What is Hope Bancorp's earnings per share (EPS)?

Hope Bancorp (HOPE) reported diluted earnings per share of $0.49 for fiscal year 2025. This represents a -40.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Hope Bancorp Financials

HOPE

Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows Hope Bancorp (HOPE) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI HOPE FY2025 2026-05-06

Balance-sheet-funded earnings are still present, but return on assets has compressed as funding stays expensive.

Assets were $19.1B in FY2023 and $18.5B in FY2025, so the bank's scale barely changed over that stretch. Yet FY2025 net income was only $62M and ROA fell to 0.3%, showing much less profit extracted from a similar asset base rather than a business that simply shrank.

With interest expense still near $469M against revenue of $941M in FY2025, funding costs were consuming a large share of what the balance sheet produced. That helps explain why net margin slipped to 6.6% from 12.8% in FY2023: the squeeze looks more like thinner spread economics than a loss of operating scale.

Capital spending was only $13M against operating cash flow of $165M in FY2025, so physical reinvestment is not what is draining cash here. The bigger swing factor is cash conversion through the balance sheet: changes in funding cost and asset return matter more than hard-asset spending.

Financial Health Signals

Financial Profile 20/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Hope Bancorp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Hope Bancorp's revenue declined 1.3% year-over-year, from $954.0M to $941.2M. This contraction results in a growth score of 25/100.

Leverage

Hope Bancorp has elevated debt relative to equity (D/E of 7.12), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow

Hope Bancorp converts 16.1% of revenue into free cash flow ($151.5M). This strong cash generation earns a score of 75/100.

Returns

Hope Bancorp generates a 2.7% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 20/100. This is down from 4.7% the prior year.

Piotroski F-Score Weak

3/9

Hope Bancorp passes 3 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

2.65x

For every $1 of reported earnings, Hope Bancorp generates $2.65 in operating cash flow ($164.5M OCF vs $62.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$941.2M

YoY-1.3%

5Y CAGR+9.5%

10Y CAGR+11.6%

Hope Bancorp generated $941.2M in revenue in fiscal year 2025. This represents a decrease of 1.3% from the prior year.

EBITDA

N/A

Net Income

$62.0M

YoY-38.0%

5Y CAGR-11.1%

10Y CAGR-3.9%

Hope Bancorp reported $62.0M in net income in fiscal year 2025. This represents a decrease of 38.0% from the prior year.

EPS (Diluted)

$0.49

YoY-40.2%

5Y CAGR-11.4%

10Y CAGR-8.3%

Hope Bancorp earned $0.49 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 40.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$151.5M

YoY+41.7%

5Y CAGR-1.2%

10Y CAGR+4.5%

Hope Bancorp generated $151.5M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 41.7% from the prior year.

Cash & Debt

$560.1M

YoY+22.2%

5Y CAGR+9.8%

10Y CAGR+6.5%

Hope Bancorp held $560.1M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.56

YoY+0.0%

5Y CAGR+0.0%

Hope Bancorp paid $0.56 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Shares Outstanding

128M

YoY+6.2%

5Y CAGR+0.8%

10Y CAGR+4.9%

Hope Bancorp had 128M shares outstanding in fiscal year 2025. This represents an increase of 6.2% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

6.6%

YoY-3.9pp

5Y CAGR-12.0pp

10Y CAGR-22.8pp

Hope Bancorp's net profit margin was 6.6% in fiscal year 2025, showing the share of revenue converted to profit. This is down 3.9 percentage points from the prior year.

Return on Equity

2.7%

YoY-2.0pp

5Y CAGR-2.7pp

10Y CAGR-7.1pp

Hope Bancorp's ROE was 2.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 2.0 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$13.1M

YoY+33.4%

5Y CAGR+21.4%

10Y CAGR+1.8%

Hope Bancorp invested $13.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 33.4% from the prior year.

HOPE Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$941.2M-1.3%	$954.0M-9.0%	$1.0B+46.5%	$716.1M+26.4%	$566.5M-5.4%	$598.9M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$214.1M+20.4%	$177.9M-14.4%	$207.9M+1.5%	$204.7M+16.9%	$175.2M+7.5%	$162.9M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$468.9M-10.9%	$526.1M+0.6%	$523.0M+279.8%	$137.7M+156.1%	$53.8M-59.1%	$131.4M
Income Tax	$15.7M-52.9%	$33.3M-24.6%	$44.2M-43.1%	$77.8M+10.0%	$70.7M+129.7%	$30.8M
Net Income	$62.0M-38.0%	$100.0M-25.4%	$134.0M-38.5%	$218.0M+6.3%	$205.0M+83.8%	$111.5M
EPS (Diluted)	$0.49-40.2%	$0.82-26.1%	$1.11-38.7%	$1.81+9.0%	$1.66+84.4%	$0.90

