Welcome to our dedicated page for Upstart Holdings news (Ticker: UPST), a resource for investors and traders seeking the latest updates and insights on Upstart Holdings stock.
Upstart Holdings, Inc. (NASDAQ: UPST) is an artificial intelligence (AI) lending marketplace that connects consumer borrowers with banks and credit unions using its AI models and cloud applications. News about Upstart often centers on its financial results, capital markets activity, and partnerships with financial institutions that adopt its platform for personal loans, auto refinance loans, and home equity lines of credit.
On this page, readers can follow coverage of Upstart’s earnings announcements, including quarterly and full-year results, as well as conference call and webcast details described in its press releases. These updates typically reference key operating metrics such as transaction volume, conversion rate, contribution profit, and the percentage of loans that are fully automated on the platform.
Another major theme in Upstart news is lending partnerships. Recent releases highlight agreements with credit unions such as MyPoint Credit Union, Tech CU, Peak Credit Union, Corporate America Family Credit Union, and Cornerstone Community Financial Credit Union. These stories describe how partners use Upstart’s AI-powered, all-digital lending platform and the Upstart Referral Network to extend personal lending, auto refinance, and HELOC offerings to more consumers.
Investors and analysts can also track funding and securitization activity, including forward-flow agreements with institutional investors and securitizations of unsecured consumer loans originated through Upstart Network, Inc. Together, these news items provide insight into how Upstart’s AI lending marketplace operates, how it collaborates with banks and credit unions, and how it supports loan funding through capital markets structures.
For anyone researching UPST stock or the company’s role in AI-driven consumer lending, this news feed offers a centralized view of Upstart’s public announcements, marketplace developments, and regulatory communications referenced in press releases.
All In Credit Union, serving 200,000 members with $3.6 billion in assets, has partnered with Upstart (NASDAQ: UPST) to expand its personal lending capabilities. The partnership, which began in March 2025, integrates All In into the Upstart Referral Network, allowing qualified loan applicants on Upstart.com to receive tailored offers through an All In Credit Union-branded experience.
The collaboration aims to help All In Credit Union expand its digital membership while providing affordable personal loans to underserved, creditworthy borrowers. The partnership leverages Upstart's AI-powered lending marketplace to offer an all-digital lending solution to new members across All In's service communities.
Upstart Holdings (NASDAQ: UPST), an AI-powered lending marketplace, has announced that its Co-founder and CTO Paul Gu, along with CFO Sanjay Datta, will participate in a fireside chat at the BofA Securities 2025 Global Technology Conference. The event is scheduled for June 3, 2025, at 10:40 AM PT (1:40 PM ET). Investors can access the live audio webcast through Upstart's investor relations website at ir.upstart.com, with a replay available for a limited time after the event.
Upstart Holdings (NASDAQ: UPST) hosted its inaugural AI Day investor event in New York City, showcasing its AI-powered lending marketplace technology and business strategy. CEO Dave Girouard outlined the company's vision to become the 'everything store for credit' in a $1 trillion market opportunity. The company announced four key goals for 2025, including 10X AI advantage enhancement, funding supply preparation, return to GAAP profitability in H2, and improving loan rates and processes.
CTO Paul Gu highlighted Upstart's vertically integrated AI model trained on over 90 million datapoints, featuring proprietary loss functions, embeddings, and dynamic macro modeling. CMO Chantal Rapport positioned Upstart as a "category of one" business, while CFO Sanjay Datta discussed the company's financial profile and potential future revenue streams including ratable fee revenue, subscriptions, revolving credit, and servicing.
Upstart Holdings (NASDAQ: UPST), the leading AI lending marketplace, is hosting its first-ever AI Day investor event on May 14, 2025, at 9:00 a.m. ET in New York City. The event will feature presentations from the company's senior leadership team, including CEO Dave Girouard, CTO Paul Gu, CMO Chantal Rapport, and CFO Sanjay Datta.
The agenda includes discussions on Upstart's growth opportunities, AI platform advantages, business model, and financial resilience. A live webcast will be available on Upstart's Investor Relations website, with presentation materials and video replay accessible after the event.
Upstart (UPST) has secured a significant $1.2 billion forward-flow agreement with Fortress Investment Group for purchasing consumer loans originated through its AI lending marketplace. The agreement extends through March 2026, with Citi providing debt financing to Fortress for the loan purchases.
This partnership represents a strategic move to ensure diversified and resilient capital sources across economic cycles. Fortress views this as an opportunity to access high-quality, risk-adjusted consumer credit assets through Upstart's data-driven origination platform. The agreement demonstrates growing confidence in AI-powered lending and Upstart's track record in credit outcomes.
Upstart Holdings (NASDAQ: UPST) reported strong Q1 2025 financial results, showing significant year-over-year improvements. Transaction volume reached 240,706 loans with a 19.1% conversion rate, resulting in total originations of $2.1 billion, up 89% YoY. Total revenue increased 67% YoY to $213 million.
The company significantly reduced its GAAP net loss to ($2.4) million from ($64.6) million in Q1 2024. Adjusted EBITDA turned positive at $42.6 million, compared to ($20.3) million last year, with a margin of 20%. For Q2 2025, Upstart expects revenue of approximately $225 million and projects full-year 2025 revenue of about $1.01 billion, with positive GAAP Net Income expected in the second half of the year.
Lake Trust Credit Union, serving 200,000 members across Michigan with over $2.5 billion in assets, has partnered with Upstart to expand its personal lending services through AI-powered technology.
The partnership, which began in January 2025, integrates Lake Trust into the Upstart Referral Network. Through this collaboration, qualified loan applicants on Upstart.com who meet Lake Trust's criteria receive customized offers and transition seamlessly to a Lake Trust-branded platform to complete their online member application and loan closing process.
David Morgan, Chief Lending Officer at Lake Trust, emphasized their commitment to supporting members' financial wellbeing, while Michael Lock of Upstart highlighted the partnership's focus on delivering an all-digital lending solution with enhanced member experience. The collaboration aims to build long-term relationships through comprehensive financial solutions.
Upstart (NASDAQ: UPST), a leader in artificial intelligence lending marketplace, has announced that its Co-Founder and CEO Dave Girouard will participate in an upcoming fintech industry event.
Key Details:
- Event: Barclays 15th Annual Emerging Payments and FinTech Forum
- Date: Monday, May 19
- Time: 10:20am ET (7:20am PT)
- Format: Fireside Chat
Investors and interested parties can access the live audio webcast through Upstart's investor relations website at ir.upstart.com. A replay option will be available for a limited time after the event.
First Commonwealth Federal Credit Union has partnered with Upstart (NASDAQ: UPST) to expand access to personal loans across Pennsylvania and New Jersey. The partnership, initiated in December 2024, enables First Commonwealth to leverage Upstart's AI-powered credit decisioning system to serve low- and moderate-income borrowers more inclusively.
Through the Upstart Referral Network, eligible loan applicants on Upstart.com receive tailored loan offers and transition to a First Commonwealth-branded experience for membership application and loan closing. The integration of Upstart APIs with First Commonwealth's core banking platform ensures seamless member onboarding and enhanced service opportunities.
FAQ
What is the current stock price of Upstart Holdings (UPST)?
What is the market cap of Upstart Holdings (UPST)?
