Charlie S Holdin Financials
This page shows Charlie S Holdin (CHUC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025 shows reported profit resting on a non-operating lift while the core business still burned cash.
In FY2025, net income swung to$4.5M even though operating income remained-$2.2M , showing the earnings rebound did not come from profitable core operations. That disconnect widened because operating cash flow was-$5.8M while investing inflows were$7.5M , so reported progress was funded outside the normal sell-collect-repeat cycle rather than by earnings turning into cash.
After FY2024's revenue trough, sales rebounded to
The balance sheet looks less strained than a year earlier because equity turned positive again and the current ratio moved back above 1.0x. But inventory-heavy liquidity matters: stock was
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Charlie S Holdin's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Charlie S Holdin has an operating margin of -10.3%, meaning the company retains $-10 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is up from -42.5% the prior year.
Charlie S Holdin's revenue surged 169.4% year-over-year to $20.9M, reflecting rapid business expansion. This strong growth earns a score of 56/100.
Charlie S Holdin has a moderate D/E ratio of 2.38. This balance of debt and equity financing earns a leverage score of 54/100.
Charlie S Holdin's current ratio of 1.41 is below the typical benchmark, resulting in a score of 24/100. This tight liquidity could limit financial flexibility if cash inflows slow.
While Charlie S Holdin generated -$5.8M in operating cash flow, capex of $23K consumed most of it, leaving -$5.8M in free cash flow. This results in a low score of 0/100, reflecting heavy capital investment rather than weak cash generation.
Charlie S Holdin earns a strong 131.4% return on equity (ROE), meaning it generates $131 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 100/100.
Charlie S Holdin passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Charlie S Holdin generates $-1.28 in operating cash flow (-$5.8M OCF vs $4.5M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Charlie S Holdin earns $-3.1 in operating income for every $1 of interest expense (-$2.2M vs $692K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Charlie S Holdin generated $20.9M in revenue in fiscal year 2025. This represents an increase of 169.4% from the prior year.
Charlie S Holdin's EBITDA was -$2.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 33.6% from the prior year.
Charlie S Holdin reported $4.5M in net income in fiscal year 2025. This represents an increase of 208.2% from the prior year.
Charlie S Holdin earned $0.02 per diluted share (EPS) in fiscal year 2025. This represents an increase of 200.0% from the prior year.
Cash & Balance Sheet
Charlie S Holdin generated -$5.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 257.9% from the prior year.
Charlie S Holdin held $1.3M in cash against $0 in long-term debt as of fiscal year 2025.
Charlie S Holdin had 271M shares outstanding in fiscal year 2025. This represents an increase of 8.4% from the prior year.
Margins & Returns
Charlie S Holdin's gross margin was 27.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 10.0 percentage points from the prior year.
Charlie S Holdin's operating margin was -10.3% in fiscal year 2025, reflecting core business profitability. This is up 32.2 percentage points from the prior year.
Charlie S Holdin's net profit margin was 21.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 75.1 percentage points from the prior year.
Charlie S Holdin's ROE was 131.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Capital Allocation
Charlie S Holdin invested $23K in capex in fiscal year 2025, funding long-term assets and infrastructure.
CHUC Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $9.0M+26.8% | $7.1M+178.5% | $2.5M+10.3% | $2.3M+120.2% | $1.0M-35.5% | $1.6M-20.5% | $2.0M-33.0% | $3.1M |
| Cost of Revenue | N/A | $5.3M | N/A | N/A | N/A | $994K | N/A | N/A |
| Gross Profit | N/A | $1.8M | N/A | N/A | N/A | $630K | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $6K |
| SG&A Expenses | $2.1M+27.2% | $1.7M+19.3% | $1.4M+24.5% | $1.1M-7.3% | $1.2M-13.9% | $1.4M-0.2% | $1.4M-7.9% | $1.5M |
| Operating Income | -$123K+63.7% | -$339K+61.3% | -$877K-6.2% | -$826K-10.0% | -$751K+14.3% | -$876K-19.0% | -$736K+21.8% | -$941K |
| Interest Expense | $78K+110.8% | $37K-89.0% | $335K+38.4% | $242K+11.0% | $218K+49.3% | $146K-6.4% | $156K-14.8% | $183K |
| Income Tax | N/A | $0-100.0% | $426K | N/A | N/A | $0 | $0 | N/A |
| Net Income | $131K-79.0% | $624K-87.4% | $5.0M+507.6% | -$1.2M-8.2% | -$1.1M-10.1% | -$1.0M-5.7% | -$967K+7.5% | -$1.0M |
| EPS (Diluted) | N/A | $0.00 | $0.00 | $0.00 | N/A | $0.00 | $0.00 | $0.00 |
CHUC Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $11.6M+9.5% | $10.6M+76.7% | $6.0M+88.5% | $3.2M-19.6% | $3.9M-6.4% | $4.2M-19.3% | $5.2M+10.5% | $4.7M |
| Current Assets | $10.8M+9.4% | $9.8M+68.3% | $5.8M+94.9% | $3.0M-19.4% | $3.7M-5.5% | $3.9M-18.3% | $4.8M+15.0% | $4.2M |
| Cash & Equivalents | $1.3M+14.8% | $1.1M-20.9% | $1.5M+1197.3% | $112K-46.9% | $211K-64.9% | $601K-44.6% | $1.1M+516.5% | $176K |
