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Usio Inc - USIO STOCK NEWS

Welcome to our dedicated page for Usio news (Ticker: USIO), a resource for investors and traders seeking the latest updates and insights on Usio stock.

Introduction

Usio Inc (Nasdaq: USIO) is a United States-based, cloud-based, integrated FinTech electronic payment solutions provider. The company specializes in offering innovative payment processing services that cover credit, debit, prepaid, and ACH transactions, in addition to delivering robust output solutions. With a focus on streamlining and enhancing payment facilitation, Usio Inc serves a diverse clientele including merchants, billers, banks, service bureaus, and integrated software vendors.

Core Business Overview

At its core, Usio Inc operates a secure and efficient electronic payments ecosystem. The company processes a wide variety of transactions by utilizing advanced payment channels and a unique payment facilitation platform as a service. By integrating secure processing with industry-specific expertise, Usio Inc helps clients manage payment flows with clarity and precision. Keywords such as electronic payments, FinTech, and payment processing are integral to understanding its broad market appeal.

Business Model and Services

Usio Inc generates revenue by offering comprehensive payment solutions through two principal segments. The primary segment focuses on seamlessly processing credit, debit, and ACH transactions, thereby enabling businesses to manage payment acceptance and reconciliation more effectively. The secondary segment, operated under a wholly-owned subsidiary, provides output solutions that include electronic bill presentment, document composition, and secure printing and mailing services. This diversified approach allows the company to offer tailored services that address both transactional efficiency and document management requirements.

Technology and Innovation

The company leverages advanced cloud-based infrastructure to ensure secure and scalable payment processing. Usio Inc is also exploring innovative technologies, including A.I. driven enhancements in biometric payments, which promises to add an extra layer of security and convenience to digital transactions. The emphasis on cutting-edge technology not only streamlines processing but also optimizes operational efficiencies for its diverse range of clients.

Market Position and Competitive Landscape

Positioned within the fast-evolving FinTech landscape, Usio Inc competes by offering a flexible, comprehensive, and secure suite of payment solutions. The company stands out through its ability to provide customized services that cater to specific market needs, whether for high-volume transactional processing or tailored output solutions. In a competitive environment that demands both agility and robustness, Usio Inc has built a reputation for its commitment to technological excellence and customer-focused service delivery.

Operational Excellence and Customer Focus

Usio Inc’s operational framework is designed to promote clarity in payment reconciliation through a simplified, cloud-based dashboard that consolidates various forms of payment processing. The company’s commitment to delivering clear, transparent, and reliable processes has built trust with its clients, ensuring that businesses are equipped with the tools necessary for effective financial management. Moreover, the subsidiary offering of output solutions enhances the overall value proposition by integrating document delivery services with payment processing.

Summary

In summary, Usio Inc is a multifaceted FinTech company that efficiently marries the worlds of electronic payment processing with integrated output solutions. Its commitment to advanced, secure, and scalable technology makes it a practical choice for businesses seeking both streamlined transaction management and comprehensive document handling. Every facet of its business model—from transaction processing to electronic document delivery—is engineered to provide clarity, efficiency, and reliability for a diverse client base.

Rhea-AI Summary

Usio, Inc. (Nasdaq: USIO) has renewed and expanded its strategic partnership with Voyager Digital Holdings, making Usio the exclusive provider of ACH payment solutions for Voyager. Since the relationship began in 2018, Usio's payment facilitation technologies have supported Voyager’s significant growth in the fast-evolving cryptocurrency market. Both companies anticipate strong growth as interest in cryptocurrencies rises. CEO Louis Hoch expressed excitement about the collaboration, while Voyager's CEO Steve Ehrlich noted the partnership's benefits and Usio's reliable technology for scalability.

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Usio, Inc. (USIO) announced its prepaid card solution has been selected as the preferred method for disbursing funds under The Compton Pledge, the largest guaranteed income program in the U.S. The initiative will provide cash relief to approximately 800 low-income residents for two years, aimed at addressing racial and economic injustices. Usio’s prepaid cards will facilitate access for underbanked individuals, enhancing fund management efficiency. This partnership underscores Usio's growing influence, with nearly 100 similar organizations utilizing its card issuing technology.

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Usio, Inc. (Nasdaq: USIO) completed the acquisition of Information Management Solutions (IMS) on December 15, 2020, through its subsidiary PDS Acquisition Corp. This strategic move aims to enhance revenue growth, with an expected addition of over $13 million in annual revenue and approximately $1 million of annual Adjusted EBITDA. Usio plans to rebrand IMS offerings as Usio Output Solutions, creating a new revenue segment. The acquisition was valued at $5.9 million in cash, with additional warrants issued to IMS shareholders.

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University Fancards LLC, in collaboration with USIO and eGifter, has launched a new platform for purchasing and sending Fancard Gift Mastercards tailored for college sports fans. Available via the Fancards website, these prepaid cards can feature favorite college teams and be sent as physical or virtual gifts. This initiative enhances user experience, allowing recipients to easily add cards to digital wallets like Apple Pay and Google Pay. The partnership aims to expand Fancards' offerings, having recently added teams such as the University of Virginia to their roster.

