What is Aci Worldwide Inc's earnings per share (EPS)?

Aci Worldwide Inc (ACIW) reported diluted earnings per share of $2.16 for fiscal year 2025. This represents a 13.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Aci Worldwide Inc Financials

ACIW

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Aci Worldwide Inc (ACIW) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 58/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Aci Worldwide Inc has an operating margin of 18.8%, meaning the company retains $19 of operating profit per $100 of revenue. This results in a moderate score of 64/100, indicating healthy but not exceptional operating efficiency. This is down from 19.3% the prior year.

Growth

Aci Worldwide Inc's revenue grew 10.4% year-over-year to $1.8B, a solid pace of expansion. This earns a growth score of 51/100.

Leverage

Aci Worldwide Inc carries a low D/E ratio of 0.51, meaning only $0.51 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 92/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Aci Worldwide Inc's current ratio of 1.54 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 26/100, which could limit financial flexibility.

Cash Flow

Aci Worldwide Inc converts 17.6% of revenue into free cash flow ($309.9M). This strong cash generation earns a score of 69/100.

Returns

Aci Worldwide Inc's ROE of 14.9% shows moderate profitability relative to equity, earning a score of 44/100. This is up from 14.3% the prior year.

Altman Z-Score Safe

3.48

Aci Worldwide Inc scores 3.48, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Piotroski F-Score Strong

7/9

Aci Worldwide Inc passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Cash-Backed

1.42x

For every $1 of reported earnings, Aci Worldwide Inc generates $1.42 in operating cash flow ($322.8M OCF vs $226.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

5.7x

Aci Worldwide Inc earns $5.7 in operating income for every $1 of interest expense ($329.9M vs $57.8M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.8B

YoY+10.4%

5Y CAGR+6.3%

10Y CAGR+5.3%

Aci Worldwide Inc generated $1.8B in revenue in fiscal year 2025. This represents an increase of 10.4% from the prior year.

EBITDA

$426.9M

YoY+1.9%

5Y CAGR+8.4%

10Y CAGR+6.6%

Aci Worldwide Inc's EBITDA was $426.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 1.9% from the prior year.

Net Income

$226.7M

YoY+11.6%

5Y CAGR+25.5%

10Y CAGR+10.2%

Aci Worldwide Inc reported $226.7M in net income in fiscal year 2025. This represents an increase of 11.6% from the prior year.

EPS (Diluted)

$2.16

YoY+13.1%

5Y CAGR+28.4%

10Y CAGR+11.6%

Aci Worldwide Inc earned $2.16 per diluted share (EPS) in fiscal year 2025. This represents an increase of 13.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$309.9M

YoY-9.7%

5Y CAGR+0.8%

10Y CAGR+6.8%

Aci Worldwide Inc generated $309.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 9.7% from the prior year.

Cash & Debt

$196.5M

YoY-9.2%

5Y CAGR+3.5%

10Y CAGR+6.7%

Aci Worldwide Inc held $196.5M in cash against $776.7M in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

103M

YoY-2.4%

5Y CAGR-2.6%

10Y CAGR-1.5%

Aci Worldwide Inc had 103M shares outstanding in fiscal year 2025. This represents a decrease of 2.4% from the prior year.

Margins & Returns

Gross Margin

49.0%

YoY-1.3pp

5Y CAGR-2.9pp

10Y CAGR-5.9pp

Aci Worldwide Inc's gross margin was 49.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 1.3 percentage points from the prior year.

Operating Margin

18.8%

YoY-0.6pp

5Y CAGR+7.6pp

10Y CAGR+6.5pp

Aci Worldwide Inc's operating margin was 18.8% in fiscal year 2025, reflecting core business profitability. This is down 0.6 percentage points from the prior year.

Net Margin

12.9%

YoY+0.1pp

5Y CAGR+7.3pp

10Y CAGR+4.7pp

Aci Worldwide Inc's net profit margin was 12.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.1 percentage points from the prior year.

