Carecloud Inc Financials
This page shows Carecloud Inc (CCLD) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 13 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
CareCloud’s core mechanic is strong cash conversion: modest reinvestment needs let operating cash become unusually large free cash flow.
FY2024-FY2025 cash generation dwarfed reported net income: the company produced$49.2M of operating cash flow against only$18.6K of combined net income. Because depreciation and amortization ran near$14-15M a year while capex stayed at just$1.7-4.8M , reported earnings look much weaker than the cash economics of the ongoing business.
Balance-sheet repair since FY2023 has been substantial, with long-term debt cut from
The post-FY2023 improvement is not just a sales rebound: FY2025 revenue at
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Carecloud Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Carecloud Inc has an operating margin of 9.4%, meaning the company retains $9 of operating profit per $100 of revenue. This below-average margin results in a low score of 20/100, suggesting thin profitability after operating expenses. This is up from 8.2% the prior year.
Carecloud Inc's revenue grew 8.7% year-over-year to $120.5M, a solid pace of expansion. This earns a growth score of 36/100.
Carecloud Inc carries a low D/E ratio of 0.02, meaning only $0.02 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
Carecloud Inc's current ratio of 1.05 is below the typical benchmark, resulting in a score of 16/100. This tight liquidity could limit financial flexibility if cash inflows slow.
Carecloud Inc converts 19.7% of revenue into free cash flow ($23.8M). This strong cash generation earns a score of 68/100.
Carecloud Inc generates a 0.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 11/100. This is up from 0.0% the prior year.
Carecloud Inc scores 3.07, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($100.3M) relative to total liabilities ($28.1M). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Carecloud Inc passes 4 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
For every $1 of reported earnings, Carecloud Inc generates $2645.03 in operating cash flow ($28.6M OCF vs $11K net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Carecloud Inc generated $120.5M in revenue in fiscal year 2025. This represents an increase of 8.7% from the prior year.
Carecloud Inc's EBITDA was $26.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 13.1% from the prior year.
Carecloud Inc reported $11K in net income in fiscal year 2025. This represents an increase of 37.5% from the prior year.
Carecloud Inc earned $0.10 per diluted share (EPS) in fiscal year 2025. This represents an increase of 135.7% from the prior year.
Cash & Balance Sheet
Carecloud Inc generated $23.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 25.5% from the prior year.
Carecloud Inc held $3.1M in cash against $1.2M in long-term debt as of fiscal year 2025.
Carecloud Inc had 42M shares outstanding in fiscal year 2025. This represents an increase of 161.1% from the prior year.
Margins & Returns
Carecloud Inc's operating margin was 9.4% in fiscal year 2025, reflecting core business profitability. This is up 1.2 percentage points from the prior year.
Carecloud Inc's net profit margin was 0.0% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.0 percentage points from the prior year.
Carecloud Inc's ROE was 0.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.0 percentage points from the prior year.
Capital Allocation
Carecloud Inc invested $6.4M in research and development in fiscal year 2025. This represents an increase of 68.8% from the prior year.
Carecloud Inc invested $4.8M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 181.6% from the prior year.
