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[Form 4] SoFi Technologies, Inc. Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

Form 4 filed for SoFi Technologies, Inc. (SOFI) discloses that director Gary Meltzer received 2,823 Restricted Stock Units (RSUs) on 07/25/2025. The grant, reported under transaction code “A,” carries a conversion ratio of one common share per RSU and was awarded at $0 cost to the director. According to the filing, the RSUs will vest at the earlier of (i) the company’s next annual shareholder meeting after 07/14/2025 or (ii) 12 months from that date. Following the transaction, Meltzer’s derivative holdings stand at 2,823 RSUs; no non-derivative common shares were reported. The document was signed by attorney-in-fact Deanna M. Smith on 08/01/2025.

The filing records a routine director equity grant and does not indicate any open-market buying or selling activity. Given the modest size of the award relative to SoFi’s total share count, the event is considered immaterial to near-term valuation but does modestly reinforce director-shareholder alignment.

Il modulo 4 presentato per SoFi Technologies, Inc. (SOFI) rivela che il direttore Gary Meltzer ha ricevuto 2.823 Unità Azionarie Vincolate (RSU) il 25/07/2025. La concessione, riportata con il codice transazione “A,” prevede un rapporto di conversione di una azione ordinaria per ogni RSU ed è stata assegnata al direttore a costo zero. Secondo il documento, le RSU matureranno al primo verificarsi tra (i) l’assemblea annuale degli azionisti successiva al 14/07/2025 oppure (ii) 12 mesi da tale data. Dopo la transazione, le partecipazioni derivate di Meltzer ammontano a 2.823 RSU; non sono state segnalate azioni ordinarie non derivate. Il documento è stato firmato dall’avvocato procuratore Deanna M. Smith il 01/08/2025.

La comunicazione registra una normale assegnazione azionaria ai direttori e non indica alcuna attività di acquisto o vendita sul mercato aperto. Considerando la dimensione contenuta dell’assegnazione rispetto al totale delle azioni SoFi, l’evento è considerato irrilevante per la valutazione a breve termine, ma contribuisce modestamente a rafforzare l’allineamento tra direttori e azionisti.

El formulario 4 presentado para SoFi Technologies, Inc. (SOFI) revela que el director Gary Meltzer recibió 2,823 Unidades de Acciones Restringidas (RSU) el 25/07/2025. La concesión, reportada bajo el código de transacción “A,” tiene una proporción de conversión de una acción común por cada RSU y fue otorgada al director a costo cero. Según el documento, las RSU se consolidarán al primero de los siguientes eventos: (i) la próxima junta anual de accionistas después del 14/07/2025 o (ii) 12 meses a partir de esa fecha. Tras la transacción, las participaciones derivadas de Meltzer ascienden a 2,823 RSU; no se reportaron acciones comunes no derivadas. El documento fue firmado por la apoderada legal Deanna M. Smith el 01/08/2025.

La presentación registra una concesión rutinaria de acciones a un director y no indica actividad de compra o venta en el mercado abierto. Dado el tamaño modesto de la asignación en relación con el total de acciones de SoFi, el evento se considera insignificante para la valoración a corto plazo, aunque refuerza modestamente la alineación entre director y accionistas.

SoFi Technologies, Inc. (SOFI)에 대해 제출된 Form 4 문서에 따르면 이사 Gary Meltzer가 2025년 7월 25일에 2,823개의 제한 주식 단위(RSU)를 받았다고 밝혔습니다. 거래 코드 “A”로 보고된 이 부여는 RSU 당 보통주 1주로 전환되며, 이사에게 비용 없이 수여되었습니다. 제출서에 따르면 RSU는 (i) 2025년 7월 14일 이후 회사의 다음 연례 주주총회 또는 (ii) 해당 날짜로부터 12개월 중 빠른 시점에 권리가 확정됩니다. 거래 후 Meltzer의 파생 보유량은 2,823 RSU이며, 비파생 보통주는 보고되지 않았습니다. 이 문서는 2025년 8월 1일 법정대리인 Deanna M. Smith가 서명했습니다.

이 제출서는 이사의 일반적인 주식 부여를 기록하며, 공개 시장에서의 매매 활동은 나타나지 않습니다. SoFi의 총 주식 수에 비해 수여 규모가 작아 이번 사건은 단기 가치 평가에 미미한 영향을 주지만, 이사와 주주 간의 이해관계 일치를 다소 강화하는 효과가 있습니다.

Le formulaire 4 déposé pour SoFi Technologies, Inc. (SOFI) révèle que le directeur Gary Meltzer a reçu 2 823 unités d’actions restreintes (RSU) le 25/07/2025. Cette attribution, signalée sous le code de transaction « A », correspond à un ratio de conversion d’une action ordinaire par RSU et a été accordée au directeur à coût nul. Selon le dépôt, les RSU deviendront acquises au premier des événements suivants : (i) la prochaine assemblée annuelle des actionnaires après le 14/07/2025 ou (ii) 12 mois à compter de cette date. Après la transaction, les avoirs dérivés de Meltzer s’élèvent à 2 823 RSU ; aucune action ordinaire non dérivée n’a été signalée. Le document a été signé par la mandataire Deanna M. Smith le 01/08/2025.

