This page shows Ufp Industries Inc (UFPI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Ufp Industries Inc has an operating margin of 5.8%, meaning the company retains $6 of operating profit per $100 of revenue. This results in a moderate score of 35/100, indicating healthy but not exceptional operating efficiency. This is down from 7.4% the prior year.
Ufp Industries Inc's revenue declined 5% year-over-year, from $6.7B to $6.3B. This contraction results in a growth score of 25/100.
Ufp Industries Inc carries a low D/E ratio of 0.07, meaning only $0.07 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 4.59, Ufp Industries Inc holds $4.59 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 91/100.
Ufp Industries Inc has a free cash flow margin of 4.4%, earning a moderate score of 36/100. The company generates positive cash flow after capital investments, but with room for improvement.
Ufp Industries Inc's ROE of 9.6% shows moderate profitability relative to equity, earning a score of 33/100. This is down from 12.9% the prior year.
Ufp Industries Inc scores 6.59, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($5.1B) relative to total liabilities ($934.2M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Ufp Industries Inc passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Ufp Industries Inc generates $1.85 in operating cash flow ($545.7M OCF vs $294.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Ufp Industries Inc earns $33.3 in operating income for every $1 of interest expense ($363.9M vs $10.9M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Ufp Industries Inc generated $6.3B in revenue in fiscal year 2025. This represents a decrease of 5.0% from the prior year.
Ufp Industries Inc's EBITDA was $525.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 18.0% from the prior year.
Ufp Industries Inc reported $294.8M in net income in fiscal year 2025. This represents a decrease of 28.9% from the prior year.
Ufp Industries Inc earned $5.00 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 26.1% from the prior year.
Cash & Balance Sheet
Ufp Industries Inc generated $276.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 32.6% from the prior year.
Ufp Industries Inc held $914.2M in cash against $228.9M in long-term debt as of fiscal year 2025.
Ufp Industries Inc paid $1.40 per share in dividends in fiscal year 2025. This represents an increase of 6.1% from the prior year.
Ufp Industries Inc had 57M shares outstanding in fiscal year 2025. This represents a decrease of 6.7% from the prior year.
Margins & Returns
Ufp Industries Inc's gross margin was 16.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 1.7 percentage points from the prior year.
Ufp Industries Inc's operating margin was 5.8% in fiscal year 2025, reflecting core business profitability. This is down 1.6 percentage points from the prior year.
Ufp Industries Inc's net profit margin was 4.7% in fiscal year 2025, showing the share of revenue converted to profit. This is down 1.6 percentage points from the prior year.
Ufp Industries Inc's ROE was 9.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 3.2 percentage points from the prior year.
Capital Allocation
Ufp Industries Inc spent $433.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 206.9% from the prior year.
Ufp Industries Inc invested $269.4M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 16.0% from the prior year.
UFPI Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.3B-14.7% | $1.6B-15.0% | $1.8B+15.0% | $1.6B+9.1% | $1.5B-11.4% | $1.6B-13.3% | $1.9B+16.0% | $1.6B |
| Cost of Revenue | N/A | $1.3B-14.8% | $1.5B+14.7% | $1.3B | N/A | $1.4B-12.2% | $1.5B+17.2% | $1.3B |
