Achieved IDR 45.36 Trillion Profit in Q3 2024, BRI Strengthens Performance Fundamentals
Bank Rakyat Indonesia (BRI) reported strong Q3 2024 performance with a net profit of IDR 45.36 trillion. The bank's loan disbursement reached IDR 1,353.36 trillion, growing 8.21% year-on-year, with 81.70% allocated to MSMEs. Assets increased 5.94% to IDR 1,961.92 trillion. BRI improved asset quality with NPL decreasing to 2.90% and maintaining strong reserves with an NPL coverage ratio of 215.44%. Third-party funds grew 5.59% to IDR 1,362.42 trillion, with CASA ratio improving to 64.17%. The bank's digital platform BRImo reached 37.14 million users, processing IDR 4,034 trillion in transactions.
Bank Rakyat Indonesia (BRI) ha registrato una forte performance nel terzo trimestre del 2024, con un utile netto di 45,36 trilioni di IDR. L'erogazione di prestiti della banca ha raggiunto 1.353,36 trilioni di IDR, registrando una crescita dell'8,21% rispetto all'anno precedente, con l'81,70% destinato alle PMI. Gli attivi sono aumentati del 5,94% a 1.961,92 trilioni di IDR. BRI ha migliorato la qualità degli attivi, con il tasso di NPL che è sceso al 2,90%, mantenendo forti riserve con un rapporto di copertura NPL del 215,44%. I fondi di terzi sono cresciuti del 5,59% a 1.362,42 trilioni di IDR, con il rapporto CASA migliorato al 64,17%. La piattaforma digitale BRImo della banca ha raggiunto 37,14 milioni di utenti, elaborando transazioni per 4.034 trilioni di IDR.
Bank Rakyat Indonesia (BRI) informó sobre un fuerte desempeño en el tercer trimestre de 2024, con una utilidad neta de 45,36 billones de IDR. La distribución de préstamos del banco alcanzó 1.353,36 billones de IDR, creciendo un 8,21% en comparación con el año anterior, con el 81,70% destinado a las MIPYMES. Los activos aumentaron un 5,94% a 1.961,92 billones de IDR. BRI mejoró la calidad de los activos, con la tasa de NPL disminuyendo al 2,90% y manteniendo fuertes reservas con un índice de cobertura NPL del 215,44%. Los fondos de terceros crecieron un 5,59% a 1.362,42 billones de IDR, con una mejora en la relación CASA al 64,17%. La plataforma digital BRImo del banco alcanzó 37,14 millones de usuarios, procesando 4.034 billones de IDR en transacciones.
Bank Rakyat Indonesia (BRI)는 2024년 3분기 강력한 실적을 보고하며 순이익 45.36 조 IDR을 기록했습니다. 은행의 대출 집행은 1,353.36 조 IDR에 도달하였으며, 전년 대비 8.21% 성장하였고, 그 중 81.70%가 MSME에 배정되었습니다. 자산은 5.94% 증가하여 1,961.92 조 IDR에 달했습니다. BRI는 자산 품질을 개선하여 NPL 비율을 2.90%로 낮추었고, NPL 커버리지 비율은 215.44%로 강한 준비금을 유지하고 있습니다. 제3자 자금은 5.59% 증가하여 1,362.42 조 IDR에 이르렀으며, CASA 비율은 64.17%로 개선되었습니다. 은행의 디지털 플랫폼 BRImo는 3,714만 사용자를 기록하며 4,034 조 IDR의 거래를 처리했습니다.
Bank Rakyat Indonesia (BRI) a présenté une performance solide au troisième trimestre 2024 avec un bénéfice net de 45,36 trillions IDR. Les décaissements de prêts de la banque ont atteint 1.353,36 trillions IDR, en croissance de 8,21 % par rapport à l'année précédente, dont 81,70 % alloués aux PME. Les actifs ont augmenté de 5,94 % pour atteindre 1.961,92 trillions IDR. BRI a amélioré la qualité de ses actifs, avec un NPL qui a diminué à 2,90 % et a maintenu des réserves solides avec un ratio de couverture NPL de 215,44 %. Les fonds de tiers ont augmenté de 5,59 % pour atteindre 1.362,42 trillions IDR, le ratio CASA s'améliorant à 64,17 %. La plateforme numérique BRImo de la banque a atteint 37,14 millions d'utilisateurs, traitant 4.034 trillions IDR de transactions.
Bank Rakyat Indonesia (BRI) meldete eine starke Leistung im dritten Quartal 2024 mit einem Nettoergebnis von 45,36 Billionen IDR. Die Kreditauszahlungen der Bank erreichten 1.353,36 Billionen IDR, was einem Wachstum von 8,21% im Vergleich zum Vorjahr entspricht, wobei 81,70% an KMU vergeben wurden. Die Vermögenswerte stiegen um 5,94% auf 1.961,92 Billionen IDR. BRI verbesserte die Vermögensqualität, indem die NPL auf 2,90% sank und eine starke Rücklage mit einer NPL-Abdeckungsquote von 215,44% aufrechterhielt. Die Drittmittel wuchsen um 5,59% auf 1.362,42 Billionen IDR, während sich die CASA-Quote auf 64,17% verbesserte. Die digitale Plattform BRImo der Bank erreichte 37,14 Millionen Nutzer und verarbeitete 4.034 Billionen IDR an Transaktionen.
- Net profit reached IDR 45.36 trillion in Q3 2024
- Loan disbursement grew 8.21% YoY to IDR 1,353.36 trillion
- Assets increased 5.94% to IDR 1,961.92 trillion
- Improved asset quality with NPL decreasing to 2.90%
- Strong NPL coverage ratio of 215.44%
- Third-party funds grew 5.59% to IDR 1,362.42 trillion
- CASA ratio improved to 64.17% from 63.64%
- Digital transactions through BRImo increased 35.20% YoY
- None.
By September 2024, BRI had disbursed
BRI also improved asset quality, with NPL falling to
A key driver of BRI's growth in low-cost funds is its digital transformation through the BRImo super-app, providing accessible banking anytime, anywhere. By September 2024, BRImo reached 37.14 million users, with transaction volume increasing by
BRI has also expanded hybrid banking to underserved areas, with more than 1.02 million BRILink agents in 62,227 villages supporting national financial inclusion. From January to September 2024, these agents facilitated
Furthermore, BRI's performance in Q3 2024 is supported by solid liquidity (LDR of
"BRI is confident of closing 2024 on a positive note, focusing on strengthening fundamentals and building resilience to face global and domestic challenges," Sunarso concluded.
For more information on BRI, please visit www.bri.co.id
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SOURCE PT Bank Rakyat Indonesia Tbk (BRI)
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