Postal Realty Trust Financials
This page shows Postal Realty Trust (PSTL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Postal Realty Trust has an operating margin of 35.8%, meaning the company retains $36 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power. This is up from 27.7% the prior year.
Postal Realty Trust's revenue surged 25.5% year-over-year to $95.8M, reflecting rapid business expansion. This strong growth earns a score of 76/100.
Postal Realty Trust carries a low D/E ratio of 1.27, meaning only $1.27 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 76/100, indicating a strong balance sheet with room for future borrowing.
Postal Realty Trust generates a 5.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 22/100. This is up from 2.6% the prior year.
Postal Realty Trust passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Postal Realty Trust generates $3.15 in operating cash flow ($44.5M OCF vs $14.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Postal Realty Trust earns $2.3 in operating income for every $1 of interest expense ($34.3M vs $15.2M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
Key Financial Metrics
Earnings & Revenue
Postal Realty Trust generated $95.8M in revenue in fiscal year 2025. This represents an increase of 25.5% from the prior year.
Postal Realty Trust's EBITDA was $58.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 34.5% from the prior year.
Postal Realty Trust reported $14.1M in net income in fiscal year 2025. This represents an increase of 114.5% from the prior year.
Postal Realty Trust earned $0.47 per diluted share (EPS) in fiscal year 2025. This represents an increase of 123.8% from the prior year.
Cash & Balance Sheet
Postal Realty Trust held $1.5M in cash against $361.1M in long-term debt as of fiscal year 2025.
Postal Realty Trust paid $0.97 per share in dividends in fiscal year 2025. This represents an increase of 1.0% from the prior year.
Margins & Returns
Postal Realty Trust's operating margin was 35.8% in fiscal year 2025, reflecting core business profitability. This is up 8.1 percentage points from the prior year.
Postal Realty Trust's net profit margin was 14.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 6.1 percentage points from the prior year.
Postal Realty Trust's ROE was 5.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.3 percentage points from the prior year.
Capital Allocation
PSTL Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $26.0M+6.9% | $24.3M+4.2% | $23.4M+5.4% | $22.1M+3.7% | $21.4M+8.6% | $19.7M+9.0% | $18.1M+4.4% | $17.3M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $4.2M+11.7% | $3.8M-13.1% | $4.3M-12.6% | $4.9M+26.2% | $3.9M+0.7% | $3.9M-0.9% | $3.9M-8.7% | $4.3M |
| Operating Income | $10.2M+11.5% | $9.1M+5.1% | $8.7M+38.7% | $6.3M-32.0% | $9.2M+93.0% | $4.8M+16.5% | $4.1M+35.2% | $3.0M |
| Interest Expense | $4.1M+4.6% | $3.9M+2.3% | $3.8M+11.1% | $3.4M+5.1% | $3.3M+0.7% | $3.2M+12.4% | $2.9M+9.5% | $2.6M |
| Income Tax | -$3K-150.0% | $6K-40.0% | $10K-28.6% | $14K-67.4% | $43K+48.3% | $29K+3.6% | $28K+75.0% | $16K |
| Net Income | $4.6M+21.9% | $3.8M+5.4% | $3.6M+73.6% | $2.1M-53.8% | $4.5M+320.4% | $1.1M+31.1% | $817K+296.6% | $206K |
| EPS (Diluted) | N/A | $0.13+8.3% | $0.12+100.0% | $0.06 | N/A | $0.03+50.0% | $0.02+300.0% | $-0.01 |
PSTL Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $759.1M+3.2% | $735.2M+6.6% | $689.8M+5.5% | $654.0M+1.1% | $646.8M+5.2% | $615.1M+1.1% | $608.2M+4.1% | $584.1M |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $1.5M-23.6% | $1.9M+76.1% | $1.1M+69.0% | $639K-64.5% | $1.8M+85.5% | $970K-44.3% | $1.7M-8.2% | $1.9M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $1.5M | N/A | N/A | N/A | $1.5M | N/A | N/A | N/A |
| Total Liabilities | $399.5M+3.3% | $386.7M+5.9% | $365.3M+7.7% | $339.1M+3.0% | $329.3M+7.6% | $306.1M+2.5% | $298.6M+10.3% | $270.8M |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $361.1M+4.1% | $347.0M+5.5% | $328.8M+7.2% | $306.7M+3.4% | $296.7M+7.1% | $277.0M+1.2% | $273.7M+10.5% | $247.6M |
