Meridianlink Inc Stock Price, News & Analysis

A new survey by MeridianLink (NYSE: MLNK) reveals that 28% of American homeowners are considering taking out home equity loans or HELOCs in the next 12 months, marking a 7% increase from 2022. The study, surveying 1,500 homeowners, shows growing interest despite affordability concerns. Key findings indicate that 54% of homeowners remain hesitant due to high interest rates (63%), homeownership risks (22%), and unclear repayment terms (18%).

The survey highlights that 45% of likely borrowers cite home renovations as their primary motivation, followed by property investment (16%) and debt consolidation (16%). While 53% of homeowners claim strong understanding of home equity lending, up from 43% in 2022, significant knowledge gaps persist. Factors that would increase borrowing likelihood include lower interest rates (68%), flexible repayment options (36%), and simpler application processes (18%).

MeridianLink (NYSE: MLNK) announced the winners of its 2025 Arc Awards and inaugural Customer Choice Awards during MeridianLink LIVE! at Universal Orlando Resort. The Arc Awards recognized 10 financial institutions, selected from nearly 70 entries, for their innovative use of MeridianLink solutions in solving business challenges and driving community impact. Winners included Bangor Savings Bank, Empower Federal Credit Union, and Greater Iowa Credit Union among others.

The new Customer Choice Awards highlighted top-performing MeridianLink Marketplace partners, with Socure and Zest AI receiving recognition for their successful integrations with the MeridianLink One platform. The winners were chosen through a unique process involving both a MeridianLink panel selection and customer voting across the company's nationwide network.

Zest AI has launched LuLu Strategy, a new generative AI module for lending intelligence, exclusively available to MeridianLink (NYSE: MLNK) customers. The module, part of the LuLu platform series, follows the successful LuLu Pulse rollout and aims to provide financial institutions with advanced lending insights through AI simulations and analysis.

LuLu Strategy offers key features including: policy simulations for business objectives optimization, application insights for understanding borrower patterns, unbooked application analysis for identifying missed opportunities, and loan performance monitoring for continuous strategy refinement. The platform integrates public and institution-specific data into a centralized intelligence hub, making advanced lending technology accessible to regional banks and credit unions.

MeridianLink, a leading provider of modern software platforms for financial institutions and consumer reporting agencies, has scheduled its first quarter 2025 financial results announcement.

Key details of the upcoming earnings call:

• Release Date: Monday, May 12, 2025 (after market close)
• Conference Call Time: 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time)
• Access Numbers: North America toll-free (800) 549-8228 or International (289) 819-1520
• Conference ID: 69715

Investors can join via webcast at ir.meridianlink.com, where a replay will be archived. A telephone replay will be available until May 19, 2025, at 8:59 p.m. PT through (888) 660-6264 (North America) or (289) 819-1325 (International) using Playback Passcode 69715.

MeridianLink (NYSE: MLNK) announced that Essex Mortgage has successfully implemented MeridianLink® Mortgage, replacing its previous loan origination system after 10 years. The implementation was completed in just four months through collaboration between Essex Mortgage's internal team and MeridianLink's experts.

The new system features an intuitive interface, centralized operations, and powerful automation capabilities. Essex Mortgage selected MeridianLink Mortgage for its technological advancements, scalability, and cost-effectiveness. The implementation has already resulted in reduced costs, increased client satisfaction, and improved operational efficiency.

The solution's flexible API infrastructure enabled smooth integration with Essex Mortgage's existing systems, allowing for independent integration without vendor-built solutions.

MeridianLink (NYSE: MLNK) has successfully implemented its MeridianLink® Mortgage solution for Solarity Credit Union, consolidating their mortgage operations from 13 different solutions into a single platform. The implementation has yielded significant improvements:

- Reduced application to funding time from 23 to 20 days
- Cut processing time from 21 to 14 days
- Enhanced operational efficiency
- Improved cross-sell capabilities for HELOC and small business loans

The credit union, serving approximately 50,000 members in Washington state, has integrated both MeridianLink Mortgage and Consumer solutions. The platform's open API architecture enables seamless integration with product pricing engines, title companies, and auto dealerships, while maintaining data security within a single system.

MeridianLink (NYSE: MLNK) and TruStage have achieved a significant milestone in their partnership, reaching over 1.4 million insurance impressions through their integrated Payment Protection options within the MeridianLink® Consumer loan origination system.

The integration has demonstrated impressive performance metrics, including a >30% Application Lead Rate and Engagement Score, and a 47% Impression-to-Lead Rate on GAP, representing top-industry averages. The partnership enables financial institutions to increase non-interest income by embedding insurance options within the loan application process.

The MeridianLink® One unified platform streamlines the digital application process for both consumers and lending employees. The integration utilizes loan data to offer provisional quotes for Payment Protection options through MeridianLink® Portal, creating a seamless and non-intrusive experience for end consumers.

MeridianLink (NYSE: MLNK) reported strong Q4 2024 results with revenue reaching $79.4 million, up 7% year-over-year. Lending software solutions revenue grew 7% to $63.8 million. The company posted a net loss of $(7.7) million and adjusted EBITDA of $33.4 million.

For full-year 2024, revenue increased 4% to $316.3 million, with lending software solutions revenue up 7% to $249.3 million. The company reported a net loss of $(29.8) million and adjusted EBITDA of $130.7 million.

The Board approved a $129.5 million stock repurchase program. Looking ahead, MeridianLink projects 2025 revenue between $326.0-334.0 million and adjusted EBITDA of $131.5-137.5 million.

MeridianLink (NYSE: MLNK), a provider of modern software platforms for financial institutions and consumer reporting agencies, has scheduled its fourth quarter and fiscal year 2024 financial results announcement for Thursday, March 6, 2025, after market close.

The company will host a conference call and webcast at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day. Investors can access the call via toll-free numbers from North America (800-549-8228) or internationally (289-819-1520) using Conference ID 31623. A webcast will be available at ir.meridianlink.com, where a replay will also be archived. A telephone replay will be accessible until March 13, 2025, at 8:59 p.m. PT.