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Mercury Insurance Shares 5 Homeowners Insurance Strategies for the Upcoming Fall Weather

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Mercury Insurance (NYSE: MCY) on Oct. 3, 2025 in Los Angeles urged homeowners to prepare for heavier fall weather by reviewing insurance coverage and readiness steps. FEMA notes more than 40% of Americans are not financially prepared for a disaster. Mercury lists five practical moves:

  • Review policy coverage (flood and earthquake often separate)
  • Confirm deductibles you can afford
  • Document belongings with photos/receipts/serial numbers
  • Bundle auto protection and ensure comprehensive coverage
  • Store policy info digitally and physically

Mercury links readers to its blog for more preparedness guidance.

Mercury Insurance (NYSE: MCY) il 3 ottobre 2025 a Los Angeles ha esortato i proprietari di casa a prepararsi a un clima autunnale più intenso rivedendo la copertura assicurativa e i passi di preparazione. FEMA segnala che oltre il 40% degli americani non è finanziariamente preparato a un disastro. Mercury elenca cinque mosse pratiche:

  • Rivedere la copertura della polizza (allagamenti e terremoti spesso sono separati)
  • Confermare le franchigie che puoi permetterti
  • Documentare gli averi con foto/recepiti/numeri di serie
  • Consolidare la protezione auto e assicurarsi di avere una copertura completa
  • Conservare le informazioni della polizza sia digitalmente che in forma cartacea

Mercury collega i lettori al suo blog per ulteriori consigli sulla preparazione.

Mercury Insurance (NYSE: MCY) el 3 de octubre de 2025 en Los Ángeles instó a los propietarios a prepararse para un tiempo de otoño más intenso revisando la cobertura de seguro y los pasos de preparación. FEMA señala que más del 40% de los estadounidenses no están financieramente preparados para un desastre. Mercury enumera cinco acciones prácticas:

  • Revisar la cobertura de la póliza (las inundaciones y los terremotos a menudo están por separado)
  • Confirmar deducibles que puedas permitirte
  • Documentar tus pertenencias con fotos/recibos/números de serie
  • Combinar la protección del auto y asegurarte de tener cobertura integral
  • Almacenar la información de la póliza digital y físicamente

Mercury vincula a los lectores a su blog para obtener más orientación sobre la preparación.

Mercury Insurance (NYSE: MCY)는 2025년 10월 3일 로스앤젤레스에서 가정 소유주들이 더 강한 가을 날씨에 대비하도록 보험 보장 범위와 대비 단계를 검토하라고 촉구했습니다. FEMA는 미국인의 40% 이상이 재해에 대한 재정적 준비가 되어 있지 않다고 지적합니다. Mercury는 다섯 가지 실제 조치를 제시합니다:

  • 정책 보장 범위 재검토 (홍수와 지진은 종종 별개)
  • 감당할 수 있는 공제를 확인
  • 사진/영수증/일련번호로 소지품 기록
  • 자동차 보호를 묶고 포괄적 보장을 확보
  • 보험 정보를 디지털 및 물리적으로 저장

Mercury는 더 많은 대비 지침을 얻을 수 있도록 독자들을 블로그로 연결합니다.

Mercury Insurance (NYSE: MCY) le 3 octobre 2025 à Los Angeles a exhorté les propriétaires à se préparer à un temps d'automne plus rude en examinant la couverture d'assurance et les mesures de préparation. FEMA note que plus de 40 % des Américains ne sont pas financièrement préparés à une catastrophe. Mercury liste cinq gestes pratiques :

  • Passer en revue la couverture de la police (inondations et tremblements de terre souvent séparés)
  • Confirmer les franchises que vous pouvez vous permettre
  • Documenter vos biens avec des photos/ reçus/ numéros de série
  • Regrouper la protection automobile et s'assurer d'une couverture complète
  • Conserver les infos de la police à la fois numériquement et physiquement

Mercury renvoie les lecteurs vers son blog pour plus de conseils de préparation.

Mercury Insurance (NYSE: MCY) hat am 3. Oktober 2025 in Los Angeles Hausbesitzer aufgefordert, sich auf ein stärkeres Herbstwetter vorzubereiten, indem sie ihre Versicherung abdecken und Vorbereitungsmaßnahmen überprüfen. FEMA weist darauf hin, dass mehr als 40 % der Amerikaner finanziell nicht auf eine Katastrophe vorbereitet sind. Mercury listet fünf praktische Schritte auf:

  • Policenabdeckung überprüfen (Hochwasser und Erdbeben oft separat)
  • Selbstbehalte bestätigen, die Sie sich leisten können
  • Besitztümer mit Fotos/Belegen/Seriennummern dokumentieren
  • Autoversicherung bündeln und einen umfassenden Schutz sicherstellen
  • Versicherungsinformationen digital und physisch speichern

Mercury verweist die Leser auf seinen Blog für weitere Hinweise zur Vorbereitung.

