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Firstsun Capital Stock Price, News & Analysis

FSUN NASDAQ

Company Description

Overview

Firstsun Capital (FSUN) is a multifaceted financial holding company, serving as the backbone for Sunflower Bank, National Association. At its core, the company delivers a robust spectrum of financial services including deposit solutions, lending facilities, treasury management, wealth management, and modern online banking services. Key industry terms such as "banking operations" and "treasury management" underpin its service model, addressing the diverse needs of both personal and business customers.

Business Segments and Services

The company organizes its operations into two primary segments:

  • Banking Operations: This segment is responsible for traditional banking services that include securing deposits, processing lending products, and supporting treasury and wealth management services. It forms the core revenue engine with a focus on customer service, operational efficiency, and digital banking innovations.
  • Mortgage Operations: Though a smaller part of its overall business, the mortgage segment is integral to providing comprehensive financial solutions, assisting customers with their property financing needs, and enabling home ownership with tailored lending solutions.

Operational Excellence and Market Position

Firstsun Capital leverages a strategic blend of traditional banking expertise and modern digital practices. The company’s core value proposition is underpinned by its ability to integrate a full range of financial services under one roof, facilitating seamless access to both daily banking needs and complex financial planning and mortgage solutions.

Its approach is marked by the adoption of advanced online banking technologies that enhance customer convenience and operational efficiency. These digital channels are complemented by a longstanding tradition in private banking, which reinforces the institution's credibility and trustworthiness in a competitive landscape.

Industry Context and Competitive Landscape

Operating in an industry that demands rigorous regulatory adherence and continuous innovation, Firstsun Capital maintains a balanced focus on risk management and service diversification. Its operations are structured to navigate the challenges inherent in a highly regulated financial market while adapting to shifts in consumer behavior and technological advancements.

Its business model differentiates itself by emphasizing a personalized customer experience and a comprehensive suite of services that meet both the everyday and long-term financial needs of its clients, ensuring stable performance even in dynamic market scenarios.

Key Strengths and Value Proposition

The company excels through its integrated financial service approach, combining the reliability of traditional banking with the agility of modern digital platforms. Strategic emphasis on online banking has improved accessibility and security, while the strong foundation in conventional financial services builds trust among its clientele. Investors and stakeholders benefit from the firm’s deep industry knowledge and steadfast commitment to operational excellence, fostering a reputation of reliability and comprehensive financial management.

Conclusion

Firstsun Capital stands as an embodiment of a modern financial services institution that adeptly bridges classic banking and innovative digital solutions. Its clear segmentation into banking and mortgage services, coupled with an evolving strategy built on transparency and expertise, establishes the company as a solid reference point for understanding the dynamics of today’s financial market sectors.

Stock Performance

$36.05
0.00%
0.00
Last updated: April 27, 2025 at 16:00
3 %
Performance 1 year
$942.8M
Market Cap
27.8M
Shares outstanding

SEC Filings

No SEC filings available for Firstsun Capital.

Financial Highlights

$459,540,000
Revenue (TTM)
$75,628,000
Net Income (TTM)
$2.69
Diluted EPS (TTM)
$101,120,000
Operating Cash Flow
16.46%
Net Profit Margin
20.70%
Oper. Profit Margin

Upcoming Events

April 28, 2025
Q1 2025 earnings release
April 29, 2025
Q1 2025 earnings call

Frequently Asked Questions

What is the current stock price of Firstsun Capital (FSUN)?

The current stock price of Firstsun Capital (FSUN) is $36.05 as of April 25, 2025.

What is the market cap of Firstsun Capital (FSUN)?

The market cap of Firstsun Capital (FSUN) is approximately 942.8M.

What is the revenue (TTM) of Firstsun Capital (FSUN) stock?

The trailing twelve months (TTM) revenue of Firstsun Capital (FSUN) is $459,540,000.

What is the net income of Firstsun Capital (FSUN)?

The trailing twelve months (TTM) net income of Firstsun Capital (FSUN) is $75,628,000.

What is the earnings per share (EPS) of Firstsun Capital (FSUN)?

The diluted earnings per share (EPS) of Firstsun Capital (FSUN) is $2.69 on a trailing twelve months (TTM) basis.

What is the operating cash flow of Firstsun Capital (FSUN)?

The operating cash flow of Firstsun Capital (FSUN) is $101,120,000.

What is the profit margin of Firstsun Capital (FSUN)?

The net profit margin of Firstsun Capital (FSUN) is 16.46%.

What is the operating margin of Firstsun Capital (FSUN)?

The operating profit margin of Firstsun Capital (FSUN) is 20.70%.

What is the current ratio of Firstsun Capital (FSUN)?

The current ratio of Firstsun Capital (FSUN) is 1.15, indicating the company's ability to pay short-term obligations.

What is the operating income of Firstsun Capital (FSUN)?

The operating income of Firstsun Capital (FSUN) is $95,112,000.

What is the core business model of Firstsun Capital?

Firstsun Capital is a financial holding company that provides a comprehensive range of banking and mortgage services through its subsidiary, Sunflower Bank, National Association. Its business model is centered on integrating deposit, lending, treasury, wealth management, and online banking services.

How does Firstsun Capital generate its revenue?

The majority of its revenue is generated through its banking operations, which include traditional banking services such as deposits and lending. The mortgage segment, while smaller, also contributes by offering specialized property financing solutions.

What types of services does Firstsun Capital offer?

The company offers a wide array of financial services including deposit solutions, various lending products, treasury and wealth management services, and advanced online banking options. This comprehensive service portfolio addresses both daily financial needs and complex financial planning.

How is the company structured in terms of its operations?

Firstsun Capital operates primarily in two segments: Banking Operations, which is the major revenue driver, and Mortgage Operations, which focuses on home financing. This dual-structure allows the company to cater to a broad spectrum of financial requirements.

How does Firstsun Capital manage digital banking innovation?

The company has integrated modern online banking functionalities that enhance customer experience and operational efficiency. This integration supports secure transactions and improves access to its suite of banking services.

What sets Firstsun Capital apart from its competitors?

Its ability to combine a traditional, trusted banking model with innovative digital solutions positions it uniquely in the market. The comprehensive service structure and focus on both retail and specialized financial offerings make it a distinct player.

Does Firstsun Capital offer wealth and treasury management services?

Yes, Firstsun Capital provides wealth and treasury management services as part of its extensive financial offering. These services are designed to help clients manage both short-term liquidity and long-term financial growth in a secure and efficient manner.

How does the company ensure credibility and trustworthiness in its services?

Through a combination of time-tested traditional banking practices and modern digital innovations, Firstsun Capital builds a robust framework for risk management and regulatory compliance. This approach ensures a high level of trustworthiness among its customers and investors.