Return on Equity

14.9%

YoY+0.7pp

5Y CAGR+8.9pp

10Y CAGR+1.9pp

Aci Worldwide Inc's ROE was 14.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.7 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$202.6M

YoY+58.7%

5Y CAGR+47.6%

Aci Worldwide Inc spent $202.6M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 58.7% from the prior year.

Capital Expenditures

$12.9M

YoY-16.2%

5Y CAGR-6.2%

10Y CAGR-7.2%

Aci Worldwide Inc invested $12.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 16.2% from the prior year.

ACIW Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$1.8B+10.4%	$1.6B+9.8%	$1.5B+2.2%	$1.4B+3.7%	$1.4B+5.9%	$1.3B
Cost of Revenue	$897.7M+13.4%	$791.8M+10.1%	$719.2M+3.3%	$696.1M+9.0%	$638.9M+2.6%	$622.5M
Gross Profit	$862.1M+7.4%	$802.5M+9.4%	$733.4M+1.0%	$725.8M-0.8%	$731.7M+8.9%	$671.9M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$142.7M+20.6%	$118.4M+1.0%	$117.2M+2.6%	$114.2M-7.8%	$123.8M-18.8%	$152.5M
Operating Income	$329.9M+7.1%	$308.1M+39.8%	$220.4M+8.1%	$203.8M-2.9%	$209.9M+45.0%	$144.7M
Interest Expense	$57.8M-20.2%	$72.5M-7.7%	$78.5M+47.5%	$53.2M+18.0%	$45.1M-20.4%	$56.6M
Income Tax	$80.0M+69.2%	$47.3M+81.1%	$26.1M-59.5%	$64.5M+36.3%	$47.3M+82.1%	$26.0M
Net Income	$226.7M+11.6%	$203.1M+67.2%	$121.5M-14.5%	$142.2M+11.3%	$127.8M+75.9%	$72.7M
EPS (Diluted)	$2.16+13.1%	$1.91+70.5%	$1.12-9.7%	$1.24+14.8%	$1.08+74.2%	$0.62

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$481.6M-0.2%	$482.4M+20.2%	$401.3M+1.7%	$394.6M-12.9%	$453.0M+0.3%	$451.8M+21.0%	$373.5M+18.2%	$316.0M
Cost of Revenue	$226.3M+1.4%	$223.1M-5.0%	$234.8M+10.0%	$213.4M+6.6%	$200.1M+1.4%	$197.4M-2.9%	$203.2M+6.3%	$191.1M
Gross Profit	$255.3M-1.5%	$259.2M+55.7%	$166.5M-8.1%	$181.2M-28.4%	$253.0M-0.6%	$254.4M+49.4%	$170.2M+36.3%	$124.9M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$43.4M+27.2%	$34.1M-9.4%	$37.7M+36.5%	$27.6M-17.5%	$33.4M-1.5%	$33.9M+35.8%	$25.0M-3.9%	$26.0M
Operating Income	$108.8M-14.8%	$127.7M+266.4%	$34.9M-40.4%	$58.5M-52.1%	$122.3M-0.2%	$122.6M+128.3%	$53.7M+461.7%	$9.6M
Interest Expense	$13.8M-6.7%	$14.8M+2.0%	$14.5M-1.1%	$14.7M-11.7%	$16.6M-9.4%	$18.4M-0.6%	$18.5M-2.8%	$19.0M
Income Tax	$34.7M+29.1%	$26.9M+373.9%	$5.7M-55.6%	$12.8M+9.1%	$11.7M-54.7%	$25.9M+173.5%	$9.5M+3216.5%	$285K
Net Income	$64.3M-29.5%	$91.3M+647.8%	$12.2M-79.3%	$58.9M-40.3%	$98.6M+21.0%	$81.4M+163.6%	$30.9M+498.5%	-$7.8M
EPS (Diluted)	N/A	$0.88+633.3%	$0.12-78.2%	$0.55	N/A	$0.77+165.5%	$0.29+514.3%	$-0.07

