What is American Intl Group Inc's earnings per share (EPS)?

American Intl Group Inc (AIG) reported diluted earnings per share of $5.43 for fiscal year 2025. This represents a 350.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

American Intl Group Inc Financials

AIG

Source SEC Filings (10-K/10-Q) Updated May 1, 2026 Currency USD FYE December

This page shows American Intl Group Inc (AIG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 19 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AIG FY2025 2026-05-01

AIG’s business mechanic is a shrunk balance sheet paired with aggressive capital returns that exceed current operating cash flow.

FY2025 net income rebounded from -$1.4B to $3.1B even as revenue still edged down. Because operating cash flow stayed near $3.3B in both FY2024 and FY2025, cash generation was steadier than reported earnings, implying the profit recovery came more from accounting normalization than from a broader increase in cash coming out of the franchise.

Total assets fell from $539.3B in FY2023 to $161.3B in FY2025. Yet equity still sat around $41.1B, which means AIG became much smaller without an equivalent hit to book capital; liabilities came down with the asset base, leaving a less debt-heavy posture than a few years earlier.

In FY2025, buybacks plus dividends totaled about $6.8B against only $3.3B of operating cash flow. That makes the payout program a capital allocation choice supported by balance-sheet reshaping and investing inflows, not something current operations fully self-fund, so per-share improvement is being helped by a shrinking share count as much as by business momentum.

Financial Health Signals

Financial Profile 38/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of American Intl Group Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

American Intl Group Inc's revenue declined 1.7% year-over-year, from $27.3B to $26.8B. This contraction results in a growth score of 30/100.

Leverage

American Intl Group Inc carries a low D/E ratio of 0.22, meaning only $0.22 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 97/100, indicating a strong balance sheet with room for future borrowing.

Returns

American Intl Group Inc generates a 7.5% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 21/100. This is up from -3.3% the prior year.

Piotroski F-Score Neutral

5/9

American Intl Group Inc passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.07x

For every $1 of reported earnings, American Intl Group Inc generates $1.07 in operating cash flow ($3.3B OCF vs $3.1B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$26.8B

YoY-1.7%

5Y CAGR-9.3%

10Y CAGR-7.5%

American Intl Group Inc generated $26.8B in revenue in fiscal year 2025. This represents a decrease of 1.7% from the prior year.

EBITDA

N/A

Net Income

$3.1B

YoY+320.5%

10Y CAGR+3.5%

American Intl Group Inc reported $3.1B in net income in fiscal year 2025. This represents an increase of 320.5% from the prior year.

EPS (Diluted)

$5.43

YoY+350.2%

10Y CAGR+12.7%

American Intl Group Inc earned $5.43 per diluted share (EPS) in fiscal year 2025. This represents an increase of 350.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$1.3B

YoY-2.0%

5Y CAGR-16.1%

10Y CAGR-5.0%

American Intl Group Inc held $1.3B in cash against $9.2B in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.75

YoY+12.2%

5Y CAGR+40.5%

10Y CAGR+8.0%

American Intl Group Inc paid $1.75 per share in dividends in fiscal year 2025. This represents an increase of 12.2% from the prior year.

Shares Outstanding

537M

YoY-9.6%

5Y CAGR-9.1%

10Y CAGR-7.3%

American Intl Group Inc had 537M shares outstanding in fiscal year 2025. This represents a decrease of 9.6% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

11.6%

YoY+16.7pp

5Y CAGR+25.1pp

10Y CAGR+7.8pp

American Intl Group Inc's net profit margin was 11.6% in fiscal year 2025, showing the share of revenue converted to profit. This is up 16.7 percentage points from the prior year.

Return on Equity

7.5%

YoY+10.8pp

5Y CAGR+16.5pp

10Y CAGR+5.1pp

American Intl Group Inc's ROE was 7.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 10.8 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$5.8B

YoY-12.3%

5Y CAGR+63.5%

10Y CAGR-5.9%

American Intl Group Inc spent $5.8B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 12.3% from the prior year.

Capital Expenditures

N/A

AIG Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$26.8B-1.7%	$27.3B-2.5%	$27.9B-6.9%	$30.0B-42.5%	$52.2B+19.3%	$43.7B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$5.1B-8.6%	$5.5B+2.4%	$5.4B-12.3%	$6.2B-29.4%	$8.7B+4.0%	$8.4B
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$396.0M-14.3%	$462.0M-10.5%	$516.0M-14.4%	$603.0M-53.8%	$1.3B-10.4%	$1.5B
Income Tax	$782.0M-33.2%	$1.2B+828.6%	$126.0M-85.7%	$882.0M-63.9%	$2.4B+267.2%	-$1.5B
Net Income	$3.1B+320.5%	-$1.4B-138.5%	$3.6B-64.4%	$10.2B-1.4%	$10.4B+274.4%	-$5.9B
EPS (Diluted)	$5.43+350.2%	$-2.17-143.6%	$4.98-61.5%	$12.94+8.3%	$11.95+273.7%	$-6.88