| Total Equity | $285.2M+4.1% | $273.9M+9.2% | $250.8M+2.2% | $245.5M-2.3% | $251.3M+2.3% | $245.6M0.0% | $245.5M-1.1% | $248.1M |
| Retained Earnings | -$74.0M-2.4% | -$72.3M-3.1% | -$70.1M-3.3% | -$67.9M-5.7% | -$64.2M-1.9% | -$63.0M-7.6% | -$58.5M-8.7% | -$53.9M |
PSTL Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $11.3M+3.7% | $10.9M-4.1% | $11.4M+5.4% | $10.8M+17.5% | $9.2M+14.9% | $8.0M-19.0% | $9.9M+54.4% | $6.4M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | -$29.9M+33.6% | -$45.1M-36.8% | -$32.9M-109.1% | -$15.8M+32.2% | -$23.3M-89.4% | -$12.3M+58.8% | -$29.8M-114.8% | -$13.9M |
| Financing Cash Flow | $18.3M-46.7% | $34.4M+55.8% | $22.1M+456.8% | $4.0M-73.7% | $15.1M+377.3% | $3.2M-84.0% | $19.8M+172.0% | $7.3M |
| Dividends Paid | $8.1M+4.8% | $7.7M+2.3% | $7.6M+2.3% | $7.4M+3.0% | $7.2M+2.0% | $7.0M+1.5% | $6.9M+1.0% | $6.9M |
| Share Buybacks | N/A | N/A | N/A | N/A | $0 | $0 | N/A | N/A |
PSTL Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | 39.2%+1.6pp | 37.6%+0.3pp | 37.3%+8.9pp | 28.4%-14.9pp | 43.3%+18.9pp | 24.3%+1.6pp | 22.8%+5.2pp | 17.6% |
| Net Margin | 17.9%+2.2pp | 15.7%+0.2pp | 15.5%+6.1pp | 9.4%-11.7pp | 21.1%+15.6pp | 5.5%+0.9pp | 4.5%+3.3pp | 1.2% |
| Return on Equity | 1.6%+0.2pp | 1.4%-0.1pp | 1.4%+0.6pp | 0.9%-0.9pp | 1.8%+1.3pp | 0.4%+0.1pp | 0.3%+0.3pp | 0.1% |
| Return on Assets | 0.6%+0.1pp | 0.5%0.0pp | 0.5%+0.2pp | 0.3%-0.4pp | 0.7%+0.5pp | 0.2%+0.0pp | 0.1%+0.1pp | 0.0% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 1.270.0 | 1.27-0.0 | 1.31+0.1 | 1.25+0.1 | 1.18+0.1 | 1.13+0.0 | 1.11+0.1 | 1.00 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Postal Realty Trust's annual revenue?
Postal Realty Trust (PSTL) reported $95.8M in total revenue for fiscal year 2025. This represents a 25.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Postal Realty Trust's revenue growing?
Postal Realty Trust (PSTL) revenue grew by 25.5% year-over-year, from $76.4M to $95.8M in fiscal year 2025.
Is Postal Realty Trust profitable?
Yes, Postal Realty Trust (PSTL) reported a net income of $14.1M in fiscal year 2025, with a net profit margin of 14.8%.
What is Postal Realty Trust's EBITDA?
Postal Realty Trust (PSTL) had EBITDA of $58.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Postal Realty Trust have?
As of fiscal year 2025, Postal Realty Trust (PSTL) had $1.5M in cash and equivalents against $361.1M in long-term debt.
What is Postal Realty Trust's operating margin?
Postal Realty Trust (PSTL) had an operating margin of 35.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Postal Realty Trust's net profit margin?
Postal Realty Trust (PSTL) had a net profit margin of 14.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Postal Realty Trust pay dividends?
Yes, Postal Realty Trust (PSTL) paid $0.97 per share in dividends during fiscal year 2025.
What is Postal Realty Trust's return on equity (ROE)?
Postal Realty Trust (PSTL) has a return on equity of 5.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Postal Realty Trust's operating cash flow?
Postal Realty Trust (PSTL) generated $44.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Postal Realty Trust's total assets?
Postal Realty Trust (PSTL) had $759.1M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Postal Realty Trust's debt-to-equity ratio?
Postal Realty Trust (PSTL) had a debt-to-equity ratio of 1.27 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Postal Realty Trust's return on assets (ROA)?
Postal Realty Trust (PSTL) had a return on assets of 1.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Postal Realty Trust's Piotroski F-Score?
Postal Realty Trust (PSTL) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Postal Realty Trust's earnings high quality?
Postal Realty Trust (PSTL) has an earnings quality ratio of 3.15x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Postal Realty Trust cover its interest payments?
Postal Realty Trust (PSTL) has an interest coverage ratio of 2.3x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Postal Realty Trust?
Postal Realty Trust (PSTL) scores 69 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.