First American Data & Analytics’ FraudGuard® Solution Enhances Warehouse Lending Speed and Confidence in Forta Solutions’ Agility ™ Platform

Key Terms

warehouse lending financial

Warehouse lending is a short-term loan that lets a financial firm or lender fund a bundle of newly made loans or loans awaiting sale, using those loans as temporary collateral—think of it as a storage loan that covers inventory until it can be sold. It matters to investors because it affects a lender’s cash flow and capacity to make new loans; changes in warehouse availability, cost, or rules can quickly influence a lender’s revenue, risk profile, and balance sheet strength.

secondary market financial

The secondary market is where investors buy and sell financial assets, such as stocks or bonds, after they have been initially issued. It functions like a marketplace where ownership changes hands, allowing investors to cash out or acquire investments more easily. This market provides liquidity, making it easier for people to turn their investments into cash or find new opportunities.

borrower identity fraud financial

Borrower identity fraud occurs when someone uses another person’s personal information to obtain credit, loans, or financial services without the true owner’s consent—like renting an apartment with a stolen ID. It matters to investors because it can cause direct loan losses, higher credit costs, regulatory fines, and damaged reputation for lenders or financial firms, all of which can reduce profitability and increase uncertainty about a company’s future earnings.

counterparty exclusions financial

Counterparty exclusions are specific people, firms, or groups that a contract or financial arrangement explicitly leaves out of its protections, obligations, or transactions. Think of it as a guest list with names crossed off: anyone on that list won’t benefit from insurance, guaranteed payments, or trade terms, so investors need to know who is excluded because those exclusions change who bears risk, how much exposure remains, and how recoveries or obligations would play out if problems arise.

undisclosed liabilities financial

Undisclosed liabilities are financial obligations a company has not revealed in its public reports or disclosures, such as unpaid bills, pending lawsuits, or contingent debts. They matter to investors because hidden obligations can suddenly reduce a company’s cash, earnings, or equity—like finding unexpected bills after moving into a new house—and can signal higher risk, change valuation, or prompt sudden stock price drops when they come to light.

SANTA ANA, Calif.--(BUSINESS WIRE)-- First American Data & Analytics, a leading provider of property-centric information, risk management, and valuation solutions, today announced that its FraudGuard^® solution has been integrated into Forta Solutions’ Agility™, an adaptable modern warehouse lending platform built by and for warehouse lenders.

Powered by advanced analytics, FraudGuard is designed to help identify potential indicators of fraud and hidden risks that can impact mortgage salability in the secondary market. By integrating FraudGuard into the Agility platform, funders in the warehouse lending space can swiftly assess critical factors, such as borrower identity fraud, counterparty exclusions, undisclosed liabilities, occupancy misrepresentation, and property valuation anomalies, to fund faster with greater confidence.

“In today’s fast-paced funding environment, warehouse lenders need a loan-level risk tool that streamlines their process instead of creating noise and insignificant red flags,” said Paul W. Harris, general manager of Mortgage Analytics at First American Data & Analytics. “The integration of FraudGuard into the Forta Agility platform will provide warehouse lenders with tailored risk analytics to accelerate funding, while reducing downstream salability risk.”

Unlike more generalized fraud prevention tools, FraudGuard offers a specialized solution for warehouse lenders, providing precision analytics that support faster funding with greater confidence in loan quality. The Agility platform integration operationalizes these capabilities, embedding a streamlined FraudGuard delivery process directly into the warehouse lending workflow.

“Agility empowers warehouse lenders to operate with greater speed, transparency, and confidence at scale,” said Kathy Hancock, CEO and co-founder of Forta Agility. “Incorporating FraudGuard into the Agility platform means our users now have access to a powerful suite of fraud-detection capabilities that equips funders with the insight they need to move quickly and confidently.”

For more information about FraudGuard^®, visit: https://dna.firstam.com/solutions/mortgage-fraud/fraudguard.

For more information about Forta Agility™, visit: https://www.fortasolutions.com/.

About First American Data & Analytics

First American Data & Analytics, a division of First American Financial Corporation, is a national provider of property-centric information, risk management and valuation solutions. First American maintains and curates the industry’s largest public records property and ownership dataset that includes more than 8.6 billion document images. Its major platforms and products include: DataTree^® property data, FraudGuard^® risk solution, RegsData^® compliance suite, Procision™ AVM, and TaxSource™ property tax reporting. Find out more about how First American Data & Analytics powers the real estate, mortgage and title settlement services industries with advanced risk intelligence solutions at www.FirstAmDNA.com.

About First American

First American Financial Corporation (NYSE: FAF) is a premier provider of title, settlement, and risk solutions for real estate transactions. With its combination of financial strength and stability built over more than 135 years, innovative proprietary technologies, and unmatched data assets, the company is leading the digital transformation of its industry. First American also provides data products to the title industry and other third parties; valuation products and services; mortgage subservicing; home warranty products; banking, trust and wealth management services; and other related products and services. With total revenue of $7.5 billion in 2025, the company offers its products and services directly and through its agents throughout the United States and abroad. In 2026, First American was named one of the 100 Best Companies to Work For by Great Place to Work^® and Fortune Magazine for the eleventh consecutive year. More information about the company can be found at www.firstam.com.

About Forta Solutions

Forta Solutions, LLC is the fintech company behind Agility™, the first adaptable, modern warehouse lending platform built by warehouse lenders that provides a faster, safer path to warehouse liquidity. Agility's modular-based design, simple integrations and dynamic reporting make it the perfect choice for organizations seeking to simplify and streamline warehouse lending processes. The platform features automated decisioning engines and customized user dashboards with real-time updates. It is SOC-2 compliant. For more information, visit www.fortasolutions.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260430829761/en/

Media Contact:
Marcus Ginnaty
Corporate Communications
First American Financial Corporation
(714) 250-3298

Investor Contact:
Craig Barberio
Investor Relations
First American Financial Corporation
(714) 250-5214

Source: First American Data & Analytics