Life Time Group Holdings Inc Financials
This page shows Life Time Group Holdings Inc (LTH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Life Time Group Holdings Inc has an operating margin of 16.1%, meaning the company retains $16 of operating profit per $100 of revenue. This results in a moderate score of 58/100, indicating healthy but not exceptional operating efficiency. This is up from 13.6% the prior year.
Life Time Group Holdings Inc's revenue grew 14.3% year-over-year to $3.0B, a solid pace of expansion. This earns a growth score of 57/100.
Life Time Group Holdings Inc carries a low D/E ratio of 0.48, meaning only $0.48 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 92/100, indicating a strong balance sheet with room for future borrowing.
Life Time Group Holdings Inc's current ratio of 0.63 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 7/100, which could limit financial flexibility.
While Life Time Group Holdings Inc generated $870.5M in operating cash flow, capex of $891.5M consumed most of it, leaving -$21.0M in free cash flow. This results in a low score of 23/100, reflecting heavy capital investment rather than weak cash generation.
Life Time Group Holdings Inc's ROE of 11.9% shows moderate profitability relative to equity, earning a score of 38/100. This is up from 6.0% the prior year.
Life Time Group Holdings Inc scores 1.27, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($6.0B) relative to total liabilities ($4.9B). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Life Time Group Holdings Inc passes 8 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Life Time Group Holdings Inc generates $2.33 in operating cash flow ($870.5M OCF vs $373.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Life Time Group Holdings Inc generated $3.0B in revenue in fiscal year 2025. This represents an increase of 14.3% from the prior year.
Life Time Group Holdings Inc's EBITDA was $777.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 23.0% from the prior year.
Life Time Group Holdings Inc reported $373.7M in net income in fiscal year 2025. This represents an increase of 139.2% from the prior year.
Life Time Group Holdings Inc earned $1.66 per diluted share (EPS) in fiscal year 2025. This represents an increase of 124.3% from the prior year.
Cash & Balance Sheet
Life Time Group Holdings Inc generated -$21.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 141.4% from the prior year.
Life Time Group Holdings Inc held $204.8M in cash against $1.5B in long-term debt as of fiscal year 2025.
Life Time Group Holdings Inc had 221M shares outstanding in fiscal year 2025. This represents an increase of 6.5% from the prior year.
Margins & Returns
Life Time Group Holdings Inc's gross margin was 47.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.8 percentage points from the prior year.
Life Time Group Holdings Inc's operating margin was 16.1% in fiscal year 2025, reflecting core business profitability. This is up 2.4 percentage points from the prior year.
Life Time Group Holdings Inc's net profit margin was 12.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 6.5 percentage points from the prior year.
Life Time Group Holdings Inc's ROE was 11.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 6.0 percentage points from the prior year.
Capital Allocation
Life Time Group Holdings Inc invested $891.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 70.0% from the prior year.
LTH Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $745.1M-4.8% | $782.6M+2.8% | $761.5M+7.9% | $706.0M+6.4% | $663.3M-4.3% | $693.2M+3.8% | $667.8M+11.9% | $596.7M |
| Cost of Revenue | $379.4M-8.4% | $414.3M+2.6% | $403.9M+8.9% | $371.0M+7.9% | $343.9M-7.3% | $371.1M+4.4% | $355.5M+10.4% | $321.9M |
