What is Claros Mtg Tr Inc's earnings per share (EPS)?

Claros Mtg Tr Inc (CMTG) reported diluted earnings per share of $-3.49 for fiscal year 2025. This represents a -118.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Claros Mtg Tr Inc Financials

CMTG

Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows Claros Mtg Tr Inc (CMTG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CMTG FY2025 2026-05-06

Balance-sheet shrinkage is reducing leverage, but the company’s earnings engine weakened faster than debt costs fell.

Recently, assets fell from $8.1B to $4.7B, and leverage eased with that contraction. But operating cash flow moved from $111M to -$30M, implying the smaller platform was used mainly to repay liabilities rather than restore cash earnings.

The main pressure is not overhead: SG&A was only $20.0M while interest expense was $305.0M, so the constraint sits in funding economics and asset-level returns more than corporate costs. Even after interest expense fell from $440M to $305M, revenue still remained below that funding cost, so deleveraging alone did not rebuild the basic earnings spread.

After several years of payouts, dividend cash dropped from $121M to $0. That capital-preservation shift fits a business where return on equity had sunk to -31.9% even with debt-to-equity down to 2.1x.

Financial Health Signals

Financial Profile 10/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Claros Mtg Tr Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Claros Mtg Tr Inc's revenue declined 24.4% year-over-year, from $248.4M to $187.8M. This contraction results in a growth score of 0/100.

Leverage

Claros Mtg Tr Inc has a moderate D/E ratio of 2.06. This balance of debt and equity financing earns a leverage score of 60/100.

Returns

Claros Mtg Tr Inc generates a -31.9% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100. This is down from -11.0% the prior year.

Piotroski F-Score Weak

3/9

Claros Mtg Tr Inc passes 3 of 9 financial strength tests. 1 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Low Quality

0.06x

For every $1 of reported earnings, Claros Mtg Tr Inc generates $0.06 in operating cash flow (-$30.5M OCF vs -$489.1M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$187.8M

YoY-24.4%

5Y CAGR-7.3%

Claros Mtg Tr Inc generated $187.8M in revenue in fiscal year 2025. This represents a decrease of 24.4% from the prior year.

EBITDA

N/A

Net Income

-$489.1M

YoY-121.0%

Claros Mtg Tr Inc reported -$489.1M in net income in fiscal year 2025. This represents a decrease of 121.0% from the prior year.

EPS (Diluted)

$-3.49

YoY-118.1%

Claros Mtg Tr Inc earned $-3.49 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 118.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$173.2M

YoY+74.8%

5Y CAGR-16.5%

Claros Mtg Tr Inc held $173.2M in cash against $3.2B in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

140M

YoY+0.6%

5Y CAGR+2.2%

Claros Mtg Tr Inc had 140M shares outstanding in fiscal year 2025. This represents an increase of 0.6% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

-260.4%

YoY-171.3pp

5Y CAGR-331.5pp

Claros Mtg Tr Inc's net profit margin was -260.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 171.3 percentage points from the prior year.

Return on Equity

-31.9%

YoY-20.9pp

5Y CAGR-39.9pp

Claros Mtg Tr Inc's ROE was -31.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 20.9 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

CMTG Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$187.8M-24.4%	$248.4M-19.0%	$306.6M+6.7%	$287.2M+9.3%	$262.7M-4.0%	$273.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$20.0M+27.2%	$15.7M-5.4%	$16.6M-11.1%	$18.7M+48.4%	$12.6M+39.8%	$9.0M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$305.0M-30.7%	$440.3M-6.4%	$470.5M+90.5%	$246.9M+36.7%	$180.6M+4.9%	$172.2M
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	-$489.1M-121.0%	-$221.3M-3769.5%	$6.0M-94.6%	$112.1M-34.3%	$170.5M-12.3%	$194.6M
EPS (Diluted)	$-3.49-118.1%	$-1.60-8100.0%	$0.02-97.5%	$0.79-37.8%	$1.27-16.4%	$1.52

