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Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.

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Synchrony (NYSE: SYF) has announced a multi-year extension of its partnership with American Eagle Outfitters (NYSE: AEO) to continue managing their credit programs. The nearly three-decade partnership focuses on providing the Real Rewards credit card program for American Eagle and Aerie customers.

The partnership features both store-specific Real Rewards credit cards for use at American Eagle and Aerie locations, as well as Real Rewards Visa credit cards accepted wherever Visa is accepted. The program offers rewards and special discounts to AEO customers, and has been recognized as one of America's Best Loyalty Programs by Newsweek for five consecutive years. Additionally, the Real Rewards Credit Card was named Money's Best Retail Credit Card: In-Store Rewards for 2025.

Synchrony (NYSE: SYF) ha annunciato un'estensione pluriennale della sua partnership con American Eagle Outfitters (NYSE: AEO) per continuare a gestire i loro programmi di credito. Questa collaborazione, che dura da quasi trent'anni, si concentra sull'offerta del programma di carte di credito Real Rewards per i clienti di American Eagle e Aerie.

La partnership prevede sia carte di credito Real Rewards specifiche per i negozi American Eagle e Aerie, sia carte di credito Real Rewards Visa utilizzabili ovunque venga accettata Visa. Il programma offre premi e sconti speciali ai clienti AEO, ed è stato riconosciuto da Newsweek come uno dei migliori programmi di fidelizzazione degli Stati Uniti per cinque anni consecutivi. Inoltre, la carta di credito Real Rewards è stata nominata Best Retail Credit Card: In-Store Rewards da Money per il 2025.

Synchrony (NYSE: SYF) ha anunciado una extensión plurianual de su asociación con American Eagle Outfitters (NYSE: AEO) para continuar gestionando sus programas de crédito. Esta colaboración, que lleva casi tres décadas, se centra en ofrecer el programa de tarjetas de crédito Real Rewards para los clientes de American Eagle y Aerie.

La asociación incluye tanto tarjetas de crédito Real Rewards específicas para las tiendas American Eagle y Aerie, como tarjetas de crédito Real Rewards Visa que se aceptan dondequiera que se acepte Visa. El programa ofrece recompensas y descuentos especiales a los clientes de AEO, y ha sido reconocido por Newsweek como uno de los mejores programas de fidelización de Estados Unidos durante cinco años consecutivos. Además, la tarjeta de crédito Real Rewards fue nombrada Best Retail Credit Card: In-Store Rewards por Money para 2025.

Synchrony (NYSE: SYF)American Eagle Outfitters (NYSE: AEO)와의 신용 프로그램 관리를 계속하기 위한 다년간 파트너십 연장을 발표했습니다. 거의 30년에 걸친 이 파트너십은 American Eagle과 Aerie 고객을 위한 Real Rewards 신용 카드 프로그램 제공에 중점을 두고 있습니다.

이 파트너십은 American Eagle과 Aerie 매장에서 사용할 수 있는 매장 전용 Real Rewards 신용 카드와 Visa가 사용 가능한 모든 곳에서 사용할 수 있는 Real Rewards Visa 신용 카드를 포함합니다. 이 프로그램은 AEO 고객에게 보상과 특별 할인을 제공하며, Newsweek에서 5년 연속 미국 최고의 로열티 프로그램 중 하나로 선정되었습니다. 또한 Real Rewards 신용 카드는 2025년 Money의 Best Retail Credit Card: In-Store Rewards로 선정되었습니다.

Synchrony (NYSE : SYF) a annoncé une prolongation pluriannuelle de son partenariat avec American Eagle Outfitters (NYSE : AEO) pour continuer à gérer leurs programmes de crédit. Ce partenariat, qui dure depuis près de trente ans, se concentre sur la fourniture du programme de carte de crédit Real Rewards pour les clients d'American Eagle et d'Aerie.

Le partenariat comprend des cartes de crédit Real Rewards spécifiques aux magasins American Eagle et Aerie, ainsi que des cartes de crédit Real Rewards Visa acceptées partout où Visa est accepté. Le programme offre des récompenses et des réductions spéciales aux clients d'AEO, et a été reconnu par Newsweek comme l'un des meilleurs programmes de fidélité américains pendant cinq années consécutives. De plus, la carte de crédit Real Rewards a été nommée Best Retail Credit Card : In-Store Rewards par Money pour 2025.

Synchrony (NYSE: SYF) hat eine mehrjährige Verlängerung seiner Partnerschaft mit American Eagle Outfitters (NYSE: AEO) angekündigt, um weiterhin deren Kreditprogramme zu verwalten. Die fast drei Jahrzehnte bestehende Partnerschaft konzentriert sich auf das Real Rewards Kreditkartenprogramm für Kunden von American Eagle und Aerie.