| Gross Profit | $365.7M-0.7% | $368.3M+3.0% | $357.5M+6.7% | $335.1M+4.9% | $319.4M-0.8% | $322.1M+3.2% | $312.3M+13.6% | $274.8M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $65.3M+9.0% | $59.8M-3.0% | $61.7M+6.6% | $57.8M-5.5% | $61.2M+6.0% | $57.7M+8.4% | $53.2M+9.0% | $48.9M |
| Operating Income | $129.5M-4.5% | $135.6M+25.1% | $108.4M+0.7% | $107.7M+23.8% | $87.0M-7.2% | $93.7M-10.6% | $104.8M+45.4% | $72.1M |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | -$36.0M+4.4% | -$37.7M-0.7% | -$37.4M |
| Income Tax | $49.0M+32.8% | $36.9M+34.4% | $27.5M+328.9% | $6.4M-49.1% | $12.6M-22.4% | $16.2M+17.3% | $13.8M+39.4% | $9.9M |
| Net Income | $123.0M+20.1% | $102.4M+42.1% | $72.1M-5.3% | $76.1M+104.9% | $37.2M-10.1% | $41.4M-21.7% | $52.8M+111.9% | $24.9M |
| EPS (Diluted) | N/A | $0.45+40.6% | $0.32-5.9% | $0.34 | N/A | $0.19-26.9% | $0.26+116.7% | $0.12 |
LTH Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $8.0B+2.3% | $7.8B+3.0% | $7.6B+3.9% | $7.3B+2.2% | $7.2B-0.4% | $7.2B+0.8% | $7.1B+0.4% | $7.1B |
| Current Assets | $385.8M-6.0% | $410.3M+11.5% | $368.0M+64.4% | $223.8M+30.9% | $171.0M-36.5% | $269.2M+37.3% | $196.1M+2.4% | $191.5M |
| Cash & Equivalents | $204.8M-6.4% | $218.9M+24.7% | $175.5M+197.5% | $59.0M+442.3% | $10.9M-91.0% | $120.9M+250.3% | $34.5M+85.6% | $18.6M |
| Inventory | $67.6M-4.3% | $70.7M+6.8% | $66.2M+5.9% | $62.5M+3.7% | $60.3M+1.7% | $59.2M+8.6% | $54.5M+2.6% | $53.1M |
| Accounts Receivable | $24.1M-1.1% | $24.4M-6.0% | $25.9M+5.1% | $24.7M-1.7% | $25.1M-4.4% | $26.2M+4.1% | $25.2M+10.3% | $22.9M |
| Goodwill | $1.2B0.0% | $1.2B0.0% | $1.2B0.0% | $1.2B0.0% | $1.2B0.0% | $1.2B0.0% | $1.2B0.0% | $1.2B |
| Total Liabilities | $4.9B+0.8% | $4.8B+2.3% | $4.7B+3.3% | $4.6B+0.8% | $4.5B-1.6% | $4.6B-2.9% | $4.8B-0.7% | $4.8B |
| Current Liabilities | $609.5M-0.6% | $613.4M+7.9% | $568.7M+8.8% | $522.6M+0.5% | $520.1M+13.9% | $456.7M+3.4% | $441.6M-1.8% | $449.5M |
| Long-Term Debt | $1.5B-0.3% | $1.5B-0.2% | $1.5B-0.3% | $1.5B-1.0% | $1.5B-7.7% | $1.6B-10.4% | $1.8B-7.9% | $2.0B |
| Total Equity | $3.1B+4.7% | $3.0B+4.0% | $2.9B+4.9% | $2.7B+4.8% | $2.6B+1.9% | $2.6B+8.2% | $2.4B+2.8% | $2.3B |
| Retained Earnings | -$46.9M+72.4% | -$169.9M+37.6% | -$272.3M+20.9% | -$344.4M+18.1% | -$420.6M+8.1% | -$457.7M+8.3% | -$499.1M+9.6% | -$551.9M |
LTH Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $239.9M-4.5% | $251.1M+28.3% | $195.7M+6.4% | $183.9M+12.7% | $163.1M+7.9% | $151.1M-11.3% | $170.4M+88.5% | $90.4M |
| Capital Expenditures | $304.5M+36.9% | $222.5M+0.2% | $222.0M+55.8% | $142.5M+4.5% | $136.3M+56.5% | $87.1M-39.6% | $144.3M-8.0% | $156.8M |
| Free Cash Flow | -$64.6M-325.9% | $28.6M+208.8% | -$26.3M-163.6% | $41.4M+54.3% | $26.8M-58.1% | $64.0M+145.2% | $26.1M+139.3% | -$66.4M |
| Investing Cash Flow | -$249.7M-21.5% | -$205.4M-130.8% | -$89.0M+37.2% | -$141.6M-8.4% | -$130.6M-1570.2% | -$7.8M-281.6% | $4.3M+102.7% | -$158.6M |
| Financing Cash Flow | $462K+226.6% | -$365K-103.1% | $11.9M+61.4% | $7.4M+105.2% | -$141.6M-154.5% | -$55.6M+65.7% | -$162.1M-316.2% | $75.0M |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
LTH Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.1%+2.0pp | 47.1%+0.1pp | 46.9%-0.5pp | 47.5%-0.7pp | 48.2%+1.7pp | 46.5%-0.3pp | 46.8%+0.7pp | 46.1% |
| Operating Margin | 17.4%+0.1pp | 17.3%+3.1pp | 14.2%-1.0pp | 15.3%+2.1pp | 13.1%-0.4pp | 13.5%-2.2pp | 15.7%+3.6pp | 12.1% |
| Net Margin | 16.5%+3.4pp | 13.1%+3.6pp | 9.5%-1.3pp | 10.8%+5.2pp | 5.6%-0.4pp | 6.0%-1.9pp | 7.9%+3.7pp | 4.2% |
| Return on Equity | 3.9%+0.5pp | 3.4%+0.9pp | 2.5%-0.3pp | 2.8%+1.4pp | 1.4%-0.2pp | 1.6%-0.6pp | 2.2%+1.1pp | 1.1% |
| Return on Assets | 1.5%+0.2pp | 1.3%+0.4pp | 0.9%-0.1pp | 1.0%+0.5pp | 0.5%-0.1pp | 0.6%-0.2pp | 0.7%+0.4pp | 0.4% |