Le dépôt enregistre une attribution d’actions habituelle à un administrateur et n’indique aucune activité d’achat ou de vente sur le marché ouvert. Étant donné la taille modeste de l’attribution par rapport au nombre total d’actions SoFi, l’événement est considéré comme peu significatif pour la valorisation à court terme, mais renforce modestement l’alignement entre administrateurs et actionnaires.

Das eingereichte Formular 4 für SoFi Technologies, Inc. (SOFI) zeigt, dass der Direktor Gary Meltzer am 25.07.2025 2.823 Restricted Stock Units (RSUs) erhalten hat. Die Zuteilung, die unter dem Transaktionscode „A“ gemeldet wurde, hat ein Umtauschverhältnis von einer Stammaktie pro RSU und wurde dem Direktor zu null Kosten gewährt. Laut Einreichung werden die RSUs entweder bei der nächsten jährlichen Hauptversammlung nach dem 14.07.2025 oder 12 Monate nach diesem Datum unverfallbar. Nach der Transaktion hält Meltzer 2.823 RSUs als derivative Beteiligungen; keine nicht-derivativen Stammaktien wurden gemeldet. Das Dokument wurde am 01.08.2025 von der bevollmächtigten Anwältin Deanna M. Smith unterzeichnet.

Die Meldung dokumentiert eine routinemäßige Aktienzuteilung an einen Direktor und weist keine Aktivitäten von Käufen oder Verkäufen am offenen Markt auf. Aufgrund der vergleichsweise geringen Größe der Zuteilung im Verhältnis zur Gesamtzahl der SoFi-Aktien wird das Ereignis als unwesentlich für die kurzfristige Bewertung betrachtet, stärkt jedoch leicht die Ausrichtung zwischen Direktor und Aktionären.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Routine RSU grant; no valuation impact.

This Form 4 simply documents a 2,823-unit equity grant to a board member. With SoFi’s float exceeding 900 million shares, the grant represents a negligible ownership slice (<0.001%). No cash outlay, sale, or option exercise occurred, so liquidity dynamics remain unchanged. From a valuation lens, the dilution effect is de minimis and unlikely to influence EPS or market sentiment. The transaction modestly aligns director incentives with investors but carries no signaling power regarding the company’s operating outlook.

TL;DR: Standard board compensation; neutral governance signal.

The RSU award follows typical director compensation practices and vests within a 12-month window, tying Meltzer’s interests to share performance over the coming year. There are no red-flags: it was filed on time, includes power-of-attorney signature, and uses a straightforward vesting trigger tied to the next AGM. Because the award size is small and purely service-related, it neither strengthens nor weakens governance posture in a meaningful way.

Il modulo 4 presentato per SoFi Technologies, Inc. (SOFI) rivela che il direttore Gary Meltzer ha ricevuto 2.823 Unità Azionarie Vincolate (RSU) il 25/07/2025. La concessione, riportata con il codice transazione “A,” prevede un rapporto di conversione di una azione ordinaria per ogni RSU ed è stata assegnata al direttore a costo zero. Secondo il documento, le RSU matureranno al primo verificarsi tra (i) l’assemblea annuale degli azionisti successiva al 14/07/2025 oppure (ii) 12 mesi da tale data. Dopo la transazione, le partecipazioni derivate di Meltzer ammontano a 2.823 RSU; non sono state segnalate azioni ordinarie non derivate. Il documento è stato firmato dall’avvocato procuratore Deanna M. Smith il 01/08/2025.

La comunicazione registra una normale assegnazione azionaria ai direttori e non indica alcuna attività di acquisto o vendita sul mercato aperto. Considerando la dimensione contenuta dell’assegnazione rispetto al totale delle azioni SoFi, l’evento è considerato irrilevante per la valutazione a breve termine, ma contribuisce modestamente a rafforzare l’allineamento tra direttori e azionisti.

El formulario 4 presentado para SoFi Technologies, Inc. (SOFI) revela que el director Gary Meltzer recibió 2,823 Unidades de Acciones Restringidas (RSU) el 25/07/2025. La concesión, reportada bajo el código de transacción “A,” tiene una proporción de conversión de una acción común por cada RSU y fue otorgada al director a costo cero. Según el documento, las RSU se consolidarán al primero de los siguientes eventos: (i) la próxima junta anual de accionistas después del 14/07/2025 o (ii) 12 meses a partir de esa fecha. Tras la transacción, las participaciones derivadas de Meltzer ascienden a 2,823 RSU; no se reportaron acciones comunes no derivadas. El documento fue firmado por la apoderada legal Deanna M. Smith el 01/08/2025.

La presentación registra una concesión rutinaria de acciones a un director y no indica actividad de compra o venta en el mercado abierto. Dado el tamaño modesto de la asignación en relación con el total de acciones de SoFi, el evento se considera insignificante para la valoración a corto plazo, aunque refuerza modestamente la alineación entre director y accionistas.

