Travelers Publishes 2024 Injury Impact Report
Travelers, the largest workers compensation insurer in the US, has released its 2024 Injury Impact Report. The report analyzed over 1.2 million workers compensation claims from 2017 to 2021, revealing that the most common workplace accidents account for the majority of claim costs. Key findings include:
1. Top causes of injury: overexertion (29%), slips/trips/falls (23%), struck by object (12%), motor vehicle accidents (5%), caught-in/between hazards (5%).
2. First-year employees remain most vulnerable, accounting for 35% of all claims.
3. Average missed workdays increased to 72, with construction having the highest at 103 days.
4. Small-business employees missed an average of 82 workdays, up from 79.
The report emphasizes the importance of workplace safety and injury prevention strategies.
Travelers, il maggiore assicuratore per la compensazione dei lavoratori negli Stati Uniti, ha pubblicato il suo Rapporto sugli Impatti delle Infortuni 2024. Il rapporto ha analizzato oltre 1,2 milioni di richieste di indennizzo per infortuni sul lavoro dal 2017 al 2021, rivelando che i più comuni incidenti sul lavoro rappresentano la maggior parte dei costi delle richieste. I risultati chiave includono:
1. Cause principali degli infortuni: sforzo eccessivo (29%), scivolamenti/inciampi/cadute (23%), colpito da oggetti (12%), incidenti stradali (5%), intrappolato tra pericoli (5%).
2. I dipendenti al primo anno restano i più vulnerabili, rappresentando il 35% di tutte le richieste.
3. Le giornate di lavoro perse in media sono aumentate a 72, con il settore edile che registra il massimo di 103 giorni.
4. I dipendenti delle piccole imprese hanno perso in media 82 giorni di lavoro, rispetto ai 79 precedenti.
Il rapporto sottolinea l'importanza della sicurezza sul lavoro e delle strategie di prevenzione degli infortuni.
Travelers, la mayor aseguradora de compensación laboral en EE. UU., ha publicado su Informe sobre el Impacto de Lesiones 2024. El informe analizó más de 1.2 millones de reclamaciones de compensación laboral desde 2017 hasta 2021, revelando que los accidentes laborales más comunes representan la mayor parte de los costos de reclamación. Las principales conclusiones incluyen:
1. Principales causas de lesiones: esfuerzo excesivo (29%), resbalones/tropiezos/caídas (23%), golpeado por un objeto (12%), accidentes de vehículo motorizado (5%), atrapado entre peligros (5%).
2. Los empleados en su primer año son los más vulnerables, representando el 35% de todas las reclamaciones.
3. Los días laborales perdidos en promedio aumentaron a 72, siendo la construcción el sector con más días, 103.
4. Los empleados de pequeñas empresas perdieron un promedio de 82 días laborales, un aumento desde 79.
El informe enfatiza la importancia de la seguridad en el lugar de trabajo y las estrategias de prevención de lesiones.
미국의 최대 근로자 보상 보험사인 Travelers는 2024년 사고 영향 보고서를 발표했습니다. 이 보고서는 2017년부터 2021년까지의 120만 건 이상의 근로자 보상 청구를 분석했으며, 가장 일반적인 직장 내 사고가 청구 비용의 대부분을 차지한다고 밝혔습니다. 주요 발견 사항은 다음과 같습니다:
1. 주요 부상의 원인: 과도한 노력(29%), 미끄러짐/넘어짐/떨어짐(23%), 물체에 맞음(12%), 교통사고(5%), 갇힘(5%).
2. 첫 해 직원들이 가장 취약하다, 전체 청구의 35%를 차지합니다.
3. 평균 결근 일수가 72일로 증가했으며, 건설업에서 가장 높게는 103일을 기록했습니다.
4. 소규모 기업 직원들은 평균 82일의 결근을 경험했으며, 이는 이전 79일에서 증가한 수치입니다.
이 보고서는 직장 내 안전과 부상 예방 전략의 중요성을 강조합니다.
Travelers, le plus grand assureur de compensation des travailleurs aux États-Unis, a publié son Rapport sur l'Impact des Blessures 2024. Le rapport a analysé plus de 1,2 million de demandes de compensation des travailleurs de 2017 à 2021, révélant que les accidents de travail les plus courants représentent la majorité des coûts de réclamation. Les principales conclusions comprennent :
1. Principales causes de blessures : surmenage (29 %), glissades/tombées (23 %), frappé par un objet (12 %), accidents de véhicule (5 %), coincé entre des dangers (5 %).
2. Les employés en première année restent les plus vulnérables, représentant 35 % de toutes les demandes.
3. Le nombre moyen de jours de travail perdus a augmenté à 72, le secteur de la construction ayant le plus élevé avec 103 jours.
4. Les employés de petites entreprises ont manqué en moyenne 82 jours de travail, contre 79 auparavant.
Le rapport souligne l'importance de la sécurité au travail et des stratégies de prévention des blessures.
