What is Auburn National's earnings per share (EPS)?

Auburn National (AUBN) reported diluted earnings per share of $2.08 for fiscal year 2025. This represents a 13.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Auburn National Financials

AUBN

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Auburn National (AUBN) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 41/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Auburn National's revenue grew a modest 0.8% year-over-year to $619K. This slow but positive growth earns a score of 35/100.

Leverage

Auburn National has elevated debt relative to equity (D/E of 10.07), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow

100

Auburn National converts 1755.1% of revenue into free cash flow ($10.9M). This strong cash generation earns a score of 100/100.

Returns

Auburn National generates a 7.9% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 29/100. This is down from 8.2% the prior year.

Piotroski F-Score Neutral

5/9

Auburn National passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.70x

For every $1 of reported earnings, Auburn National generates $1.70 in operating cash flow ($12.3M OCF vs $7.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$619K

YoY+0.8%

5Y CAGR+1.1%

10Y CAGR-31.5%

Auburn National generated $619K in revenue in fiscal year 2025. This represents an increase of 0.8% from the prior year.

EBITDA

N/A

Net Income

$7.3M

YoY+13.4%

5Y CAGR-0.5%

10Y CAGR-0.8%

Auburn National reported $7.3M in net income in fiscal year 2025. This represents an increase of 13.4% from the prior year.

EPS (Diluted)

$2.08

YoY+13.7%

Auburn National earned $2.08 per diluted share (EPS) in fiscal year 2025. This represents an increase of 13.7% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$10.9M

YoY+24.6%

Auburn National generated $10.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 24.6% from the prior year.

Cash & Debt

$147.8M

YoY+58.4%

5Y CAGR+5.6%

Auburn National held $147.8M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.08

YoY+0.0%

5Y CAGR+1.1%

10Y CAGR+2.1%

Auburn National paid $1.08 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Shares Outstanding

YoY+0.0%

5Y CAGR-0.4%

10Y CAGR-1.2%

Auburn National had 3M shares outstanding in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

1172.0%

YoY+130.2pp

5Y CAGR-102.1pp

10Y CAGR+1143.1pp

Auburn National's net profit margin was 1172.0% in fiscal year 2025, showing the share of revenue converted to profit. This is up 130.2 percentage points from the prior year.

Return on Equity

7.9%

YoY-0.3pp

5Y CAGR+1.0pp

10Y CAGR-2.0pp

Auburn National's ROE was 7.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$1.5M

YoY-28.9%

Auburn National invested $1.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 28.9% from the prior year.

AUBN Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$619K+0.8%	$614K+1.8%	$603K+0.8%	$598K+5.7%	$566K-3.2%	$585K
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$11.1M-4.4%	$11.6M+44.3%	$8.0M+238.2%	$2.4M-5.5%	$2.5M-34.7%	$3.9M
Income Tax	$2.0M-2.2%	$2.0M+357.4%	-$777K-131.0%	$2.5M+78.0%	$1.4M-12.4%	$1.6M
Net Income	$7.3M+13.4%	$6.4M+358.6%	$1.4M-86.5%	$10.3M+28.7%	$8.0M+7.8%	$7.5M
EPS (Diluted)	$2.08+13.7%	$1.83	N/A	N/A	N/A	N/A

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$158K+2.6%	$154K+1.3%	$152K-1.9%	$155K+2.6%	$151K-1.9%	$154K+0.7%	$153K-1.9%	$156K
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$2.7M-6.0%	$2.8M+2.6%	$2.8M-1.7%	$2.8M-5.9%	$3.0M-5.6%	$3.2M+10.2%	$2.9M+11.8%	$2.6M
Income Tax	$456K-26.8%	$623K+28.5%	$485K+23.7%	$392K-52.8%	$830K+56.3%	$531K+11.8%	$475K+189.6%	$164K
Net Income	$1.7M-25.2%	$2.2M+21.5%	$1.8M+19.8%	$1.5M-1.9%	$1.6M-9.9%	$1.7M-0.1%	$1.7M+26.5%	$1.4M
EPS (Diluted)	N/A	$0.64	N/A	N/A	N/A	$0.50	N/A	N/A

AUBN Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$1.0B+4.2%	$977.3M+0.2%	$975.3M-4.7%	$1.0B-7.4%	$1.1B+15.5%	$956.6M
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$147.8M+58.4%	$93.4M+30.8%	$71.4M+161.9%	$27.3M-82.6%	$156.3M+38.8%	$112.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$926.7M+3.1%	$899.0M0.0%	$898.7M-6.0%	$955.8M-4.6%	$1.0B+18.0%	$848.9M
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$92.1M+17.6%	$78.3M+2.3%	$76.5M+12.4%	$68.0M-34.4%	$103.7M-3.7%	$107.7M
Retained Earnings	$119.2M+3.0%	$115.8M+2.1%	$113.4M-2.7%	$116.6M+6.0%	$110.0M+4.1%	$105.6M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$1.0B+0.8%	$1.0B-1.8%	$1.0B+3.3%	$996.8M+2.0%	$977.3M-1.3%	$990.1M-3.4%	$1.0B+4.7%	$979.0M
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$147.8M+3.4%	$142.9M-6.1%	$152.2M+28.2%	$118.7M+27.1%	$93.4M+3.9%	$89.8M-21.5%	$114.5M+57.8%	$72.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$926.7M+0.6%	$921.6M-2.3%	$943.2M+3.2%	$913.7M+1.6%	$899.0M-0.7%	$905.8M-4.6%	$949.8M+5.0%	$904.5M
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$92.1M+2.7%	$89.6M+4.1%	$86.1M+3.6%	$83.1M+6.2%	$78.3M-7.2%	$84.3M+12.1%	$75.2M+1.0%	$74.5M
Retained Earnings	$119.2M+0.6%	$118.5M+1.1%	$117.2M+0.8%	$116.3M+0.5%	$115.8M+0.5%	$115.1M+0.7%	$114.4M+0.7%	$113.6M