CCLD Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.3M-9.2% | $34.4M+10.8% | $31.1M+13.5% | $27.4M-0.9% | $27.6M-2.1% | $28.2M-1.1% | $28.5M+1.6% | $28.1M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | $2.4M-5.0% | $2.5M+60.5% | $1.6M+55.3% | $1.0M-17.4% | $1.2M+21.9% | $1.0M+26.6% | $800K-24.2% | $1.1M |
| SG&A Expenses | $5.5M+14.3% | $4.8M-1.6% | $4.9M+12.1% | $4.4M+0.6% | $4.3M+8.4% | $4.0M-8.7% | $4.4M+8.7% | $4.0M |
| Operating Income | $1.0M-67.9% | $3.1M-2.9% | $3.2M+7.1% | $3.0M+48.4% | $2.0M-41.6% | $3.5M+5.8% | $3.3M+43.8% | $2.3M |
| Interest Expense | $13K | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $52K-28.8% | $73K+69.8% | $43K+2.4% | $42K+2.4% | $41K0.0% | $41K0.0% | $41K+5.1% | $39K |
| Net Income | $922K+111.7% | -$7.9M-358.1% | $3.1M+5.4% | $2.9M+49.0% | $1.9M+142.8% | -$4.5M-245.6% | $3.1M+86.5% | $1.7M |
| EPS (Diluted) | $-0.01 | N/A | $0.040.0% | $0.04+200.0% | $-0.04 | N/A | $-0.04+71.4% | $-0.14 |
CCLD Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $86.7M-1.0% | $87.6M-3.3% | $90.6M+20.4% | $75.2M+2.3% | $73.6M+2.7% | $71.6M+1.3% | $70.7M-4.5% | $74.0M |
| Current Assets | $26.1M+1.4% | $25.7M-12.0% | $29.3M-5.9% | $31.1M+8.6% | $28.6M+15.4% | $24.8M+9.4% | $22.7M-5.2% | $23.9M |
| Cash & Equivalents | $3.4M+7.6% | $3.1M-26.8% | $4.3M-59.2% | $10.4M+53.4% | $6.8M+32.3% | $5.1M+84.9% | $2.8M+6.3% | $2.6M |
| Inventory | $432K-14.8% | $507K-16.2% | $605K+15.7% | $523K-14.1% | $609K+6.1% | $574K+11.7% | $514K+3.4% | $497K |
| Accounts Receivable | $15.2M+1.2% | $15.1M-1.7% | $15.3M+12.9% | $13.6M-2.3% | $13.9M+8.7% | $12.8M+6.5% | $12.0M-8.3% | $13.1M |
| Goodwill | $31.4M0.0% | $31.4M+3.4% | $30.4M+58.5% | $19.2M0.0% | $19.2M0.0% | $19.2M0.0% | $19.2M0.0% | $19.2M |
| Total Liabilities | $28.4M+1.1% | $28.1M-14.3% | $32.8M+71.0% | $19.2M-1.1% | $19.4M-11.3% | $21.8M-9.7% | $24.2M-21.4% | $30.8M |
| Current Liabilities | $23.5M-3.9% | $24.4M+5.2% | $23.2M+42.9% | $16.2M-4.2% | $16.9M-13.4% | $19.6M-10.7% | $21.9M-5.6% | $23.2M |
| Long-Term Debt | N/A | $1.2M | N/A | N/A | N/A | $336K | N/A | N/A |
| Total Equity | $58.3M-2.0% | $59.5M+2.9% | $57.8M+3.1% | $56.1M+3.5% | $54.2M+8.8% | $49.8M+7.0% | $46.5M+7.5% | $43.2M |
| Retained Earnings | -$54.9M+1.7% | -$55.8M+4.9% | -$58.7M+5.0% | -$61.8M+4.5% | -$64.7M+2.9% | -$66.6M+4.7% | -$69.9M+4.3% | -$73.0M |
CCLD Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.6M-58.4% | $8.7M+17.8% | $7.4M-0.6% | $7.4M+44.9% | $5.1M-2.2% | $5.2M-26.0% | $7.1M+65.2% | $4.3M |
| Capital Expenditures | $412K-80.6% | $2.1M+144.3% | $869K-25.2% | $1.2M+86.2% | $624K-33.5% | $938K+180.8% | $334K+163.0% | $127K |
| Free Cash Flow | $3.2M-51.2% | $6.6M+0.9% | $6.5M+4.0% | $6.2M+39.1% | $4.5M+4.6% | $4.3M-36.3% | $6.7M+62.2% | $4.2M |
| Investing Cash Flow | -$1.2M+63.1% | -$3.3M+81.2% | -$17.7M-788.0% | -$2.0M-32.0% | -$1.5M+33.2% | -$2.3M-35.2% | -$1.7M-4.4% | -$1.6M |
| Financing Cash Flow | -$2.1M+68.6% | -$6.8M-239.0% | $4.9M+379.2% | -$1.8M+8.8% | -$1.9M-234.3% | -$578K+88.8% | -$5.2M-24.8% | -$4.1M |
| Dividends Paid | $944K | N/A | N/A | N/A | $1.3M+26080.0% | -$5K | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
CCLD Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | 3.2%-5.9pp | 9.1%-1.3pp | 10.3%-0.6pp | 10.9%+3.6pp | 7.3%-4.9pp | 12.2%+0.8pp | 11.4%+3.4pp | 8.1% |
| Net Margin | 2.9%+25.9pp | -22.9%-32.8pp | 9.8%-0.7pp | 10.6%+3.6pp | 7.0%+23.1pp | -16.1%-27.0pp | 10.9%+5.0pp | 6.0% |
