Welcome to our dedicated page for TransUnion news (Ticker: TRU), a resource for investors and traders seeking the latest updates and insights on TransUnion stock.
TransUnion (NYSE: TRU) is a leading global provider of credit information and risk management solutions, serving businesses and consumers across 30+ countries. This dedicated news hub delivers essential updates on corporate developments, financial performance, and strategic initiatives shaping the credit data industry.
Access real-time announcements including quarterly earnings disclosures, executive leadership changes, and technology partnerships. Our curated collection features press releases covering product launches like AI-driven fraud detection tools, expansion into new markets, and innovations in alternative credit scoring models.
Key updates include regulatory filings, merger & acquisition activity, and thought leadership content on financial inclusion trends. Investors will find comprehensive coverage of dividend declarations, share repurchase programs, and analyst commentary relevant to TRU's market position in the financial services sector.
Bookmark this page for streamlined access to verified TransUnion announcements. Check regularly for critical updates affecting credit reporting standards, data security enhancements, and emerging solutions in consumer finance technology.
TransUnion (TRU) reported strong Q4 2024 results with revenue reaching $1,037 million, up 9% year-over-year. The company posted net income of $66 million with diluted EPS of $0.34, significantly improving from $0.03 in Q4 2023. Adjusted EBITDA increased 16% to $378 million with a 36% margin.
For full-year 2024, revenue grew 9% to $4,184 million, with net income of $284 million compared to a loss in 2023. The company achieved approximately $85 million in transformation program savings and announced a refreshed capital allocation framework including a lower leverage ratio target under 2.5x, increased quarterly dividend to $0.115, and a new $500 million share repurchase program.
Looking ahead to 2025, TransUnion projects revenue growth of 3.5% to 5% (4.5% to 6% organic constant currency) and announced a new freemium direct-to-consumer credit monitoring offering in collaboration with Credit Sesame.
TransUnion (NYSE: TRU) reports that betting activity increased to 26% in Q4 2024, up from 24% in Q4 2023, driven by significant generational shifts. Baby Boomers and Gen X showed increased participation (+7% and +4% YoY respectively), while Millennial engagement dropped 5% YoY. High-value bettors (spending >$500/month) decreased engagement by 8% in land-based and 9% in online betting.
The report highlights improved financial health among bettors, with 54% of high-value bettors having good/excellent credit and middle/high income, up from 50% in Q4 2023. Bettors demonstrated stronger financial profiles than non-bettors, with over 50% reporting recent income increases compared to 21% of non-bettors. The industry faces increased regulatory scrutiny, leading to the formation of the Responsible Online Gaming Association (ROGA) to establish industry-wide standards.
AT&T and TransUnion (NYSE: TRU) have launched an enhanced caller identification service that displays company names, logos, and reasons for calls on verified incoming calls for AT&T wireless customers using Android devices. This feature, powered by TransUnion's Branded Call Display, requires no additional app installation and is verified through STIR/SHAKEN authentication to prevent spoofing.
The service builds upon their January 2024 initiative and includes various call reason options such as 'Appointment Reminder,' 'Customer Service,' and 'Patient Callback.' According to a TransUnion survey, 73% of consumers would be more likely to answer calls displaying name and logo. Consumers prefer phone calls for personal health issues (64%), high-value decisions (55%), urgent circumstances (55%), and complex decisions (40%).
TransUnion (NYSE: TRU) has launched the TruVision Alternative Bank Risk Score, a new solution aimed at helping lenders better assess consumers with or no credit histories. The score, powered by TransUnion's OneTru™ platform, evaluates banking activities to predict financial behavior and loan default likelihood.
The solution comes at a critical time when only 35% of households earning less than $50,000 report having sufficient access to credit. According to FDIC data, one in six households lacks mainstream credit, with higher percentages among lower-income, less educated, and minority households.
The TruVision score can be used independently or alongside existing risk assessment tools, offering lenders a more comprehensive view of potential borrowers' financial behavior, particularly beneficial for evaluating thin-file or subprime borrowers.
TransUnion (NYSE: TRU) released findings from the 2025 Annual Trends Study, conducted by The Path to Purchase Institute, showing that 70% of companies plan to increase their retail media budgets in 2025. The research reveals that 80% of marketers consider retail media as effective or more effective than other digital channels.
