BRI's Ultra Micro Holding Marks Three Years, Serving 176 Million Customers and 36.1 Million Borrowers
Bank Rakyat Indonesia (BRI) celebrates the third anniversary of its Ultra Micro Holding (UMi), a significant milestone in promoting financial inclusion in Indonesia. Established in 2021, UMi comprises BRI, Pegadaian, and Permodalan Nasional Madani (PNM), serving over 176 million depositors and 36.1 million borrowers with financing exceeding IDR 622.3 trillion. Key achievements include:
- Expanded access to financing for MSMEs
- Enhanced financial inclusion through diverse services
- Synergy through 1,025 Senyum Co-Locations
- Community empowerment programs offering financial literacy and entrepreneurship training
The initiative aligns with Indonesia's focus on strengthening MSME competitiveness, which contributes 61% to GDP and 97% to employment.
Bank Rakyat Indonesia (BRI) celebra il terzo anniversario della sua Ultra Micro Holding (UMi), un traguardo significativo nel promuovere l'inclusione finanziaria in Indonesia. Fondata nel 2021, UMi comprende BRI, Pegadaian e Permodalan Nasional Madani (PNM), servendo oltre 176 milioni di depositanti e 36,1 milioni di prestatari con finanziamenti superiori a IDR 622,3 trilioni. I risultati chiave includono:
- Maggiore accesso al finanziamento per le MSME
- Inclusione finanziaria migliorata attraverso servizi diversificati
- Sinergia tramite 1.025 Senyum Co-Locations
- Programmi di empowerment della comunità che offrono formazione finanziaria e imprenditoriale
L'iniziativa si allinea con l'attenzione dell'Indonesia nel rafforzare la competitività delle MSME, che contribuiscono per il 61% al PIL e per il 97% all'occupazione.
Bank Rakyat Indonesia (BRI) celebra el tercer aniversario de su Ultra Micro Holding (UMi), un hito significativo en la promoción de la inclusión financiera en Indonesia. Establecida en 2021, UMi está compuesta por BRI, Pegadaian y Permodalan Nasional Madani (PNM), que atiende a más de 176 millones de depositantes y 36,1 millones de prestatarios, con financiamiento que supera IDR 622,3 billones. Los logros clave incluyen:
- Acceso ampliado al financiamiento para las MSME
- Mejor inclusión financiera a través de servicios diversos
- Sinergia a través de 1.025 Senyum Co-Locations
- Programas de empoderamiento comunitario que ofrecen capacitación en finanzas y emprendimiento
La iniciativa se alinea con el enfoque de Indonesia en fortalecer la competitividad de las MSME, que contribuyen con el 61% al PIB y el 97% al empleo.
인도네시아 농민은행(BRI)은 초마이크로 홀딩(UMi)의 3주년을 기념하며, 인도네시아에서의 금융 포용성을 증진하는 중요한 이정표가 되었습니다. 2021년에 설립된 UMi는 BRI, 페가다안, 그리고 국가 자본 기구(PNM)로 구성되어, 1억 7천6백만 명의 예금자와 3천6백만 명의 대출자를 서비스하며 재정 지원은 IDR 622.3 조를 초과합니다. 주요 성과는 다음과 같습니다:
- MSME를 위한 자금 접근성 확대
- 다양한 서비스로 금융 포용성 강화
- 1,025개의 Senyum Co-Locations를 통한 시너지 효과
- 재정 리터러시와 기업가 정신 교육을 제공하는 지역 사회 역량 강화 프로그램
이 이니셔티브는 MSME 경쟁력 강화를 위한 인도네시아의 초점과 일치하며, MSME는 GDP의 61%와 고용의 97%를 기여하고 있습니다.
La Bank Rakyat Indonesia (BRI) célèbre le troisième anniversaire de son Ultra Micro Holding (UMi), un jalon significatif dans la promotion de l'inclusion financière en Indonésie. Établie en 2021, UMi comprend BRI, Pegadaian et Permodalan Nasional Madani (PNM), servant plus de 176 millions de déposants et 36,1 millions d'emprunteurs, avec un financement dépassant IDR 622,3 trillions. Les réalisations clés comprennent :
- Accès élargi au financement pour les MSME
- Inclusion financière améliorée grâce à des services diversifiés
- Séries de synergie à travers 1 025 Senyum Co-Locations
- Programmes d'autonomisation communautaire offrant formation financière et entrepreneuriat
L'initiative s'aligne avec l'accent mis par l'Indonésie sur le renforcement de la compétitivité des MSME, qui contribuent à hauteur de 61 % au PIB et de 97 % à l'emploi.
Die Bank Rakyat Indonesia (BRI) feiert den dritten Jahrestag ihrer Ultra Micro Holding (UMi), einen bedeutenden Meilenstein zur Förderung der finanziellen Inklusion in Indonesien. UMi wurde 2021 gegründet und umfasst BRI, Pegadaian und Permodalan Nasional Madani (PNM), die über 176 Millionen Einleger und 36,1 Millionen Kreditnehmer bedienen und deren Finanzierung mehr als IDR 622,3 Billionen beträgt. Zu den wichtigsten Erfolgen gehören:
- Erweiterter Zugang zu Finanzierungen für MSME
- Verbesserte finanzielle Inklusion durch vielfältige Dienstleistungen
- Synergie durch 1.025 Senyum Co-Locations
- Programme zur Stärkung der Gemeinschaft, die finanzielle Bildung und Unternehmertumsschulung anbieten
Die Initiative steht im Einklang mit Indonesiens Fokus auf die Stärkung der Wettbewerbsfähigkeit von MSME, die 61 % zum BIP und 97 % zur Beschäftigung beitragen.
- UMi serves over 176 million depositors and 36.1 million borrowers
- Total financing exceeds IDR 622.3 trillion
- Expanded access to financing for MSMEs and ultra-micro entrepreneurs
- Established 1,025 Senyum Co-Locations for integrated services
- Implemented community empowerment programs benefiting millions of micro and ultra-micro businesses
- None.
BRI President Director, Sunarso, said, "We express our sincere gratitude to President Joko Widodo, the Ministry of State-Owned Enterprises (BUMN), regulators, all our customers and the wider community who have been part of our journey. These three years are just the beginning of our long-term commitment to expanding financial inclusion and empowering ultra-micro entrepreneurs in
Separately,
Key Achievements of Ultra Micro Holding in Three Years:
- Expanded Access to Financing: Reaching over 36.1 million borrowers, including 13.4 million from BRI, 15 million women from PNM, and 7.7 million Pegadaian customers.
- Enhanced Financial Inclusion: Serving 176 million deposit customers with total savings of
IDR 313.9 trillion . The public also benefits from 15.2 million micro-insurance policies, 3.1 million gold savings customers, and 35.2 million BRImo app users. - Synergy through 1,025 Senyum Co-Locations: Offering integrated services from BRI, Pegadaian, and PNM in one place, with 75,000 marketing personnel improving efficiency and expanding service reach.
- Community Empowerment Programs: Providing financial literacy, entrepreneurship training, and business support to millions of micro and ultra-micro businesses through initiatives including Link UMKM, BRI Menanam, and Mekaar Group Savings offer entrepreneurship, financial management, and digital marketing education to ultra-micro entrepreneurs. To date millions of micro and ultra-micro businesses have benefited, contributing to improved community economic well-being.
For more information about Bank BRI, please visit: https://www.bri.co.id/
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SOURCE PT Bank Rakyat Indonesia Tbk (BRI)
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