz gegenüber wirtschaftlichen Herausforderungen zu bewahren und den Kunden wettbewerbsfähige Zinssätze anzubieten.
Die Partnerschaft geht auf die Herausforderungen ein, mit denen Finanzinstitutionen konfrontiert sind, einschließlich schwankender Zinssätze, regulatorischer Anforderungen und langsamen Wachstums bei Einlagen. Durch die Nutzung der datengestützten Werkzeuge von Curinos können FIS-Kunden fundiertere und lukrativere Entscheidungen treffen. Curinos-Kunden haben in der Regel bessere Ergebnisse als Nicht-Nutzer erzielt und in verschiedenen Zinsszenarien Vorteile bei der Einlagenpreisgestaltung von bis zu 15bps erfahren.
Diese Allianz ist Teil von FIS' Strategie, innovativen, datengestützten Lösungen für regionale und Kommunalbanken bereitzustellen und ihnen zu helfen, sich in einem sich wandelnden Marktumfeld effektiv zu behaupten. Die Zusammenarbeit kombiniert die starken Kundenbeziehungen von FIS mit den Einlagendaten und Optimierungsfähigkeiten von Curinos und ermöglicht es den Kunden, ihre Finanzierungsziele effizienter zu erreichen.
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Key facts
- FIS is teaming with Curinos to help FIS IBS and HORIZON core banking clients achieve their deposit goals.
- FIS’ clients can harness Curinos’ data and insights to optimize their deposit strategies and operational efficiencies, with the potential for greater profitability.
- By teaming with Curinos, FIS is giving its financial institution clients insights to help them more easily hit growth targets, maintain strategic resilience against economic headwinds and bring the most competitive interest rates and product mix to their customers.
Financial institutions are grappling with various obstacles that test their capacity to remain profitable while driving operational efficiencies. These range from fluctuating interest rates and regulatory demands to slowing deposit growth. Financial institutions of all sizes are seeking new ways to grow deposits to preserve both profitability and a solid balance sheet. Teaming with Curinos can enable FIS’ regional and community bank clients who leverage the company’s IBS and HORIZON core platforms to make more informed, faster and more profitable data-driven decisions that chart a faster path to growth.
Curinos clients that have used its deposit optimizing tools have typically outperformed non-users. Its clients have experienced a deposit pricing advantage as high as 15bps in both rising and declining rate environments.
“Growing deposits remains a critical focus for banks and, through our partnership with Curinos, we're making advanced solutions more accessible to regional and community banks, helping them outperform in ever-changing market conditions," said Melissa Cullen, Head of Core Banking Solutions, FIS. "In today's highly competitive environment, setting the right deposit rates is crucial, and our clients are increasingly looking to FIS to effectively drive profitable growth. Our alliance with Curinos is one more example of how FIS is delivering on our vision to unlock financial technology to the world by providing innovative, data-driven tools to help our clients achieve their strategic objectives."
“FIS has a formidable reputation and scale for delivering mission-critical banking systems and solutions to its clients, some of which are the biggest global financial institutions,” said Craig Woodward, Curinos CEO. “This transformative partnership leverages FIS’ robust customer relationships and Curinos’ depth of deposit data and optimization capabilities, empowering FIS’ clients to achieve their funding goals.”
Curinos’ engine is built on a comprehensive suite of AI-based decisioning tools, predictive analytics and science-based platforms fed by vast, proprietary data. This level of data depth, executive insights and top-tier optimization capabilities can help drive improved profits and a competitive market edge.
FIS is a financial technology company providing solutions to financial institutions, businesses, and developers. We unlock financial technology to the world across the money lifecycle underpinning the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in
About Curinos
Curinos is the leading provider of data, technologies and insights that enable financial institutions to make better, and more profitable, data-driven decisions faster. Curinos brings to market a new level of industry expertise across deposits, lending, digital experience, personalization, and marketing solutions. Through access to comprehensive datasets and analytics, intelligent technologies and connected behavioral insights, Curinos is a trusted partner to the industry and leading financial institutions around the world by helping them uncover key opportunities that drive remarkable business growth. For additional information, please visit www.curinos.com.
View source version on businesswire.com: https://www.businesswire.com/news/home/20240805414226/en/
Kim Snider, 904.438.6278
Senior Vice President
FIS Global Marketing and Communications
kim.snider@fisglobal.com
Source: Fidelity National Information Services
FAQ
What is the purpose of FIS partnering with Curinos for its IBS and HORIZON core banking clients?
How can FIS clients benefit from the Curinos partnership in terms of deposit pricing?
What challenges does the FIS-Curinos partnership aim to address for financial institutions?
How does the FIS (NYSE: FIS) partnership with Curinos support regional and community banks?
What technology does Curinos use to provide deposit optimization insights for FIS clients?
