Visa Unveils Slate of New Services to Power Client Growth
Visa (NYSE: V) has announced three new value-added services to enhance payment processing and security: reimagined Authorize.net, Unified Checkout, and ARIC Risk Hub.
The reimagined Authorize.net platform, which currently processes approximately $200 billion in annual payment volume, will feature AI capabilities, improved dashboards, and support for in-person card readers and Tap to Phone. Launch is scheduled for Q2 in the US, with global expansion next year.
Unified Checkout offers rapid integration for multiple payment types, supporting over 25 card and alternative payment options with enhanced security features. The service will be available in the US and pilot markets in Q3.
The ARIC Risk Hub, powered by Visa's Featurespace acquisition, provides comprehensive fraud protection using adaptive AI to identify risky transactions and is available globally.
Visa (NYSE: V) ha annunciato tre nuovi servizi a valore aggiunto per migliorare l'elaborazione dei pagamenti e la sicurezza: Authorize.net ripensato, Unified Checkout e ARIC Risk Hub.
La piattaforma ripensata di Authorize.net, che attualmente elabora circa 200 miliardi di dollari in volume di pagamenti annuali, presenterà capacità di intelligenza artificiale, cruscotti migliorati e supporto per lettori di carte in persona e Tap to Phone. Il lancio è previsto per il secondo trimestre negli Stati Uniti, con un'espansione globale l'anno prossimo.
Unified Checkout offre integrazione rapida per più tipi di pagamento, supportando oltre 25 opzioni di pagamento con carta e alternative, con funzionalità di sicurezza avanzate. Il servizio sarà disponibile negli Stati Uniti e in mercati pilota nel terzo trimestre.
L'ARIC Risk Hub, alimentato dall'acquisizione di Featurespace da parte di Visa, fornisce una protezione completa contro le frodi utilizzando AI adattiva per identificare transazioni rischiose ed è disponibile a livello globale.
Visa (NYSE: V) ha anunciado tres nuevos servicios de valor añadido para mejorar el procesamiento de pagos y la seguridad: Authorize.net reinventado, Unified Checkout y ARIC Risk Hub.
La plataforma reinventada de Authorize.net, que actualmente procesa aproximadamente 200 mil millones de dólares en volumen de pagos anuales, contará con capacidades de IA, paneles mejorados y soporte para lectores de tarjetas en persona y Tap to Phone. El lanzamiento está programado para el segundo trimestre en EE. UU., con expansión global el próximo año.
Unified Checkout ofrece una integración rápida para múltiples tipos de pago, apoyando más de 25 opciones de pago con tarjeta y alternativas, con características de seguridad mejoradas. El servicio estará disponible en EE. UU. y en mercados piloto en el tercer trimestre.
El ARIC Risk Hub, impulsado por la adquisición de Featurespace por parte de Visa, proporciona una protección integral contra el fraude utilizando IA adaptativa para identificar transacciones arriesgadas y está disponible a nivel global.
비자 (NYSE: V)가 결제 처리 및 보안을 강화하기 위해 세 가지 새로운 부가 가치를 제공하는 서비스를 발표했습니다: 재구성된 Authorize.net, Unified Checkout, 그리고 ARIC Risk Hub.
재구성된 Authorize.net 플랫폼은 현재 연간 결제량 약 2000억 달러를 처리하고 있으며, AI 기능, 개선된 대시보드, 대면 카드 리더기 및 Tap to Phone 지원을 특징으로 할 것입니다. 미국에서 2분기 출시가 예정되어 있으며, 내년에는 전 세계로 확장될 예정입니다.
Unified Checkout은 25개 이상의 카드 및 대체 결제 옵션을 지원하며 보안 기능이 강화된 다양한 결제 유형에 대한 빠른 통합을 제공합니다. 이 서비스는 미국과 3분기에 파일럿 시장에서 제공될 예정입니다.
ARIC Risk Hub는 비자의 Featurespace 인수에 의해 지원되며, 적응형 AI를 사용하여 위험한 거래를 식별하는 포괄적인 사기 방지 기능을 제공하며, 전 세계적으로 이용 가능합니다.
