Only thing working Americans find more confusing than how much to save for retirement is understanding teenage lingo, new Voya survey finds
Voya Financial (NYSE: VOYA) has released a new consumer survey revealing that working Americans find determining retirement savings amounts nearly as confusing as understanding teenage slang. The survey shows 29% of benefits-eligible workers struggle with retirement savings decisions, compared to 32% who find teenage slang confusing.
Key findings indicate that 61% of Americans believe the economy and 60% cite inflation will significantly impact their retirement savings ability. Notably, 49% of respondents consider their retirement plan as their only significant emergency savings, up from 43% in January 2023.
The research highlights that 83% of workers value guidance on optimizing retirement savings and workplace benefits. Additionally, 75% of benefits-eligible workers seek support tools for managing retirement, emergency savings, and healthcare expenses. The survey also reveals increased interest in voluntary benefits, with 61% of workers feeling more financially secure due to their enrolled voluntary benefits.
Voya Financial (NYSE: VOYA) ha pubblicato un nuovo sondaggio tra i consumatori che rivela che gli americani lavoratori trovano determinare gli importi per il risparmio pensionistico quasi tanto confuso quanto comprendere il gergo adolescenziale. Il sondaggio mostra che il 29% dei lavoratori idonei ai benefici fatica a prendere decisioni sul risparmio pensionistico, rispetto al 32% che trova il gergo adolescenziale confuso.
I risultati chiave indicano che il 61% degli americani crede che l'economia e il 60% cita l'inflazione avranno un impatto significativo sulla loro capacità di risparmiare per la pensione. È interessante notare che il 49% dei rispondenti considera il proprio piano pensionistico come il loro unico significativo risparmio d'emergenza, in aumento rispetto al 43% di gennaio 2023.
La ricerca evidenzia che l'83% dei lavoratori apprezza le indicazioni per ottimizzare il risparmio pensionistico e i benefici sul posto di lavoro. Inoltre, il 75% dei lavoratori idonei ai benefici cerca strumenti di supporto per gestire il risparmio pensionistico, i risparmi d'emergenza e le spese sanitarie. Il sondaggio rivela anche un interesse crescente per i benefici volontari, con il 61% dei lavoratori che si sente più sicuro finanziariamente grazie ai benefici volontari a cui sono iscritti.
Voya Financial (NYSE: VOYA) ha publicado una nueva encuesta entre consumidores que revela que los trabajadores estadounidenses encuentran casi tan confuso determinar las cantidades de ahorro para la jubilación como entender la jerga adolescente. La encuesta muestra que el 29% de los trabajadores elegibles para beneficios tiene dificultades para tomar decisiones sobre el ahorro para la jubilación, en comparación con el 32% que encuentra confusa la jerga adolescente.
Los hallazgos clave indican que el 61% de los estadounidenses cree que la economía y el 60% cita la inflación tendrán un impacto significativo en su capacidad de ahorro para la jubilación. Notablemente, el 49% de los encuestados considera su plan de jubilación como su único ahorro significativo para emergencias, un aumento del 43% en enero de 2023.
La investigación destaca que el 83% de los trabajadores valora la orientación sobre cómo optimizar el ahorro para la jubilación y los beneficios en el lugar de trabajo. Además, el 75% de los trabajadores elegibles para beneficios busca herramientas de apoyo para gestionar el ahorro para la jubilación, los ahorros de emergencia y los gastos de salud. La encuesta también revela un interés creciente en los beneficios voluntarios, con el 61% de los trabajadores sintiéndose más seguros financieramente gracias a los beneficios voluntarios en los que están inscritos.
보야 파이낸셜 (NYSE: VOYA)는 새로운 소비자 설문조사를 발표했으며, 이 조사에 따르면 미국의 근로자들은 퇴직 저축 금액을 결정하는 것이 십대의 속어를 이해하는 것만큼 혼란스럽다고 생각하고 있습니다. 이 설문조사에서는 혜택을 받을 수 있는 근로자의 29%가 퇴직 저축 결정을 내리는 데 어려움을 겪고 있으며, 이는 십대의 속어를 혼란스럽게 느끼는 32%와 비교됩니다.
주요 결과에 따르면 61%의 미국인이 경제와 60%가 인플레이션이 퇴직 저축 능력에 상당한 영향을 미칠 것이라고 믿고 있습니다. 특히, 응답자의 49%는 자신의 퇴직 계획을 유일한 중요한 비상 저축으로 간주하며, 이는 2023년 1월의 43%에서 증가한 수치입니다.
조사는 83%의 근로자가 퇴직 저축 및 직장 혜택 최적화에 대한 안내를 중요하게 생각한다고 강조합니다. 또한, 혜택을 받을 수 있는 근로자의 75%는 퇴직, 비상 저축 및 의료비 관리를 위한 지원 도구를 찾고 있습니다. 설문조사는 또한 자발적 혜택에 대한 관심이 증가하고 있음을 보여주며, 61%의 근로자가 자신이 가입한 자발적 혜택 덕분에 재정적으로 더 안전하다고 느끼고 있습니다.
