Alkami Releases Annual Budgeting & Strategies Playbook for Financial Institutions
Alkami Technology (Nasdaq: ALKT) has released its "2026 Budgeting & Strategies Playbook" to help regional and community financial institutions navigate the future of banking. The playbook focuses on transitioning from personalization to anticipatory banking, addressing key industry challenges including the $124 trillion wealth transfer and changing generational banking preferences.
The comprehensive guide aims to help financial institutions accelerate growth through digital strategy alignment and technology investments. Research shows that nearly half of digital banking consumers want their financial institutions to better anticipate their needs. The playbook details four key plays for banks and credit unions to onboard faster, engage intelligently, grow relationships, and protect assets.
Alkami Technology (Nasdaq: ALKT) ha pubblicato il suo Budgeting & Strategies Playbook 2026 per aiutare le istituzioni finanziarie regionali e comunitarie a orientarsi nel futuro della banca. Il playbook si concentra sulla transizione dalla personalizzazione alla banca anticipatoria, affrontando le principali sfide del settore, tra cui il trasferimento di ricchezza di 124 trilioni di dollari e i cambiamenti nelle preferenze bancarie tra le generazioni.
La guida completa mira ad aiutare le istituzioni finanziarie a accelerare la crescita allineando la strategia digitale e gli investimenti tecnologici. Le ricerche mostrano che quasi la metà dei consumatori di banca digitale desidera che le proprie istituzioni anticipino meglio le proprie esigenze. Il playbook descrive quattro mosse chiave per banche e enti di credito per integrarsi più rapidamente, coinvolgere in modo intelligente, far crescere le relazioni e proteggere gli asset.
Alkami Technology (Nasdaq: ALKT) ha publicado su “2026 Budgeting & Strategies Playbook” para ayudar a las instituciones financieras regionales y comunitarias a navegar el futuro de la banca. El manual se centra en la transición de la personalización a la banca anticipatoria, abordando los principales retos de la industria, incluido el traslado de riqueza de $124 billones y los cambios en las preferencias bancarias entre generaciones.
Esta guía integral busca ayudar a las instituciones financieras a acelerar el crecimiento mediante la alineación de la estrategia digital y las inversiones en tecnología. Las investigaciones muestran que casi la mitad de los consumidores de banca digital desean que sus instituciones anticipen mejor sus necesidades. El libro de jugadas describe cuatro jugadas clave para que bancos y cooperativas de crédito incorporen más rápido, se involucren de forma inteligente, hagan crecer las relaciones y protejan los activos.
Alkami Technology (Nasdaq: ALKT)가 지역 및 커뮤니티 금융기관이 미래의 은행 업무를 대비하도록 돕기 위해 “2026 Budgeting & Strategies Playbook”을 발표했습니다. 이 플레이북은 개인화에서 선제 은행 업무(anticipatory banking)로의 전환에 초점을 맞추고 있으며, 업계의 주요 과제인 124조 달러의 부의 이전과 세대별 은행 선호도의 변화를 다룹니다.
이 포괄적인 가이드는 디지털 전략 정렬과 기술 투자로 성장을 가속화하는 데 금융기관을 돕는 것을 목표로 합니다. 연구에 따르면 디지털 뱅킹 소비자의 거의 절반이 은행이 자신의 필요를 더 잘 예측해 주길 원합니다. 플레이북은 은행과 신협이 더 빨리 온보드하고, 지능적으로 참여하며, 관계를 확장하고 자산을 보호하는 네 가지 핵심 전략을 상세히 설명합니다.
Alkami Technology (Nasdaq: ALKT) a publié son « 2026 Budgeting & Strategies Playbook » pour aider les institutions financières régionales et communautaires à naviguer dans l’avenir de la banque. Le guide met l’accent sur la transition de la personnalisation vers la brique anticipatrice (anticipatory banking), en traitant les principaux défis du secteur, notamment le transfert de patrimoine de 124 trillions de dollars et l’évolution des préférences bancaires générationnelles.
Le guide complet vise à aider les institutions financières à accélérer leur croissance grâce à l’alignement de la stratégie numérique et des investissements technologiques. Les recherches montrent que près de la moitié des consommateurs de banque numérique souhaitent que leurs institutions anticipent mieux leurs besoins. Le playbook détaille quatre « plays » clés pour que les banques et les coopératives de crédit s’intègrent plus rapidement, s’engagent intelligemment, développent les relations et protègent les actifs.
Alkami Technology (Nasdaq: ALKT) hat seinen „2026 Budgeting & Strategies Playbook“ veröffentlicht, um regionalen und kommunalen Finanzinstituten dabei zu helfen, sich auf die Zukunft des Bankwesens vorzubereiten. Das Handbuch konzentriert sich auf den Übergang von Personalisierung zu anticipatorischem Banking und behandelt zentrale Branchenherausforderungen, darunter die Vermögensverschiebung von 124 Billionen Dollar und veränderte generationenspezifische Bankpräferenzen.