Visa (NYSE: V) a annoncé trois nouveaux services à valeur ajoutée pour améliorer le traitement des paiements et la sécurité : Authorize.net repensé, Unified Checkout et ARIC Risk Hub.
La plateforme repensée Authorize.net, qui traite actuellement environ 200 milliards de dollars de volume de paiements annuels, présentera des capacités d'IA, des tableaux de bord améliorés et un support pour les lecteurs de cartes en personne et Tap to Phone. Le lancement est prévu pour le deuxième trimestre aux États-Unis, avec une expansion mondiale l'année prochaine.
Unified Checkout offre une intégration rapide pour plusieurs types de paiement, prenant en charge plus de 25 options de paiement par carte et alternatives, avec des fonctionnalités de sécurité améliorées. Le service sera disponible aux États-Unis et dans des marchés pilotes au troisième trimestre.
Le ARIC Risk Hub, alimenté par l'acquisition de Featurespace par Visa, fournit une protection complète contre la fraude en utilisant une IA adaptative pour identifier les transactions à risque et est disponible à l'échelle mondiale.
Visa (NYSE: V) hat drei neue wertschöpfende Dienstleistungen angekündigt, um die Zahlungsabwicklung und Sicherheit zu verbessern: neu gestaltetes Authorize.net, Unified Checkout und ARIC Risk Hub.
Die neu gestaltete Authorize.net-Plattform, die derzeit jährlich etwa 200 Milliarden Dollar an Zahlungsvolumen verarbeitet, wird KI-Funktionen, verbesserte Dashboards und Unterstützung für persönliche Kartenlesegeräte sowie Tap to Phone bieten. Der Start ist für das zweite Quartal in den USA geplant, mit einer globalen Expansion im nächsten Jahr.
Unified Checkout bietet eine schnelle Integration für mehrere Zahlungsarten und unterstützt über 25 Karten- und alternative Zahlungsoptionen mit verbesserten Sicherheitsfunktionen. Der Dienst wird in den USA und in Pilotmärkten im dritten Quartal verfügbar sein.
Der ARIC Risk Hub, der durch den Erwerb von Featurespace durch Visa unterstützt wird, bietet umfassenden Betrugsschutz, indem er adaptive KI einsetzt, um riskante Transaktionen zu identifizieren, und ist weltweit verfügbar.
- Authorize.net processes substantial $200B in annual payment volume
- Quick deployment of Unified Checkout within hours
- Enhanced fraud protection through AI-powered ARIC Risk Hub
- Integration of 25+ payment options in single platform
- Staggered global rollout with initial availability
- Unified Checkout still in pilot stage for markets outside US
Insights
Visa's launch of three new value-added services represents a significant strategic evolution from pure payment processing to a comprehensive suite of merchant solutions. The reimagined Authorize.net platform enhancement is particularly notable given it already processes
What's technically impressive about the Unified Checkout solution is how it solves the fragmentation challenge in the payments landscape. By orchestrating 25+ payment methods through a single integration point with minimal deployment time ("a few hours"), Visa is addressing a critical merchant pain point while simultaneously creating a strategic control point in the payment flow.
The ARIC Risk Hub, leveraging Featurespace's acquisition, signals Visa's commitment to embedding advanced fraud prevention directly into its ecosystem. The adaptive AI approach that builds profiles around legitimate customer behavior represents next-generation fraud prevention that moves beyond rigid rule-based systems.
Most strategically significant is Visa's explicit positioning of these services as "multi-network" operating in an "open, 'any-payment' ecosystem." This acknowledges competitive reality while creating a framework where Visa remains central regardless of payment method. This platform approach mirrors successful tech companies that maintain relevance even when users utilize competitor services within their ecosystem.
Visa's expansion into value-added services creates multiple complementary revenue streams beyond transaction processing fees. These new offerings indicate a strategic pivot toward higher-margin software services that can drive growth while diversifying revenue sources.
