U.S. Bank Shield™ Visa® Card offers 0% intro APR for 24 billing cycles
U.S. Bank has launched the new Shield™ Visa® Card, featuring a market-leading 0% introductory APR on purchases and balance transfers for 24 billing cycles (until March 17, 2025). After the introductory period, the variable APR ranges from 17.74% to 28.74%.
The card offers 4% cash back on prepaid travel bookings through U.S. Bank Travel Rewards Center and a $20 annual statement credit after 11 consecutive months of purchases. Notable protection benefits include:
- Cell phone protection up to $600
- Auto rental collision damage waiver
- Extended warranty protection
- Purchase security against theft or damage
The card comes with no annual fee and features a sleek, clear plastic design.
U.S. Bank ha lanciato la nuova Shield™ Visa® Card, che offre un 0% di APR introduttivo su acquisti e trasferimenti di saldo per 24 cicli di fatturazione (fino al 17 marzo 2025). Dopo il periodo introduttivo, l'APR variabile varia dal 17,74% al 28,74%.
La carta offre un 4% di rimborso in contante su prenotazioni di viaggio prepagate tramite il Centro Ricompense Viaggi di U.S. Bank e un credito annuale di $20 dopo 11 mesi consecutivi di acquisti. I vantaggi di protezione notevoli includono:
- Protezione per il cellulare fino a $600
- Esenzione per danni da collisione per noleggio auto
- Protezione estesa della garanzia
- Sicurezza sugli acquisti contro furto o danni
La carta non prevede alcuna commissione annuale e presenta un design elegante in plastica trasparente.
U.S. Bank ha lanzado la nueva Shield™ Visa® Card, que cuenta con un 0% de APR introductorio en compras y transferencias de saldo durante 24 ciclos de facturación (hasta el 17 de marzo de 2025). Después del período introductorio, el APR variable oscila entre el 17.74% y el 28.74%.
La tarjeta ofrece un 4% de reembolso en efectivo en reservas de viajes prepagadas a través del Centro de Recompensas de Viajes de U.S. Bank y un crédito anual de $20 después de 11 meses consecutivos de compras. Los beneficios de protección notables incluyen:
- Protección para teléfonos móviles de hasta $600
- Exención de daños por colisión en alquiler de autos
- Protección de garantía extendida
- Seguridad en compras contra robo o daño
La tarjeta no tiene cuota anual y presenta un diseño elegante de plástico transparente.
U.S. Bank가 새로운 Shield™ Visa® 카드를 출시했습니다. 이 카드는 구매 및 잔액 이체에 대해 24개월 동안 0%의 도입 APR을 제공합니다(2025년 3월 17일까지). 도입 기간이 지나면 변동 APR은 17.74%에서 28.74%까지 다양합니다.
이 카드는 U.S. Bank 여행 보상 센터를 통해 선불 여행 예약 시 4% 캐시백을 제공하며, 11개월 연속 구매 후 연간 $20 크레딧을 제공합니다. 주목할 만한 보호 혜택은 다음과 같습니다:
- 휴대폰 보호 최대 $600
- 자동차 렌탈 충돌 손해 면책
- 연장 보증 보호
- 도난 또는 손상에 대한 구매 보안
이 카드는 연회비가 없으며 세련되고 투명한 플라스틱 디자인을 가지고 있습니다.
U.S. Bank a lancé la nouvelle Shield™ Visa® Card, qui propose un Taux Annuel Effectif Global (TAEG) introductif de 0% sur les achats et les transferts de solde pendant 24 cycles de facturation (jusqu'au 17 mars 2025). Après la période d'introduction, le TAEG variable varie de 17,74 % à 28,74 %.
