Welcome to our dedicated page for Upstart Holdings news (Ticker: UPST), a resource for investors and traders seeking the latest updates and insights on Upstart Holdings stock.
Upstart Holdings, Inc. reports developments in its artificial intelligence lending marketplace, which connects consumer loan demand with banks and credit unions using Upstart AI models and cloud applications. Company updates commonly address personal lending, automotive retail and refinance loans, home equity lines of credit and Cash Line, a revolving credit product.
Recurring news also covers financial results and loan origination trends, new lending partner relationships, forward-flow agreements for consumer loans originated through the platform, and ABS securitizations backed by Upstart-originated loans. Announcements may also include leadership and investor-conference updates tied to the company’s public-company reporting cycle.
Upstart (NASDAQ: UPST) announced the sale of a $333 million aggregate portfolio of Upstart Auto assets to affiliates of Bayview Asset Management on February 20, 2026.
The transaction is the first major deal between the two firms, provides strategic funding to optimize Upstart's balance sheet for newer products, and signals growing external interest in Upstart's scaling auto platforms.
Upstart (NASDAQ: UPST) repurchased $100 million of common stock in open-market transactions between February 12–18, 2026, buying 3,193,294 shares at an average price of $31.31 per share. The repurchases were made under a previously authorized $400 million buyback program.
After these transactions, $122 million remains available under the board-authorized repurchase program.
Upstart (NASDAQ: UPST) announced that President Sanjay Datta will participate in a fireside chat at the Morgan Stanley Technology, Media & Telecom Conference on Tuesday, March 3, 2026 at 1:50pm PT (4:50pm ET).
A live audio webcast will be available on the company investor relations site at ir.upstart.com, with a replay accessible for a limited time after the event.
Upstart (NASDAQ: UPST) launched Cash Line, a revolving line of credit providing ongoing access to cash with guaranteed minimums, transparent pricing and instant draws. Key features include a $200 guaranteed minimum, up to $5,000 revolving lines, $10 monthly membership for lines ≤$500, and 5–36% APR.
Cash Line enters beta with a waitlist now and full feature availability planned later in 2026.
Upstart (NASDAQ: UPST) announced a leadership evolution effective May 1, 2026: Co‑founder and CTO Paul Gu will become CEO, while Co‑founder Dave Girouard will remain Executive Chairman and serve as a special advisor.
The company also named Sanjay Datta President and Chief Capital Officer effective immediately, said Andrea Blankmeyer will join as CFO in March, and announced Grant Schneider returns as CTO.
Upstart (NASDAQ: UPST) launched a public webpage that will publish monthly origination metrics to improve transparency. The page is available at upstart.com/volume and will be updated monthly.
Upstart intends to publish the prior month’s transaction volume on the third day of each month to help investors monitor origination trends.
Upstart (NASDAQ: UPST) reported strong Q4 and full‑year 2025 results, driven by rapid origination growth and margin recovery. Q4 originations were ~455,788 loans (~$3.2B) and revenue was $296M; FY2025 originations were ~1.50M (~$11.0B) and revenue was $1.0B. The company returned to GAAP profitability and issued 2026 and 2025–2028 targets, including ~35% CAGR to 2028 and a ~25% terminal adjusted EBITDA margin. Leadership will transition with Paul Gu becoming CEO on May 1, 2026. Upstart will publish monthly origination volumes going forward.
Rize Credit Union (member-owned, >$1.2 billion assets) has expanded its partnership with Upstart (NASDAQ: UPST) to broaden access to personal loans across California. Rize joined the Upstart Referral Network for personal loans in May 2024; the collaboration routes qualified applicants from Upstart.com into a Rize-branded online application and closing experience. The partnership aims to scale digital lending, grow Rize's loan portfolio, and extend credit to prime borrowers and underserved households via T-Prime and CDFI-focused programs.
Upstart (NASDAQ: UPST) will report fourth quarter and full year 2025 results and hold a conference call on February 10, 2026 at 1:30 p.m. PT / 4:30 p.m. ET. The company said its earnings press release and investor presentation will be posted on its investor relations website at ir.upstart.com after the market close that day. A live webcast and a replay will be available on the investor relations site. Conference call dial-in for the United States and Canada is 800-330-6710 (conference code 8139985); international dial-in is +1 312-471-1353 (conference code 8139985).
MyPoint Credit Union partnered with Upstart (NASDAQ: UPST) to offer personal loans by joining the Upstart Referral Network. MyPoint began lending as a referral partner in September 2025, receiving qualified personal-loan applicants from Upstart.com who meet MyPoint credit policies and transition into a MyPoint-branded online application and closing flow. The partnership uses Upstart’s AI-powered, all-digital lending platform to expand MyPoint’s reach beyond traditional channels and deliver a streamlined borrowing experience for more consumers across San Diego.