Travelers, der größte Arbeiterunfallversicherer in den USA, hat seinen Bericht über die Auswirkungen von Verletzungen 2024 veröffentlicht. Der Bericht analysierte über 1,2 Millionen Anträge auf Arbeiterentschädigung von 2017 bis 2021 und offenbarte, dass die häufigsten Arbeitsunfälle den Großteil der Antragskosten ausmachen. Wichtige Ergebnisse umfassen:
1. Hauptursachen für Verletzungen: Überanstrengung (29%), Ausrutschen/Stolpern/Fallen (23%), von einem Objekt getroffen (12%), Verkehrsunfälle (5%), eingequetscht zwischen Gefahren (5%).
2. Erstjahresmitarbeiter sind am verletzlichsten und machen 35% aller Anträge aus.
3. Die durchschnittlichen Fehltage haben sich auf 72 erhöht, wobei die Bauindustrie mit 103 Tagen am meisten betroffen ist.
4. Mitarbeiter kleiner Unternehmen fehlten im Durchschnitt 82 Arbeitstage, eine Steigerung von 79 Tagen.
Der Bericht betont die Bedeutung von Sicherheit am Arbeitsplatz und Strategien zur Verletzungsprävention.
- Travelers maintains its position as the largest workers compensation insurer in the US
- The company's comprehensive analysis of 1.2 million claims provides valuable insights for workplace safety
- Overall number of injuries has been trending downward in recent years
- Average missed workdays due to injuries increased to 72 days, up from 71 in the previous report
- Construction industry saw an increase in average lost workdays from 99 to 103
- Small-business employees experienced an increase in average missed workdays from 79 to 82
Insights
The 2024 Injury Impact Report by Travelers (NYSE: TRV) provides valuable insights into workplace safety trends, which could impact the company's financial performance. As the largest workers compensation insurer in the U.S., Travelers' profitability is closely tied to claim frequencies and severities. The report highlights that the most common accidents account for the majority of claim costs, suggesting potential areas for targeted risk management strategies. The
The Travelers' 2024 Injury Impact Report reveals critical workplace safety trends that demand attention. The persistence of overexertion (
Travelers' 2024 Injury Impact Report offers important data for refining risk management strategies. The alignment of the top five most frequent causes of injury with the drivers of severe claims presents a clear opportunity for high-impact interventions. Businesses should prioritize prevention programs targeting overexertion, slips/trips/falls and struck-by incidents, as these consistently lead to costly claims. The vulnerability of new employees (
Analysis of 1.2 million workers compensation claims reveals the costliest claims are driven by the most common workplace accidents; also shows first-year employees still among those most vulnerable to injury
Most frequent causes of injury:
-
Overexertion (
29% of claims analyzed). -
Slips, trips and falls (
23% ). -
Being struck by an object (
12% ). -
Motor vehicle accidents (
5% ). -
Caught-in or caught-between hazards (
5% ).
Top five drivers of severe claims (
- Slips, trips and falls.
- Overexertion.
- Being struck by an object.
- Motor vehicle accidents.
- Caught-in or caught-between hazards.
“Factors such as inexperience, workforce shortages and maintenance issues are all contributing to these unfortunate and often avoidable accidents,” said Rich Ives, Senior Vice President of Business Insurance Claim at Travelers. “While the number of injuries overall has been trending downward in recent years, our analysis shows that there’s never been a better time for businesses to invest in workplace safety and injury prevention.”
New Employees Are Most Vulnerable
Similar to previous years, the 2024 report found that employees in their first year on the job continue to be the most vulnerable to workplace injuries, accounting for
- On average, injured employees missed 72 workdays, up one day from last year’s report.
- The construction industry continued to have the highest average number of lost workdays per injury (103 workdays, up from 99), followed by transportation (83 workdays, up from 77).
- Injured small-business employees missed an average of 82 workdays, up from 79.
“There are tangible consequences to any injury, and many include long-term, sometimes permanent, effects,” said Chris Hayes, Assistant Vice President of Workers Compensation and Transportation, Risk Control, at Travelers. “By understanding where the risks were in the past, businesses can better identify what to look for and tailor their risk management and employee safety strategies accordingly to help prevent injuries from happening.”
Additional findings from the 2024 Injury Impact Report can be found at Travelers.com/InjuryImpactReport. For best practices on creating safer workspaces, visit the Workplace Safety Resources page on the company’s website.
About the 2024 Injury Impact Report
Travelers analyzed more than 1.2 million workers compensation claims that it received between 2017 and 2021 from a variety of industries and business sizes. Findings were based solely on indemnity claims, where the injured employees could not immediately return to work and incurred medical costs.
About Travelers
The Travelers Companies, Inc. (NYSE: TRV) is a leading provider of property casualty insurance for auto, home and business. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees and generated revenues of approximately
View source version on businesswire.com: https://www.businesswire.com/news/home/20240802748980/en/
Media:
Kate Thermansen, 860-954-1789
ktherman@travelers.com
Source: The Travelers Companies, Inc.
FAQ
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