| Inventory | $6.7M+58.0% | $4.3M+17.4% | $3.6M+37.7% | $2.6M+23.5% | $2.1M-22.0% | $2.7M-14.7% | $3.2M-5.6% | $3.4M |
| Accounts Receivable | $440K-61.7% | $1.1M+203.2% | $379K+2129.4% | $17K-94.9% | $331K+294.0% | $84K-74.7% | $332K-12.6% | $380K |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $8.1M+11.2% | $7.3M+93.4% | $3.8M-36.7% | $6.0M+4.4% | $5.7M+4.5% | $5.5M-0.8% | $5.5M-5.1% | $5.8M |
| Current Liabilities | $7.6M+12.8% | $6.8M+86.0% | $3.6M-37.6% | $5.8M+4.6% | $5.6M+4.6% | $5.3M-0.8% | $5.4M-4.8% | $5.6M |
| Long-Term Debt | N/A | N/A | N/A | $3.1M+45.3% | $2.2M-16.0% | $2.6M+25.6% | $2.0M-26.4% | $2.8M |
| Total Equity | $3.4M+5.7% | $3.2M+47.9% | $2.2M+178.0% | -$2.8M-57.8% | -$1.8M-41.0% | -$1.3M-326.4% | -$296K+72.8% | -$1.1M |
| Retained Earnings | -$8.2M+1.6% | -$8.3M+7.0% | -$9.0M+35.6% | -$13.9M-9.6% | -$12.7M-9.7% | -$11.6M-9.7% | -$10.6M-10.1% | -$9.6M |
CHUC Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $394K+103.2% | -$12.3M-287.6% | $6.6M+1709.0% | -$409K-8.5% | -$377K+60.1% | -$944K-820.6% | $131K+130.4% | -$431K |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | -$23K-102.3% | $1.0M | N/A | N/A | $0 | $0 | N/A | N/A |
| Financing Cash Flow | -$201K-111.1% | $1.8M+172.1% | -$2.5M-908.1% | $310K+2484.6% | -$13K-102.8% | $460K-40.9% | $778K+224.2% | $240K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
CHUC Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | 24.9% | N/A | N/A | N/A | 38.8% | N/A | N/A |
| Operating Margin | -1.4%+3.4pp | -4.8%+29.7pp | -34.5%+1.4pp | -35.8%+35.9pp | -71.7%-17.8pp | -53.9%-17.9pp | -36.0%-5.2pp | -30.8% |
| Net Margin | 1.5%-7.3pp | 8.8%-186.2pp | 195.0%+247.8pp | -52.8%+54.7pp | -107.5%-44.5pp | -62.9%-15.6pp | -47.3%-13.1pp | -34.3% |
| Return on Equity | 3.8%-15.4pp | 19.3%-207.3pp | 226.5% | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | 1.1%-4.8pp | 5.9%-77.1pp | 83.0%+121.4pp | -38.4%-9.9pp | -28.5%-4.3pp | -24.2%-5.7pp | -18.5%+3.6pp | -22.1% |
| Current Ratio | 1.41-0.0 | 1.46-0.2 | 1.61+1.1 | 0.51-0.2 | 0.67-0.1 | 0.74-0.2 | 0.90+0.2 | 0.74 |
| Debt-to-Equity | 2.38+0.1 | 2.26+0.5 | 1.73+2.8 | -1.12+0.1 | -1.21+0.8 | -2.04+4.9 | -6.91-4.4 | -2.55 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Charlie S Holdin's annual revenue?
Charlie S Holdin (CHUC) reported $20.9M in total revenue for fiscal year 2025. This represents a 169.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Charlie S Holdin's revenue growing?
Charlie S Holdin (CHUC) revenue grew by 169.4% year-over-year, from $7.8M to $20.9M in fiscal year 2025.
Is Charlie S Holdin profitable?
Yes, Charlie S Holdin (CHUC) reported a net income of $4.5M in fiscal year 2025, with a net profit margin of 21.5%.
What is Charlie S Holdin's EBITDA?
Charlie S Holdin (CHUC) had EBITDA of -$2.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Charlie S Holdin's gross margin?
Charlie S Holdin (CHUC) had a gross margin of 27.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Charlie S Holdin's operating margin?
Charlie S Holdin (CHUC) had an operating margin of -10.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Charlie S Holdin's net profit margin?
Charlie S Holdin (CHUC) had a net profit margin of 21.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Charlie S Holdin's return on equity (ROE)?
Charlie S Holdin (CHUC) has a return on equity of 131.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Charlie S Holdin's free cash flow?
Charlie S Holdin (CHUC) generated -$5.8M in free cash flow during fiscal year 2025. This represents a -257.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Charlie S Holdin's operating cash flow?
Charlie S Holdin (CHUC) generated -$5.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Charlie S Holdin's total assets?
Charlie S Holdin (CHUC) had $11.6M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Charlie S Holdin's capital expenditures?
Charlie S Holdin (CHUC) invested $23K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Charlie S Holdin's current ratio?
Charlie S Holdin (CHUC) had a current ratio of 1.41 as of fiscal year 2025, which is considered adequate.
What is Charlie S Holdin's debt-to-equity ratio?
Charlie S Holdin (CHUC) had a debt-to-equity ratio of 2.38 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Charlie S Holdin's return on assets (ROA)?
Charlie S Holdin (CHUC) had a return on assets of 38.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Charlie S Holdin's cash runway?
Based on fiscal year 2025 data, Charlie S Holdin (CHUC) had $1.3M in cash against an annual operating cash burn of $5.8M. This gives an estimated cash runway of approximately 3 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Charlie S Holdin's Piotroski F-Score?
Charlie S Holdin (CHUC) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Charlie S Holdin's earnings high quality?
Charlie S Holdin (CHUC) has an earnings quality ratio of -1.28x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Charlie S Holdin cover its interest payments?
Charlie S Holdin (CHUC) has an interest coverage ratio of -3.1x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Charlie S Holdin?
Charlie S Holdin (CHUC) scores 39 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.