Die Partnerschaft umfasst sowohl filialgebundene Real Rewards Kreditkarten, die in American Eagle und Aerie Filialen verwendet werden können, als auch Real Rewards Visa Kreditkarten, die überall dort akzeptiert werden, wo Visa akzeptiert wird. Das Programm bietet AEO-Kunden Prämien und Sonderrabatte und wurde von Newsweek fünf Jahre in Folge als eines der besten Treueprogramme Amerikas ausgezeichnet. Zudem wurde die Real Rewards Kreditkarte von Money als Best Retail Credit Card: In-Store Rewards für 2025 benannt.

Positive
  • Multi-year extension secures long-term revenue stream from credit program management
  • Award-winning loyalty program demonstrates strong customer engagement
  • Partnership includes both store-specific and general-use Visa cards, expanding revenue opportunities
Negative
  • None.

Multi-year Consumer Financing Agreement Features Digital-First Cardholder Experience and Rewards

STAMFORD, Conn., April 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a multi-year extension of its agreement to manage the credit programs of American Eagle Outfitters, Inc. (NYSE: AEO), a leading global specialty retailer. Synchrony will continue to deliver a frictionless consumer financing experience for American Eagle and Aerie customers to earn rewards when they use their Real Rewards credit card to shop online and in stores.

"Our partnership with AEO has thrived for nearly three decades because it is founded on shared values," said Darrell Owens, Executive Vice President and CEO, Lifestyle, at Synchrony. "Our companies are committed to providing customers with a great experience and exceptional value. Together, we will continue to advance those goals by understanding our customers' needs, innovating new ways to meet them where they are and exceeding their expectations."

The Real Rewards credit card can be used at American Eagle and Aerie, in-store or online and the Real Rewards Visa credit card can be used anywhere Visa cards are accepted. The card offers generous rewards and special discounts for AEO customers.    

The Real Rewards program was recognized as one of America's Best Loyalty Programs by Newsweek for the fifth consecutive year and the Real Rewards Credit Card was named Money's Best Retail Credit Card: In-Store Rewards for 2025.

About Synchrony
Synchrony (NYSE: SYF) is a leading consumer financing company at the heart of American commerce and opportunity. From health to home, auto to retail, our Synchrony products have been serving the needs of people and businesses for nearly 100 years. We provide responsible access to credit and banking products to support healthier financial lives for tens of millions of people, enabling them to access the things that matter to them. Additionally, through our innovative products and experiences, we support the growth and operations of some of the country's most respected brands, as well as more than 400,000 small and midsize businesses and health and wellness providers that Americans rely on. Synchrony is proud to be ranked as the country's #2 Best Company to Work For® by Fortune magazine and Great Place to Work®.  For more information, visit www.synchrony.com.

About American Eagle Outfitters, Inc.
American Eagle Outfitters, Inc. (NYSE: AEO) is a leading global specialty retailer with a portfolio of beloved apparel brands including American Eagle, Aerie, OFFL/NE by Aerie, Todd Snyder and Unsubscribed. Rooted in optimism, inclusivity and authenticity, AEO's brands empower every customer to celebrate their unique personal style by offering casual, comfortable, timeless outfitting and high-quality products that are made to last.

AEO Inc. operates stores in the United States, Canada and Mexico, with merchandise available in more than 30 countries through a global network of license partners. Additionally, the company operates a robust e-commerce business across its brands. For more information, visit http://aeo-inc.com/.

Contact:

Lauren Devilbiss
Synchrony
Lauren.Devilbiss@syf.com

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SOURCE Synchrony

FAQ

What are the key benefits of the Synchrony-American Eagle Outfitters credit card partnership renewal?

The partnership provides Real Rewards credit cards with generous rewards and special discounts for AEO customers, offering both store-specific cards and Visa cards for broader use.

How long has Synchrony (SYF) been partnered with American Eagle Outfitters?

Synchrony has maintained its partnership with American Eagle Outfitters for nearly three decades.

What recognition has the American Eagle Real Rewards program received in 2025?

The program was named one of America's Best Loyalty Programs by Newsweek for the fifth consecutive year and received Money's Best Retail Credit Card: In-Store Rewards for 2025.

Where can customers use the American Eagle Real Rewards credit cards?

The Real Rewards credit card can be used at American Eagle and Aerie stores and online, while the Real Rewards Visa can be used anywhere Visa is accepted.
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