The 30-Year Fixed-Rate Mortgage Continues to Decrease
Freddie Mac (OTCQB: FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.87% as of February 13, 2025, showing a slight decrease from 6.89% last week. However, this rate is higher compared to 6.77% recorded a year ago.
The 15-year FRM increased to 6.09% from last week's 6.05%, but remains lower than the 6.12% rate from a year ago. According to Sam Khater, Freddie Mac's Chief Economist, the recent mortgage rate stability is positively impacting potential buyers, with purchase demand showing stronger performance compared to the same period last year.
Freddie Mac (OTCQB: FMCC) ha riportato che il mutuo a tasso fisso di 30 anni (FRM) ha registrato una media del 6,87% al 13 febbraio 2025, mostrando una leggera diminuzione rispetto al 6,89% della settimana scorsa. Tuttavia, questo tasso è più alto rispetto al 6,77% registrato un anno fa.
Il FRM a 15 anni è aumentato al 6,09% rispetto al 6,05% della settimana precedente, ma rimane inferiore al tasso del 6,12% di un anno fa. Secondo Sam Khater, Chief Economist di Freddie Mac, la recente stabilità dei tassi di mutuo sta avendo un impatto positivo sui potenziali acquirenti, con una domanda di acquisto che mostra performance più forti rispetto allo stesso periodo dell'anno scorso.
Freddie Mac (OTCQB: FMCC) informó que la promedió 6.87% al 13 de febrero de 2025, mostrando una ligera disminución del 6.89% de la semana pasada. Sin embargo, esta tasa es más alta en comparación con el 6.77% registrado hace un año.
El FRM a 15 años aumentó al 6.09% desde el 6.05% de la semana pasada, pero sigue siendo inferior al 6.12% del año pasado. Según Sam Khater, Economista Jefe de Freddie Mac, la reciente estabilidad en las tasas hipotecarias está impactando positivamente a los compradores potenciales, con una demanda de compra que muestra un rendimiento más fuerte en comparación con el mismo período del año pasado.
프레디 맥 (OTCQB: FMCC)은 30년 고정금리 모기지 (FRM)가 2025년 2월 13일 기준으로 평균 6.87%를 기록했다고 보고했으며, 이는 지난주 6.89%에서 약간 감소한 수치입니다. 그러나 이 비율은 1년 전의 6.77%에 비해 높은 수치입니다.
15년 FRM은 지난주의 6.05%에서 6.09%로 증가했지만, 1년 전의 6.12%보다는 낮습니다. 프레디 맥의 수석 경제학자인 샘 카터(Sam Khater)에 따르면, 최근의 모기지 금리 안정성이 잠재 구매자에게 긍정적인 영향을 미치고 있으며, 구매 수요는 지난해 같은 기간에 비해 더 강한 성과를 보이고 있습니다.
Freddie Mac (OTCQB: FMCC) a rapporté que le prêt hypothécaire à taux fixe de 30 ans (FRM) a atteint en moyenne 6,87% au 13 février 2025, montrant une légère diminution par rapport à 6,89% la semaine dernière. Cependant, ce taux est plus élevé par rapport à 6,77% enregistré il y a un an.
Le FRM de 15 ans a augmenté à 6,09% contre 6,05% la semaine dernière, mais reste inférieur au taux de 6,12% d'il y a un an. Selon Sam Khater, économiste en chef de Freddie Mac, la stabilité récente des taux hypothécaires a un impact positif sur les acheteurs potentiels, la demande d'achat montrant de meilleures performances par rapport à la même période de l'année dernière.
Freddie Mac (OTCQB: FMCC) berichtete, dass die 30-jährige Festhypothek (FRM) am 13. Februar 2025 im Durchschnitt bei 6,87% lag, was einen leichten Rückgang von 6,89% in der Vorwoche bedeutet. Dieser Zinssatz ist jedoch höher als die vor einem Jahr verzeichneten 6,77%.
Die 15-jährige FRM stieg auf 6,09% von 6,05% in der Vorwoche, bleibt jedoch unter dem Zinssatz von 6,12% vor einem Jahr. Laut Sam Khater, dem Chefökonom von Freddie Mac, hat die jüngste Stabilität der Hypothekenzinsen einen positiven Einfluss auf potenzielle Käufer, wobei die Kaufnachfrage im Vergleich zum gleichen Zeitraum des Vorjahres eine stärkere Leistung zeigt.
- 30-year FRM decreased to 6.87% from 6.89% week-over-week
- Purchase demand is stronger compared to last year
- Mortgage rate stability is benefiting potential buyers
- 30-year FRM is higher than last year's rate of 6.77%
- 15-year FRM increased to 6.09% from 6.05% week-over-week
MCLEAN, Va., Feb. 13, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The 30-year fixed-rate mortgage continued to inch down this week, reaching its lowest level thus far in 2025,” said Sam Khater, Freddie Mac’s Chief Economist. “Recent mortgage rate stability is benefitting potential buyers, as purchase demand is stronger than this time last year. This is an indication that a thaw in buyer activity could be on the horizon.”
News Facts
- The 30-year FRM averaged
6.87% as of February 13, 2025, down from last week when it averaged6.89% . A year ago at this time, the 30-year FRM averaged6.77% . - The 15-year FRM averaged
6.09% , up from last week when it averaged6.05% . A year ago at this time, the 15-year FRM averaged6.12% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/b2c8d98e-c8a1-4b19-88ee-18d50cbe6ebc
FAQ
What is the current 30-year fixed-rate mortgage rate for FMCC as of February 13, 2025?
How has FMCC's 30-year mortgage rate changed compared to last week?
What is the current 15-year fixed-rate mortgage rate for FMCC?
How does FMCC's current mortgage rate compare to last year?
What is the current state of purchase demand according to FMCC?
