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CORRECTION – Crazy Woman Creek Bancorp, Inc.

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Crazy Woman Creek Bancorp (OTCPink: CRZY) issued a correction: the annual cash dividend is $0.34 per share (previously misstated as $0.32), payable in January 2026. The company reported record fiscal 2025 results with net income of $1,905,498, a return on equity of 11.82% and return on assets of 0.97% as of September 30, 2025.

Other highlights: full redemption of $2.0 million subordinated notes on August 18, 2025; net interest margin of 4.34% vs Wyoming average 3.92%; Tier 1 leverage ratio of 10.03%; nonperforming assets down to 0.36%; 30+ day loan delinquency average 0.85%; loan loss reserve of 1.86% vs Wyoming average 1.49%. Annual meeting is Jan 28, 2026 at 3:00 MDT in Buffalo, WY.

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AI-generated analysis. Not financial advice.

Positive

  • Dividend increased to $0.34 per share from $0.32
  • Record net income of $1,905,498 for fiscal 2025
  • Net interest margin 4.34% vs Wyoming average 3.92%
  • Tier 1 leverage ratio 10.03%, above "well-capitalized" threshold
  • Nonperforming assets reduced to 0.36% at Sept 30, 2025

Negative

  • Margin compression pressure primarily on the funding side
  • 30+ day loan delinquency monthly average 0.85% during fiscal year

News Market Reaction – CRZY

+1.65%
1 alert
+1.65% News Effect

On the day this news was published, CRZY gained 1.65%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

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BUFFALO, Wyo., Dec. 30, 2025 (GLOBE NEWSWIRE) -- In a release issued on Wednesday, December 24th by Crazy Woman Creek Bancorp (OTCPink: CRZY), please note that in the headline, the annual cash dividend should be $0.34, not $0.32. The corrected release follows:

Crazy Woman Creek Bancorp Reports Earnings for Fiscal Year 2025; Declares Annual Cash Dividend of $0.34 Per Share

We continue to build our franchise as Crazy Woman Creek Bancorp (OTCPink: CRZY) and Buffalo Federal Bank, known as The Banks of Buffalo, Sheridan, Gillette and BFSB Mortgage of Evanston. Headquartered in Buffalo, Wyoming, our bank remains a vital business and community partner since founding in 1936. We take great pride in meeting our customers’ banking needs with a passion for local decision-making and personal involvement in our communities. Our vision remains to be the premier community bank serving the needs of individuals, families and businesses throughout North-Central Wyoming. 

Given our continuing commitment to shareholders, we have declared an annual cash dividend of $0.34 per share, increased over the prior year’s dividend of $0.32, to be paid in January 2026.

Crazy Woman Creek Bancorp is proud to have posted the best performance in our 89-year history; at September 30, 2025 the fiscal year net income was $1,905,498, corresponding to our fiscal year providing a return on equity (ROE) of 11.82% and return on assets (ROA) of 0.97%. In addition to our record earnings, we announced on August 18th, 2025 the full redemption of our $2.0 million subordinated notes due August 14, 2030, at the earliest permitted opportunity.

Community Banks such as ours face increasing challenges with margin compression primarily on the funding side. Fortunately, our foundation continues to be successfully managing the cost of funds and loan yields. Our net interest margin at September 30, 2025 based upon call report data at 4.34% places our bank well above the Wyoming average of 3.92%. We maintain ample capital ratios and at September 30, 2025, our Tier 1 Leverage Ratio was 10.03%. This ratio substantially exceeds the current definition for “well-capitalized” institutions. 

Our commitment to asset quality is clear. Nonperforming assets decreased to 0.36% at September 30, 2025 from 0.72% at September 30, 2024. During this fiscal year, we achieved an over 30-day past-due monthly loan delinquency average of 0.85% and at September 30, 2025, the balance held in foreclosed and repossessed assets was zero. Our loan loss reserve at September 30, 2025 was 1.86% and substantially above the Wyoming average of 1.49%. We are confident our reserve position is solid and accurately reflects the identifiable risks in our loan portfolio.

Our continuing strong financial results demonstrate the efforts of a dedicated management team, commitment to delivering diversified financial services and products, high levels of customer service and professionalism. We will focus on maintaining conservative lending protocols, improving operating efficiencies and building long-term value for our shareholders. I truly appreciate our customers for their continuing partnership and our shareholders for entrusting us with their capital. 

Our annual meeting is scheduled at 3:00 MDT on January 28th, 2026, at our corporate office located at 106 Fort Street in Buffalo, WY.

PAUL BRUNKHORST C.E.O.
PO Box 1020 • 106 Fort Street Buffalo, WY 82834
P 307-684-5591


FAQ

What is Crazy Woman Creek Bancorp's corrected annual dividend for 2025 (CRZY)?

The corrected annual cash dividend is $0.34 per share, payable in January 2026.

When will Crazy Woman Creek Bancorp pay the $0.34 dividend for CRZY?

The dividend of $0.34 per share is scheduled to be paid in January 2026.

How much net income did Crazy Woman Creek Bancorp report for fiscal 2025 (CRZY)?

Crazy Woman Creek Bancorp reported fiscal 2025 net income of $1,905,498 as of Sept 30, 2025.

How does CRZY's net interest margin compare to the Wyoming average at Sept 30, 2025?

CRZY reported a net interest margin of 4.34%, above the Wyoming average of 3.92%.

Did Crazy Woman Creek Bancorp redeem subordinated notes in 2025 (CRZY)?

Yes, the company announced full redemption of $2.0 million subordinated notes on August 18, 2025.

When is Crazy Woman Creek Bancorp's annual meeting for shareholders (CRZY)?

The annual meeting is scheduled for January 28, 2026 at 3:00 MDT at 106 Fort Street, Buffalo, WY.