AUBN Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$12.3M+14.2%	$10.8M-9.2%	$11.9M+8.4%	$11.0M-10.9%	$12.3M+26.6%	$9.7M
Capital Expenditures	$1.5M-28.9%	$2.1M+399.8%	$418K-94.1%	$7.0M-65.1%	$20.2M	N/A
Free Cash Flow	$10.9M+24.6%	$8.7M-24.1%	$11.5M+192.1%	$3.9M+150.0%	-$7.9M	N/A
Investing Cash Flow	$18.8M+11.5%	$16.9M-81.6%	$91.4M+200.5%	-$91.0M+23.5%	-$118.8M-15.5%	-$102.9M
Financing Cash Flow	$23.3M+510.9%	-$5.7M+90.4%	-$59.2M-20.7%	-$49.0M-132.6%	$150.2M+32.5%	$113.3M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	$0-100.0%	$229K-54.6%	$504K-68.9%	$1.6M	$0

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$3.5M-14.3%	$4.1M+91.2%	$2.1M-18.7%	$2.6M-6.2%	$2.8M+49.5%	$1.9M-38.7%	$3.1M-0.8%	$3.1M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$3.3M-132.4%	$10.2M+244.8%	$3.0M-66.9%	$8.9M+18.1%	$7.6M-60.3%	$19.1M+452.6%	-$5.4M-23.5%	-$4.4M
Financing Cash Flow	$4.7M+120.0%	-$23.5M-182.8%	$28.4M+106.8%	$13.7M+300.7%	-$6.8M+85.0%	-$45.6M-203.0%	$44.3M+1661.1%	$2.5M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	$0	$0	$0	$0

AUBN Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	1172.0%+130.2pp	1041.9%+810.5pp	231.3%-1498.8pp	1730.1%+309.8pp	1420.3%+146.1pp	1274.2%
Return on Equity	7.9%-0.3pp	8.2%+6.3pp	1.8%-13.4pp	15.2%+7.5pp	7.8%+0.8pp	6.9%
Return on Assets	0.7%+0.1pp	0.7%+0.5pp	0.1%-0.9pp	1.0%+0.3pp	0.7%-0.0pp	0.8%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	10.07-1.4	11.48-0.3	11.75-2.3	14.05+4.4	9.65+1.8	7.88
FCF Margin	1755.1%+334.9pp	1420.2%-484.3pp	1904.5%+1247.1pp	657.4%+2045.2pp	-1387.8%	N/A

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	1053.8%-392.3pp	1446.1%+240.2pp	1205.9%+218.8pp	987.1%-46.0pp	1033.1%-91.6pp	1124.7%-8.6pp	1133.3%+254.5pp	878.9%
Return on Equity	1.8%-0.7pp	2.5%+0.4pp	2.1%+0.3pp	1.8%-0.2pp	2.0%-0.1pp	2.1%-0.3pp	2.3%+0.5pp	1.8%
Return on Assets	0.2%-0.1pp	0.2%+0.0pp	0.2%+0.0pp	0.1%-0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%+0.0pp	0.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	10.07-0.2	10.28-0.7	10.96-0.0	10.99-0.5	11.48+0.7	10.74-1.9	12.63+0.5	12.14
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is Auburn National's annual revenue?

Auburn National (AUBN) reported $619K in total revenue for fiscal year 2025. This represents a 0.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Auburn National's revenue growing?

Auburn National (AUBN) revenue grew by 0.8% year-over-year, from $614K to $619K in fiscal year 2025.

Is Auburn National profitable?

Yes, Auburn National (AUBN) reported a net income of $7.3M in fiscal year 2025, with a net profit margin of 1172.0%.

What is Auburn National's net profit margin?

Auburn National (AUBN) had a net profit margin of 1172.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Auburn National pay dividends?

Yes, Auburn National (AUBN) paid $1.08 per share in dividends during fiscal year 2025.

What is Auburn National's return on equity (ROE)?

Auburn National (AUBN) has a return on equity of 7.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Auburn National's free cash flow?

Auburn National (AUBN) generated $10.9M in free cash flow during fiscal year 2025. This represents a 24.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Auburn National's operating cash flow?

Auburn National (AUBN) generated $12.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Auburn National's total assets?

Auburn National (AUBN) had $1.0B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Auburn National's capital expenditures?

Auburn National (AUBN) invested $1.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Auburn National have outstanding?

Auburn National (AUBN) had 3M shares outstanding as of fiscal year 2025.

What is Auburn National's debt-to-equity ratio?

Auburn National (AUBN) had a debt-to-equity ratio of 10.07 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Auburn National's return on assets (ROA)?

Auburn National (AUBN) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Auburn National's Piotroski F-Score?

Auburn National (AUBN) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Auburn National's earnings high quality?

Auburn National (AUBN) has an earnings quality ratio of 1.70x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Auburn National?

Auburn National (AUBN) scores 41 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.