| Current Ratio | 0.63-0.0 | 0.67+0.0 | 0.65+0.2 | 0.43+0.1 | 0.33-0.3 | 0.59+0.1 | 0.44+0.0 | 0.43 |
| Debt-to-Equity | 0.48-0.0 | 0.50-0.0 | 0.52-0.0 | 0.55-0.0 | 0.58-0.1 | 0.64-0.1 | 0.77-0.1 | 0.86 |
| FCF Margin | -8.7%-12.3pp | 3.7%+7.1pp | -3.5%-9.3pp | 5.9%+1.8pp | 4.0%-5.2pp | 9.2%+5.3pp | 3.9%+15.0pp | -11.1% |
Note: The current ratio is below 1.0 (0.63), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Frequently Asked Questions
What is Life Time Group Holdings Inc's annual revenue?
Life Time Group Holdings Inc (LTH) reported $3.0B in total revenue for fiscal year 2025. This represents a 14.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Life Time Group Holdings Inc's revenue growing?
Life Time Group Holdings Inc (LTH) revenue grew by 14.3% year-over-year, from $2.6B to $3.0B in fiscal year 2025.
Is Life Time Group Holdings Inc profitable?
Yes, Life Time Group Holdings Inc (LTH) reported a net income of $373.7M in fiscal year 2025, with a net profit margin of 12.5%.
What is Life Time Group Holdings Inc's EBITDA?
Life Time Group Holdings Inc (LTH) had EBITDA of $777.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Life Time Group Holdings Inc have?
As of fiscal year 2025, Life Time Group Holdings Inc (LTH) had $204.8M in cash and equivalents against $1.5B in long-term debt.
What is Life Time Group Holdings Inc's gross margin?
Life Time Group Holdings Inc (LTH) had a gross margin of 47.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Life Time Group Holdings Inc's operating margin?
Life Time Group Holdings Inc (LTH) had an operating margin of 16.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Life Time Group Holdings Inc's net profit margin?
Life Time Group Holdings Inc (LTH) had a net profit margin of 12.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Life Time Group Holdings Inc's return on equity (ROE)?
Life Time Group Holdings Inc (LTH) has a return on equity of 11.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Life Time Group Holdings Inc's free cash flow?
Life Time Group Holdings Inc (LTH) generated -$21.0M in free cash flow during fiscal year 2025. This represents a -141.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Life Time Group Holdings Inc's operating cash flow?
Life Time Group Holdings Inc (LTH) generated $870.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Life Time Group Holdings Inc's total assets?
Life Time Group Holdings Inc (LTH) had $8.0B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Life Time Group Holdings Inc's capital expenditures?
Life Time Group Holdings Inc (LTH) invested $891.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Life Time Group Holdings Inc's current ratio?
Life Time Group Holdings Inc (LTH) had a current ratio of 0.63 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Life Time Group Holdings Inc's debt-to-equity ratio?
Life Time Group Holdings Inc (LTH) had a debt-to-equity ratio of 0.48 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Life Time Group Holdings Inc's return on assets (ROA)?
Life Time Group Holdings Inc (LTH) had a return on assets of 4.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Life Time Group Holdings Inc's Altman Z-Score?
Life Time Group Holdings Inc (LTH) has an Altman Z-Score of 1.27, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Life Time Group Holdings Inc's Piotroski F-Score?
Life Time Group Holdings Inc (LTH) has a Piotroski F-Score of 8 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Life Time Group Holdings Inc's earnings high quality?
Life Time Group Holdings Inc (LTH) has an earnings quality ratio of 2.33x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Life Time Group Holdings Inc?
Life Time Group Holdings Inc (LTH) scores 46 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.