Yiren Digital's "Zhiyu Large Model" Gains Regulatory Approval for Commercial Use, Marking New Milestone in AI Innovation
Yiren Digital (NYSE: YRD) has achieved a significant milestone with regulatory approval for the commercial use of its proprietary 'Zhiyu Large Model' AI system. The approval was granted under the Interim Measures for Management of Generative Artificial Intelligence Services, making YRD one of only 128 approved generative AI services in Beijing as of April 10, 2025.
The Zhiyu Large Model offers features including real-time content processing, automated contract review, multilingual translation, and intelligent Q&A capabilities. The company has already integrated these features into core operations, resulting in significant efficiency improvements. Notably, their ZhuQue intelligent fund routing platform generated RMB 44 million in cost savings for 2024.
Yiren Digital plans to expand the model's applications, particularly in consumer-facing interactions. The company currently operates seven proprietary AI systems and has received recognition through membership in China's Artificial Intelligence Industry Alliance (AIIA) and inclusion in Beijing's Top 100 Software and Information Services Enterprises for 2024.
Yiren Digital (NYSE: YRD) ha raggiunto un traguardo significativo con l'approvazione normativa per l'uso commerciale del suo sistema di intelligenza artificiale proprietario 'Zhiyu Large Model'. L'approvazione è stata concessa ai sensi delle Misure Interinali per la Gestione dei Servizi di Intelligenza Artificiale Generativa, rendendo YRD uno dei soli 128 servizi di IA generativa approvati a Pechino al 10 aprile 2025.
Il modello Zhiyu Large offre funzionalità tra cui elaborazione dei contenuti in tempo reale, revisione automatizzata dei contratti, traduzione multilingue e capacità di domande e risposte intelligenti. L'azienda ha già integrato queste funzionalità nelle operazioni principali, portando a significativi miglioramenti in termini di efficienza. In particolare, la loro piattaforma intelligente di routing dei fondi ZhuQue ha generato 44 milioni di RMB in risparmi sui costi per il 2024.
Yiren Digital prevede di espandere le applicazioni del modello, in particolare nelle interazioni con i consumatori. Attualmente, l'azienda opera con sette sistemi di intelligenza artificiale proprietari e ha ricevuto riconoscimenti attraverso l'appartenenza all'Associazione dell'Industria dell'Intelligenza Artificiale della Cina (AIIA) e l'inclusione tra le 100 migliori imprese di software e servizi informativi di Pechino per il 2024.
Yiren Digital (NYSE: YRD) ha alcanzado un hito significativo con la aprobación regulatoria para el uso comercial de su sistema de inteligencia artificial propietario 'Zhiyu Large Model'. La aprobación fue concedida bajo las Medidas Interinas para la Gestión de Servicios de Inteligencia Artificial Generativa, convirtiendo a YRD en uno de los 128 servicios de IA generativa aprobados en Pekín al 10 de abril de 2025.
El modelo Zhiyu Large ofrece características que incluyen procesamiento de contenido en tiempo real, revisión automatizada de contratos, traducción multilingüe y capacidades de preguntas y respuestas inteligentes. La empresa ya ha integrado estas funciones en sus operaciones centrales, lo que ha resultado en mejoras significativas en la eficiencia. Notablemente, su plataforma inteligente de enrutamiento de fondos ZhuQue generó 44 millones de RMB en ahorros de costos para 2024.
Yiren Digital planea expandir las aplicaciones del modelo, particularmente en interacciones con los consumidores. Actualmente, la empresa opera siete sistemas de IA propietarios y ha recibido reconocimiento a través de su membresía en la Alianza de la Industria de Inteligencia Artificial de China (AIIA) y su inclusión en las 100 principales empresas de software y servicios de información de Pekín para 2024.
Yiren Digital (NYSE: YRD)는 자사의 독점 인공지능 시스템 'Zhiyu Large Model'의 상업적 사용을 위한 규제 승인을 받으며 중요한 이정표를 세웠습니다. 이 승인은 생성 인공지능 서비스 관리에 대한 임시 조치에 따라 승인되었으며, 2025년 4월 10일 기준으로 YRD는 베이징에서 승인된 128개의 생성 AI 서비스 중 하나가 되었습니다.
Zhiyu Large Model은 실시간 콘텐츠 처리, 자동 계약 검토, 다국어 번역 및 지능형 Q&A 기능을 포함한 다양한 기능을 제공합니다. 회사는 이러한 기능을 핵심 운영에 통합하여 상당한 효율성 향상을 이루었습니다. 특히, 그들의 ZhuQue 지능형 자금 라우팅 플랫폼은 2024년 4400만 위안의 비용 절감을 달성했습니다.
Yiren Digital은 모델의 응용 프로그램을 확장할 계획이며, 특히 소비자와의 상호작용에 중점을 두고 있습니다. 현재 회사는 7개의 독점 AI 시스템을 운영하고 있으며, 중국 인공지능 산업 연합(AIIA) 회원으로서의 인정과 2024년 베이징의 소프트웨어 및 정보 서비스 기업 100대에 포함되는 성과를 거두었습니다.
Yiren Digital (NYSE: YRD) a atteint un jalon significatif avec l'approbation réglementaire pour l'utilisation commerciale de son système d'intelligence artificielle propriétaire 'Zhiyu Large Model'. L'approbation a été accordée dans le cadre des Mesures Intermédiaires pour la Gestion des Services d'Intelligence Artificielle Générative, faisant de YRD l'un des 128 services d'IA générative approuvés à Pékin au 10 avril 2025.