La carte offre un remboursement de 4% sur les réservations de voyage prépayées via le Centre de Récompenses Voyage de U.S. Bank et un crédit annuel de 20 $ après 11 mois consécutifs d'achats. Les avantages de protection notables comprennent :
- Protection des téléphones portables jusqu'à 600 $
- Exonération de dommages pour collision de location de voiture
- Protection de garantie prolongée
- Sécurité des achats contre le vol ou les dommages
La carte ne comporte pas de frais annuels et présente un design élégant en plastique transparent.
U.S. Bank hat die neue Shield™ Visa® Card eingeführt, die ein marktführendes 0% einführendes APR auf Einkäufe und Überweisungen von Salden für 24 Abrechnungszyklen (bis zum 17. März 2025) bietet. Nach der Einführungszeit reicht das variable APR von 17,74% bis 28,74%.
Die Karte bietet 4% Cashback auf vorab bezahlte Reisebuchungen über das U.S. Bank Travel Rewards Center und einen jährlichen Guthaben von $20 nach 11 aufeinanderfolgenden Monaten von Einkäufen. Bemerkenswerte Schutzvorteile umfassen:
- Handy-Schutz bis zu $600
- Haftungsfreistellung für Mietwagen bei Kollision
- Erweiterter Garantie-Schutz
- Kaufschutz gegen Diebstahl oder Beschädigung
Die Karte hat keine Jahresgebühr und verfügt über ein elegantes, transparentes Plastikdesign.
- 0% APR for 24 billing cycles on purchases and balance transfers
- 4% cash back on travel bookings through U.S. Bank Travel Rewards Center
- No annual fee
- $20 annual statement credit after 11 months of consecutive purchases
- Comprehensive protection benefits package
- High variable APR range (17.74% - 28.74%) after introductory period
- Travel rewards to bookings through U.S. Bank Travel Rewards Center
Insights
U.S. Bank's launch of the Shield™ Visa® Card represents a strategic product expansion with potentially significant competitive implications. The card's 24-month 0% introductory APR on both purchases and balance transfers stands out as exceptionally long in today's market, where most competitors offer 12-18 month promotional periods.
This extended 0% period positions U.S. Bank to potentially capture balance transfers from competitors and attract consumers planning major purchases, though it comes with near-term interest revenue deferral. The post-promotional variable APR range of
The card's comprehensive protection package (cell phone coverage, purchase security, extended warranty) targets security-conscious consumers rather than rewards-maximizers. This positions the product in a less crowded segment of the no-annual-fee market. The
This product launch demonstrates U.S. Bank's continued investment in its consumer credit portfolio but represents an evolution rather than revolution in their payments strategy.
New card offers purchase protection benefits, cash back on travel, and more
This card offers a market-leading introductory
“The Shield Visa card is the perfect card for the consumer motivated by value, protection and security,” said Steve Mattics, head of credit card and debit products at
The card – which has a sleek, clear plastic design – also offers
In addition, when cardholders use their
-
Cell Phone Protection: Eligible cell phone can be reimbursed up to
$600 - Auto Rental Collision Damage Waiver: Provides insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with the covered card.
- Extended Warranty Protection: Extends product warranties automatically. Cardholders can add an additional year to qualifying warranties with Extended Warranty Protection for purchases made with the card.
- Purchase Security: Safeguard purchases against theft or damage due to fire, vandalism or accidentally discharged water or certain weather conditions within the first 90 days from the date of purchase with Purchase Security.
Learn more about the
About U.S. Bancorp
U.S. Bancorp, with more than 70,000 employees and
Disclosure
The creditor and issuer of this card is
View source version on businesswire.com: https://www.businesswire.com/news/home/20250317311483/en/
Media contact:
Tessa Bajema
Tessa.bajema@usbank.com
Source: U.S. Bancorp
FAQ
What is the introductory APR period for the U.S. Bank Shield Visa Card?
What cash back rewards does the U.S. Bank Shield Visa Card offer?
What protection benefits come with the U.S. Bank Shield Visa Card?
What is the regular APR for the U.S. Bank Shield Visa Card after the intro period?
Is there an annual fee for the U.S. Bank Shield Visa Card?