Voya Financial (NYSE: VOYA) a publié une nouvelle enquête auprès des consommateurs révélant que les Américains travailleurs trouvent qu'il est presque aussi déroutant de déterminer les montants d'épargne retraite que de comprendre le jargon des adolescents. L'enquête montre que 29% des travailleurs éligibles aux avantages ont du mal à prendre des décisions concernant l'épargne retraite, contre 32% qui trouvent le jargon adolescent déroutant.
Les résultats clés indiquent que 61% des Américains croient que l'économie et 60% citent l'inflation auront un impact significatif sur leur capacité d'épargne retraite. Notamment, 49% des répondants considèrent leur plan de retraite comme leur seule épargne d'urgence significative, en hausse par rapport à 43% en janvier 2023.
La recherche met en évidence que 83% des travailleurs apprécient les conseils pour optimiser l'épargne retraite et les avantages en milieu de travail. De plus, 75% des travailleurs éligibles aux avantages recherchent des outils de soutien pour gérer l'épargne retraite, les économies d'urgence et les dépenses de santé. L'enquête révèle également un intérêt accru pour les avantages volontaires, 61% des travailleurs se sentant plus en sécurité financièrement grâce à leurs avantages volontaires souscrits.
Voya Financial (NYSE: VOYA) hat eine neue Verbraucherumfrage veröffentlicht, die zeigt, dass arbeitende Amerikaner es fast so verwirrend finden, die Beträge für die Altersvorsorge zu bestimmen, wie den Slang von Teenagern zu verstehen. Die Umfrage zeigt, dass 29% der leistungsberechtigten Arbeitnehmer Schwierigkeiten haben, Entscheidungen zur Altersvorsorge zu treffen, im Vergleich zu 32%, die den Teenagerslang verwirrend finden.
Die wichtigsten Ergebnisse zeigen, dass 61% der Amerikaner glauben, dass die Wirtschaft und 60% die Inflation ihre Fähigkeit zur Altersvorsorge erheblich beeinflussen werden. Bemerkenswert ist, dass 49% der Befragten ihren Altersvorsorgeplan als ihre einzige bedeutende Notfallersparnis betrachten, ein Anstieg von 43% im Januar 2023.
Die Forschung hebt hervor, dass 83% der Arbeitnehmer Anleitung zur Optimierung der Altersvorsorge und der Arbeitsplatzleistungen schätzen. Darüber hinaus suchen 75% der leistungsberechtigten Arbeitnehmer Unterstützungstools für die Verwaltung von Altersvorsorge, Notfallersparnissen und Gesundheitsausgaben. Die Umfrage zeigt auch ein gestiegenes Interesse an freiwilligen Leistungen, wobei 61% der Arbeitnehmer sich aufgrund ihrer eingeschriebenen freiwilligen Leistungen finanziell sicherer fühlen.
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Amid challenges of knowing how much to save, Voya’s survey also revealed many Americans believe the economy (
“While many employers continue to evolve their workplace benefits and savings offerings, when it comes to optimizing savings, our data show a clear need for support, and employers can play a critical role in helping their workforce,” said Kerry Sette, VP, head of Consumer Insights & Research at Voya Financial. “And, when thinking about the current cost of living, workers are keen to maximize the value of their workplace benefits and savings solutions; the survey found
A need for guidance and support
Voya’s research also found seeking support is critical. The survey showed
“It’s important for employees to understand how their workplace benefits and savings solutions can work together to support their future financial goals, but many individuals may not realize the potential support their broader workplace benefits can provide for their retirement savings,” Sette added. “Many employers today offer a comprehensive suite of workplace benefits and savings solutions — such as retirement planning assistance, HSAs and financial wellness programs — providing valuable resources and tools to help employees manage their finances more effectively.”
The value of voluntary benefits
According to Voya’s research,
Voya continues to offer online digital solutions, guidance tools and easy-to-use educational resources to help employers and employees gain a more holistic view of their workplace benefits and savings needs. The company continues to invest in its suite of solutions, with more products and resources set to roll out in 2025.
As an industry leader focused on the delivery of benefits, savings and investment solutions to and through the workplace, Voya is committed to its purpose of, together, fighting for everyone’s opportunity for a better financial future.
Voya Financial Consumer Insights & Research survey conducted Jan. 21-22, 2025, on the Ipsos eNation omnibus online platform among 1,005 adults aged 18+ in the
About Voya Financial®
Voya Financial, Inc. (NYSE: VOYA) is a leading health, wealth and investment company with approximately 10,000 employees who are focused on achieving Voya’s aspirational vision: “Clearing your path to financial confidence and a more fulfilling life.” Through products, solutions and technologies, Voya helps its approximately 15.7 million individual, workplace and institutional clients become well planned, well invested and well protected. Benefitfocus, a Voya company and a leading benefits administration provider, extends the reach of Voya’s workplace benefits and savings offerings by engaging directly with approximately 11.9 million employees in the
Products and services offered through the Voya® family of companies.
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View source version on businesswire.com: https://www.businesswire.com/news/home/20250320906348/en/
Media Contact:
Olivia Valente
Voya Financial
(203) 528-5284
Olivia.Valente@voya.com
Source: Voya Financial, Inc.
FAQ
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