Alkami Unveils New Research on Business Banking Digital Maturity
Alkami Technology (NASDAQ: ALKT) has released a new study on business digital maturity in banking, conducted with Jim Marous and Emerald Research Group. The survey of 150 digital decision makers from U.S. banks and credit unions revealed that institutions leading in digital maturity are growing nearly 10 times faster than less advanced peers.
The research identified three key pillars of digital maturity: user experience, employee productivity, and mindset/culture. While larger institutions often lead in digital maturity, the study found that 20% of digital leaders have less than $1 billion in assets, demonstrating that smaller institutions can excel in digital transformation.
Alkami Technology (NASDAQ: ALKT) ha pubblicato un nuovo studio sulla maturità digitale delle imprese nel settore bancario, condotto in collaborazione con Jim Marous e il Emerald Research Group. Il sondaggio, che ha coinvolto 150 decisori digitali di banche e cooperative di credito statunitensi, ha rivelato che le istituzioni più avanzate in termini di maturità digitale stanno crescendo quasi dieci volte più velocemente rispetto ai concorrenti meno sviluppati.
La ricerca ha individuato tre pilastri chiave della maturità digitale: l'esperienza utente, la produttività dei dipendenti e la mentalità/cultura. Sebbene le istituzioni più grandi spesso guidino nella maturità digitale, lo studio ha scoperto che il 20% dei leader digitali ha meno di 1 miliardo di dollari in attivi, dimostrando che anche le istituzioni più piccole possono eccellere nella trasformazione digitale.
Alkami Technology (NASDAQ: ALKT) ha lanzado un nuevo estudio sobre la madurez digital en el sector bancario, realizado junto a Jim Marous y el Emerald Research Group. La encuesta a 150 responsables digitales de bancos y uniones de crédito en EE. UU. reveló que las instituciones líderes en madurez digital están creciendo casi 10 veces más rápido que sus pares menos avanzados.
La investigación identificó tres pilares clave de la madurez digital: la experiencia del usuario, la productividad de los empleados y la mentalidad/cultura. Aunque las instituciones más grandes suelen liderar en madurez digital, el estudio encontró que el 20% de los líderes digitales tiene menos de 1 mil millones de dólares en activos, demostrando que las instituciones más pequeñas también pueden sobresalir en la transformación digital.
알카미 테크놀로지 (NASDAQ: ALKT)가 짐 마로우(Jim Marous) 및 에메랄드 리서치 그룹(Emerald Research Group)과 함께 진행한 은행의 디지털 성숙도에 대한 새로운 연구 결과를 발표했습니다. 미국의 은행 및 신용 조합의 150명의 디지털 의사결정자를 대상으로 하는 설문 조사에서 디지털 성숙도가 높은 기관은 덜 발전된 동료들보다 거의 10배 더 빠르게 성장하고 있음을 보여주었습니다.
이 연구는 디지털 성숙도의 세 가지 핵심 요소를 확인했습니다: 사용자 경험, 직원 생산성, 그리고 사고방식/문화입니다. 대형 기관이 종종 디지털 성숙도에서 선도하지만, 연구에서는 디지털 리더의 20%가 자산이 10억 달러 미만인 것으로 나타났으며, 이는 소규모 기관도 디지털 혁신에서 탁월할 수 있음을 보여줍니다.
Alkami Technology (NASDAQ: ALKT) a publié une nouvelle étude sur la maturité numérique des entreprises dans le secteur bancaire, réalisée avec Jim Marous et le groupe de recherche Emerald. L'enquête menée auprès de 150 décideurs numériques provenant de banques et de coopératives de crédit aux États-Unis a révélé que les institutions leaders en matière de maturité numérique connaissent une croissance presque 10 fois plus rapide que leurs homologues moins avancés.
La recherche a identifié trois piliers clés de la maturité numérique : l'expérience utilisateur, la productivité des employés et l'état d'esprit/culture. Bien que les grandes institutions dominent souvent en matière de maturité numérique, l'étude a révélé que 20 % des leaders numériques ont moins de 1 milliard de dollars d'actifs, ce qui démontre que les institutions plus petites peuvent également exceller dans la transformation numérique.
