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Enrollees Give Affordable Care Act Mixed Reviews Ahead of Open Enrollment and November Election

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eHealth Inc. (NASDAQ: EHTH) released a survey showing mixed reviews of the Affordable Care Act (ACA) among enrollees. The study reveals a significant divide between subsidized and unsubsidized participants. 66% of subsidized enrollees consider the ACA successful, compared to only 34% of unsubsidized ones. Regarding affordability, 81% of subsidized enrollees find their premiums affordable, versus 46% of unsubsidized enrollees.

The survey of over 300 ACA plan enrollees also found that 67% of likely voters consider healthcare a top-three voting issue, and 68% are satisfied with their health insurance plan. The next ACA open enrollment period runs from November 1 through January 15, 2025.

eHealth Inc. (NASDAQ: EHTH) ha pubblicato un'indagine che mostra opinioni contrastanti riguardo all'Affordable Care Act (ACA) tra gli iscritti. Lo studio rivela una significativa divisione tra i partecipanti sostenuti e quelli non sostenuti. Il 66% degli iscritti con sussidio considera l'ACA un successo, rispetto a solo il 34% di quelli non sostenuti. Per quanto riguarda l'accessibilità economica, l'81% degli iscritti con sussidio trova i propri premi accessibili, contro il 46% degli iscritti non sostenuti.

L'indagine, condotta su oltre 300 iscritti al piano ACA, ha anche scoperto che il 67% degli elettori probabili considera la sanità una delle tre questioni principali da votare, e il 68% è soddisfatto del proprio piano di assicurazione sanitaria. Il prossimo periodo di iscrizione aperta per l'ACA si svolgerà dal 1 novembre al 15 gennaio 2025.

eHealth Inc. (NASDAQ: EHTH) publicó una encuesta que muestra opiniones mixtas sobre el Affordable Care Act (ACA) entre los inscritos. El estudio revela una división significativa entre los participantes subsidiados y no subsidiados. El 66% de los inscritos subsidiados consideran que el ACA es exitoso, en comparación con solo el 34% de los no subsidiados. En cuanto a la asequibilidad, el 81% de los inscritos subsidiados encuentran sus primas asequibles, frente a el 46% de los inscritos no subsidiados.

La encuesta a más de 300 inscritos en el plan ACA también encontró que el 67% de los votantes probables considera que la atención médica es uno de los tres temas principales de votación, y el 68% está satisfecho con su plan de seguro de salud. El próximo período de inscripción abierta para el ACA se llevará a cabo del 1 de noviembre al 15 de enero de 2025.

eHealth Inc. (NASDAQ: EHTH)는 가입자들 사이에서 Affordable Care Act (ACA)에 대한 엇갈린 의견을 보여주는 설문조사를 발표했습니다. 연구 결과는 보조금 수혜자와 비수혜자 간의 큰 격차를 드러냅니다. 66%의 보조금 수혜자가 ACA를 성공적이라고 생각하는 반면, 비수혜자는 단지 34%에 불과합니다. 저렴한 가격에 관한 질문에서는, 81%의 보조금 수혜자가 자신의 보험료가 저렴하다고 생각하는 반면, 비수혜자는 46%에 불과합니다.

300명 이상의 ACA 플랜 가입자를 대상으로 한 이 설문조사는 67%의 잠재적 유권자가 의료가 주요 세 가지 투표 이슈 중 하나라고 생각하며, 68%가 자신의 건강 보험 계획에 만족한다고 보고했습니다. 다음 ACA 공개 등록 기간은 2025년 11월 1일부터 1월 15일까지입니다.

eHealth Inc. (NASDAQ: EHTH) a publié une enquête montrant des avis partagés concernant l'Affordable Care Act (ACA) parmi les inscrits. L'étude révèle un fossé significatif entre les participants subventionnés et non subventionnés. 66% des inscrits subventionnés considèrent que l'ACA est un succès, contre seulement 34% des non subventionnés. En ce qui concerne l'accessibilité financière, 81% des inscrits subventionnés trouvent que leurs primes sont abordables, tandis que 46% des inscrits non subventionnés partagent ce sentiment.

L'enquête menée auprès de plus de 300 inscrits aux plans ACA a également révélé que 67% des électeurs probables considèrent les soins de santé comme un des trois principaux enjeux électoraux, et que 68% sont satisfaits de leur plan d'assurance maladie. La prochaine période d'inscription ouverte pour l'ACA se déroulera du 1er novembre au 15 janvier 2025.

eHealth Inc. (NASDAQ: EHTH) hat eine Umfrage veröffentlicht, die gemischte Meinungen zum Affordable Care Act (ACA) unter den Einschreibern zeigt. Die Studie zeigt eine deutliche Kluft zwischen subventionierten und nicht subventionierten Teilnehmern. 66% der subventionierten Einschreiber betrachten das ACA als erfolgreich, während dies nur 34% der nicht subventionierten tun. Was die Erschwinglichkeit betrifft, so empfinden 81% der subventionierten Einschreiber ihre Prämien als erschwinglich, im Vergleich zu 46% der nicht subventionierten Einschreiber.

