Consistently Serving MSMEs, BRI Records a Profit of IDR 60.64 Trillion
Bank Rakyat Indonesia (BRI) reported strong financial results for 2024, achieving a consolidated net profit of IDR 60.64 trillion. The bank's total assets grew 1.42% year-over-year to IDR 1,992.98 trillion, while loan disbursement increased 6.97% to IDR 1,354.64 trillion. The MSME segment remained a key focus, accounting for 81.97% of total loans at IDR 1,110.37 trillion.
BRI demonstrated improved asset quality with a Non-Performing Loan (NPL) ratio decreasing from 2.95% to 2.78%, supported by a strong NPL Coverage ratio of 215.01%. The bank maintains extensive MSME support through various programs, including Ultra Micro Holding serving over 180 million savings customers, People's Business Credit disbursing IDR 184.98 trillion, and AgenBRILink's network of 1.06 million banking agents facilitating IDR 1,583 trillion in transactions.
Bank Rakyat Indonesia (BRI) ha riportato risultati finanziari solidi per il 2024, raggiungendo un utile netto consolidato di IDR 60,64 trilioni. Il totale degli attivi della banca è cresciuto dell'1,42% rispetto all'anno precedente, raggiungendo IDR 1.992,98 trilioni, mentre la concessione di prestiti è aumentata del 6,97%, arrivando a IDR 1.354,64 trilioni. Il segmento delle MSME è rimasto un obiettivo chiave, rappresentando l'81,97% del totale dei prestiti con IDR 1.110,37 trilioni.
BRI ha dimostrato un miglioramento della qualità degli attivi con un tasso di prestiti non performanti (NPL) che è diminuito dal 2,95% al 2,78%, supportato da un forte rapporto di copertura NPL del 215,01%. La banca mantiene un ampio supporto per le MSME attraverso vari programmi, tra cui Ultra Micro Holding che serve oltre 180 milioni di clienti risparmiatori, il Credito per le Attività Popolari che ha erogato IDR 184,98 trilioni, e la rete AgenBRILink di 1,06 milioni di agenti bancari che facilitano transazioni per IDR 1.583 trilioni.
Bank Rakyat Indonesia (BRI) reportó resultados financieros sólidos para 2024, logrando un beneficio neto consolidado de IDR 60,64 billones. Los activos totales del banco crecieron un 1,42% interanual, alcanzando IDR 1.992,98 billones, mientras que la concesión de préstamos aumentó un 6,97% hasta IDR 1.354,64 billones. El segmento de las MSME siguió siendo un enfoque clave, representando el 81,97% del total de préstamos con IDR 1.110,37 billones.
BRI demostró una mejora en la calidad de los activos con una tasa de Préstamos No Productivos (NPL) que disminuyó del 2,95% al 2,78%, respaldada por una sólida tasa de Cobertura NPL del 215,01%. El banco mantiene un amplio apoyo a las MSME a través de varios programas, incluyendo Ultra Micro Holding, que atiende a más de 180 millones de clientes ahorradores, el Crédito Empresarial Popular que ha desembolsado IDR 184,98 billones, y la red de AgenBRILink con 1,06 millones de agentes bancarios que facilitan transacciones por IDR 1.583 billones.
인도네시아 농민은행(BRI)는 2024년 강력한 재무 실적을 보고하며, IDR 60.64 조의 연결 순이익을 달성했습니다. 은행의 총 자산은 전년 대비 1.42% 증가하여 IDR 1,992.98 조에 달했으며, 대출 집행은 6.97% 증가하여 IDR 1,354.64 조에 도달했습니다. MSME 부문은 전체 대출의 81.97%를 차지하며 중요한 초점으로 남아 있습니다. 총액은 IDR 1,110.37 조입니다.
BRI는 비수익 대출(NPL) 비율이 2.95%에서 2.78%로 감소하며 자산 품질이 개선되었음을 보여주었고, 215.01%의 강력한 NPL 커버리지 비율로 지원받고 있습니다. 은행은 1억 8천만 명 이상의 저축 고객에게 서비스를 제공하는 초미세 홀딩, IDR 184.98 조를 대출한 국민 비즈니스 신용, IDR 1,583 조의 거래를 용이하게 하는 106만 명의 은행 대리인을 포함한 다양한 프로그램을 통해 MSME에 대한 광범위한 지원을 유지하고 있습니다.
