Circle Internet Group Inc. Stock Price, News & Analysis

Circle (NYSE:CRCL) reported Q2 2025 results showing significant growth in its stablecoin business. USDC circulation increased 90% YoY to $61.3B, with total revenue and reserve income up 53% to $658M. The company reported a net loss of $482M, primarily due to IPO-related non-cash charges totaling $591M.

Key highlights include a successful $1.2B IPO, launch of Circle Payments Network with 100+ institutions in pipeline, and introduction of Arc, a new Layer-1 blockchain. The company expanded partnerships with major firms including Binance, Corpay, FIS, Fiserv, and OKX. Circle's adjusted EBITDA grew 52% YoY to $126M, demonstrating strong operational performance despite IPO-related expenses.

Looking forward, Circle projects a 40% CAGR for USDC circulation and FY2025 Other Revenue of $75-85M with RLDC margin of 36-38%.

Corpay (NYSE:CPAY) has announced a strategic collaboration with Circle Internet Group to integrate USDC stablecoin capabilities across its global payment infrastructure. The partnership will enable 24/7 settlement and programmable payments through Corpay's cross-border and commercial card networks.

Key features include integrated USDC access through Circle Mint APIs, Corpay-branded digital wallets powered by Circle, stablecoin-enabled FX transactions across 80+ countries, and commercial cards with direct USDC balance support. The collaboration aims to enhance transaction speed, liquidity, and programmability while maintaining enterprise-grade compliance standards.

FIS (NYSE:FIS) has announced a strategic partnership with Circle (NYSE:CRCL) to enable financial institutions to transact in USDC, the largest regulated stablecoin. The partnership follows new U.S. stablecoin legislation (GENIUS Act) and integrates Circle's stablecoin functionality with FIS' infrastructure solutions, including the FIS Money Movement Hub.

The collaboration will allow U.S. financial institutions to offer domestic and cross-border stablecoin payments in USDC, which is fully-reserved and redeemable 1:1 for US dollars. FIS will combine its real-time payments and enhanced fraud detection solutions with Circle's blockchain-native infrastructure to provide a scalable path for financial institutions to adopt digital assets.

Circle (NYSE:CRCL) has announced a strategic collaboration with Binance to enable institutional clients to use USYC, Circle's tokenized money market fund, as off-exchange collateral for derivatives trading. The integration allows USYC to be held through Binance Banking Triparty or Ceffu, Binance's institutional custody partner.

USYC will be natively issued on BNB Chain and offers near-instant fungibility with USDC, enhancing capital efficiency for users. This partnership comes as demand for tokenized U.S. Treasury interests has nearly doubled since early 2025, marking a significant step in the integration of traditional financial instruments with digital markets.

Circle Internet Group (NYSE:CRCL), a global fintech firm and stablecoin leader, has appointed Adam Selipsky to its Board of Directors. Selipsky, former CEO of Amazon Web Services (AWS), brings over 20 years of executive experience in scaling internet platform infrastructure.

During his tenure at AWS, Selipsky helped grow the business to over $100 billion in revenue and served on the U.S. Department of Homeland Security's Artificial Intelligence Safety and Security Board. His previous roles include serving as President and CEO of Tableau Software, leading its Salesforce acquisition, and holding senior positions at Amazon, RealNetworks, and Mercer Management Consulting.

Circle Internet Group (NYSE:CRCL) has scheduled its Q2 2025 financial results announcement for Tuesday, August 12, 2025. The company will host a live audio webcast at 8:00 AM ET to discuss the quarterly performance and business updates.

Investors can access the webcast, conference call replay, and related materials through Circle's Investor Relations website at www.circle.com/investors. The company also notes that its IR website serves as a primary channel for material disclosures, upcoming investor events, and Regulation FD compliance.

Circle (NYSE:CRCL), a global fintech company and stablecoin market leader, has submitted an application to the Office of the Comptroller of the Currency (OCC) to establish First National Digital Currency Bank, N.A., a national trust bank. If approved, the bank would operate as a federally regulated trust institution under OCC oversight and manage the USDC Reserve for Circle's U.S. issuer.

The proposed trust bank would strengthen USDC infrastructure, help meet requirements under the proposed GENIUS Act legislation, and provide digital asset custody services to institutional customers. CEO Jeremy Allaire emphasized this move as a significant milestone in building a transparent and accessible internet financial system.

The application builds on Circle's regulatory achievements, including securing the first NYDFS BitLicense in 2015, achieving MiCA compliance in 2024, and receiving in-principle approval from Abu Dhabi Global Market in April 2025.

Circle (NYSE: CRCL) has announced a strategic partnership with Fiserv (NYSE: FI) to develop stablecoin-enabled payment solutions. The collaboration combines Circle's USDC infrastructure and Circle Payments Network with Fiserv's digital banking capabilities. This integration will allow Fiserv's financial institution clients to access digital dollar infrastructure, enabling real-time settlement and global payments. The partnership aims to provide high-speed, low-cost transactions through internet-native financial infrastructure. Circle CEO Jeremy Allaire emphasized the collaboration's focus on meeting growing demand for real-time, borderless financial experiences. The implementation will be phased and subject to regulatory approvals.

Fiserv (NYSE: FI) has announced plans to launch FIUSD, a new stablecoin integrated into its existing banking and payments infrastructure by end-2025. The platform will leverage Fiserv's extensive network of 10,000 financial institutions and 6 million merchant locations that process 90 billion transactions annually. FIUSD will utilize stablecoin infrastructure from Paxos and Circle, operating on the Solana blockchain. The solution will be offered at no additional cost to clients through existing Fiserv technology. The company is also exploring deposit tokens and partnering to expand stablecoin use cases globally. The platform will integrate with Fiserv's Finxact core processing platform and include built-in features for fraud monitoring, risk management, and settlement controls.