ACIW Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$3.1B+2.6%	$3.0B-12.2%	$3.4B+7.3%	$3.2B+1.6%	$3.2B-6.7%	$3.4B
Current Assets	$1.1B+9.9%	$990.8M-29.6%	$1.4B+26.2%	$1.1B+18.9%	$937.4M-18.8%	$1.2B
Cash & Equivalents	$196.5M-9.2%	$216.4M+31.8%	$164.2M+31.4%	$125.0M+2.4%	$122.1M-26.2%	$165.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$445.9M+7.6%	$414.4M-8.4%	$452.3M+12.0%	$403.8M+26.0%	$320.4M+91.2%	$167.6M
Goodwill	$1.2B+0.4%	$1.2B0.0%	$1.2B0.0%	$1.2B-4.2%	$1.3B0.0%	$1.3B
Total Liabilities	$1.6B-0.9%	$1.6B-24.5%	$2.1B+5.1%	$2.0B+5.4%	$1.9B-12.2%	$2.2B
Current Liabilities	$705.6M+17.1%	$602.6M-41.9%	$1.0B+20.8%	$858.8M+13.9%	$754.2M-16.7%	$905.6M
Long-Term Debt	$776.7M-12.7%	$889.6M-7.7%	$963.6M-5.9%	$1.0B+0.4%	$1.0B-9.0%	$1.1B
Total Equity	$1.5B+6.7%	$1.4B+7.6%	$1.3B+11.0%	$1.2B-4.1%	$1.2B+3.2%	$1.2B
Retained Earnings	$1.8B+14.2%	$1.6B+14.6%	$1.4B+9.5%	$1.3B+12.6%	$1.1B+12.7%	$1.0B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$3.1B-1.8%	$3.2B+0.7%	$3.1B-2.0%	$3.2B+5.9%	$3.0B-2.2%	$3.1B-8.1%	$3.4B+2.0%	$3.3B
Current Assets	$1.1B-6.4%	$1.2B+1.6%	$1.1B-5.3%	$1.2B+22.0%	$990.8M-8.7%	$1.1B-21.4%	$1.4B+6.4%	$1.3B
Cash & Equivalents	$196.5M-1.4%	$199.3M+5.0%	$189.7M-17.5%	$230.1M+6.3%	$216.4M+21.7%	$177.9M+13.3%	$157.0M-14.4%	$183.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$445.9M-3.2%	$460.5M+15.7%	$398.2M+3.1%	$386.1M-6.8%	$414.4M-2.4%	$424.5M+15.0%	$369.2M+7.0%	$345.1M
Goodwill	$1.2B+0.4%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B
Total Liabilities	$1.6B-5.7%	$1.7B-3.6%	$1.7B+1.4%	$1.7B+7.5%	$1.6B-9.2%	$1.8B-17.1%	$2.1B+4.1%	$2.0B
Current Liabilities	$705.6M-4.3%	$737.1M-4.8%	$774.6M-3.7%	$804.5M+33.5%	$602.6M-13.6%	$697.3M-33.2%	$1.0B+10.0%	$948.8M
Long-Term Debt	$776.7M-6.1%	$826.9M-3.5%	$857.1M+5.7%	$810.9M-8.9%	$889.6M-7.3%	$959.4M-1.4%	$973.1M-0.9%	$981.9M
Total Equity	$1.5B+2.7%	$1.5B+6.1%	$1.4B-6.0%	$1.5B+4.1%	$1.4B+7.1%	$1.3B+7.5%	$1.2B-1.6%	$1.3B
Retained Earnings	$1.8B+3.7%	$1.8B+5.5%	$1.7B+0.7%	$1.7B+3.7%	$1.6B+6.6%	$1.5B+5.7%	$1.4B+2.2%	$1.4B