The reimagined Authorize.net platform solidifies Visa's position in the lucrative SMB market, where merchants typically pay premium rates for enhanced services. The scheduled Q2 US launch followed by international expansion next year establishes a clear growth roadmap.
The Unified Checkout solution addresses a critical business metric - conversion rates - directly impacting merchant profitability. By positioning this service as improving ecommerce conversion through better checkout experiences, Visa creates measurable ROI for clients, likely supporting premium pricing.
Most significant is how these services expand Visa's addressable market. By functioning in an "any-payment ecosystem" rather than exclusively on Visa's network, the company can monetize transactions it previously couldn't access. This effectively transforms potential competitive threats into revenue opportunities.
These services also create powerful defensive moats. Merchants using Visa's comprehensive platform for analytics, checkout, and fraud prevention will face higher switching costs to competitor networks. This sticky ecosystem approach should strengthen client retention while enabling cross-selling opportunities across Visa's 200+ value-added services.
- Three new value-added services – reimagined Authorize.net, Unified Checkout, and the ARIC Risk Hub – to deliver array of benefits to acquirers, payment facilitators and merchants
- Multi-network services operate beyond Visa in an open, ‘any-payment’ ecosystem
“Accepting a payment is a fundamental need of any business. Leveraging new technology to accept payments more efficiently and securely can be what sets a business apart in today’s rapidly digitalizing world,” said Antony Cahill, President of Value-Added Services, Visa. “With our new services, we’re helping businesses harness data-driven insights, simplify the checkout experience, and fight fraud more effectively than ever.”
Launched at TRANSACT 2025, a global payments conference in
-
Reimagined Acceptance Capabilities: The reimagined Authorize.net will help businesses analyze data, summarize insights, and adapt to rapidly changing customer trends. Already utilized by small-to-medium sized merchants and acquirers to process roughly
$200 billion the United States in Q2 with additional countries to follow next year. -
Unified Checkout Experience: As new ways to pay continue to emerge, merchants want to integrate once to accept all payment types to decrease the likelihood of lost sales at the point of checkout. Unified Checkout can be launched in a few hours with a "deploy ready" payment acceptance code. It delivers strong ecommerce conversion rates, with an intuitive checkout experience, orchestrating over 25 card and alternative payment options. Because Unified Checkout is part of the Visa Acceptance Solutions Platform, customers also have options to comprehensively manage their success rates, such as fraud management, 3DS authentication and tokenization management. The new experience will be available in
the United States and in pilot stage in additional markets in Q3. - Enhanced Fraud Protection: Fraud costs billions to the global financial system each year. Powered by Visa’s recent acquisition of Featurespace, the ARIC Risk Hub is a holistic fraud fighting platform that offers multiple solutions and helps protect acquirers and their merchants against a broad spectrum of fraud and financial crime. Featurespace's powerful, adaptive AI helps identify risky transactions and builds profiles around genuine customer activity to increase approvals and stop bad actors in real time. The ARIC Risk Hub is available globally today.
"At Visa, we talk a lot about unleashing the creativity of commerce – in other words, how do we support retailers, marketplaces and shops to launch new products, enter emerging markets, and grow,” said Rob Cameron, Global Head of Acceptance Solutions, Visa. “These new services were built with exactly that in mind: they’re designed to make life easier for businesses, freeing them up to do what they do best.”
Visa’s newest solutions are being added to a broad suite of more than 200 value-added services, spanning four categories: Acceptance, Advisory, Issuing, and Risk and Identity. Each service is designed to meet a unique client need and ultimately make increasing growth, reducing fraud and improving customer experiences easier than ever.
Visit Visa.com for more information about how Visa is powering global commerce through its suite of Acceptance Solutions.
About Visa
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.
View source version on businesswire.com: https://www.businesswire.com/news/home/20250403247383/en/
Shauna Ball
Press@visa.com
Source: Visa Inc.
FAQ
When will Visa's (V) reimagined Authorize.net platform launch in the United States?
How much annual payment volume does Visa's (V) Authorize.net currently process?
How many payment options does Visa's (V) new Unified Checkout support?
What security features does Visa's (V) ARIC Risk Hub offer?