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Usio, a leading electronic payment solutions provider, will present at the 13th annual LD Micro Main Event investor conference on December 14 at 9:40 am EST. President and CEO Louis Hoch, along with Senior VP Greg Carter, will address a live virtual audience. The Main Event, scheduled for December 14-15, boasts a new format featuring 10-minute presentations followed by Q&A sessions. As a trusted provider of payment solutions, Usio offers a diverse range of services encompassing credit, debit, prepaid, and ACH processing. More details can be found on their website.

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Usio has announced a non-binding Letter of Intent (LOI) to acquire the assets of Information Management Solutions (IMS). This acquisition aims to enhance Usio's service offerings in electronic bill presentment and document composition, targeting utilities and financial institutions. CEO Louis Hoch anticipates immediate accretion and synergies from cross-selling Usio’s technology. The deal depends on due diligence and IMS's audit completion. Notably, IMS has a strong customer base and expertise in various sectors, making this acquisition strategically significant for Usio’s growth.

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Usio, Inc. (Nasdaq: USIO) announced its third quarter 2020 results, achieving record quarterly revenues of $8.1 million, a 15% increase year-over-year. Key growth drivers included a 14% rise in Card Processing and a remarkable 225% increase in Prepaid revenues. The company's adjusted EBITDA loss improved to $253,921, reflecting a 40% enhancement compared to Q3 2019. Despite a net loss of $0.9 million, Usio’s strong balance sheet, supported by recent equity offerings, positions it for continued growth in its payment solutions market.

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Usio, Inc. (Nasdaq: USIO) will announce its third quarter financial results on November 12, 2020, after market closure. The management will hold a conference call on November 13, 2020, at 11:00 a.m. ET to discuss these results and provide a business update. The call can be accessed by dialing 1-844-883-3890 for U.S. callers or 1-412-317-9246 for international participants. A replay will be available until November 27, 2020. Usio specializes in integrated electronic payment solutions, including card issuance and payment acceptance.

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Usio, Inc. (Nasdaq: USIO) announced a preliminary record revenue for Q3 2020, driven by exceptional growth in card and prepaid segments. The President, Louis Hoch, noted year-over-year increases in key performance metrics, including a 15% rise in credit card dollars processed and an 81% increase in transactions. Prepaid card load volume surged by 329%, and ACH performance is also recovering. The total dollars processed reached $852 million, signaling a strong rebound from COVID-19 impacts and a positive outlook for sustained growth into Q4 2020.

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Usio, Inc. (Nasdaq: USIO) has successfully closed an underwritten public offering of common stock, generating approximately $8 million in gross proceeds. The offering consisted of 4,705,883 shares priced at $1.70 each, with an additional option for underwriters to purchase 705,882 shares for over-allotments. The net proceeds will support working capital and growth investments. This offering was conducted under an effective shelf registration statement with the SEC, and the final prospectus is available online.

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FAQ

What is the current stock price of Usio (USIO)?

The current stock price of Usio (USIO) is $1.35 as of April 4, 2025.

What is the market cap of Usio (USIO)?

The market cap of Usio (USIO) is approximately 35.3M.

What core services does Usio Inc provide?

Usio Inc offers integrated electronic payment solutions, including the processing of credit, debit, and ACH transactions, as well as output services for electronic bill presentment and document management.

How does Usio Inc generate its revenue?

The company generates revenue through its payment facilitation platform as a service, processing a variety of electronic payment transactions, along with its subsidiary operations that provide tailored output solutions.

What technology underpins Usio Inc's service offerings?

Usio Inc employs advanced cloud-based technology to securely and efficiently process transactions. Additionally, the company is incorporating innovative technologies such as A.I. driven biometric enhancements to further improve security and operational efficiency.

Who are the primary customers of Usio Inc?

The company serves a diverse clientele including merchants, billers, banks, service bureaus, and integrated software vendors, all of which benefit from its secure and streamlined payment processing solutions.

What differentiates Usio Inc from its competitors?

Usio Inc is distinguished by its comprehensive suite of services that not only streamlines payment processing but also integrates output solutions. Its commitment to leveraging advanced technology and offering tailored services sets it apart in a competitive FinTech landscape.

Can you explain the significance of the Output Solutions division?

The Output Solutions division is focused on electronic bill presentment, document composition, and secure delivery. This segment enables Usio Inc to offer a more complete financial service by combining transactional efficiency with advanced document management.

How does Usio Inc ensure security in payment processing?

Security is central to Usio Inc's operations, with the company utilizing robust, cloud-based systems and exploring advanced authentication measures such as biometric technology. These protocols ensure secure handling of sensitive financial data across all transactions.

What common benefits do clients experience with Usio Inc's solutions?

Clients benefit from streamlined payment processing, enhanced reconciliation accuracy, and customizable services that address both transaction handling and document management. The integrated approach simplifies financial operations and promotes overall operational efficiency.
Usio Inc

Nasdaq:USIO

USIO Rankings

USIO Stock Data

35.26M
16.79M
35.85%
28.39%
0.13%
Software - Infrastructure
Functions Related to Depository Banking, Nec
Link
United States
SAN ANTONIO