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$6.7B+1.5%	$6.5B+3.1%	$6.4B-10.4%	$7.1B+4.5%	$6.8B-5.5%	$7.2B+6.3%	$6.8B+2.9%	$6.6B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$1.1B-23.1%	$1.5B+14.0%	$1.3B+11.6%	$1.2B+4.2%	$1.1B	N/A	$1.3B-16.4%	$1.6B
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$100.0M-4.8%	$105.0M+6.1%	$99.0M-1.0%	$100.0M+8.7%	$92.0M	N/A	$112.0M-10.4%	$125.0M
Income Tax	$224.0M+420.0%	-$70.0M-136.8%	$190.0M-52.5%	$400.0M+52.7%	$262.0M	N/A	$168.0M+18.3%	$142.0M
Net Income	$51.0M-93.1%	$735.0M+41.6%	$519.0M-54.6%	$1.1B+63.9%	$698.0M-22.3%	$898.0M+95.6%	$459.0M+111.5%	-$4.0B
EPS (Diluted)	$1.41	N/A	$0.93-53.0%	$1.98+70.7%	$1.16-23.2%	$1.51+112.7%	$0.71+111.9%	$-5.96

AIG Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$161.3B0.0%	$161.3B-70.1%	$539.3B+3.3%	$522.2B-12.4%	$596.1B+1.6%	$586.5B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$1.3B-2.0%	$1.4B-12.8%	$1.6B+0.1%	$1.6B-35.3%	$2.4B-24.9%	$3.2B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$3.4B+1.8%	$3.4B-1.4%	$3.4B-8.8%	$3.8B-7.5%	$4.1B-0.4%	$4.1B
Total Liabilities	$120.1B+1.1%	$118.8B-75.7%	$488.0B+1.9%	$478.8B-9.2%	$527.2B+1.5%	$519.3B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$9.2B+3.0%	$8.9B-15.9%	$10.6B-61.0%	$27.2B-9.9%	$30.2B-19.6%	$37.5B
Total Equity	$41.1B-3.3%	$42.5B-6.2%	$45.4B+10.7%	$41.0B-37.9%	$66.0B-0.6%	$66.4B
Retained Earnings	$37.2B+6.0%	$35.1B-6.5%	$37.5B+7.5%	$34.9B+46.7%	$23.8B+53.4%	$15.5B

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$161.5B+0.2%	$161.3B-1.3%	$163.4B-1.5%	$166.0B+2.5%	$161.9B+0.3%	$161.3B-4.8%	$169.4B+0.9%	$167.9B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$1.5B+13.6%	$1.3B-15.6%	$1.6B-13.4%	$1.8B+30.8%	$1.4B+2.6%	$1.4B-12.0%	$1.6B+11.2%	$1.4B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$3.4B-0.5%	$3.4B-0.1%	$3.4B-0.4%	$3.5B+1.6%	$3.4B+0.7%	$3.4B-2.3%	$3.5B+1.4%	$3.4B
Total Liabilities	$121.1B+0.9%	$120.1B-1.8%	$122.3B-1.7%	$124.4B+3.4%	$120.4B+1.4%	$118.8B-4.5%	$124.4B+0.8%	$123.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$9.0B-2.1%	$9.2B	N/A	N/A	N/A	$8.9B	N/A	N/A
Total Equity	$40.4B-1.8%	$41.1B+0.1%	$41.1B-1.0%	$41.5B+0.2%	$41.4B-2.6%	$42.5B-5.6%	$45.0B+1.3%	$44.4B
Retained Earnings	$37.7B+1.4%	$37.2B+1.3%	$36.7B+0.8%	$36.4B+2.5%	$35.5B+1.3%	$35.1B+1.9%	$34.4B+0.6%	$34.2B

AIG Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$3.3B+1.3%	$3.3B-47.6%	$6.2B+51.0%	$4.1B-33.6%	$6.2B+499.5%	$1.0B
Capital Expenditures	N/A	N/A	$240.0M+14.3%	$210.0M-38.8%	$343.0M-2.8%	$353.0M
Free Cash Flow	N/A	N/A	$6.0B+53.0%	$3.9B-33.3%	$5.9B+758.4%	$685.0M
Investing Cash Flow	$3.2B+90.8%	$1.7B+123.8%	-$7.0B-93.6%	-$3.6B-10.5%	-$3.3B+47.1%	-$6.2B
Financing Cash Flow	-$6.5B-29.2%	-$5.1B-747.4%	$782.0M+229.9%	-$602.0M+83.6%	-$3.7B-172.7%	$5.1B
Dividends Paid	$976.0M-2.6%	$1.0B+0.5%	$997.0M+1.5%	$982.0M-9.3%	$1.1B-1.8%	$1.1B
Share Buybacks	$5.8B-12.3%	$6.7B+124.7%	$3.0B-43.1%	$5.2B+100.6%	$2.6B+418.4%	$500.0M