Alkami Technology (NASDAQ: ALKT) hat eine neue Studie zur digitalen Reife im Bankwesen veröffentlicht, die in Zusammenarbeit mit Jim Marous und der Emerald Research Group durchgeführt wurde. Die Umfrage unter 150 digitalen Entscheidungsträgern von US-Banken und Kreditgenossenschaften zeigte, dass Institutionen, die in der digitalen Reife führend sind, fast 10-mal schneller wachsen als weniger fortgeschrittene Wettbewerber.
Die Forschung identifizierte drei wesentliche Säulen der digitalen Reife: Benutzererfahrung, Mitarbeiterproduktivität und Denkweise/Kultur. Während größere Institutionen oft in der digitalen Reife führend sind, fand die Studie heraus, dass 20% der digitalen Führer weniger als 1 Milliarde Dollar an Vermögenswerten haben, was zeigt, dass auch kleinere Institutionen in der digitalen Transformation hervorragende Leistungen erbringen können.
- Financial institutions with high digital maturity show 10x higher revenue growth compared to less mature counterparts
- Research demonstrates that smaller institutions (under $1B in assets) can successfully compete in digital banking
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Insights
This research reveals important insights about digital transformation in business banking, highlighting a significant 10x revenue growth differential between digitally mature institutions and laggards. The correlation between digital maturity and financial performance demonstrates a clear competitive advantage for institutions investing in digital capabilities.
The finding that smaller institutions (<
For Alkami, this research positions them as a thought leader in the digital banking transformation space and validates their market strategy. However, the immediate revenue impact is likely minimal as this is primarily a marketing and positioning effort rather than a direct business catalyst.
Survey reveals four segments of business banking digital maturity in financial institutions and key growth opportunities
"The most digitally mature financial institutions in business banking are defined by their culture, which informs everything from strategy to execution. Their mindset dictates the toolset and skillset that, in combination, are strongly correlated with better products, faster execution, and higher revenue growth than their peers," said Allison Cerra, chief marketing officer at Alkami.
Key findings from the research include:
- A strong correlation between digital maturity and revenue growth, where financial institutions leading in digital maturity are growing at nearly 10 times the rate of their less advanced counterparts.
- Three foundational pillars that define business digital maturity: user experience (UX), employee productivity and mindset/culture.
- Financial institutions that prioritize digital investment and execution are more likely to view megabanks as their primary competitors and to quickly close gaps in their digital offerings.
- Digital maturity leaders often skew larger in asset size, however, one in five leaders has less than
$1 billion - Conversely, over one in five of the least digitally mature financial institutions hold more than
$10 billion
Research analysts benchmarked the financial institutions in the study, and categorized them into four cohorts of maturity, each with a clear strategic path for progression in their digital maturity. Whether it's investing in critical technologies, optimizing user experiences, or exploring advanced automation, the report outlines actionable steps for financial institutions at every stage of maturity.
"As we saw in our Retail Digital Sales & Service Maturity Model research, size is not always the determining factor in digital maturity," said Jim Marous, owner and chief executive officer of the Digital Banking Report. "Our research shows that financial institutions of all sizes can lead by adopting a data-informed mindset, investing in technology, and fostering a culture that values data and digital innovation."
To explore the four Business Banking Digital Maturity cohorts and other research insights, click here for the full report.
To explore the Retail Digital Sales & Service Maturity Model research report, click here. To take the digital maturity assessment, click here.
Alkami has been certified by J.D. Power for providing "An Outstanding Mobile Banking Platform Experience1."
About Alkami
Alkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in
Media Relations Contacts
Vested
alkami@fullyvested.com
Marla Pieton
marla.pieton@alkami.com
1 J.D. Power 2024 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit www.jdpower.com/awards. |
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SOURCE Alkami Technology, Inc.
FAQ
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