Banco Chile Financials
This page shows Banco Chile (BCH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Banco Chile's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Banco Chile carries a low D/E ratio of 0.00, meaning only $0.00 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
Banco Chile's current ratio of 2.97 indicates adequate short-term liquidity, earning a score of 57/100. The company can meet its near-term obligations, though with limited headroom.
Banco Chile converts 1154.5% of revenue into free cash flow ($808.1B). This strong cash generation earns a score of 100/100.
Banco Chile's ROE of 17.7% shows moderate profitability relative to equity, earning a score of 50/100.
For every $1 of reported earnings, Banco Chile generates $0.70 in operating cash flow ($826.1B OCF vs $1.2T net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
Banco Chile generated $70.0B in revenue in fiscal year 2025.
Banco Chile reported $1.2T in net income in fiscal year 2025.
Cash & Balance Sheet
Banco Chile generated $808.1B in free cash flow in fiscal year 2025, representing cash available after capex.
Banco Chile held $3.3T in cash against $1.8B in long-term debt as of fiscal year 2025.
Banco Chile had 101.02B shares outstanding in fiscal year 2025.
Margins & Returns
Banco Chile's net profit margin was 1693.5% in fiscal year 2025, showing the share of revenue converted to profit.
Banco Chile's ROE was 17.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Capital Allocation
Banco Chile invested $17.9B in capex in fiscal year 2025, funding long-term assets and infrastructure.
BCH Income Statement
BCH Balance Sheet
BCH Cash Flow Statement
BCH Financial Ratios
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Frequently Asked Questions
What is Banco Chile's annual revenue?
Banco Chile (BCH) reported $70.0B in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Is Banco Chile profitable?
Yes, Banco Chile (BCH) reported a net income of $1.2T in fiscal year 2025, with a net profit margin of 1693.5%.
How much debt does Banco Chile have?
As of fiscal year 2025, Banco Chile (BCH) had $3.3T in cash and equivalents against $1.8B in long-term debt.
What is Banco Chile's net profit margin?
Banco Chile (BCH) had a net profit margin of 1693.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Banco Chile's return on equity (ROE)?
Banco Chile (BCH) has a return on equity of 17.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Banco Chile's free cash flow?
Banco Chile (BCH) generated $808.1B in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Banco Chile's operating cash flow?
Banco Chile (BCH) generated $826.1B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Banco Chile's total assets?
Banco Chile (BCH) had $54.1T in total assets as of fiscal year 2025, including both current and long-term assets.
What are Banco Chile's capital expenditures?
Banco Chile (BCH) invested $17.9B in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Banco Chile's current ratio?
Banco Chile (BCH) had a current ratio of 2.97 as of fiscal year 2025, which is generally considered healthy.
What is Banco Chile's debt-to-equity ratio?
Banco Chile (BCH) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Banco Chile's return on assets (ROA)?
Banco Chile (BCH) had a return on assets of 2.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Are Banco Chile's earnings high quality?
Banco Chile (BCH) has an earnings quality ratio of 0.70x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Banco Chile?
Banco Chile (BCH) scores 51 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.