Merchant’s PACT Announces Integration with Q2’s Digital Banking Platform to Provide Card Acceptance Onboarding
Merchant's PACT, a fintech payments company, has announced its integration with Q2's Digital Banking Platform (NYSE: QTWO) and participation in the Q2 Partner Marketplace. The integration introduces APPvantage, a card acceptance onboarding solution for financial institutions to offer their small and medium-sized business (SMB) customers.
The integration enables SMBs to access card acceptance services directly through their mobile banking app, featuring a streamlined sign-up process, simplified pricing, and continuous communication. This solution helps financial institutions modernize their commercial offerings, grow deposit bases, and generate new revenue streams through digital payment services while keeping SMBs within their trusted banking ecosystem.
Pact del Mercante, una società fintech di pagamenti, ha annunciato la sua integrazione con la Piattaforma di Banking Digitale di Q2 (NYSE: QTWO) e la sua partecipazione al Q2 Partner Marketplace. L'integrazione introduce APPvantage, una soluzione per l'onboarding dell'accettazione delle carte, destinata alle istituzioni finanziarie per offrire ai loro clienti di piccole e medie dimensioni (PMI).
L'integrazione consente alle PMI di accedere ai servizi di accettazione delle carte direttamente attraverso la loro app di mobile banking, con un processo di registrazione semplificato, prezzi semplificati e comunicazione continua. Questa soluzione aiuta le istituzioni finanziarie a modernizzare le loro offerte commerciali, a far crescere le basi di deposito e a generare nuovi flussi di entrate attraverso i servizi di pagamento digitale, mantenendo allo stesso tempo le PMI all'interno del loro ecosistema bancario di fiducia.
Pacto del Comerciante, una empresa fintech de pagos, ha anunciado su integración con la Plataforma de Banca Digital de Q2 (NYSE: QTWO) y su participación en el Mercado de Socios de Q2. La integración presenta APPvantage, una solución de incorporación para la aceptación de tarjetas destinada a instituciones financieras que desean ofrecer a sus clientes pequeñas y medianas empresas (PYMES).
La integración permite a las PYMES acceder a los servicios de aceptación de tarjetas directamente a través de su aplicación de banca móvil, con un proceso de registro simplificado, precios claros y comunicación continua. Esta solución ayuda a las instituciones financieras a modernizar su oferta comercial, aumentar sus bases de depósitos y generar nuevos flujos de ingresos a través de servicios de pago digital, manteniendo a las PYMES dentro de su ecosistema bancario de confianza.
상점의 PACT, 핀테크 결제 회사가 Q2의 디지털 뱅킹 플랫폼 (NYSE: QTWO)과의 통합 및 Q2 파트너 마켓플레이스 참여를 발표했습니다. 이 통합은 금융 기관이 중소기업(SMB) 고객에게 제공할 수 있는 카드 수락 온보딩 솔루션인 APPvantage를 도입합니다.
이 통합을 통해 SMB는 모바일 뱅킹 앱을 통해 카드 수락 서비스에 직접 접근할 수 있으며, 간소화된 가입 절차, 간단한 가격 책정 및 지속적인 소통 기능이 제공됩니다. 이 솔루션은 금융 기관이 상업적 상품을 현대화하고, 예금 기반을 성장시키며, 디지털 결제 서비스를 통해 새로운 수익원을 창출하는 데 도움을 주며, SMB를 신뢰할 수 있는 은행 생태계 내에 유지합니다.
Pacte du Commerçant, une entreprise fintech de paiement, a annoncé son intégration avec la Plateforme de Banque Digitale de Q2 (NYSE: QTWO) et sa participation au marché des partenaires de Q2. L'intégration présente APPvantage, une solution d'onboarding pour l'acceptation des cartes destinée aux institutions financières pour offrir à leurs clients de petites et moyennes entreprises (PME).
L'intégration permet aux PME d'accéder aux services d'acceptation de cartes directement via leur application de banque mobile, avec un processus d'inscription simplifié, une tarification claire et une communication continue. Cette solution aide les institutions financières à moderniser leurs offres commerciales, à augmenter leurs bases de dépôts et à générer de nouvelles sources de revenus grâce à des services de paiement numérique, tout en gardant les PME au sein de leur écosystème bancaire de confiance.
Pakt des Händlers, ein Fintech-Zahlungsunternehmen, hat seine Integration mit Q2s Digital Banking Plattform (NYSE: QTWO) und die Teilnahme am Q2 Partner Marketplace bekannt gegeben. Die Integration führt APPvantage ein, eine Lösung zur Onboarding von Kartenzahlungen für Finanzinstitute, um ihren kleinen und mittelständischen Geschäftskunden (KMU) Angebote zu machen.