| Gross Profit | $216.5M-17.6% | $262.7M-16.0% | $312.7M+16.6% | $268.2M+12.0% | $239.5M-19.7% | $298.4M-17.7% | $362.7M+11.2% | $326.1M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | $170.0M-8.1% | $185.0M+5.0% | $176.3M | N/A | $183.3M-9.8% | $203.2M+5.8% | $192.1M |
| Operating Income | N/A | $89.5M-27.3% | $123.1M+33.4% | $92.3M | N/A | $119.9M-24.6% | $159.0M+18.8% | $133.8M |
| Interest Expense | N/A | $2.8M+1.5% | $2.7M+1.8% | $2.7M | N/A | $3.0M-6.7% | $3.2M+1.0% | $3.1M |
| Income Tax | N/A | $23.6M-24.1% | $31.1M+46.2% | $21.3M | N/A | $32.5M-23.0% | $42.2M+65.6% | $25.5M |
| Net Income | $40.0M-47.0% | $75.3M-25.2% | $100.7M+27.9% | $78.8M+15.7% | $68.0M-31.8% | $99.8M-20.7% | $125.9M+4.3% | $120.8M |
| EPS (Diluted) | $0.70-45.7% | $1.29-24.1% | $1.70+30.8% | $1.30+16.1% | $1.12-31.7% | $1.64-20.0% | $2.05+4.6% | $1.96 |
UFPI Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $4.0B-2.7% | $4.1B+0.9% | $4.1B-1.3% | $4.2B0.0% | $4.2B-1.6% | $4.2B+1.9% | $4.1B+1.5% | $4.1B |
| Current Assets | $2.3B-5.0% | $2.4B+0.8% | $2.4B-3.9% | $2.5B-1.5% | $2.5B-4.2% | $2.6B+2.3% | $2.6B+1.6% | $2.5B |
| Cash & Equivalents | $914.2M-9.4% | $1.0B+19.8% | $841.9M-6.8% | $903.6M-22.9% | $1.2B-1.6% | $1.2B+14.4% | $1.0B+6.3% | $979.7M |
| Inventory | $722.0M+8.2% | $667.4M-7.6% | $722.2M-4.3% | $754.9M+4.7% | $720.8M+11.7% | $645.4M-5.8% | $684.8M-8.1% | $745.3M |
| Accounts Receivable | $476.0M-21.7% | $607.5M-11.6% | $687.3M-3.6% | $713.0M+42.3% | $500.9M-23.0% | $650.9M-10.2% | $724.9M+1.6% | $713.4M |
| Goodwill | $343.9M+0.5% | $342.1M+0.2% | $341.6M+0.4% | $340.3M+0.1% | $339.8M+1.1% | $336.1M+0.2% | $335.4M0.0% | $335.6M |
| Total Liabilities | $934.2M+0.7% | $927.3M+0.4% | $923.7M+4.3% | $886.0M-1.7% | $900.9M-11.5% | $1.0B+1.6% | $1.0B+6.2% | $943.2M |
| Current Liabilities | $494.2M-7.1% | $532.2M+2.1% | $521.1M+5.0% | $496.5M-3.1% | $512.4M-15.4% | $606.0M+3.0% | $588.4M+12.1% | $525.0M |
| Long-Term Debt | $228.9M-0.1% | $229.0M-0.1% | $229.2M-0.3% | $229.9M0.0% | $229.8M-1.0% | $232.0M-0.4% | $233.0M0.0% | $233.0M |
| Total Equity | $3.1B-3.7% | $3.2B+1.1% | $3.1B-2.9% | $3.2B+0.4% | $3.2B+1.6% | $3.2B+2.5% | $3.1B+0.3% | $3.1B |
| Retained Earnings | $2.6B-4.8% | $2.7B+1.0% | $2.7B-3.9% | $2.8B-0.1% | $2.8B+1.7% | $2.7B+2.2% | $2.7B+0.2% | $2.7B |
UFPI Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $146.6M-48.7% | $286.0M+28.9% | $221.9M+304.0% | -$108.8M-175.1% | $144.9M-44.0% | $258.6M+1.1% | $255.9M+1623.3% | -$16.8M |
| Capital Expenditures | $63.9M-15.7% | $75.8M+21.2% | $62.5M-7.1% | $67.3M+0.7% | $66.8M+13.4% | $58.9M+2.6% | $57.4M+16.9% | $49.1M |
| Free Cash Flow | $82.7M-60.6% | $210.2M+31.8% | $159.5M+190.6% | -$176.1M-325.4% | $78.1M-60.9% | $199.7M+0.6% | $198.4M+400.9% | -$65.9M |
| Investing Cash Flow | -$56.0M+17.2% | -$67.6M+8.6% | -$74.0M+2.0% | -$75.5M+19.0% | -$93.3M-59.6% | -$58.5M+7.2% | -$63.0M-12.3% | -$56.1M |
| Financing Cash Flow | -$178.1M-258.3% | -$49.7M+76.5% | -$211.4M-132.5% | -$90.9M-48.0% | -$61.4M-24.8% | -$49.2M+61.4% | -$127.5M-84.9% | -$69.0M |
| Dividends Paid | $19.9M-3.2% | $20.5M-0.7% | $20.7M-3.1% | $21.3M+6.3% | $20.1M0.0% | $20.1M-0.9% | $20.2M-0.8% | $20.4M |
| Share Buybacks | $152.0M+423.3% | $29.1M-84.8% | $191.4M+216.1% | $60.6M+3027750.0% | -$2K-100.0% | $21.8M-78.4% | $100.6M+435.0% | $18.8M |
UFPI Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 16.3%-0.6pp | 16.8%-0.2pp | 17.0%+0.2pp | 16.8%+0.4pp | 16.4%-1.7pp | 18.1%-1.0pp | 19.1%-0.8pp | 19.9% |
| Operating Margin | N/A | 5.7%-1.0pp | 6.7%+0.9pp | 5.8% | N/A | 7.3%-1.1pp | 8.4%+0.2pp | 8.2% |
| Net Margin | 3.0%-1.8pp | 4.8%-0.7pp | 5.5%+0.5pp | 4.9%+0.3pp | 4.7%-1.4pp | 6.0%-0.6pp | 6.6%-0.8pp | 7.4% |
| Return on Equity | 1.3%-1.1pp | 2.4%-0.8pp | 3.2%+0.8pp | 2.4%+0.3pp | 2.1%-1.0pp | 3.1%-0.9pp | 4.1%+0.2pp | 3.9% |