Le modèle Zhiyu Large offre des fonctionnalités telles que le traitement de contenu en temps réel, la révision automatique des contrats, la traduction multilingue et des capacités de questions-réponses intelligentes. L'entreprise a déjà intégré ces fonctionnalités dans ses opérations principales, ce qui a entraîné des améliorations significatives en matière d'efficacité. Notamment, leur plateforme intelligente de routage de fonds ZhuQue a généré 44 millions de RMB d'économies de coûts pour 2024.
Yiren Digital prévoit d'élargir les applications du modèle, en particulier dans les interactions avec les consommateurs. L'entreprise exploite actuellement sept systèmes d'IA propriétaires et a été reconnue grâce à son adhésion à l'Alliance de l'Industrie de l'Intelligence Artificielle de Chine (AIIA) et à son inclusion dans le classement des 100 meilleures entreprises de logiciels et de services d'information de Pékin pour 2024.
Yiren Digital (NYSE: YRD) hat einen bedeutenden Meilenstein erreicht, indem es die regulatorische Genehmigung für die kommerzielle Nutzung seines proprietären 'Zhiyu Large Model' KI-Systems erhalten hat. Die Genehmigung wurde gemäß den vorläufigen Maßnahmen zur Verwaltung von generativen KI-Diensten erteilt, wodurch YRD zu einem der nur 128 genehmigten generativen KI-Dienste in Peking zum 10. April 2025 wird.
Das Zhiyu Large Model bietet Funktionen wie die Verarbeitung von Inhalten in Echtzeit, automatisierte Vertragsprüfung, mehrsprachige Übersetzung und intelligente Q&A-Funktionen. Das Unternehmen hat diese Funktionen bereits in die Kernbetriebe integriert, was zu erheblichen Effizienzsteigerungen geführt hat. Besonders bemerkenswert ist, dass ihre ZhuQue intelligente Fonds-Routing-Plattform 44 Millionen RMB an Kosteneinsparungen für 2024 generiert hat.
Yiren Digital plant, die Anwendungen des Modells zu erweitern, insbesondere im Bereich der Kundeninteraktionen. Das Unternehmen betreibt derzeit sieben proprietäre KI-Systeme und hat Anerkennung durch die Mitgliedschaft in der Chinesischen Allianz der Künstlichen Intelligenz (AIIA) und die Aufnahme in die Top 100 der Software- und Informationsdienstleistungsunternehmen in Peking für 2024 erhalten.
- Received regulatory approval for commercial AI deployment, joining elite group of 128 approved services
- ZhuQue platform achieved RMB 44 million cost savings in 2024
- Successfully operates seven proprietary AI systems
- Recognition from industry bodies including AIIA membership and Golden FinTech Excellence Award
- None.
Insights
Yiren Digital's regulatory approval for its proprietary Zhiyu Large Model represents a significant competitive advantage in China's tightly regulated AI landscape. With only 128 approved generative AI services in Beijing, this positions YRD among an elite group with commercial deployment rights. The model's capabilities—including real-time content processing, automated contract review, and intelligent Q&A—aren't merely theoretical but already integrated into core business operations.
What stands out is how YRD has built an interconnected AI ecosystem with seven proprietary systems forming their operational backbone. The ZhuQue platform demonstrates tangible financial impact, generating
The approval creates a two-fold growth opportunity: enhancing existing business efficiencies and enabling new consumer-facing applications. By focusing on 2C interactions, YRD can potentially transform customer engagement through more natural, human-like AI interfaces. This regulatory milestone effectively unlocks YRD's ability to commercially deploy its technology stack, potentially accelerating both operational efficiency and new revenue streams through expanded AI-powered service offerings.
This regulatory approval represents a material development in Yiren Digital's AI commercialization strategy with several financial implications. The most concrete financial benefit demonstrated comes from their existing ZhuQue platform, which delivered
The commercial approval of Zhiyu Large Model unlocks potential value in three ways: internal cost reduction through extending efficiency gains across additional business processes; enhanced service quality through AI-augmented customer interactions; and potential new revenue streams through potential licensing or service-based offerings leveraging their now-approved technology.
With YRD's status as one of just 128 approved AI services in Beijing, they've secured early-mover advantage in a highly regulated market. For investors, this regulatory milestone removes a significant barrier to monetization, potentially accelerating YRD's transformation from a traditional financial services provider to a technology-driven platform company. While revenue impact remains to be quantified, the established cost savings from their existing AI systems provides a tangible floor for valuing this development.
The Zhiyu Large Model, a versatile foundation model, leverages Yiren Digital's advanced AI capabilities to deliver a range of solutions, including real-time content processing and analysis, automated contract review, multilingual translation, intelligent Q&A and code generation capabilities. These features have been integrated into the company's core workflows such as meeting management, legal document review, and tax/financial operations, driving measurable efficiency gains and fostering a smarter digital workplace.
Building on this success, Yiren Digital will actively broaden the model's applications across diverse business scenarios, with particular focus on enhancing consumer-facing (2C) interactions. The goal is to deliver more natural and human-like engagement through AI-powered interfaces. Future integration with customer service systems will further elevate responsiveness and overall service quality.
Since its inception, Yiren Digital has consistently prioritized technological innovation and has developed a suite of seven proprietary AI systems that form the backbone of its operations, including the DiTing intelligent decision-making system, LingShu intelligent marketing platform, QingNiao smart customer service solution, and ZhuQue intelligent fund routing platform. The ZhuQue platform exemplifies the company's technological prowess, employing sophisticated algorithms to optimize fund allocation based on dynamic analysis of borrower credit profiles, partner risk parameters, and cost structures. This system alone generated annual cost savings of
The regulatory approval positions Yiren Digital among an elite group of innovators. As of April 10, 2025, only 128 generative AI services in
About Yiren Digital
Yiren Digital Ltd. is an advanced, AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Our mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. We support clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
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SOURCE Yiren Digital
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