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Nerdwallet Stock Price, News & Analysis

NRDS NASDAQ

Company Description

Overview of Nerdwallet, Inc.

Nerdwallet, Inc. (NRDS) is a fintech company dedicated to demystifying personal finance. By providing expert personal finance insights, digital advisory tools, and unbiased research, Nerdwallet empowers consumers and small to mid-sized businesses to make informed financial decisions. Keywords such as fintech, personal finance, and digital tools are woven into its core mission, ensuring clarity in areas including credit cards, bank accounts, mortgages, insurance, and loans.

Business Model and Operations

Nerdwallet operates as an intermediary between consumers and financial service providers. The company generates revenue primarily through fee-based arrangements, including revenue-per-action, revenue-per-lead, and revenue-per-click contracts. By aligning its business model with the needs of both consumers and financial partners, it delivers free, research-driven advice while facilitating transparent financial product connections.

The company focuses on ensuring that individuals and small businesses are not left in the dark regarding complex financial decisions. Its digital platform offers comprehensive tools and educational resources that allow users to clearly understand the benefits and potential drawbacks of various financial products, contributing to a better informed decision-making process.

Market Position and Competitive Landscape

Positioned within a competitive fintech ecosystem, Nerdwallet distinguishes itself through a steadfast commitment to research and user-centric design. Rather than pushing specific financial products, it provides unbiased information that is critical to ensuring its credibility. This approach is particularly valuable in the competitive space of personal finance advisory, where misleading promotional content can often cloud consumer judgment.

While its revenue streams stem from collaborations with financial product providers, Nerdwallet remains focused on delivering impartial advice. This dual focus on revenue generation and consumer empowerment creates a balanced ecosystem, making it a trusted resource for anyone seeking clarity about financial choices.

Core Offerings and Value Proposition

The value that Nerdwallet offers lies in its accessibility and reliability. Its platform is a comprehensive repository of tools, informative articles, and expert opinions that span a wide range of personal finance topics. This content is designed to demystify financial products and empower users, regardless of their previous financial knowledge. The company continuously refines its digital offerings, ensuring that the advice and tools remain insightful and user-friendly.

  • Unbiased Financial Guidance: Relying on extensive research and data-driven analysis, Nerdwallet provides clear guidance on complex financial decisions.
  • Digital Tools and Resources: A wide array of tools helps users compare options, analyze financial products, and understand the financial implications of their choices.
  • User-Centric Platform: The digital environment is engineered to be intuitive and accessible, ensuring that both novices and seasoned users can easily navigate the platform.

Industry Expertise and Research-Driven Insights

Nerdwallet’s content is developed with a deep understanding of the personal finance industry. Its analysis is rooted in the evolving dynamics of fintech and traditional financial services, providing context that helps users understand market trends without unnecessary complexity. This commitment to clear, research-driven content showcases the company as an authority in the space, making it a go-to resource for anyone seeking comprehensive financial advice.

Conclusion

In summary, Nerdwallet, Inc. serves as a vital resource in the personal finance landscape. Through its robust digital platform, it connects consumers and SMBs with financial products while providing unbiased, research-backed advice. The company’s strategic business model and commitment to transparency position it as an indispensable tool for consumers navigating the multifaceted world of personal finance.

Stock Performance

$—
0.00%
0.00
Last updated:
-8.28 %
Performance 1 year
$618.3M
Market Cap
74.5M
Shares outstanding

SEC Filings

No SEC filings available for Nerdwallet.

Financial Highlights

$191,300,000
Revenue (TTM)
$100,000
Net Income (TTM)
$0.00
Diluted EPS (TTM)
$29,000,000
Operating Cash Flow
0.05%
Net Profit Margin
3.45%
Oper. Profit Margin

Frequently Asked Questions

What is the current stock price of Nerdwallet (NRDS)?

The current stock price of Nerdwallet (NRDS) is $9.08 as of April 24, 2025.

What is the market cap of Nerdwallet (NRDS)?

The market cap of Nerdwallet (NRDS) is approximately 618.3M.

What is the revenue (TTM) of Nerdwallet (NRDS) stock?

The trailing twelve months (TTM) revenue of Nerdwallet (NRDS) is $191,300,000.

What is the net income of Nerdwallet (NRDS)?

The trailing twelve months (TTM) net income of Nerdwallet (NRDS) is $100,000.

What is the earnings per share (EPS) of Nerdwallet (NRDS)?

The diluted earnings per share (EPS) of Nerdwallet (NRDS) is $0.00 on a trailing twelve months (TTM) basis.

What is the operating cash flow of Nerdwallet (NRDS)?

The operating cash flow of Nerdwallet (NRDS) is $29,000,000.

What is the profit margin of Nerdwallet (NRDS)?

The net profit margin of Nerdwallet (NRDS) is 0.05%.

What is the operating margin of Nerdwallet (NRDS)?

The operating profit margin of Nerdwallet (NRDS) is 3.45%.

What is the gross margin of Nerdwallet (NRDS)?

The gross profit margin of Nerdwallet (NRDS) is 90.75%.

What is the current ratio of Nerdwallet (NRDS)?

The current ratio of Nerdwallet (NRDS) is 2.91, indicating the company's ability to pay short-term obligations.

What is the gross profit of Nerdwallet (NRDS)?

The gross profit of Nerdwallet (NRDS) is $173,600,000 on a trailing twelve months (TTM) basis.

What is the operating income of Nerdwallet (NRDS)?

The operating income of Nerdwallet (NRDS) is $6,600,000.

What is the core mission of Nerdwallet, Inc.?

Nerdwallet, Inc. is dedicated to providing unbiased personal finance advice and digital tools that help consumers and SMBs make informed financial decisions.

How does Nerdwallet generate revenue?

The company earns revenue through fee-based arrangements with financial service partners, including revenue-per-action, revenue-per-lead, and revenue-per-click models.

Who are the primary users of Nerdwallet's services?

Its services are designed for consumers and small to mid-sized businesses seeking reliable guidance on a range of financial products, from credit cards to mortgages and insurance.

What differentiates Nerdwallet from other fintech companies?

Nerdwallet distinguishes itself with its research-driven approach, unbiased advice, and a user-centric digital platform that empowers effective financial decision-making.

How does Nerdwallet maintain impartiality in its advice?

The company focuses on providing clear, research-based insights rather than promoting specific financial products, ensuring that its content remains unbiased and informative.

What types of financial products does Nerdwallet cover?

Nerdwallet offers insights into a wide range of financial products, including credit cards, bank accounts, mortgages, insurance, loans, and other personal finance tools.

Can Nerdwallet be considered a direct lender or financial product seller?

No, Nerdwallet primarily serves as an intermediary platform that connects users with various financial service providers, rather than selling financial products directly.

How does Nerdwallet ensure its advice is accessible to all users?

Through its intuitive digital platform and a host of free, well-structured financial tools, Nerdwallet ensures that expert financial advice is accessible to both novices and experts.