Chatham Lodging Financials
This page shows Chatham Lodging (CLDT) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025 profitability improved through cost discipline and deleveraging, even as revenue softened and the business kept a cash-light balance-sheet posture.
Revenue slipped year over year, but operating margin widened to13.9% from10.5% because selling and administrative costs fell as a share of sales. Net income also benefited from a lower interest burden, with interest expense down to$25.7M from$30.9M , so FY2025's earnings step-up reflects a leaner cost-and-debt structure more than stronger sales.
Operating cash flow of
Balance-sheet repair has been steady, but it has not produced a large cash cushion: cash was only
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Chatham Lodging's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Chatham Lodging has an operating margin of 13.9%, meaning the company retains $14 of operating profit per $100 of revenue. This results in a moderate score of 49/100, indicating healthy but not exceptional operating efficiency. This is up from 10.5% the prior year.
Chatham Lodging's revenue declined 7% year-over-year, from $317.2M to $295.1M. This contraction results in a growth score of 29/100.
Chatham Lodging carries a low D/E ratio of 0.46, meaning only $0.46 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 93/100, indicating a strong balance sheet with room for future borrowing.
Chatham Lodging generates a 2.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 14/100. This is up from 0.5% the prior year.
Chatham Lodging passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Chatham Lodging generates $4.26 in operating cash flow ($64.1M OCF vs $15.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Chatham Lodging earns $1.6 in operating income for every $1 of interest expense ($40.9M vs $25.7M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Chatham Lodging generated $295.1M in revenue in fiscal year 2025. This represents a decrease of 7.0% from the prior year.
Chatham Lodging's EBITDA was $100.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 7.1% from the prior year.
Chatham Lodging reported $15.1M in net income in fiscal year 2025. This represents an increase of 261.3% from the prior year.
Chatham Lodging earned $0.14 per diluted share (EPS) in fiscal year 2025. This represents an increase of 275.0% from the prior year.
Cash & Balance Sheet
Chatham Lodging held $24.4M in cash against $338.9M in long-term debt as of fiscal year 2025.
Chatham Lodging paid $0.36 per share in dividends in fiscal year 2025. This represents an increase of 28.6% from the prior year.
Chatham Lodging had 48M shares outstanding in fiscal year 2025. This represents a decrease of 2.5% from the prior year.
Margins & Returns
Chatham Lodging's operating margin was 13.9% in fiscal year 2025, reflecting core business profitability. This is up 3.4 percentage points from the prior year.
Chatham Lodging's net profit margin was 5.1% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.8 percentage points from the prior year.
Chatham Lodging's ROE was 2.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.5 percentage points from the prior year.
Capital Allocation
Chatham Lodging spent $9.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
CLDT Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $67.5M-0.3% | $67.7M-13.6% | $78.4M-2.3% | $80.3M+17.0% | $68.6M-8.6% | $75.1M-13.8% | $87.2M+0.8% | $86.5M |
| Cost of Revenue | $45.8M | N/A | N/A | N/A | N/A | $44.5M-7.7% | $48.2M+3.6% | $46.6M |
| Gross Profit | $21.7M | N/A | N/A | N/A | N/A | $30.6M-21.4% | $38.9M-2.4% | $39.9M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $4.6M+20.8% | $3.8M-7.1% | $4.1M+3.8% | $4.0M-13.3% | $4.6M-3.4% | $4.8M+8.4% | $4.4M-5.1% | $4.6M |
| Operating Income | $1.6M-84.8% | $10.8M+8.5% | $9.9M-16.2% | $11.9M+42.7% | $8.3M+47.1% | $5.6M-54.8% | $12.5M-11.3% | $14.1M |
| Interest Expense | $6.2M+0.8% | $6.2M-1.5% | $6.2M-2.7% | $6.4M-6.4% | $6.9M-9.7% | $7.6M-8.2% | $8.3M+7.0% | $7.7M |
| Income Tax | $62K | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net Income | -$4.3M-193.4% | $4.6M+30.6% | $3.5M-34.3% | $5.4M+250.0% | $1.5M+189.9% | -$1.7M-140.2% | $4.3M-37.9% | $6.8M |
| EPS (Diluted) | $-0.13 | N/A | $0.03-57.1% | $0.07+800.0% | $-0.01 | N/A | $0.05-50.0% | $0.10 |
