Welcome to our dedicated page for Exchange Bank news (Ticker: EXSR), a resource for investors and traders seeking the latest updates and insights on Exchange Bank stock.
Exchange Bank (OTC: EXSR) is a full-service community bank headquartered in Sonoma County, California, and founded in 1890. This news page aggregates company-issued updates and announcements so readers can follow how the bank communicates about its operations, people, and community role. Because Exchange Bank operates in commercial banking and provides personal, commercial, and trust and investment management services, its news often highlights both financial performance and regional engagement.
Visitors can expect earnings announcements, such as quarterly results where the bank discusses net income, net interest income, non-interest income, loan growth, deposit trends, liquidity, and capital ratios. These releases provide insight into Exchange Bank’s balance sheet, loan portfolio composition, and funding mix, as well as commentary on asset quality and regulatory capital levels.
The news flow also includes dividend declarations by the Board of Directors on common stock outstanding. These updates often note that a significant portion of cash dividends is directed to the Doyle Trust, which funds the Doyle Scholarships at Santa Rosa Junior College, illustrating how shareholder distributions connect to educational philanthropy.
In addition, Exchange Bank regularly publishes leadership and personnel announcements, including appointments and promotions in branch management, commercial lending, marketing, finance, and risk management. These stories emphasize employee development, community involvement by key staff, and alignment with the bank’s values of commitment, respect, integrity, and teamwork.
Readers interested in a community-focused financial institution with a regional footprint in Sonoma County, Roseville, Marin County, and Silicon Valley can use this page to follow Exchange Bank’s reported financial results, dividend actions, and organizational developments over time.
Exchange Bank (OTC: EXSR) announced the promotion of Beth Ryan to Vice President Senior Retail Operations Manager on February 26, 2026. Ryan has worked at Exchange Bank since 1988 and will oversee retail branch support, operational efficiencies, and employee and customer experience.
She has held multiple retail roles, helped open new branches, pursued advanced coursework, and remains active in local community boards.
Exchange Bank (OTC: EXSR) declared a quarterly cash dividend of $1.30 per share, with record date March 6, 2026 and payment date March 20, 2026. The board declared the dividend on February 18, 2026.
Approximately 50.44% of the dividend, roughly $1.12 million, will be paid to the Doyle Trust to fund Doyle Scholarships at Santa Rosa Junior College.
Exchange Bank (OTC: EXSR) announced the grand opening of two full-service North Bay branches in San Rafael and Petaluma, expanding consumer and business banking in Marin and Petaluma counties. The Marin Branch is at 3950 Civic Center Dr, Suite 101, San Rafael with limited weekday hours; the Petaluma West Branch is at 200 Kentucky St, Petaluma. Both locations opened in December 2025 and feature modern, customer-centric designs, meeting spaces, and local banking teams to support community banking, wealth management continuity, and local economic opportunity.
Exchange Bank (OTC: EXSR) reported unaudited results for Q4 and the year ended December 31, 2025, with net income after tax of $8.76M in Q4 and $29.97M for 2025, up from $23.85M in 2024. Total assets were $3.30B and gross loans rose to $1.73B.
Key drivers included net interest income of $90.69M, lower interest expense after payoff of a $100M BTFP borrowing, wealth management fees of $11.74M, and unrealized AFS losses of $56.23M (net of tax).
Exchange Bank (NASDAQ:EXSR) declared a quarterly cash dividend of $1.30 per share on common stock, payable December 12, 2025, to shareholders of record at the close of business on November 28, 2025. The Board action was taken November 18, 2025.
Approximately 50.44% of the cash dividend, roughly $1.12 million, will be paid to the Doyle Trust, which funds Doyle Scholarships at Santa Rosa Junior College. The release also includes customary forward-looking statement language about risks and uncertainties.
Exchange Bank (OTC: EXSR) reported Q3 2025 net income of $8.6M versus $4.9M a year earlier, driven by a 17% rise in net interest income and a $1.4M gain on sale of bank premises. YTD net income through September was $21.2M versus $15.0M a year earlier. Gross loans grew by $103.9M (6% YoY) to $1.7B. On-balance sheet liquidity totaled $915.7M (28% of assets) and available borrowing capacity is ~ $1B. Total assets were $3.31B; investment portfolio market value was $1.24B with unrealized losses of $63.7M net of tax. Regulatory capital remained strong with a total risk-based capital ratio of 19.46% and leverage ratio of 11.81% as of September 30, 2025.
Exchange Bank (OTC: EXSR) appointed Karen Serpa as Assistant Vice President, Marketing Communications Manager effective October 21, 2025.
Karen has more than 15 years of marketing and communications experience across financial services and MedTech. She led a local bank rebranding that coincided with growth from 9 to 37 branches in California, established a marketing department, and managed consumer campaigns to drive engagement. She holds a master’s degree in English literature from San Francisco State University and is active in community organizations in Santa Rosa.
Exchange Bank (OTC: EXSR) has appointed Marbin Morales as Vice President, Branch Manager III to oversee operations at both the Rohnert Park and Cotati branches. Morales brings over a decade of banking experience, having previously held positions at Wells Fargo Bank, Luther Burbank Savings, U.S. Bank, and most recently served as Assistant Vice President and Branch Manager at Summit State Bank.
A 2025 Forty Under 40 honoree by the North Bay Business Journal, Morales is actively involved in the Sonoma County community, serving on multiple boards and volunteering with local organizations. His appointment aligns with Exchange Bank's commitment to community banking and leadership.
Exchange Bank (OTC: EXSR) has announced the promotion of Ivan Luna to Branch Manager II at its Stony Point branch. Luna, who joined the bank in 2012 as a utility teller, will also be nominated for Assistant Vice President at the next board meeting.
Throughout his tenure, Luna has progressed through various roles, most recently serving as Retail Sales Manager II in Rohnert Park. In his new position, he will focus on expanding business banking relationships and enhancing customer service. Luna is actively involved in the community, participating in local nonprofits and maintaining membership in the Hispanic Chamber of Commerce.
Exchange Bank (EXSR) has declared a quarterly cash dividend of $1.30 per share on common stock. The dividend will be paid on September 19, 2025, to shareholders of record as of September 5, 2025.
Notably, $1.12 million, representing 50.44% of the Bank's cash dividend, will be allocated to the Doyle Trust, which funds Doyle Scholarships at Santa Rosa Junior College, demonstrating the bank's continued commitment to educational support in the community.