Key findings show that retail media spending is shifting from trade budgets (decreasing from 26% to 20%) to media budgets (increasing from 74% to 80%). However, significant challenges persist, with 88% of marketers seeking proof of sales lift and ROI from campaigns. Brands currently work with an average of eight retail media networks, with 49% engaging with five or fewer networks.
The study highlights disparities between national retailers and broader retail industry platforms, with national retailers rated 3.4x higher in capabilities related to scale, targeting, and measurement.
TransUnion (NYSE: TRU) has released a new analysis during the 2025 AFSA Vehicle Finance Conference in New Orleans, highlighting the challenges lenders will face as consumers reenter the auto market in 2025 with more complex credit profiles. The Consumer Pulse Study indicates that nearly one in four consumers plan to seek new auto loans or leases by October 2025, with 31% reporting better-than-expected finances in October 2024.
Millennials are the most likely demographic to purchase a vehicle in early Q1 2025, with 31% showing interest, compared to 21% of Gen Z. However, only four in ten Millennials felt their financial situation improved in 2024. The report stresses the importance of lenders using comprehensive tools to assess borrower risk accurately.
TransUnion's 2025 Consumer Credit Forecast predicts a slight decline in auto delinquencies, contingent on lenders' thorough risk assessment practices. Tools like AutoCreditInsight, developed with S&P Global Mobility, offer depersonalized credit data and vehicle registration information to aid lenders in making informed decisions. The new AutoCreditInsight Vintage Analysis further provides insights into market loan performance trends.
Lenders are encouraged to optimize underwriting and pricing strategies, manage dealer relationships, and monitor portfolio health to adapt to the evolving market dynamics.
TransUnion (NYSE:TRU) has announced a definitive agreement to acquire majority ownership of Trans Union de Mexico, the consumer credit business of Buró de Crédito, Mexico's largest credit bureau. The transaction, valued at approximately MXN 11.5 billion ($560 million), will increase TransUnion's ownership from 26% to 94%.
The acquisition targets a business expected to generate approximately $145 million in revenue and $70 million in Adjusted EBITDA in 2024. The deal excludes Buró de Crédito's commercial credit business and is expected to close by the end of 2025, subject to regulatory approvals.
TransUnion plans to leverage its global operating model to strengthen services in the Mexican market, focusing on financial inclusion and introducing products like trended and alternative credit data, fraud mitigation solutions, and consumer engagement tools. The company intends to increase its workforce in Mexico to support the transaction and enhance regional capabilities.
TransUnion (NYSE: TRU) has released its sixth annual debt collections report, revealing that 52% of debt collection companies experienced increased account volumes in the past 12 months. While 62% expect better financial positions next year, companies face challenges with decreased collectability since 2020 and rising concerns about data security and compliance.
The report highlights significant technological investments, with AI adoption growing from 11% in 2023 to 18% in 2024. Top AI applications include account segmentation (57%), payment outcome prediction (57%), and self-service negotiations (56%). Traditional communication methods remain dominant, with letters (87%) and telephone calls (86%) leading, followed by email (74%). Notable trends include a 24% decline in credit bureau data furnishing and increased adoption of online payment portals, rising from 79% to 88%, with 25% of companies collecting over 40% of payments through this channel.
TransUnion (NYSE: TRU) has announced it will release its financial results for the fourth quarter ended December 31, 2024, on Thursday, February 13, 2025. The company will issue a press release at approximately 6:00 a.m. Central Time, followed by a conference call at 8:30 a.m. Central Time to discuss the financial results. Both the press release and a live webcast of the earnings conference call will be accessible through TransUnion's Investor Relations website.
TransUnion (NYSE: TRU) released new Forrester Consulting research highlighting significant challenges in marketing technology management. The study reveals that 70% of marketing leaders struggle to identify and reach audiences across multiple touchpoints, while two-thirds manage 16 or more martech solutions.
The research identified key challenges including inability to deliver personalization across customer journeys, difficulty scaling marketing efforts, challenges in implementing AI capabilities, and wasted marketing spend. However, organizations using identity resolution tools reported positive outcomes:
- 93% meet or exceed customer experience goals
- 88% meet or exceed customer insights goals
- 79% meet or exceed data-driven decision-making goals