| Return on Equity | 1.6%+14.9pp | -13.3%-18.6pp | 5.3%+0.1pp | 5.2%+1.6pp | 3.6%+12.7pp | -9.1%-15.8pp | 6.7%+2.8pp | 3.9% |
| Return on Assets | 1.1%+10.1pp | -9.0%-12.4pp | 3.4%-0.5pp | 3.9%+1.2pp | 2.6%+9.0pp | -6.3%-10.8pp | 4.4%+2.2pp | 2.3% |
| Current Ratio | 1.11+0.1 | 1.05-0.2 | 1.26-0.7 | 1.91+0.2 | 1.69+0.4 | 1.27+0.2 | 1.030.0 | 1.03 |
| Debt-to-Equity | 0.49+0.5 | 0.02-0.5 | 0.57+0.2 | 0.34-0.0 | 0.36+0.4 | 0.01-0.5 | 0.52-0.2 | 0.71 |
| FCF Margin | 10.2%-8.8pp | 19.0%-1.9pp | 20.9%-1.9pp | 22.8%+6.6pp | 16.3%+1.1pp | 15.2%-8.4pp | 23.6%+8.8pp | 14.8% |
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Frequently Asked Questions
What is Carecloud Inc's annual revenue?
Carecloud Inc (CCLD) reported $120.5M in total revenue for fiscal year 2025. This represents a 8.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Carecloud Inc's revenue growing?
Carecloud Inc (CCLD) revenue grew by 8.7% year-over-year, from $110.8M to $120.5M in fiscal year 2025.
Is Carecloud Inc profitable?
Yes, Carecloud Inc (CCLD) reported a net income of $11K in fiscal year 2025, with a net profit margin of 0.0%.
What is Carecloud Inc's EBITDA?
Carecloud Inc (CCLD) had EBITDA of $26.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Carecloud Inc have?
As of fiscal year 2025, Carecloud Inc (CCLD) had $3.1M in cash and equivalents against $1.2M in long-term debt.
What is Carecloud Inc's operating margin?
Carecloud Inc (CCLD) had an operating margin of 9.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Carecloud Inc's net profit margin?
Carecloud Inc (CCLD) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Carecloud Inc's return on equity (ROE)?
Carecloud Inc (CCLD) has a return on equity of 0.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Carecloud Inc's free cash flow?
Carecloud Inc (CCLD) generated $23.8M in free cash flow during fiscal year 2025. This represents a 25.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Carecloud Inc's operating cash flow?
Carecloud Inc (CCLD) generated $28.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Carecloud Inc's total assets?
Carecloud Inc (CCLD) had $87.6M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Carecloud Inc's capital expenditures?
Carecloud Inc (CCLD) invested $4.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Carecloud Inc spend on research and development?
Carecloud Inc (CCLD) invested $6.4M in research and development during fiscal year 2025.
What is Carecloud Inc's current ratio?
Carecloud Inc (CCLD) had a current ratio of 1.05 as of fiscal year 2025, which is considered adequate.
What is Carecloud Inc's debt-to-equity ratio?
Carecloud Inc (CCLD) had a debt-to-equity ratio of 0.02 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Carecloud Inc's return on assets (ROA)?
Carecloud Inc (CCLD) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Carecloud Inc's Altman Z-Score?
Carecloud Inc (CCLD) has an Altman Z-Score of 3.07, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Carecloud Inc's Piotroski F-Score?
Carecloud Inc (CCLD) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Carecloud Inc's earnings high quality?
Carecloud Inc (CCLD) has an earnings quality ratio of 2645.03x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Carecloud Inc?
Carecloud Inc (CCLD) scores 42 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.