Der umfassende Leitfaden zielt darauf ab, Finanzinstitute dabei zu unterstützen, Wachstum durch die Abstimmung der Digitalstrategie und Investitionen in Technologie zu beschleunigen. Forschungen zeigen, dass fast die Hälfte der Verbraucher im digitalen Banking möchte, dass ihre Institutionen ihre Bedürfnisse besser vorhersagen. Das Playbook erläutert vier Schlüsselmaßnahmen für Banken und Kreditgenossenschaften, um schneller an Bord zu gehen, intelligent zu interagieren, Beziehungen zu wachsen und Vermögenswerte zu schützen.
Alkami Technology (ناسداك: ALKT) أصدرت دفترها “2026 Budgeting & Strategies Playbook” لمساعدة المؤسسات المالية الإقليمية والمجتمعية على التنقل في مستقبل الخدمات المصرفية. يركز الدليل على الانتقال من التخصيص إلى المصرفية التنبؤية، مع معالجة التحديات الرئيسية في الصناعة بما في ذلك تحويل الثروات بنحو 124 تريليون دولار وتغير تفضيلات الأجيال في البنوك.
يهدف الدليل الشامل إلى مساعدة المؤسسات المالية على تسريع النمو من خلال مواءمة الاستراتيجية الرقمية والاستثمارات التكنولوجية. تُظهر الأبحاث أن قرابة نصف مستخدمي الخدمات المصرفية الرقمية يرغبون في أن تتنبأ مؤسساتهم باحتياجاتهم بشكل أفضل. يوضح Playbook أربع حركات رئيسية للبنوك واتحادات الائتمان للدمج بشكل أسرع، والتفاعل بذكاء، وتنمية العلاقات، وحماية الأصول.
Alkami Technology（纳斯达克：ALKT） 发布了其《2026 Budgeting & Strategies Playbook》，以帮助地区和社区金融机构应对未来的银行业。该手册将重点从个性化转向< 前瞻性银行业务 >，并解决行业的关键挑战，包括< b>124 万亿美元的财富转移以及代际银行偏好的变化。
这份综合指南旨在通过数字战略对齐和技术投资，帮助金融机构实现增长。研究显示，近一半的数字银行客户希望他们的金融机构能够更好地预测他们的需求。手册详细介绍了四项关键策略，帮助银行和信用合作社更快上线、智能互动、发展关系并保护资产。
- Release of comprehensive strategic playbook to help financial institutions navigate digital transformation
- Recognition from J.D. Power for outstanding mobile banking platform in 2024 and 2025
- None.
Gives bankers a guide to lead in the next era of banking, moving from personalization to anticipation
Financial institutions are at a pivotal point to redefine relationship banking. It will require the convergence of the human connection with data-driven technology that anticipates the needs of account holders with intention and purpose before they are expressed. In a recent study, almost half of digital banking consumers revealed they wish their financial institution could do more to anticipate their needs. Amidst historic demographic and behavioral shifts, key forces impacting the industry include:
- The changing workforce creates advisory opportunities for banks and credit unions
- The great wealth transfer where
$124 trillion - Generational banking preferences where each defines loyalty differently
- Regional and community financial institutions are trailing megabanks and neobanks to deliver the right product recommendations, risking primacy
Jason Dorsey, president of The Center for Generational Kinetics and a leading generational researcher, commented, "Recommendations are becoming the emotional connection and value-add that financial institution customers and members use to determine if their bank or credit union really understands them and their needs." Theo Lau, founder of Unconventional Ventures, added, "The financial institutions that invest in understanding and anticipating the interconnected needs of their customers, from business succession planning for boomers to wealth-building tools for younger generations, will build the deep, generational loyalty that transcends rate shopping. Trust — earned through value-added Anticipatory Banking service — will become the ultimate competitive advantage."
Featuring Anticipatory Banking and the technology needed to deliver it, Alkami's Playbook details four plays, and the suggested path forward, so banks and credit unions can onboard faster, engage more intelligently, grow deeper relationships, and protect what matters most. Bank and credit union leaders who adopt this vision, powered by a digital sales and service platform, will move beyond transactions and accelerate digital maturity, positioning themselves as industry leaders defining the next era of banking.
According to Jim Perry, senior strategist at Market Insights, Inc., "The Alkami 2026 Playbook offers a roadmap for breaking out of legacy thinking and offers tangible ways institutions can win trust, deepen relationships, and grow."
To download Alkami's 2026 Playbook, visit here.
To learn more about Alkami's Digital Sales & Service Platform, visit here.
Alkami has been certified by J.D. Power in 2024 and 2025 for providing "An Outstanding Mobile Banking Platform Experience."1
About Alkami
Alkami provides a digital sales and service platform for
Media Relations Contacts
Vested
alkami@fullyvested.com
Marla Pieton
marla.pieton@alkami.com
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SOURCE Alkami Technology, Inc.
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