AllianceBernstein Expands Lifetime Income Platform with Fixed Annuity Version of Secure Income Portfolio
AllianceBernstein (NYSE: AB) announced on October 16, 2025 a fixed annuity version of its Secure Income Portfolio (SIP) for Defined Contribution plans.
The solution uses an allocation to a fixed annuity issued by an insurance subsidiary of Corebridge Financial to provide guaranteed lifetime income, principal protection, and steady asset growth while preserving participant access to savings. AllianceBernstein said this expands its Lifetime Income Strategy (LIS) lineup, which received a Department of Labor advisory opinion last month confirming LIS can serve as a qualified default investment alternative (QDIA). AB reports approximately $13B in assets under management in lifetime income solutions.
AllianceBernstein (NYSE: AB) ha annunciato il 16 ottobre 2025 una versione di rendita fissa del suo Secure Income Portfolio (SIP) per piani a contribuzione definita.
La soluzione utilizza un'allocazione a una rendita fissa emessa da una sussidiaria assicurativa di Corebridge Financial per fornire reddito garantito a vita, protezione del capitale e crescita costante degli asset preservando l'accesso dei partecipanti ai risparmi. AllianceBernstein ha affermato che questo amplia la sua linea Lifetime Income Strategy (LIS), che ha ricevuto un parere consultivo del Dipartimento del Lavoro lo scorso mese confermando che LIS può fungere da alternativa di investimento predefinita qualificata (QDIA). AB riporta circa 13 miliardi di dollari in attività gestite in soluzioni di reddito a vita.
AllianceBernstein (NYSE: AB) anunció el 16 de octubre de 2025 una versión de anualidad fija de su Secure Income Portfolio (SIP) para planes de contribución definida.
La solución utiliza una asignación a una anualidad fija emitida por una subsidiaria de seguros de Corebridge Financial para proporcionar ingresos garantizados de por vida, protección del capital y crecimiento constante de activos, al tiempo que se preserva el acceso de los participantes a los ahorros. AllianceBernstein dijo que esto expande su línea de Lifetime Income Strategy (LIS), que recibió una opinión de asesoría del Departamento de Trabajo el mes pasado confirmando que LIS puede servir como una alternativa de inversión predeterminada calificada (QDIA). AB reporta aproximadamente $13 mil millones en activos bajo gestión en soluciones de ingresos de por vida.
AllianceBernstein(NYSE: AB)가 2025년 10월 16일에 Defined Contribution 플랜용 Secure Income Portfolio(SIP)의 고정 연금 버전을 발표했습니다.
이 솔루션은 Corebridge Financial의 보험 자회사에서 발행한 고정 연금에 대한 할당을 사용하여 평생 소득 보장, 원금 보호 및 자산의 꾸준한 성장을 제공하고 참가자의 저축에 대한 접근성을 유지합니다. AB는 이것이 LIS(Lifetime Income Strategy) 라인업을 확장한다고 말했고, 지난달 노동부의 자문 의견을 받아 LIS가 자격 있는 기본 투자 대안(QDIA)으로 기능할 수 있음을 확인했습니다. AB는 평생 소득 솔루션에서 약 $13B의 운용 자산을 보유하고 있다고 보도합니다.
AllianceBernstein (NYSE: AB) a annoncé le 16 octobre 2025 une version de rente fixe de son Secure Income Portfolio (SIP) pour les plans à cotisations définies.
La solution utilise une allocation à une rente fixe émise par une filiale d’assurance de Corebridge Financial pour fournir un revenu garanti à vie, une protection du capital et une croissance régulière des actifs tout en préservant l’accès des participants à l’épargne. AllianceBernstein a déclaré que cela élargit sa gamme Lifetime Income Strategy (LIS), qui a reçu un avis consultatif du Department of Labor le mois dernier confirmant que LIS peut servir d’alternative d’investissement par défaut qualifiée (QDIA). AB indique environ 13 milliards de dollars d’actifs sous gestion dans les solutions de revenu à vie.
AllianceBernstein (NYSE: AB) hat am 16. Oktober 2025 eine feste Annuitätenversion ihres Secure Income Portfolio (SIP) für Pläne mit definierter Beitragszahlung angekündigt.
Die Lösung nutzt eine Allokation zu einer festen Annuität, herausgegeben von einer Versicherungstochter von Corebridge Financial, um garantierte lebenslange Einnahmen, Kapitalschutz und stetiges Vermögenswachstum zu bieten, während der Zugang der Teilnehmer zu Ersparnissen erhalten bleibt. AllianceBernstein sagte, dass dies seine Lifetime Income Strategy (LIS)-Palette erweitert, die im vergangenen Monat eine rückwirkende Stellungnahme des Arbeitsministeriums erhalten hat, die bestätigt, dass LIS als qualifizierte Default-Investment-Alternative (QDIA) dienen kann. AB meldet etwa 13 Mrd. USD Vermögenswerte in Lifetime-Income-Lösungen.
