Alkami Research Studies Reveal Industry Perceptions on Fraud Prevention and Data Protection
Alkami Technology (Nasdaq: ALKT) has released research findings on fraud prevention and data protection in digital banking. The study reveals that fraud losses reached $12.5 billion in 2024, marking a 25% increase from 2023. 77% of financial institutions anticipate record-high fraud cases in 2025, with 33% acknowledging the need for enhanced security measures.
Key findings show that 67% of banks and credit unions would consider incentivizing customers to adopt stronger cybersecurity practices. The research also indicates that 93% of digital banking Americans prioritize protection from financial fraudsters and hackers, while 91% value protection from unauthorized third parties.
Alkami Technology (Nasdaq: ALKT) ha pubblicato i risultati di una ricerca sulla prevenzione delle frodi e la protezione dei dati nel settore bancario digitale. Lo studio rivela che le perdite dovute alle frodi hanno raggiunto 12,5 miliardi di dollari nel 2024, segnando un aumento del 25% rispetto al 2023. Il 77% delle istituzioni finanziarie prevede un numero record di casi di frode nel 2025, con il 33% che riconosce la necessità di misure di sicurezza rafforzate.
I risultati chiave mostrano che il 67% delle banche e delle cooperative di credito prenderebbero in considerazione l'incentivazione dei clienti ad adottare pratiche di cybersicurezza più forti. La ricerca indica inoltre che il 93% degli americani che utilizzano servizi bancari digitali danno priorità alla protezione contro i frodatori finanziari e gli hacker, mentre il 91% valuta la protezione da terzi non autorizzati.
Alkami Technology (Nasdaq: ALKT) ha publicado los resultados de una investigación sobre la prevención del fraude y la protección de datos en la banca digital. El estudio revela que las pérdidas por fraude alcanzaron 12.5 mil millones de dólares en 2024, marcando un aumento del 25% en comparación con 2023. El 77% de las instituciones financieras anticipa un número récord de casos de fraude en 2025, con un 33% reconociendo la necesidad de medidas de seguridad mejoradas.
Los hallazgos clave muestran que el 67% de los bancos y cooperativas de crédito considerarían incentivar a los clientes a adoptar prácticas de ciberseguridad más sólidas. La investigación también indica que el 93% de los estadounidenses que utilizan la banca digital priorizan la protección contra los defraudadores financieros y hackers, mientras que el 91% valora la protección contra terceros no autorizados.
알카미 테크놀로지 (Nasdaq: ALKT)는 디지털 뱅킹에서의 사기 예방 및 데이터 보호에 대한 연구 결과를 발표했습니다. 연구에 따르면 사기 손실은 2024년 125억 달러에 달하며, 이는 2023년 대비 25% 증가한 수치입니다. 77%의 금융 기관이 2025년에 사기 사건이 사상 최고치를 기록할 것으로 예상하며, 33%는 보안 조치 강화의 필요성을 인정하고 있습니다.
주요 결과에 따르면 67%의 은행 및 신용 조합은 고객이 더 강력한 사이버 보안 관행을 채택하도록 유도하는 것을 고려할 것입니다. 연구는 또한 93%의 디지털 뱅킹 이용 미국인이 금융 사기꾼과 해커로부터의 보호를 우선시하며, 91%는 승인되지 않은 제3자로부터의 보호를 중요하게 여긴다고 나타났습니다.
Alkami Technology (Nasdaq: ALKT) a publié des résultats de recherche sur la prévention de la fraude et la protection des données dans le secteur bancaire numérique. L'étude révèle que les pertes dues à la fraude ont atteint 12,5 milliards de dollars en 2024, marquant une augmentation de 25% par rapport à 2023. 77% des institutions financières anticipent un nombre record de cas de fraude en 2025, avec 33% reconnaissant la nécessité de mesures de sécurité renforcées.
Les résultats clés montrent que 67% des banques et des coopératives de crédit envisageraient d'inciter les clients à adopter des pratiques de cybersécurité plus solides. La recherche indique également que 93% des Américains utilisant la banque numérique privilégient la protection contre les fraudeurs financiers et les hackers, tandis que 91% apprécient la protection contre les tiers non autorisés.
Alkami Technology (Nasdaq: ALKT) hat Forschungsergebnisse zur Betrugsprävention und zum Datenschutz im digitalen Banking veröffentlicht. Die Studie zeigt, dass die Betrugsverluste 2024 12,5 Milliarden Dollar erreichten, was einem Anstieg von 25% im Vergleich zu 2023 entspricht. 77% der Finanzinstitute erwarten im Jahr 2025 Rekordzahlen bei Betrugsfällen, wobei 33% die Notwendigkeit verstärkter Sicherheitsmaßnahmen anerkennen.
Wichtige Ergebnisse zeigen, dass 67% der Banken und Kreditgenossenschaften in Betracht ziehen würden, Kunden zu ermutigen, stärkere Cybersicherheitspraktiken anzunehmen. Die Forschung weist auch darauf hin, dass 93% der Amerikaner im digitalen Banking den Schutz vor finanziellen Betrügern und Hackern priorisieren, während 91% den Schutz vor unbefugten Dritten schätzen.
- Strong market positioning in digital banking security solutions
- J.D. Power certification for outstanding mobile banking platform
- High consumer demand for security services (93% prioritize data protection)
- 33% of financial institutions admit inadequate fraud prevention measures
- Significant increase in fraud losses (25% YoY) indicates growing security challenges
Studies show banks and credit unions need to enhance prevention strategies; consumers want data protection in their digital banking experience
Fraud losses reported by consumers and companies in 2024 totaled more than
To further strengthen fraud prevention, financial institutions are prioritizing proactive measures such as implementing real-time fraud detection with a multi-layered approach and expanding educational initiatives on emerging schemes and techniques for account holders to combat attempts and enhance security.
"With digital advancements accelerating, financial institutions play a critical role in leading fraud prevention and data protection efforts," said Brad Cranford, director of product management at Alkami. "Digital banking users are aware of the increased threat to their financial well-being, and they are looking to their financial institution to protect their assets and reinforce trust."
Recent research highlights just how much consumers value data security. The Generational Trends in Digital Banking Study commissioned by Alkami found that
Financial institutions looking to enhance their fraud prevention and data strategies can explore Alkami's Digital Banking Solutions here.
Alkami has been certified by J.D. Power for providing "An Outstanding Mobile Banking Platform Experience2."
About Alkami
Alkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in
Media Relations Contacts
Vested
alkami@fullyvested.com
Marla Pieton
marla.pieton@alkami.com
1 Alkami Proprietary Research - 179 digital banking platform decision makers/influencers were surveyed across banks and credit unions. Data collected October 2, 2024 – November 8, 2024. | |||||
2 J.D. Power 2024 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/awards. | |||||
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SOURCE Alkami Technology, Inc.
FAQ
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