ACIW Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$322.8M-10.0%	$358.7M+112.9%	$168.5M+17.5%	$143.4M-35.0%	$220.5M-30.0%	$314.9M
Capital Expenditures	$12.9M-16.2%	$15.4M+72.6%	$8.9M-31.9%	$13.1M-36.3%	$20.6M+15.6%	$17.8M
Free Cash Flow	$309.9M-9.7%	$343.3M+115.1%	$159.6M+22.5%	$130.3M-34.8%	$199.9M-32.7%	$297.1M
Investing Cash Flow	$7.2M+116.0%	-$45.1M-19.3%	-$37.8M-162.7%	$60.2M+232.8%	-$45.4M-47.8%	-$30.7M
Financing Cash Flow	-$336.6M-16.8%	-$288.2M-158.4%	-$111.6M+34.8%	-$171.1M+33.4%	-$256.9M-60.7%	-$159.9M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$202.6M+58.7%	$127.7M+362.8%	$27.6M-86.6%	$206.5M+92.3%	$107.4M+271.8%	$28.9M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$121.8M+66.7%	$73.0M+46.7%	$49.8M-36.3%	$78.2M-38.2%	$126.5M+134.2%	$54.0M-1.8%	$55.0M-55.4%	$123.2M
Capital Expenditures	$5.2M+52.1%	$3.4M+57.9%	$2.2M-0.6%	$2.2M-68.7%	$6.9M+97.7%	$3.5M+101.0%	$1.7M-45.6%	$3.2M
Free Cash Flow	$116.6M+67.4%	$69.6M+46.2%	$47.6M-37.4%	$76.1M-36.4%	$119.5M+136.7%	$50.5M-5.2%	$53.3M-55.6%	$120.0M
Investing Cash Flow	-$12.4M-25.5%	-$9.9M-31.4%	-$7.5M-120.3%	$37.1M+376.6%	-$13.4M-75.0%	-$7.7M-23.8%	-$6.2M+65.2%	-$17.8M
Financing Cash Flow	-$101.4M+4.1%	-$105.7M+7.4%	-$114.2M-643.9%	-$15.4M+87.0%	-$117.8M-68360.5%	-$172K+99.7%	-$61.8M+43.1%	-$108.5M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$52.6M+223.7%	$16.3M-86.4%	$119.4M+728.4%	$14.4M	$0-100.0%	$8.0M-86.0%	$57.2M-8.6%	$62.5M

ACIW Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	49.0%-1.3pp	50.3%-0.2pp	50.5%-0.6pp	51.0%-2.3pp	53.4%+1.5pp	51.9%
Operating Margin	18.8%-0.6pp	19.3%+4.2pp	15.2%+0.8pp	14.3%-1.0pp	15.3%+4.1pp	11.2%
Net Margin	12.9%+0.1pp	12.7%+4.4pp	8.4%-1.6pp	10.0%+0.7pp	9.3%+3.7pp	5.6%
Return on Equity	14.9%+0.7pp	14.3%+5.1pp	9.2%-2.7pp	11.9%+1.7pp	10.3%+4.3pp	6.0%
Return on Assets	7.3%+0.6pp	6.7%+3.2pp	3.5%-0.9pp	4.4%+0.4pp	4.0%+1.9pp	2.1%
Current Ratio	1.54-0.1	1.64+0.3	1.36+0.1	1.30+0.1	1.24-0.0	1.28
Debt-to-Equity	0.51-0.1	0.62-0.1	0.73-0.1	0.86+0.0	0.82-0.1	0.93
FCF Margin	17.6%-3.9pp	21.5%+10.6pp	11.0%+1.8pp	9.2%-5.4pp	14.6%-8.4pp	22.9%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	53.0%-0.7pp	53.7%+12.3pp	41.5%-4.4pp	45.9%-9.9pp	55.8%-0.5pp	56.3%+10.7pp	45.6%+6.0pp	39.5%
Operating Margin	22.6%-3.9pp	26.5%+17.8pp	8.7%-6.1pp	14.8%-12.2pp	27.0%-0.2pp	27.1%+12.8pp	14.4%+11.4pp	3.0%
Net Margin	13.4%-5.6pp	18.9%+15.9pp	3.0%-11.9pp	14.9%-6.8pp	21.8%+3.7pp	18.0%+9.8pp	8.3%+10.7pp	-2.5%
Return on Equity	4.2%-1.9pp	6.2%+5.3pp	0.9%-3.1pp	4.0%-2.9pp	6.9%+0.8pp	6.1%+3.6pp	2.5%+3.1pp	-0.6%
Return on Assets	2.1%-0.8pp	2.9%+2.5pp	0.4%-1.4pp	1.8%-1.4pp	3.3%+0.6pp	2.6%+1.7pp	0.9%+1.1pp	-0.2%
Current Ratio	1.54-0.0	1.58+0.1	1.48-0.0	1.50-0.1	1.64+0.1	1.56+0.2	1.32-0.0	1.37
Debt-to-Equity	0.51-0.0	0.56-0.1	0.62+0.1	0.55-0.1	0.62-0.1	0.72-0.1	0.790.0	0.78
FCF Margin	24.2%+9.8pp	14.4%+2.6pp	11.9%-7.4pp	19.3%-7.1pp	26.4%+15.2pp	11.2%-3.1pp	14.3%-23.7pp	38.0%