AllianceBernstein (NYSE: AB) أعلنت في 16 أكتوبر 2025 عن إصدار نسخة ثابتة من annuity لمنتج Secure Income Portfolio (SIP) لخطط المساهمة المحددة.
تعتمد الحل على تخصيص إلى معاش ثابت يصدر عن إحدى الشركات التابعة للتأمين لدى Corebridge Financial لتوفير دخل مضمون مدى الحياة، حماية رأس المال، ونمو أصول ثابت مع الحفاظ على وصول المشاركين إلى المدخرات. قالت AllianceBernstein إن ذلك يوسع مجموعة Lifetime Income Strategy (LIS)، التي تلقت رأيًا استشاريًا من وزارة العمل الشهر الماضي يؤكد أن LIS يمكن أن يخدم كبديل استثماري افتراضي مؤهل (QDIA). تشير AB إلى وجود نحو $13 مليار من الأصول تحت الإدارة في حلول الدخل مدى الحياة.
AllianceBernstein (NYSE: AB) 于 2025年10月16日 宣布为 Defined Contribution 计划推出其 Secure Income Portfolio (SIP) 的固定年金版本。
该解决方案采用由 Corebridge Financial 的保险子公司发行的固定年金分配，以提供保证的终身收入、本金保护以及资产稳定增长，同时保持参与者对储蓄的访问。AllianceBernstein 表示，这扩展了其 Lifetime Income Strategy (LIS) 系列，该系列在上月获得了劳工部的顾问意见，确认 LIS 可以作为合格的默认投资选择（QDIA）。AB 报告其在终身收入解决方案中的资产管理规模约为 130亿美元。
- Department of Labor advisory opinion validating LIS as QDIA (issued last month)
- $13B assets under management in lifetime income solutions
- Fixed annuity option provides guaranteed lifetime income while preserving participant liquidity
- None.
Insights
AllianceBernstein broadened its lifetime‑income suite with a fixed‑annuity version of the Secure Income Portfolio, backed by a Corebridge insurer guarantee.
By adding a fixed annuity allocation, AllianceBernstein offers DC plan sponsors a product that combines guaranteed income and principal protection with ongoing access to participant savings. The product links an insurance guarantee from a Corebridge Financial subsidiary to AB's existing Secure Income Portfolio and complements the firm's Lifetime Income Strategy that the Department of Labor recently validated as QDIA‑eligible on
Key dependencies and risks include the creditworthiness and claims‑paying ability of the Corebridge insurance subsidiary that issues the guarantee, and plan‑level suitability and design choices that determine how sponsors implement the allocation. The announcement cites
"This represents the next evolution in our lifetime income platform, enabling DC plan sponsors to have a broader set of income options from which to choose," said Jennifer DeLong, Head of Defined Contribution at AllianceBernstein. "Over our many years of experience, one thing has remained consistent — we've stayed centered on our core philosophy to focus on what matters most to participants — providing lifetime income without sacrificing control of or access to their savings, growth potential in all life stages, and flexibility to customize to the unique needs of each plan."
The solution also provides participants with guaranteed retirement income, while maintaining access to their savings at any time, without forfeiting control.
The fixed annuity guarantee is issued by an insurance company subsidiary of Corebridge Financial, Inc.i
"Corebridge is committed to helping individuals take actions that strengthen financial security leading up to and all the way through retirement," said Terri Fiedler, President of Retirement Services at Corebridge Financial. "Establishing an income strategy for retirement years is a critical step on that journey."
More than a decade ago, AB launched the Lifetime Income Strategy (LIS) as a fully liquid target-date portfolio solution that integrates a Secure Income Portfolio option as a component to deliver guaranteed income to participants. LIS was designed to comply with qualified default investment alternative (QDIA) regulations and thus serve as a true default. Last month, the Department of Labor issued an Advisory Opinion validating that LIS meets the requirements to serve as a QDIA.
As an industry leader with approximately
Today's announcement builds on AB's lifetime income platform, which in addition to LIS, consists of the AB Secure Income Portfolio available separately as a Collective Investment Trust, and now this alternative version for plan sponsors to consider.
About AllianceBernstein
AllianceBernstein is a leading global investment management firm that offers diversified investment services to institutional investors, individuals, and private wealth clients in major world markets. As of September 2025, AllianceBernstein had
This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.
Fixed Annuities are long-term insurance products designed for retirement. Withdrawals may be subject to withdrawal charges and federal and/or state income taxes. A
The availability of IncomEdge® Control Flex will vary by state. Contract terms and conditions are subject to regulatory approval.
i
IncomEdge® Control Flex is a group fixed unallocated annuity issued by The Variable Annuity Life Insurance Company (
All guarantees are based on the claims paying ability of the issuing insurance company.
ii
Assets under management as of June 30, 2025.
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SOURCE AllianceBernstein
FAQ
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