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KBRA Releases Fourth-Quarter 2022 U.S. Bank Compendium
Rhea-AI Impact
(Low)
Rhea-AI Sentiment
(Neutral)
Tags
Rhea-AI Summary
KBRA's fourth-quarter 2022 U.S. Bank Compendium offers insights into the U.S. banking sector, analyzing performance metrics and credit quality indicators for banks under KBRA's long-term ratings. The report highlights loan quality, loss absorption capacity, and key trends affecting bank performance amidst a low problem loan environment. It also details the top 10 banks with lowest cost deposit franchises and significant changes in financial ratios. Additionally, the Compendium features a quarterly ESG Bulletin, and a supplement with 158 debt issues from rated banks.
Positive
Increased focus on loan quality and loss absorption metrics.
Comprehensive analysis of key performance indicators for U.S. banks.
Inclusion of top 10 banks by low-cost deposits and high reserves.
Negative
None.
NEW YORK--(BUSINESS WIRE)--
KBRA releases its fourth-quarter 2022 U.S. Bank Compendium, providing the latest view of the U.S. banking industry and analysis of 4Q22 results for U.S. banks with KBRA long-term ratings. In this edition, we analyze various loan mix and quality indicators, as well as the loss absorption capacity from structural earnings, to better understand how bank performance might trend should loan quality deteriorate from the current environment of very limited problem loans or credit issues. The report also examines other key topics and trends relevant to the banking sector. In addition, the Compendium includes our quarterly environmental, social, and governance (ESG) Bulletin, which features Clayton, Missouri-based Enterprise Financial Services Corp (NASDAQ: EFSC; KBRA Senior BHC Rating: BBB+/Stable Outlook).
The Compendium includes 4Q22 summaries on all publicly traded U.S. banks in KBRA’s rated universe, focusing on key performance and credit metrics, along with medians of key ratios. The Compendium also includes the top 10 lowest cost deposit franchises, highest reserves to loans, and largest sequential changes in return on assets, net interest margin, net charge-offs, and nonperforming asset ratios. In addition, we provide a supplement with 158 debt issues—along with rating, amount issued, coupon, and maturity—among KBRA-rated banks.
KBRA is a full-service credit rating agency registered in the U.S., the EU, and the UK, and is designated to provide structured finance ratings in Canada. KBRA’s ratings can be used by investors for regulatory capital purposes in multiple jurisdictions.
