Welcome to our dedicated page for Citizens Holding news (Ticker: CIZN), a resource for investors and traders seeking the latest updates and insights on Citizens Holding stock.
Citizens Holding Company reports developments for a Mississippi one-bank holding company whose operating subsidiary is The Citizens Bank of Philadelphia. The bank provides full-service commercial banking, mortgage loans, title insurance services through third-party partnerships, and internet banking services that include online banking, bill pay, and business cash management across banking centers in Mississippi.
Recurring CIZN news covers quarterly operating results, balance-sheet management, credit quality measures, provisions for credit losses, and allowance levels tied to loan growth. Company releases also address common-stock dividends and dividend suspensions, insider beneficial-ownership changes, management infrastructure, risk management, and capital actions for the OTCQX-traded common stock.
Citizens Holding Company (OTCQX:CIZN) reported Q1 2026 results for the quarter ended March 31, 2026. Net income was $1.886M or $0.33 per share, up 2.0% year-over-year but down 9.3% sequentially. Net interest margin expanded to 3.34%. Loans rose 5.2% YoY to $844.5M; tangible book value per share increased to $8.89. Provision for credit losses and nonperforming assets rose due to a single commercial credit.
Citizens Holding Company (OTCQX:CIZN) reported results for the three and twelve months ended December 31, 2025.
Q4 net income was $2.08M ($0.37/share), down 11.8% linked-quarter but up 57.8% year-over-year. Full-year net income was $8.15M ($1.44/share), a 48.4% increase versus 2024. Key metrics: NIM 3.25%, loans $841.1M (+10.0% YoY), deposits $1.337B (+24.8% YoY), NPAs 66 bps, ACL/LHFI 1.06%, and tangible book value per share $8.67.
Citizens Holding Company (OTCQX:CIZN) reported results for the three and nine months ended September 30, 2025. Q3 net income was $2.357M ($0.42 per share), up 27.6% linked-quarter and 641.2% year-over-year; nine-month net income was $6.057M ($1.08 per share), up 45.1% year-over-year. Net interest margin rose to 3.20% in Q3 (3.08% year-to-date), driven by loan growth; loans held for investment totaled $831.2M, +16.8% YoY. Non-performing assets increased to $7.063M (85 bps of loans), up 37.7% YoY. OBS liquidity was 14.9% and regulatory capital ratios remained well-capitalized.
Citizens Holding Company (OTCQX:CIZN) disclosed a Statement of Material Changes in Beneficial Ownership dated November 14, 2025, reporting recent insider purchases by senior executives.
Stacy Brantley, Chief Executive Officer, purchased 5,000 shares at $6.80, increasing her direct holdings to 141,330 shares. Vincent C. Dungan, director, purchased 14,815 shares at $6.75, increasing his direct holdings to 135,239 shares.
Citizens Holding Company (OTCQX:CIZN) reported third-quarter results for the period ended September 30, 2025. Net income was $2.36M or $0.42 per share, up 27.6% sequentially and 641% year‑over‑year. Net interest margin rose to 3.20% (+12 bps QoQ, +58 bps YoY). Loans held for investment totaled $831.2M (+16.8% YoY). Tangible book value per share was $7.96, up from $6.67 QoQ. Nonperforming assets increased to $7.06M (85 bps of loans), and allowance for credit losses was 1.04% of loans. Deposits were $1.182B vs $1.266B at June 30, 2025. The company highlighted continued loan-driven margin expansion, disciplined deposit pricing, and reserve strengthening.
Citizens Holding Company (OTCQX: CIZN) issued corrected 2025 third-quarter results for the three and nine months ended September 30, 2025, updating nine-month EPS to $1.08 (basic and diluted) from $0.66. Net income was $2.357M for Q3 2025 and $6.057M year-to-date. Key operating metrics: NIM 3.20% for Q3 and year-to-date NIM 3.08%, loans $831.2M (up 16.8% YoY), deposits $1,182.4M (down vs June 30, 2025), NPAs $7.063M (85 bps of loans), ACL 1.04% of loans, and OBS liquidity 14.9% as of September 30, 2025.
Management highlighted loan-driven margin expansion, reserve builds (PCL $551k Q3), improved tangible book value $7.96 per share, and expectations of slower loan growth in coming quarters.
Citizens Holding Company (OTCQX:CIZN) has announced the suspension of its quarterly cash dividend on common stock. CEO Stacy Brantley explained that the company is actively working to raise capital to support recent growth initiatives.
The company believes that these capital-raising efforts, combined with expanding profitability, will strengthen its balance sheet and enable continued profitable growth. Management has expressed commitment to resuming dividend payments in the future, maintaining their belief in a strong dividend policy.
Citizens Holding Company (OTCQX:CIZN) reported Q2 2025 net income of $1,848 ($0.33 per share), showing an 87.2% increase from Q2 2024 but a slight 0.1% decrease from Q1 2025. For H1 2025, net income was $3,700 ($0.66 per share), down 4.0% year-over-year.
The bank demonstrated strong loan growth with total loans held for investment reaching $817,992 million, up 20.4% year-over-year. Net interest margin improved to 3.08%, an 11 basis point increase from the previous quarter. Non-interest bearing deposits grew by 12.5% year-over-year to $292,339 million.
Credit quality metrics remained solid despite a slight increase in non-performing assets to 82 basis points of loans, with the allowance for credit losses maintained at 1.00% of total loans.
Citizens Holding Company (OTCQX:CIZN) has reported significant insider stock purchases by key executives. CEO Stacy Brantley acquired 11,946 shares at $8.39 per share, bringing total beneficial ownership to 134,784 shares. CFO Phillip Branch purchased 449 shares at $7.73, increasing holdings to 3,788 shares. Director Vincent Craig Dungan bought 5,041 shares at $8.11, raising his ownership to 117,233 shares. All purchases were made as direct ownership transactions.