Die Integration ermöglicht es KMUs, direkt über ihre Mobile-Banking-App auf Kartenzahlungsdienste zuzugreifen, einschließlich eines vereinfachten Anmeldeprozesses, klarer Preisgestaltung und kontinuierlicher Kommunikation. Diese Lösung hilft den Finanzinstituten, ihre kommerziellen Angebote zu modernisieren, ihre Einlagenbasis zu erhöhen und neue Einnahmequellen durch digitale Zahlungsdienste zu generieren, während die KMU innerhalb ihres vertrauenswürdigen Bankensystems bleiben.
- Integration enables new revenue streams for financial institutions
- Solution helps banks grow their deposit base
- Keeps SMB customers within the bank's ecosystem
- None.
Insights
This strategic integration marks a significant advancement in Q2's platform capabilities and revenue potential. The partnership leverages two key market dynamics: the growing demand for integrated payment solutions and financial institutions' need to retain SMB customers in an increasingly competitive digital banking landscape.
By incorporating Merchant's PACT's APPvantage into the Q2 Partner Marketplace, Q2 strengthens its value proposition in three important ways:
- Enhanced platform stickiness through integrated payment processing, which historically has shown high retention rates due to switching costs
- New revenue streams through payment processing fees, potentially creating a recurring revenue model that complements Q2's existing subscription-based revenue
- Increased competitive moat against both traditional banking software providers and emerging fintech challengers
The integration addresses a critical pain point in the SMB market - the fragmentation between banking and payment acceptance services. By enabling financial institutions to offer seamless payment processing enrollment within their digital banking environment, Q2 is positioning itself as an essential platform provider in the SMB banking ecosystem.
The timing is particularly strategic given the accelerating digital transformation in financial services and the increasing pressure on regional banks and credit unions to modernize their offerings. This move could help Q2 capture a larger share of the expanding integrated payments market, estimated to grow significantly over the next few years.
Q2 Digital Banking customers can now offer Merchant’s PACT’s self-enroll for card acceptance program to their customers through the Q2 Partner Marketplace
APPvantage meets SMBs’ demand for simplicity and accessibility by offering a streamlined sign-up process, easy-to-use solutions, clear and simplified pricing, and continuous communication—all directly within their mobile banking app.
Ashley Noland, Chief Commercial Officer at Merchant’s PACT, emphasized the impact of the integration: “Our solutions are designed to help financial institutions modernize their commercial and SMB client offerings, grow their deposit base, and capture new revenue streams through digital payment services. We’re thrilled to see our integration with Q2 continue to create thriving, frictionless payment offerings for financial institutions and their SMB accountholders.”
The Q2 Partner Marketplace, which is part of the Q2 Innovation Studio solution, allows banks and credit unions to provide their customers and members with innovative applications all within their digital banking solution.
APPvantage helps financial institutions remain competitive in today’s digital-first landscape while also generating revenue and securing SMB deposits. Financial institutions with APPvantage demonstrate a commitment to supporting the needs of small businesses by providing a simple, fast, and cost-effective way to start accepting card payments. By offering this seamless experience, financial institutions remain central to the accountholder’s journey as businesses return to their mobile banking app for updates and support.
To learn more about Merchant’s PACT and the Q2 Innovation Studio, please visit: https://www.q2developer.com/marketplace/apps/merchants-pact/marketing
About Merchant’s PACT
Merchant’s PACT is a fintech payments firm that integrates with core and digital platforms to empower financial institutions with software, data, and payment solutions through an open platform. Merchant’s PACT’s solutions keep financial institutions at the center of the accountholder experience, modernize their SMB and commercial client payment offerings, maximize revenue, and interweave payment acceptance services into digital and business banking like never before.
For additional information, visit: https://www.merchantspact.com.
About Q2 Holdings, Inc.
Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the
View source version on businesswire.com: https://www.businesswire.com/news/home/20250204139393/en/
Ashley Noland
Chief Commercial Officer
Marketing@merchantspact.com
502-964-6030
Source: Merchant’s PACT
FAQ
What is the purpose of Merchant's PACT integration with Q2's Digital Banking Platform?
How does APPvantage benefit financial institutions offering QTWO's platform?
What features does the Merchant's PACT integration offer to SMB customers?
Where can financial institutions access Merchant's PACT's APPvantage through QTWO?