| Return on Assets | 1.0%-0.8pp | 1.8%-0.6pp | 2.5%+0.6pp | 1.9%+0.3pp | 1.6%-0.7pp | 2.4%-0.7pp | 3.0%+0.1pp | 3.0% |
| Current Ratio | 4.59+0.1 | 4.49-0.1 | 4.54-0.4 | 4.96+0.1 | 4.88+0.6 | 4.31-0.0 | 4.34-0.4 | 4.79 |
| Debt-to-Equity | 0.070.0 | 0.070.0 | 0.070.0 | 0.070.0 | 0.070.0 | 0.070.0 | 0.080.0 | 0.08 |
| FCF Margin | 6.2%-7.3pp | 13.5%+4.8pp | 8.7%+19.7pp | -11.0%-16.4pp | 5.3%-6.8pp | 12.1%+1.7pp | 10.4%+14.5pp | -4.0% |
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Frequently Asked Questions
What is Ufp Industries Inc's annual revenue?
Ufp Industries Inc (UFPI) reported $6.3B in total revenue for fiscal year 2025. This represents a -5.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Ufp Industries Inc's revenue growing?
Ufp Industries Inc (UFPI) revenue declined by 5% year-over-year, from $6.7B to $6.3B in fiscal year 2025.
Is Ufp Industries Inc profitable?
Yes, Ufp Industries Inc (UFPI) reported a net income of $294.8M in fiscal year 2025, with a net profit margin of 4.7%.
What is Ufp Industries Inc's EBITDA?
Ufp Industries Inc (UFPI) had EBITDA of $525.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Ufp Industries Inc have?
As of fiscal year 2025, Ufp Industries Inc (UFPI) had $914.2M in cash and equivalents against $228.9M in long-term debt.
What is Ufp Industries Inc's gross margin?
Ufp Industries Inc (UFPI) had a gross margin of 16.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Ufp Industries Inc's operating margin?
Ufp Industries Inc (UFPI) had an operating margin of 5.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Ufp Industries Inc's net profit margin?
Ufp Industries Inc (UFPI) had a net profit margin of 4.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Ufp Industries Inc pay dividends?
Yes, Ufp Industries Inc (UFPI) paid $1.40 per share in dividends during fiscal year 2025.
What is Ufp Industries Inc's return on equity (ROE)?
Ufp Industries Inc (UFPI) has a return on equity of 9.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Ufp Industries Inc's free cash flow?
Ufp Industries Inc (UFPI) generated $276.4M in free cash flow during fiscal year 2025. This represents a -32.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Ufp Industries Inc's operating cash flow?
Ufp Industries Inc (UFPI) generated $545.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Ufp Industries Inc's total assets?
Ufp Industries Inc (UFPI) had $4.0B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Ufp Industries Inc's capital expenditures?
Ufp Industries Inc (UFPI) invested $269.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Ufp Industries Inc's current ratio?
Ufp Industries Inc (UFPI) had a current ratio of 4.59 as of fiscal year 2025, which is generally considered healthy.
What is Ufp Industries Inc's debt-to-equity ratio?
Ufp Industries Inc (UFPI) had a debt-to-equity ratio of 0.07 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Ufp Industries Inc's return on assets (ROA)?
Ufp Industries Inc (UFPI) had a return on assets of 7.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Ufp Industries Inc's Altman Z-Score?
Ufp Industries Inc (UFPI) has an Altman Z-Score of 6.59, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Ufp Industries Inc's Piotroski F-Score?
Ufp Industries Inc (UFPI) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Ufp Industries Inc's earnings high quality?
Ufp Industries Inc (UFPI) has an earnings quality ratio of 1.85x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Ufp Industries Inc cover its interest payments?
Ufp Industries Inc (UFPI) has an interest coverage ratio of 33.3x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Ufp Industries Inc?
Ufp Industries Inc (UFPI) scores 53 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.