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$230.1M-4.2%	$240.2M-1.8%	$244.7M+2.3%	$239.1M+10.1%	$217.2M-4.2%	$226.6M-3.6%	$235.1M+1.1%	$232.6M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$56.2M-43.5%	$99.4M+81.1%	$54.9M+3.9%	$52.8M+9.0%	$48.5M-37.5%	$77.6M+75.7%	$44.2M+0.1%	$44.1M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$106.1M-6.0%	$112.8M-4.5%	$118.1M-2.9%	$121.6M+4.5%	$116.3M-6.5%	$124.5M-4.4%	$130.3M+2.8%	$126.7M
Income Tax	$8.4M+79.7%	$4.7M-16.7%	$5.6M+525.2%	-$1.3M-119.5%	$6.7M+10.8%	$6.1M-23.3%	$7.9M-14.4%	$9.3M
Net Income	$29.5M-14.3%	$34.5M+12.0%	$30.8M+224.3%	-$24.8M-217.3%	$21.1M-13.3%	$24.3M+0.7%	$24.2M-4.4%	$25.3M
EPS (Diluted)	$0.23-14.8%	$0.27+12.5%	$0.24+226.3%	$-0.19-211.8%	$0.17-15.0%	$0.200.0%	$0.20-4.8%	$0.21

HOPE Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$18.5B+8.7%	$17.1B-10.9%	$19.1B-0.2%	$19.2B+7.1%	$17.9B+4.6%	$17.1B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$560.1M+22.2%	$458.2M-76.2%	$1.9B+280.6%	$506.8M+60.2%	$316.3M-9.8%	$350.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$480.9M+3.5%	$464.4M0.0%	$464.4M0.0%	$464.4M0.0%	$464.4M0.0%	$464.4M
Total Liabilities	$16.2B+8.9%	$14.9B-12.3%	$17.0B-0.8%	$17.1B+8.5%	$15.8B+4.9%	$15.1B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.3B+7.0%	$2.1B+0.6%	$2.1B+5.0%	$2.0B-3.5%	$2.1B+1.9%	$2.1B
Retained Earnings	$1.2B-0.8%	$1.2B+2.7%	$1.2B+6.2%	$1.1B+16.2%	$932.6M+18.7%	$785.9M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$18.7B+0.7%	$18.5B+0.1%	$18.5B-0.2%	$18.5B+8.7%	$17.1B+0.1%	$17.1B-1.7%	$17.4B-0.1%	$17.4B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$594.8M+6.2%	$560.1M+23.1%	$454.9M-34.0%	$689.7M-6.0%	$733.5M+60.1%	$458.2M-32.7%	$680.9M+4.1%	$654.0M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$484.1M+0.7%	$480.9M+0.5%	$478.3M0.0%	$478.1M+2.9%	$464.4M0.0%	$464.4M0.0%	$464.4M0.0%	$464.4M
Total Liabilities	$16.4B+0.8%	$16.2B0.0%	$16.3B-0.4%	$16.3B+9.5%	$14.9B-0.1%	$14.9B-1.7%	$15.2B-0.5%	$15.3B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$444K	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.3B0.0%	$2.3B+1.2%	$2.3B+1.4%	$2.2B+3.0%	$2.2B+1.2%	$2.1B-1.6%	$2.2B+2.8%	$2.1B
Retained Earnings	$1.2B+1.0%	$1.2B+1.7%	$1.2B+1.1%	$1.1B-3.9%	$1.2B+0.4%	$1.2B+0.6%	$1.2B+0.5%	$1.2B

HOPE Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$164.5M+41.0%	$116.7M-75.4%	$473.8M-2.4%	$485.5M+49.8%	$324.2M+95.4%	$165.9M
Capital Expenditures	$13.1M+33.4%	$9.8M-25.2%	$13.1M+44.0%	$9.1M+26.2%	$7.2M+45.2%	$5.0M
Free Cash Flow	$151.5M+41.7%	$106.9M-76.8%	$460.7M-3.3%	$476.4M+50.3%	$317.0M+97.0%	$160.9M
Investing Cash Flow	$525.3M+12.6%	$466.5M-63.8%	$1.3B+187.5%	-$1.5B-48.4%	-$993.0M+45.9%	-$1.8B
Financing Cash Flow	-$588.0M+71.4%	-$2.1B-501.5%	-$341.5M-129.0%	$1.2B+85.7%	$634.5M-52.0%	$1.3B
Dividends Paid	N/A	N/A	N/A	N/A	$68.7M-0.7%	$69.2M
Share Buybacks	N/A	$0	$0-100.0%	$14.7M-70.7%	$50.0M+36.0%	$36.8M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$13.8M-82.0%	$76.8M+48.4%	$51.7M+451.4%	$9.4M-64.8%	$26.7M-46.3%	$49.6M-21.3%	$63.0M+346.5%	-$25.6M
Capital Expenditures	$2.0M-40.5%	$3.4M-25.9%	$4.6M+83.3%	$2.5M-6.4%	$2.7M+17.3%	$2.3M-21.8%	$2.9M+14.5%	$2.5M
Free Cash Flow	$11.8M-83.9%	$73.4M+55.6%	$47.2M+584.4%	$6.9M-71.3%	$24.0M-49.3%	$47.4M-21.2%	$60.1M+314.0%	-$28.1M
Investing Cash Flow	-$76.0M-622.1%	$14.6M+110.0%	-$145.3M-135.4%	$410.2M+66.9%	$245.8M+3110.1%	$7.7M-76.6%	$32.7M-81.7%	$179.0M
Financing Cash Flow	$96.9M+601.5%	$13.8M+109.8%	-$141.3M+69.5%	-$463.3M-16554.0%	$2.8M+101.0%	-$280.0M-306.2%	-$68.9M+89.9%	-$684.7M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$6.7M	N/A	N/A	N/A	$0	N/A	N/A	N/A

