Welcome to our dedicated page for Exchange Bank news (Ticker: EXSR), a resource for investors and traders seeking the latest updates and insights on Exchange Bank stock.
Exchange Bank (OTC: EXSR) operates as a full-service community bank serving California markets with personal banking, business banking, financing, and Trust and Investment Management services. The bank was founded in 1890 and is headquartered in Sonoma County, with a retail branch network across the North Bay and Roseville and trust offices in multiple California markets.
Recurring news for Exchange Bank includes unaudited earnings releases, regulatory capital updates, loan portfolio commentary, common stock cash dividend declarations, branch openings, and retail banking management appointments. Updates also cover the bank’s investment securities portfolio, accumulated other comprehensive income treatment, and community-linked dividend distributions through the Doyle Trust.
Exchange Bank (OTC: EXSR) authorized a new common stock repurchase program and declared its second quarter 2026 cash dividend.
The Bank may repurchase up to $8.7 million of common stock through June 30, 2027, and will pay a $1.35 per share dividend on June 22, 2026, up $0.05 from the first quarter. About 50.44% (~$1.17 million) of the dividend will go to the Doyle Trust supporting Doyle Scholarships at Santa Rosa Junior College.
Exchange Bank (OTC: EXSR) promoted Mindy Smith to Community Relations Officer, recognizing her community engagement and leadership since joining in 2015. She previously served as Retail Service Manager and Social Media & Marketing Specialist.
She will lead community initiatives, nonprofit and school partnerships, and develop a comprehensive financial literacy program.
Exchange Bank (OTC: EXSR) reported unaudited results for Q1 2026 with net income after tax of $7.51 million and total assets of $3.27 billion as of March 31, 2026. Net interest income rose to $24.43 million and the bank reported a total risk-based capital ratio of 19.95%.
The investment portfolio market value was $1.16 billion with unrealized losses net of tax of $57.01 million; gross loans were $1.74 billion and deposits totaled $2.84 billion.
Exchange Bank (OTC: EXSR) promoted Nick Bongiorno to Assistant Vice President and Marin Branch Manager, effective April 23, 2026. He will lead daily operations and the branch team at the newly expanded full-service Marin County location, bringing nearly 15 years of retail and banking experience.
Nick has prior Exchange Bank experience at St. Francis and Sonoma branches and is active in local community organizations.
Exchange Bank (OTC: EXSR) announced the promotion of Beth Ryan to Vice President Senior Retail Operations Manager on February 26, 2026. Ryan has worked at Exchange Bank since 1988 and will oversee retail branch support, operational efficiencies, and employee and customer experience.
She has held multiple retail roles, helped open new branches, pursued advanced coursework, and remains active in local community boards.
Exchange Bank (OTC: EXSR) declared a quarterly cash dividend of $1.30 per share, with record date March 6, 2026 and payment date March 20, 2026. The board declared the dividend on February 18, 2026.
Approximately 50.44% of the dividend, roughly $1.12 million, will be paid to the Doyle Trust to fund Doyle Scholarships at Santa Rosa Junior College.
Exchange Bank (OTC: EXSR) announced the grand opening of two full-service North Bay branches in San Rafael and Petaluma, expanding consumer and business banking in Marin and Petaluma counties. The Marin Branch is at 3950 Civic Center Dr, Suite 101, San Rafael with limited weekday hours; the Petaluma West Branch is at 200 Kentucky St, Petaluma. Both locations opened in December 2025 and feature modern, customer-centric designs, meeting spaces, and local banking teams to support community banking, wealth management continuity, and local economic opportunity.
Exchange Bank (OTC: EXSR) reported unaudited results for Q4 and the year ended December 31, 2025, with net income after tax of $8.76M in Q4 and $29.97M for 2025, up from $23.85M in 2024. Total assets were $3.30B and gross loans rose to $1.73B.
Key drivers included net interest income of $90.69M, lower interest expense after payoff of a $100M BTFP borrowing, wealth management fees of $11.74M, and unrealized AFS losses of $56.23M (net of tax).
Exchange Bank (NASDAQ:EXSR) declared a quarterly cash dividend of $1.30 per share on common stock, payable December 12, 2025, to shareholders of record at the close of business on November 28, 2025. The Board action was taken November 18, 2025.
Approximately 50.44% of the cash dividend, roughly $1.12 million, will be paid to the Doyle Trust, which funds Doyle Scholarships at Santa Rosa Junior College. The release also includes customary forward-looking statement language about risks and uncertainties.
Exchange Bank (OTC: EXSR) reported Q3 2025 net income of $8.6M versus $4.9M a year earlier, driven by a 17% rise in net interest income and a $1.4M gain on sale of bank premises. YTD net income through September was $21.2M versus $15.0M a year earlier. Gross loans grew by $103.9M (6% YoY) to $1.7B. On-balance sheet liquidity totaled $915.7M (28% of assets) and available borrowing capacity is ~ $1B. Total assets were $3.31B; investment portfolio market value was $1.24B with unrealized losses of $63.7M net of tax. Regulatory capital remained strong with a total risk-based capital ratio of 19.46% and leverage ratio of 11.81% as of September 30, 2025.