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Frequently Asked Questions

What is Aci Worldwide Inc's annual revenue?

Aci Worldwide Inc (ACIW) reported $1.8B in total revenue for fiscal year 2025. This represents a 10.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Aci Worldwide Inc's revenue growing?

Aci Worldwide Inc (ACIW) revenue grew by 10.4% year-over-year, from $1.6B to $1.8B in fiscal year 2025.

Is Aci Worldwide Inc profitable?

Yes, Aci Worldwide Inc (ACIW) reported a net income of $226.7M in fiscal year 2025, with a net profit margin of 12.9%.

What is Aci Worldwide Inc's EBITDA?

Aci Worldwide Inc (ACIW) had EBITDA of $426.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Aci Worldwide Inc have?

As of fiscal year 2025, Aci Worldwide Inc (ACIW) had $196.5M in cash and equivalents against $776.7M in long-term debt.

What is Aci Worldwide Inc's gross margin?

Aci Worldwide Inc (ACIW) had a gross margin of 49.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Aci Worldwide Inc's operating margin?

Aci Worldwide Inc (ACIW) had an operating margin of 18.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Aci Worldwide Inc's net profit margin?

Aci Worldwide Inc (ACIW) had a net profit margin of 12.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Aci Worldwide Inc's return on equity (ROE)?

Aci Worldwide Inc (ACIW) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Aci Worldwide Inc's free cash flow?

Aci Worldwide Inc (ACIW) generated $309.9M in free cash flow during fiscal year 2025. This represents a -9.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Aci Worldwide Inc's operating cash flow?

Aci Worldwide Inc (ACIW) generated $322.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Aci Worldwide Inc's total assets?

Aci Worldwide Inc (ACIW) had $3.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Aci Worldwide Inc's capital expenditures?

Aci Worldwide Inc (ACIW) invested $12.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Aci Worldwide Inc buy back shares?

Yes, Aci Worldwide Inc (ACIW) spent $202.6M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Aci Worldwide Inc have outstanding?

Aci Worldwide Inc (ACIW) had 103M shares outstanding as of fiscal year 2025.

What is Aci Worldwide Inc's current ratio?

Aci Worldwide Inc (ACIW) had a current ratio of 1.54 as of fiscal year 2025, which is generally considered healthy.

What is Aci Worldwide Inc's debt-to-equity ratio?

Aci Worldwide Inc (ACIW) had a debt-to-equity ratio of 0.51 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Aci Worldwide Inc's return on assets (ROA)?

Aci Worldwide Inc (ACIW) had a return on assets of 7.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Aci Worldwide Inc's Altman Z-Score?

Aci Worldwide Inc (ACIW) has an Altman Z-Score of 3.48, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Aci Worldwide Inc's Piotroski F-Score?

Aci Worldwide Inc (ACIW) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Aci Worldwide Inc's earnings high quality?

Aci Worldwide Inc (ACIW) has an earnings quality ratio of 1.42x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Aci Worldwide Inc cover its interest payments?

Aci Worldwide Inc (ACIW) has an interest coverage ratio of 5.7x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Aci Worldwide Inc?

Aci Worldwide Inc (ACIW) scores 58 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.