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First Community Corp reports community banking developments as the holding company for First Community Bank. The company’s updates center on commercial and retail banking, deposit and loan growth, residential mortgage lending, investment advisory revenue, net interest margin, credit quality, allowance for credit losses, regulatory capital ratios and tangible book value.
Recurring company news also covers cash dividends, common-stock repurchase authorization, earnings release timing and completed expansion activity, including the merger of Signature Bank of Georgia into First Community Bank. The bank serves business and consumer customers across regions of South Carolina and Georgia through deposit, lending, mortgage and financial planning services.
First Community Corporation (NASDAQ: FCCO) reported Q1 2026 net income of $5.498 million and diluted EPS of $0.59; excluding merger expenses, net income was $6.754 million and EPS $0.72. Total deposits rose to $2.048 billion and loans to $1.549 billion. The board approved a $0.16 per-share cash dividend payable May 19, 2026.
Results reflect the January 8, 2026 acquisition of Signature Bank of Georgia, margin expansion to 3.37% and continued strong credit metrics (NPAs 0.04%).
First Community Corporation (Nasdaq: FCCO) reported 2025 net income of $19.205M and diluted EPS of $2.47, increases of 37.6% and 36.5% versus 2024. Fourth-quarter net income was $4.830M and diluted EPS $0.62.
Net interest income rose 19.2% to $62.0M for 2025; net interest margin expanded to 3.32%. AUM reached a record $1.170B. Loan growth totaled $90.5M for 2025. The board declared a $0.16 cash dividend and approved up to $7.5M for share repurchases. The company completed the Signature Bank of Georgia acquisition on January 8, 2026.
First Community Corporation (Nasdaq: FCCO) closed its acquisition of Signature Bank of Georgia effective January 8, 2026. The merged banks give First Community more than $2.3 billion in assets, $2.1 billion in deposits and customer cash management accounts, and $1.5 billion in loans, and create a network of 23 full-service offices plus a loan production office across South Carolina and Georgia.
The deal was valued at approximately $50.0 million as of December 31, 2025; Signature shareholders receive 0.6410 shares of First Community for each Signature share. Systems conversion is scheduled for completion in March 2026. Two former Signature directors joined First Community boards.
First Community Corporation (Nasdaq: FCCO) announced its 2026 earnings release schedule and timing.
Earnings releases will be issued at approximately 9:00 am Eastern Time on these dates: Jan 28, 2026 (Q4 2025), Apr 22, 2026 (Q1 2026), Jul 22, 2026 (Q2 2026) and Oct 21, 2026 (Q3 2026).
First Community Corporation is the holding company for First Community Bank, a full-service commercial bank serving regions of South Carolina and Augusta, Georgia. For more information, visit the company website.
First Community Corporation (NASDAQ: FCCO) reported Q3 2025 net income $5.192M, up 34.5% YoY, and diluted EPS $0.67, up 34.0% YoY. Excluding after-tax merger expenses, Q3 net income was $5.630M and EPS $0.72. Net interest margin was 3.27%, +6 bps linked quarter (sixth consecutive quarter of expansion). Total loans were $1.279B and total deposits $1.771B at September 30, 2025. Assets under management reached a record $1.103B YTD, +19.1%.
The board approved a $0.16 per share cash dividend payable Nov 18, 2025 and a share repurchase authorization of up to $7.5M (~4.6% of shareholders' equity) expiring May 8, 2026. Asset quality metrics remained strong with NPAs at 0.04%.
First Community Corporation (Nasdaq: FCCO) reported exceptional Q2 2025 results with record earnings of $5.186 million, up 29.7% quarter-over-quarter and 58.8% year-over-year. The company achieved diluted EPS of $0.67, a 31.4% increase from Q1 2025.
Key highlights include reaching $1.011 billion in assets under management, record mortgage production of $62.9 million, and strong loan growth with a 6.5% annualized rate year-to-date. The bank increased its quarterly cash dividend to $0.16 per share and announced plans to acquire Signature Bank of Georgia, marking its expansion into the Atlanta market.
Credit quality remains excellent with minimal net charge-offs of $10,000 and non-performing assets at just 0.02%. The bank maintains strong capital ratios with a Tangible Common Equity ratio of 6.92% and improved net interest margin of 3.21%.
First Community Corporation (NASDAQ: FCCO) has announced the acquisition of Signature Bank of Georgia (OTCPK: SGBG) in an all-stock transaction valued at $41.6 million. The merger will create a 23-office banking company with $2.3 billion in total assets, expanding FCCO's presence into the Atlanta-Sandy Springs-Roswell, Georgia MSA.
Under the agreement, Signature shareholders will receive 0.6410 shares of FCCO common stock for each SGBG share. The transaction is expected to be 4.4% accretive to FCCO's earnings per share in 2026 and have an internal rate of return of 27.6%. The deal is anticipated to close in early Q1 2026, subject to regulatory and shareholder approvals.
Post-merger, Signature's Chairman and CEO Freddie J. Deutsch will become Regional Market President and Director of Specialty Business Lending at First Community Bank, with two Signature directors joining FCCO's board.
First Community (FCCO) reported strong Q1 2025 financial results with net income of $3.997 million and diluted EPS of $0.51, compared to $2.597 million and $0.34 year-over-year. The company demonstrated robust growth with:
- Total deposits reaching $1.726 billion, with customer deposits growing $49.8 million (12.1% annualized growth)
- Total loan growth of $31.4 million (10.4% annualized)
- Net interest margin expansion to 3.13%
- Investment advisory revenue of $1.806 million
Key highlights include excellent credit quality metrics with net recoveries of $11 thousand, non-performing assets at 0.03%, and past due loans at 0.14%. The Board approved a $0.15 cash dividend per common share, marking the 93rd consecutive quarterly dividend. The bank maintains strong capital ratios with Leverage at 8.45%, Tier I Risk Based at 12.90%, and Total Risk Based at 13.99%.
First Community (FCCO) reported strong financial results for Q4 and full-year 2024. Net income reached $4.232 million in Q4 ($0.55 per diluted share) and $13.955 million for the year ($1.81 per diluted share). The company showed robust deposit growth of $164.9 million (10.9%) during 2024, with total loans increasing by $86.5 million (7.6%).
Key highlights include excellent credit quality metrics with minimal net charge-offs of $65,000 and non-performing assets at 0.04%. The company declared a cash dividend of $0.15 per share, marking its 92nd consecutive quarterly dividend. Investment advisory revenue reached $1.720 million in Q4, with assets under management growing to $926.0 million.
The bank maintained strong capital ratios and reduced wholesale funding from $138.1 million to $10.4 million during 2024. Net interest income increased 6.4% year-over-year to $52.0 million, with net interest margin expanding to 3.00% in Q4 2024.
First Community Bank has announced the appointment of Sarah Donley as Executive Vice President and Chief Operations & Risk Officer, succeeding retiring Tanya Butts who held the position since 2016. Donley, who joined the bank in 1997 and most recently served as Controller, brings over 35 years of banking experience, including 27 years with First Community.
In her new role, Donley will oversee electronic banking, deposit operations, loan operations, IT, information security, vendor management, audit, compliance, financial crimes, fraud, facilities, and physical security. She holds a Bachelor of Arts in Economics with minors in Business Administration and Psychology from Wittenberg University and is a CPA.
Butts will continue as Executive Vice President and Senior Advisor through Q1 2025 to ensure a smooth transition.