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$29.5M-36.9%	$46.7M+1.5%	$46.1M-10.8%	$51.6M+19.0%	$43.4M-28.0%	$60.2M-7.2%	$64.9M+0.6%	$64.5M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$3.2M-45.3%	$5.9M+22.0%	$4.8M-4.4%	$5.0M+17.9%	$4.3M+27.8%	$3.3M-8.4%	$3.6M-24.8%	$4.8M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$50.9M-17.8%	$61.9M-13.8%	$71.8M-12.4%	$82.0M-8.1%	$89.2M-10.9%	$100.1M-9.9%	$111.1M-1.9%	$113.2M
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	-$54.3M+75.2%	-$219.2M-2200.7%	-$9.5M+94.8%	-$181.7M-131.1%	-$78.6M+21.9%	-$100.7M-79.1%	-$56.2M-386.6%	-$11.6M
EPS (Diluted)	$-0.39	N/A	$-0.07+94.6%	$-1.30-132.1%	$-0.56	N/A	$-0.40-344.4%	$-0.09

CMTG Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$4.7B-32.2%	$7.0B-13.7%	$8.1B-2.1%	$8.2B+10.5%	$7.5B+7.2%	$7.0B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$173.2M+74.8%	$99.1M-47.1%	$187.3M-38.9%	$306.5M-1.2%	$310.2M-27.4%	$427.5M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$3.2B-35.7%	$5.0B-14.0%	$5.8B-0.3%	$5.8B+19.3%	$4.9B+12.0%	$4.3B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$3.2B-35.6%	$4.9B-14.0%	$5.7B+0.1%	$5.7B+19.5%	$4.8B	N/A
Total Equity	$1.5B-23.7%	$2.0B-12.7%	$2.3B-6.4%	$2.5B-4.3%	$2.6B+4.9%	$2.4B
Retained Earnings	-$1.2B-66.7%	-$733.3M-71.9%	-$426.7M-65.9%	-$257.2M-59.8%	-$161.0M-130.6%	$526.2M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$4.2B-11.8%	$4.7B-13.2%	$5.4B-6.6%	$5.8B-12.5%	$6.7B-4.5%	$7.0B-4.7%	$7.3B-3.6%	$7.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$116.8M-32.6%	$173.2M-49.0%	$339.5M+62.3%	$209.2M+63.7%	$127.8M+29.0%	$99.1M-13.0%	$113.9M-23.1%	$148.2M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$2.7B-16.2%	$3.2B-13.6%	$3.7B-9.2%	$4.1B-13.9%	$4.7B-4.8%	$5.0B-4.7%	$5.2B-3.9%	$5.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$2.7B-15.5%	$3.2B-13.7%	$3.7B-9.3%	$4.0B-13.9%	$4.7B-4.4%	$4.9B-4.7%	$5.1B-3.7%	$5.3B
Total Equity	$1.5B-2.5%	$1.5B-12.4%	$1.7B-0.5%	$1.8B-9.2%	$1.9B-3.7%	$2.0B-4.6%	$2.1B-3.1%	$2.2B
Retained Earnings	-$1.3B-4.4%	-$1.2B-21.9%	-$1.0B-1.0%	-$993.7M-22.4%	-$811.9M-10.7%	-$733.3M-15.9%	-$632.6M-12.5%	-$562.2M

CMTG Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	-$30.5M-136.0%	$84.5M-24.0%	$111.1M+0.1%	$111.0M-48.0%	$213.6M+52.0%	$140.5M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$1.9B+139.5%	$779.9M+2082.6%	-$39.3M+94.9%	-$773.3M-107.2%	-$373.2M-78.7%	-$208.9M
Financing Cash Flow	-$1.8B-88.2%	-$945.8M-361.2%	-$205.1M-130.3%	$676.3M+976.9%	$62.8M-61.1%	$161.3M
Dividends Paid	$0-100.0%	$120.7M-37.2%	$192.2M-7.7%	$208.1M+1.5%	$204.9M	N/A
Share Buybacks	N/A	N/A	N/A	$21.4M+494.1%	$3.6M	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	-$6.5M-370.1%	$2.4M-72.7%	$8.8M+250.1%	-$5.8M+83.7%	-$35.8M-295.2%	$18.3M-53.2%	$39.2M+609.0%	$5.5M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$400.5M+18.3%	$338.6M-33.0%	$505.1M-32.6%	$749.2M+172.6%	$274.8M+17.9%	$233.1M+29.7%	$179.7M+123.4%	$80.4M
Financing Cash Flow	-$454.4M+10.3%	-$506.5M-31.4%	-$385.5M+42.0%	-$664.3M-197.0%	-$223.6M+14.8%	-$262.3M-7.6%	-$243.9M-44.9%	-$168.3M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	$14.2M-60.1%	$35.5M-0.2%	$35.6M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