Die Umfrage unter über 300 ACA-Pläneinschreibern ergab außerdem, dass 67% der wahrscheinlichen Wähler das Gesundheitswesen als ein zentrales Wahlthema betrachten und 68% mit ihrem Krankenversicherungsplan zufrieden sind. Die nächste offene Anmeldeperiode für das ACA läuft vom 1. November bis zum 15. Januar 2025.

Positive
  • 68% overall satisfaction rate with ACA health insurance plans
  • 81% of subsidized enrollees consider premiums affordable
  • 66% of subsidized enrollees view ACA as successful
Negative
  • Only 34% of unsubsidized enrollees consider ACA successful
  • Only 46% of unsubsidized enrollees find premiums affordable
  • Significant disparity in satisfaction between subsidized and unsubsidized customers

Insights

This survey data provides important insights into the ACA market dynamics ahead of open enrollment. The stark contrast between subsidized and unsubsidized enrollees - with 66% vs 34% success rating respectively - highlights a significant market segmentation issue. The affordability gap is even more pronounced, with 81% of subsidized users finding premiums affordable compared to just 46% of unsubsidized users.

For eHealth's business model, the high overall satisfaction rate of 68% suggests stable customer retention potential. However, the significant portion (29%) supporting risk-based pricing indicates a market opportunity for more personalized insurance products. With healthcare being a top-three voting issue for 67% of likely voters, potential policy changes could significantly impact future market dynamics.

Ten years after full ACA implementation, eHealth report highlights gap between enrollees who receive subsidies and those who don't

AUSTIN, Texas, Oct. 30, 2024 /PRNewswire/ -- The Affordable Care Act (ACA) was fully implemented ten years ago in 2014, but with open enrollment just around the corner, enrollees are split on the law's success, according to original research released today by eHealth Inc. (Nasdaq: EHTH) (eHealth.com), a leading online private health insurance marketplace. 

In a poll of more than 300 ACA plan enrollees, eHealth found a significant divide between those who receive government subsidies and those who do not. Sixty-six percent (66%) of those receiving federal subsidies consider the ACA a success, compared to just 34% of the unsubsidized. Among ACA enrollees who receive subsidies, 81% consider their premiums affordable, compared to just 46% of those without subsidies.

Other highlights from eHealth's report: 

  • Healthcare is a big concern this election year for ACA enrollees: Among likely voters, two thirds (67%) say healthcare is a top-three voting issue for them; 56% want to see their premiums and out-of-pocket cost reduced. 

  • Most are satisfied with their coverage: eHealth's poll found that 68% of all ACA plan enrollees are satisfied with their health insurance plan.

  • Some want those at higher risk to pay more for coverage: Contrary to a founding principle of the ACA, nearly three in ten (29%) feel that some people at higher risk should pay more for coverage; among these, 76% feel that heavy drinkers should pay more, while 73% say smokers should pay more.

Read the full report

The ACA's nationwide annual open enrollment period is scheduled to begin on November 1 and run through January 15, 2025.

eHealth's latest original research is based on a voluntary survey of more than 300 people enrolled in ACA-compliant individual and family health insurance plans purchased through eHealth.com and with coverage in effect at the time of the survey. Additional methodology information can be found in the report.

About eHealth (NASDAQ: EHTH) 
We're Matchmakers. For over 25 years, eHealth has helped millions of Americans find the healthcare coverage that fits their needs at a price they can afford. As a leading independent licensed insurance agency and advisor, eHealth offers access to over 180 health insurers, including national and regional companies. 

For more information about eHealth, visit ehealth.com or follow us on LinkedIn, Facebook, Instagram, and X. Open positions can be found on our career page.

Media inquiries: pr@ehealth.com

eHealth, Inc. (PRNewsfoto/eHealth, Inc.)

 

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/enrollees-give-affordable-care-act-mixed-reviews-ahead-of-open-enrollment-and-november-election-302291365.html

SOURCE eHealth, Inc.

FAQ

What percentage of subsidized ACA enrollees find their premiums affordable according to eHealth's 2024 survey?

According to eHealth's survey, 81% of ACA enrollees who receive federal subsidies consider their premiums affordable.

How many EHTH survey respondents are satisfied with their ACA health insurance plans in 2024?

The survey found that 68% of all ACA plan enrollees are satisfied with their health insurance plan.

What is the satisfaction rate among unsubsidized ACA enrollees in eHealth's 2024 survey?

Only 34% of unsubsidized ACA enrollees consider the program successful, according to eHealth's survey.

When does the next ACA open enrollment period begin for eHealth (EHTH) customers?

The next ACA open enrollment period begins on November 1, 2024, and runs through January 15, 2025.

eHealth, Inc.

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