Bank Rakyat Indonesia (BRI) a annoncé des résultats financiers solides pour 2024, atteignant un bénéfice net consolidé de IDR 60,64 trillions. Les actifs totaux de la banque ont augmenté de 1,42 % par rapport à l'année précédente, atteignant IDR 1 992,98 trillions, tandis que les décaissements de prêts ont augmenté de 6,97 % pour atteindre IDR 1 354,64 trillions. Le segment des MSME est resté un axe clé, représentant 81,97 % du total des prêts avec IDR 1 110,37 trillions.
BRI a démontré une amélioration de la qualité des actifs avec un ratio de prêts non performants (NPL) passant de 2,95 % à 2,78 %, soutenu par un solide ratio de couverture NPL de 215,01 %. La banque maintient un large soutien aux MSME à travers divers programmes, y compris Ultra Micro Holding qui sert plus de 180 millions de clients épargnants, le Crédit aux Entreprises Populaires ayant distribué IDR 184,98 trillions, et le réseau AgenBRILink de 1,06 million d'agents bancaires facilitant des transactions pour IDR 1 583 trillions.
Bank Rakyat Indonesia (BRI) berichtete über starke finanzielle Ergebnisse für 2024 und erzielte einen konsolidierten Nettogewinn von IDR 60,64 Billionen. Die Gesamtaktiva der Bank wuchsen im Vergleich zum Vorjahr um 1,42% auf IDR 1.992,98 Billionen, während die Kreditvergabe um 6,97% auf IDR 1.354,64 Billionen anstieg. Der MSME-Sektor blieb ein zentrales Anliegen und machte 81,97% der Gesamtkredite mit IDR 1.110,37 Billionen aus.
BRI zeigte eine verbesserte Vermögensqualität mit einer Quote notleidender Kredite (NPL), die von 2,95% auf 2,78% sank, unterstützt durch eine starke NPL-Coverage-Quote von 215,01%. Die Bank bietet umfangreiche Unterstützung für MSMEs durch verschiedene Programme, darunter Ultra Micro Holding, die über 180 Millionen Sparer bedient, das People's Business Credit mit einer Kreditvergabe von IDR 184,98 Billionen und das AgenBRILink-Netzwerk mit 1,06 Millionen Bankagenten, die Transaktionen in Höhe von IDR 1.583 Billionen erleichtern.
- Net profit reached IDR 60.64 trillion in 2024
- Loan disbursement grew 6.97% YoY to IDR 1,354.64 trillion
- NPL ratio improved from 2.95% to 2.78%
- Strong NPL coverage ratio at 215.01%
- MSME segment represents 81.97% of total loans
- Modest asset growth of only 1.42% YoY
"As of the end of 2024, BRI successfully posted a net profit of
By December 2024, BRI's total assets grew
Driving the People's Economy Through MSME Services and Empowerment
As an agent of development, BRI remains committed to government initiatives by supporting MSME growth through various programs:
- Ultra Micro Holding (UMi) – A collaboration with Pegadaian and PNM to provide financial services for ultra-micro businesses, currently serving over 180 million savings customers and 36.9 million loan customers.
- People's Business Credit (KUR) – A government-backed financing program for MSMEs, with BRI disbursing
IDR 184.98 trillion in 2024, the highest among national banks, benefiting over 4 million MSMEs. - AgenBRILink – A network of 1.06 million banking agents facilitating transactions worth
IDR 1,583 trillion , covering80% ofIndonesia's villages. - Desa BRILian – A rural economic development program supporting 4,327 villages through tourism, handicrafts, and agriculture.
- PARI (Indonesian People's Market) – A digital platform connecting 85,000 MSME users based on commodity ecosystems.
- Klasterku Hidupku – A cluster-based business support program with 38,574 MSME clusters nationwide.
- LinkUMKM – A digital platform tracking MSME progress, used by 8.9 million entrepreneurs.
- Rumah BUMN – A collaborative space for state-owned enterprises (SOEs) to train and mentor 433,000 MSMEs across 54 locations.
Sunarso emphasized BRI is committed to supporting the people's economy, particularly through inclusive and sustainable financing, as well as various empowerment initiatives to help MSMEs become a key pillar of
For more information about BANK BRI, visit www.bri.co.id.
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SOURCE PT Bank Rakyat Indonesia Tbk (BRI)
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