CMTG Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	-260.4%-171.3pp	-89.1%-91.0pp	2.0%-37.0pp	39.0%-25.9pp	64.9%-6.2pp	71.1%
Return on Equity	-31.9%-20.9pp	-11.0%-11.3pp	0.3%-4.3pp	4.6%-2.1pp	6.6%-1.3pp	8.0%
Return on Assets	-10.4%-7.2pp	-3.2%-3.3pp	0.1%-1.3pp	1.4%-0.9pp	2.3%-0.5pp	2.8%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	2.06-0.4	2.44-0.0	2.48+0.2	2.32+0.5	1.85+0.1	1.77
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	-183.9%+285.0pp	-468.9%-448.3pp	-20.7%+331.3pp	-351.9%-170.7pp	-181.3%-14.1pp	-167.2%-80.6pp	-86.7%-68.7pp	-17.9%
Return on Equity	-3.6%+10.7pp	-14.3%-13.8pp	-0.5%+9.8pp	-10.3%-6.3pp	-4.1%+1.0pp	-5.0%-2.3pp	-2.7%-2.1pp	-0.5%
Return on Assets	-1.3%+3.3pp	-4.6%-4.5pp	-0.2%+2.9pp	-3.1%-1.9pp	-1.2%+0.3pp	-1.5%-0.7pp	-0.8%-0.6pp	-0.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.79-0.3	2.06-0.0	2.09-0.2	2.29-0.1	2.42-0.0	2.440.0	2.44-0.0	2.46
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is Claros Mtg Tr Inc's annual revenue?

Claros Mtg Tr Inc (CMTG) reported $187.8M in total revenue for fiscal year 2025. This represents a -24.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Claros Mtg Tr Inc's revenue growing?

Claros Mtg Tr Inc (CMTG) revenue declined by 24.4% year-over-year, from $248.4M to $187.8M in fiscal year 2025.

Is Claros Mtg Tr Inc profitable?

No, Claros Mtg Tr Inc (CMTG) reported a net income of -$489.1M in fiscal year 2025, with a net profit margin of -260.4%.

How much debt does Claros Mtg Tr Inc have?

As of fiscal year 2025, Claros Mtg Tr Inc (CMTG) had $173.2M in cash and equivalents against $3.2B in long-term debt.

What is Claros Mtg Tr Inc's net profit margin?

Claros Mtg Tr Inc (CMTG) had a net profit margin of -260.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Claros Mtg Tr Inc's return on equity (ROE)?

Claros Mtg Tr Inc (CMTG) has a return on equity of -31.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Claros Mtg Tr Inc's operating cash flow?

Claros Mtg Tr Inc (CMTG) generated -$30.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Claros Mtg Tr Inc's total assets?

Claros Mtg Tr Inc (CMTG) had $4.7B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Claros Mtg Tr Inc have outstanding?

Claros Mtg Tr Inc (CMTG) had 140M shares outstanding as of fiscal year 2025.

What is Claros Mtg Tr Inc's debt-to-equity ratio?

Claros Mtg Tr Inc (CMTG) had a debt-to-equity ratio of 2.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Claros Mtg Tr Inc's return on assets (ROA)?

Claros Mtg Tr Inc (CMTG) had a return on assets of -10.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Claros Mtg Tr Inc's cash runway?

Based on fiscal year 2025 data, Claros Mtg Tr Inc (CMTG) had $173.2M in cash against an annual operating cash burn of $30.5M. This gives an estimated cash runway of approximately 68 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is Claros Mtg Tr Inc's Piotroski F-Score?

Claros Mtg Tr Inc (CMTG) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Claros Mtg Tr Inc's earnings high quality?

Claros Mtg Tr Inc (CMTG) has an earnings quality ratio of 0.06x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Claros Mtg Tr Inc?

Claros Mtg Tr Inc (CMTG) scores 10 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.