SoFi Technologies, Inc. (SOFI)에 대해 제출된 Form 4 문서에 따르면 이사 Gary Meltzer가 2025년 7월 25일에 2,823개의 제한 주식 단위(RSU)를 받았다고 밝혔습니다. 거래 코드 “A”로 보고된 이 부여는 RSU 당 보통주 1주로 전환되며, 이사에게 비용 없이 수여되었습니다. 제출서에 따르면 RSU는 (i) 2025년 7월 14일 이후 회사의 다음 연례 주주총회 또는 (ii) 해당 날짜로부터 12개월 중 빠른 시점에 권리가 확정됩니다. 거래 후 Meltzer의 파생 보유량은 2,823 RSU이며, 비파생 보통주는 보고되지 않았습니다. 이 문서는 2025년 8월 1일 법정대리인 Deanna M. Smith가 서명했습니다.

이 제출서는 이사의 일반적인 주식 부여를 기록하며, 공개 시장에서의 매매 활동은 나타나지 않습니다. SoFi의 총 주식 수에 비해 수여 규모가 작아 이번 사건은 단기 가치 평가에 미미한 영향을 주지만, 이사와 주주 간의 이해관계 일치를 다소 강화하는 효과가 있습니다.

Le formulaire 4 déposé pour SoFi Technologies, Inc. (SOFI) révèle que le directeur Gary Meltzer a reçu 2 823 unités d’actions restreintes (RSU) le 25/07/2025. Cette attribution, signalée sous le code de transaction « A », correspond à un ratio de conversion d’une action ordinaire par RSU et a été accordée au directeur à coût nul. Selon le dépôt, les RSU deviendront acquises au premier des événements suivants : (i) la prochaine assemblée annuelle des actionnaires après le 14/07/2025 ou (ii) 12 mois à compter de cette date. Après la transaction, les avoirs dérivés de Meltzer s’élèvent à 2 823 RSU ; aucune action ordinaire non dérivée n’a été signalée. Le document a été signé par la mandataire Deanna M. Smith le 01/08/2025.

Le dépôt enregistre une attribution d’actions habituelle à un administrateur et n’indique aucune activité d’achat ou de vente sur le marché ouvert. Étant donné la taille modeste de l’attribution par rapport au nombre total d’actions SoFi, l’événement est considéré comme peu significatif pour la valorisation à court terme, mais renforce modestement l’alignement entre administrateurs et actionnaires.

Das eingereichte Formular 4 für SoFi Technologies, Inc. (SOFI) zeigt, dass der Direktor Gary Meltzer am 25.07.2025 2.823 Restricted Stock Units (RSUs) erhalten hat. Die Zuteilung, die unter dem Transaktionscode „A“ gemeldet wurde, hat ein Umtauschverhältnis von einer Stammaktie pro RSU und wurde dem Direktor zu null Kosten gewährt. Laut Einreichung werden die RSUs entweder bei der nächsten jährlichen Hauptversammlung nach dem 14.07.2025 oder 12 Monate nach diesem Datum unverfallbar. Nach der Transaktion hält Meltzer 2.823 RSUs als derivative Beteiligungen; keine nicht-derivativen Stammaktien wurden gemeldet. Das Dokument wurde am 01.08.2025 von der bevollmächtigten Anwältin Deanna M. Smith unterzeichnet.

Die Meldung dokumentiert eine routinemäßige Aktienzuteilung an einen Direktor und weist keine Aktivitäten von Käufen oder Verkäufen am offenen Markt auf. Aufgrund der vergleichsweise geringen Größe der Zuteilung im Verhältnis zur Gesamtzahl der SoFi-Aktien wird das Ereignis als unwesentlich für die kurzfristige Bewertung betrachtet, stärkt jedoch leicht die Ausrichtung zwischen Direktor und Aktionären.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Meltzer Gary

(Last) (First) (Middle)
234 1ST STREET
C/O SOFI TECHNOLOGIES, INC.

(Street)
SAN FRANCISCO CA 94105

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
07/25/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Unit (1) 07/25/2025 A 2,823 (2) (2) Common Stock 2,823 $0 2,823 D
Explanation of Responses:
1. Restricted stock units ("RSUs") convert into common stock on a one-for-one basis.
2. Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2025 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date.
Remarks:
/s/ Deanna M. Smith, Attorney-in-Fact 08/01/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many RSUs did SoFi director Gary Meltzer receive according to the Form 4?

He was granted 2,823 Restricted Stock Units on 07/25/2025.

What is the vesting schedule for the 2,823 RSUs granted to Gary Meltzer?

The RSUs vest at the earlier of the next annual shareholder meeting after 07/14/2025 or 12 months from that date.

Did the Form 4 report any open-market purchases or sales of SOFI shares?

No. The filing only reflects a grant of RSUs; there were no common-stock transactions reported.

What is Gary Meltzer’s beneficial ownership after this RSU grant?

He now beneficially owns 2,823 derivative securities (RSUs); no non-derivative shares were listed.

When was the Form 4 for SoFi Technologies filed and signed?

The filing is dated 08/01/2025 and was signed by attorney-in-fact Deanna M. Smith.
Sofi Technologies Inc

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