Mercury Insurance (NYSE: MCY) حثت أصحاب المنازل في 3 أكتوبر 2025 في لوس أنجلليس على الاستعداد لطقس خريفي أقوى من خلال مراجعة تغطية التأمين وخطوات الاستعداد. وتشير FEMA إلى أن أكثر من 40% من الأميركيين ليسوا مستعدين مالياً للكوارث. تسرد Mercury خمس خطوات عملية:

  • مراجعة تغطية البوليصة (الفيضانات والزلازل غالباً ما تكون منفصلة)
  • تأكيد الخصومات التي يمكنك تحملها
  • توثيق الممتلكات باستخدام الصور/الإيصالات/أرقام السلسلة
  • دمج حماية السيارات والتأكد من وجود تغطية شاملة
  • حفظ معلومات البوليصة رقمياً وبشكل مادي

ترشد Mercury القراء إلى مدونتها للحصول على مزيد من إرشادات الاستعداد.

Mercury Insurance (NYSE: MCY) 于 2025 年 10 月 3 日在洛杉矶呼吁房主通过审查保险覆盖范围和准备步骤来为更强的秋季天气做好准备。FEMA 指出超过 40% 的美国人没有为灾害做好财政准备。Mercury 列出五个实际举措:

  • 审阅保单覆盖范围(洪水和地震通常分开)
  • 确认可承担的免赔额
  • 用照片/收据/序列号记录财物
  • 将汽车保单打包,并确保获得全面覆盖
  • 数字与实体保存保单信息

Mercury 还将读者连接到其博客,获取更多的备灾指南。

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Smart Insurance Steps to Keep Your Home and Family Ready for Anything

LOS ANGELES, Oct. 3, 2025 /PRNewswire/ -- Mercury Insurance (NYSE: MCY) is encouraging households to be proactive as heavier fall weather approaches to ensure they're financially and physically protected should disaster strike. From wildfires and heavy rains to unexpected hail, having the right insurance coverage can mean the difference between a smooth recovery and a financial setback.

Moreover, the Federal Emergency Management Agency (FEMA) has noted that more than 40% of Americans are not financially prepared for a disaster.

"Preparedness is more than just stocking up on supplies — it's also about making sure your insurance will be there when you need it most," said Larry Anderson, Director, Underwriting Operations at Mercury Insurance. "Taking a few minutes now to review your coverage and strengthen your plan can save you time, money and stress in the aftermath of a crisis."

Here's five home insurance moves you can make now to protect your household:

  • Review Your Policy Coverage: Understand what your homeowners, renters and auto policies cover — and what they don't. Separate policies are typically needed for flood and earthquake protection.
  • Confirm Deductibles: Make sure your deductible is an amount you can realistically afford to pay in an emergency.
  • Document Your Belongings: Keep a digital inventory with photos, receipts and serial numbers to make the claims process smoother.
  • Bundle Auto Protection With Your Plan: Natural disasters can damage vehicles as well as homes — comprehensive auto coverage helps protect your car.
  • Store Important Information Safely: Keep digital and physical copies of your policies and claims numbers handy in case you need them quickly.

For more information on insurance preparedness, visit Mercury's blog.

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance.

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on XInstagram or Facebook.

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SOURCE Mercury Insurance

FAQ

What five homeowners insurance strategies did Mercury Insurance (MCY) share on Oct. 3, 2025?

Mercury recommended: review coverage, confirm deductibles, document belongings, bundle auto coverage, and store policy information.

How does Mercury Insurance (MCY) say flood and earthquake risks are covered?

Mercury states flood and earthquake protection typically require separate policies outside standard homeowners coverage.

Why did Mercury Insurance (MCY) cite FEMA in the Oct. 3, 2025 release?

To highlight preparedness risks: FEMA notes over 40% of Americans are not financially prepared for a disaster.

What does Mercury Insurance (MCY) recommend about deductibles before fall storms?

Confirm your deductible is an amount you can realistically afford to pay in an emergency.

How should homeowners document belongings according to Mercury Insurance (MCY)?

Create a digital inventory with photos, receipts and serial numbers to speed claims.

Where can consumers find more preparedness tips from Mercury Insurance (MCY)?

Mercury directs readers to its company blog for additional insurance preparedness guidance.
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