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$155.0M-75.6%	$636.0M-52.6%	$1.3B-3.5%	$1.4B+2583.9%	-$56.0M-144.8%	$125.0M-92.6%	$1.7B+83.1%	$928.0M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$833.0M+1307.2%	-$69.0M-23.2%	-$56.0M-109.9%	$564.0M-79.5%	$2.8B+3.7%	$2.7B+742.2%	$315.0M+119.7%	-$1.6B
Financing Cash Flow	-$799.0M0.0%	-$799.0M+47.8%	-$1.5B+0.2%	-$1.5B+42.7%	-$2.7B+10.9%	-$3.0B-57.2%	-$1.9B-291.9%	$996.0M
Dividends Paid	$241.0M-0.4%	$242.0M-1.6%	$246.0M-3.1%	$254.0M+8.5%	$234.0M-4.1%	$244.0M-3.9%	$254.0M-2.7%	$261.0M
Share Buybacks	$508.0M-13.0%	$584.0M-53.1%	$1.2B-30.0%	$1.8B-20.2%	$2.2B+22.3%	$1.8B+21.1%	$1.5B-10.7%	$1.7B

AIG Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	11.6%+16.7pp	-5.1%-18.2pp	13.0%-21.1pp	34.1%+14.2pp	19.9%+33.5pp	-13.6%
Return on Equity	7.5%+10.8pp	-3.3%-11.3pp	8.0%-16.9pp	25.0%+9.2pp	15.7%+24.7pp	-9.0%
Return on Assets	1.9%+2.8pp	-0.9%-1.6pp	0.7%-1.3pp	2.0%+0.2pp	1.7%+2.7pp	-1.0%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.22+0.0	0.21-0.0	0.23-0.4	0.66+0.2	0.46-0.1	0.57
FCF Margin	N/A	N/A	21.5%+8.4pp	13.1%+1.8pp	11.3%+9.7pp	1.6%

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	0.8%-10.4pp	11.2%+3.0pp	8.2%-8.0pp	16.1%+5.8pp	10.3%-2.2pp	12.5%+5.7pp	6.8%+67.4pp	-60.6%
Return on Equity	0.1%-1.7pp	1.8%+0.5pp	1.3%-1.5pp	2.8%+1.1pp	1.7%-0.4pp	2.1%+1.1pp	1.0%+10.0pp	-8.9%
Return on Assets	0.0%-0.4pp	0.5%+0.1pp	0.3%-0.4pp	0.7%+0.3pp	0.4%-0.1pp	0.6%+0.3pp	0.3%+2.6pp	-2.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.220.0	0.22-2.8	2.98-0.0	3.00+0.1	2.91+2.7	0.21-2.6	2.76-0.0	2.78
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is American Intl Group Inc's annual revenue?

American Intl Group Inc (AIG) reported $26.8B in total revenue for fiscal year 2025. This represents a -1.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is American Intl Group Inc's revenue growing?

American Intl Group Inc (AIG) revenue declined by 1.7% year-over-year, from $27.3B to $26.8B in fiscal year 2025.

Is American Intl Group Inc profitable?

Yes, American Intl Group Inc (AIG) reported a net income of $3.1B in fiscal year 2025, with a net profit margin of 11.6%.

How much debt does American Intl Group Inc have?

As of fiscal year 2025, American Intl Group Inc (AIG) had $1.3B in cash and equivalents against $9.2B in long-term debt.

What is American Intl Group Inc's net profit margin?

American Intl Group Inc (AIG) had a net profit margin of 11.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does American Intl Group Inc pay dividends?

Yes, American Intl Group Inc (AIG) paid $1.75 per share in dividends during fiscal year 2025.

What is American Intl Group Inc's return on equity (ROE)?

American Intl Group Inc (AIG) has a return on equity of 7.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is American Intl Group Inc's operating cash flow?

American Intl Group Inc (AIG) generated $3.3B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are American Intl Group Inc's total assets?

American Intl Group Inc (AIG) had $161.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Does American Intl Group Inc buy back shares?

Yes, American Intl Group Inc (AIG) spent $5.8B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does American Intl Group Inc have outstanding?

American Intl Group Inc (AIG) had 537M shares outstanding as of fiscal year 2025.

What is American Intl Group Inc's debt-to-equity ratio?

American Intl Group Inc (AIG) had a debt-to-equity ratio of 0.22 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is American Intl Group Inc's return on assets (ROA)?

American Intl Group Inc (AIG) had a return on assets of 1.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is American Intl Group Inc's Piotroski F-Score?

American Intl Group Inc (AIG) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are American Intl Group Inc's earnings high quality?

American Intl Group Inc (AIG) has an earnings quality ratio of 1.07x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is American Intl Group Inc?

American Intl Group Inc (AIG) scores 38 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.