HOPE Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	6.6%-3.9pp	10.5%-2.3pp	12.8%-17.7pp	30.4%-5.8pp	36.2%+17.6pp	18.6%
Return on Equity	2.7%-2.0pp	4.7%-1.6pp	6.3%-4.5pp	10.8%+1.0pp	9.8%+4.4pp	5.4%
Return on Assets	0.3%-0.3pp	0.6%-0.1pp	0.7%-0.4pp	1.1%0.0pp	1.1%+0.5pp	0.7%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	7.12+0.1	6.99-1.0	8.02-0.5	8.49+0.9	7.55+0.2	7.33
FCF Margin	16.1%+4.9pp	11.2%-32.7pp	43.9%-22.6pp	66.5%+10.6pp	56.0%+29.1pp	26.9%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	12.8%-1.5pp	14.3%+1.8pp	12.6%+22.9pp	-10.3%-20.1pp	9.7%-1.0pp	10.7%+0.5pp	10.3%-0.6pp	10.9%
Return on Equity	1.3%-0.2pp	1.5%+0.2pp	1.4%+2.5pp	-1.1%-2.1pp	1.0%-0.2pp	1.1%+0.0pp	1.1%-0.1pp	1.2%
Return on Assets	0.2%-0.0pp	0.2%+0.0pp	0.2%+0.3pp	-0.1%-0.2pp	0.1%-0.0pp	0.1%0.0pp	0.1%-0.0pp	0.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	7.17+0.1	7.12-0.1	7.20-0.1	7.34+0.4	6.90-0.1	6.990.0	7.00-0.2	7.23
FCF Margin	5.1%-25.4pp	30.6%+11.3pp	19.3%+16.4pp	2.9%-8.2pp	11.1%-9.8pp	20.9%-4.7pp	25.6%+37.7pp	-12.1%

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Frequently Asked Questions

What is Hope Bancorp's annual revenue?

Hope Bancorp (HOPE) reported $941.2M in total revenue for fiscal year 2025. This represents a -1.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Hope Bancorp's revenue growing?

Hope Bancorp (HOPE) revenue declined by 1.3% year-over-year, from $954.0M to $941.2M in fiscal year 2025.

Is Hope Bancorp profitable?

Yes, Hope Bancorp (HOPE) reported a net income of $62.0M in fiscal year 2025, with a net profit margin of 6.6%.

What is Hope Bancorp's net profit margin?

Hope Bancorp (HOPE) had a net profit margin of 6.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Hope Bancorp pay dividends?

Yes, Hope Bancorp (HOPE) paid $0.56 per share in dividends during fiscal year 2025.

What is Hope Bancorp's return on equity (ROE)?

Hope Bancorp (HOPE) has a return on equity of 2.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Hope Bancorp's free cash flow?

Hope Bancorp (HOPE) generated $151.5M in free cash flow during fiscal year 2025. This represents a 41.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Hope Bancorp's operating cash flow?

Hope Bancorp (HOPE) generated $164.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Hope Bancorp's total assets?

Hope Bancorp (HOPE) had $18.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Hope Bancorp's capital expenditures?

Hope Bancorp (HOPE) invested $13.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Hope Bancorp have outstanding?

Hope Bancorp (HOPE) had 128M shares outstanding as of fiscal year 2025.

What is Hope Bancorp's debt-to-equity ratio?

Hope Bancorp (HOPE) had a debt-to-equity ratio of 7.12 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Hope Bancorp's return on assets (ROA)?

Hope Bancorp (HOPE) had a return on assets of 0.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Hope Bancorp's Piotroski F-Score?

Hope Bancorp (HOPE) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Hope Bancorp's earnings high quality?

Hope Bancorp (HOPE) has an earnings quality ratio of 2.65x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Hope Bancorp?

Hope Bancorp (HOPE) scores 20 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.