CLDT Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.2B+6.2% | $1.2B-1.0% | $1.2B-1.0% | $1.2B-2.6% | $1.2B-2.3% | $1.3B-3.1% | $1.3B-0.6% | $1.3B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $13.7M-44.0% | $24.4M+84.7% | $13.2M-23.0% | $17.2M-7.7% | $18.6M-7.9% | $20.2M+4.4% | $19.3M+82.6% | $10.6M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $2.8M-1.0% | $2.8M-27.7% | $3.9M-16.3% | $4.7M+49.2% | $3.1M+7.3% | $2.9M | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $481.4M+22.7% | $392.3M-1.2% | $397.1M-2.0% | $405.4M-7.3% | $437.4M-5.5% | $462.7M-6.9% | $496.9M-1.5% | $504.6M |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $424.1M+25.1% | $338.9M0.0% | $338.8M-3.5% | $351.2M-7.8% | $381.1M-6.3% | $406.9M | N/A | N/A |
| Total Equity | $722.9M-2.4% | $740.8M-1.2% | $749.4M-0.6% | $754.1M-0.1% | $754.7M-0.5% | $758.2M-0.9% | $765.3M-0.2% | $766.5M |
| Retained Earnings | -$310.5M-3.7% | -$299.5M-0.6% | -$297.9M-1.0% | -$295.0M-0.3% | -$294.0M-1.7% | -$289.1M-2.5% | -$282.0M-0.4% | -$280.9M |
CLDT Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $13.3M+8.8% | $12.3M-52.1% | $25.6M+15.9% | $22.1M+426.5% | $4.2M-67.6% | $12.9M-55.1% | $28.8M+14.5% | $25.2M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | -$98.5M-860.8% | $12.9M+415.8% | -$4.1M-129.8% | $13.8M-39.6% | $22.8M-0.8% | $23.0M+475.4% | -$6.1M+88.3% | -$52.3M |
| Financing Cash Flow | $71.8M+615.7% | -$13.9M+42.7% | -$24.3M+33.9% | -$36.8M-16.4% | -$31.6M+9.4% | -$34.9M-78.5% | -$19.6M+49.4% | -$38.6M |
| Dividends Paid | $4.5M-2.0% | $4.6M-0.5% | $4.7M0.0% | $4.7M+26.9% | $3.7M+2.3% | $3.6M-0.1% | $3.6M+0.1% | $3.6M |
| Share Buybacks | $6.6M-4.9% | $7.0M+281.6% | $1.8M+1172.2% | $144K | $0 | $0 | $0 | $0 |
CLDT Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 32.1% | N/A | N/A | N/A | N/A | 40.7%-3.9pp | 44.7%-1.5pp | 46.2% |
| Operating Margin | 2.4%-13.5pp | 15.9%+3.3pp | 12.7%-2.1pp | 14.8%+2.7pp | 12.1%+4.6pp | 7.5%-6.8pp | 14.3%-1.9pp | 16.3% |
| Net Margin | -6.4%-13.2pp | 6.8%+2.3pp | 4.5%-2.2pp | 6.7%+4.5pp | 2.2%+4.5pp | -2.3%-7.2pp | 4.9%-3.0pp | 7.9% |
| Return on Equity | -0.6%-1.2pp | 0.6%+0.1pp | 0.5%-0.2pp | 0.7%+0.5pp | 0.2%+0.4pp | -0.2%-0.8pp | 0.6%-0.3pp | 0.9% |
| Return on Assets | -0.4%-0.7pp | 0.4%+0.1pp | 0.3%-0.1pp | 0.4%+0.3pp | 0.1%+0.3pp | -0.1%-0.5pp | 0.3%-0.2pp | 0.5% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.59+0.1 | 0.460.0 | 0.45-0.0 | 0.47-0.0 | 0.50-0.0 | 0.54-0.1 | 0.650.0 | 0.66 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Similar Companies
Frequently Asked Questions
What is Chatham Lodging's annual revenue?
Chatham Lodging (CLDT) reported $295.1M in total revenue for fiscal year 2025. This represents a -7.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Chatham Lodging's revenue growing?
Chatham Lodging (CLDT) revenue declined by 7% year-over-year, from $317.2M to $295.1M in fiscal year 2025.
Is Chatham Lodging profitable?
Yes, Chatham Lodging (CLDT) reported a net income of $15.1M in fiscal year 2025, with a net profit margin of 5.1%.
What is Chatham Lodging's EBITDA?
Chatham Lodging (CLDT) had EBITDA of $100.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Chatham Lodging have?
As of fiscal year 2025, Chatham Lodging (CLDT) had $24.4M in cash and equivalents against $338.9M in long-term debt.
What is Chatham Lodging's operating margin?
Chatham Lodging (CLDT) had an operating margin of 13.9% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Chatham Lodging's net profit margin?
Chatham Lodging (CLDT) had a net profit margin of 5.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Chatham Lodging pay dividends?
Yes, Chatham Lodging (CLDT) paid $0.36 per share in dividends during fiscal year 2025.
What is Chatham Lodging's return on equity (ROE)?
Chatham Lodging (CLDT) has a return on equity of 2.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Chatham Lodging's operating cash flow?
Chatham Lodging (CLDT) generated $64.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Chatham Lodging's total assets?
Chatham Lodging (CLDT) had $1.2B in total assets as of fiscal year 2025, including both current and long-term assets.
What is Chatham Lodging's debt-to-equity ratio?
Chatham Lodging (CLDT) had a debt-to-equity ratio of 0.46 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Chatham Lodging's return on assets (ROA)?
Chatham Lodging (CLDT) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Chatham Lodging's Piotroski F-Score?
Chatham Lodging (CLDT) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Chatham Lodging's earnings high quality?
Chatham Lodging (CLDT) has an earnings quality ratio of 4.26x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Chatham Lodging cover its interest payments?
Chatham Lodging (CLDT) has an interest coverage ratio of 1.6x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Chatham Lodging?
Chatham Lodging (CLDT) scores 31 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.