Rezolve Ai Secures $30 Million Loan to Drive Growth and Accelerate Momentum
Rezolve Ai (NASDAQ: RZLV) has secured a $30 million unsecured loan facility from Berenberg Bank, opting for non-dilutive financing over convertible debt or equity options. The company's board chose this strategy to preserve shareholder value, believing current equity prices are undervalued and anticipating a stock re-rating later in 2025.
The loan facility will be repaid in five installments starting August 2025, providing financial flexibility as the company scales. The funds will support new market opportunities, product enhancement, and innovation, particularly for their Brain solution suite, which is distributed globally through Microsoft and Google partnerships.
The company's Brain Commerce and Brain Checkout solutions are AI-driven tools focused on delivering personalized retail experiences at scale. The board views this funding as a validation of Rezolve's business model and financial strength, while maintaining their commitment to shareholder interests during their growth phase.
Rezolve Ai (NASDAQ: RZLV) ha ottenuto una linea di prestito non garantita di 30 milioni di dollari da Berenberg Bank, optando per un finanziamento non diluitivo anziché per debito convertibile o opzioni azionarie. Il consiglio di amministrazione dell'azienda ha scelto questa strategia per preservare il valore per gli azionisti, ritenendo che i prezzi attuali delle azioni siano sottovalutati e anticipando una rivalutazione delle azioni entro il 2025.
La linea di prestito sarà rimborsata in cinque rate a partire da agosto 2025, offrendo flessibilità finanziaria mentre l'azienda cresce. I fondi supporteranno nuove opportunità di mercato, miglioramenti del prodotto e innovazione, in particolare per la loro suite di soluzioni Brain, distribuita a livello globale attraverso partnership con Microsoft e Google.
Le soluzioni Brain Commerce e Brain Checkout sono strumenti guidati dall'IA focalizzati sulla creazione di esperienze di vendita al dettaglio personalizzate su larga scala. Il consiglio ritiene che questo finanziamento sia una validazione del modello di business di Rezolve e della sua solidità finanziaria, mantenendo nel contempo il loro impegno verso gli interessi degli azionisti durante la fase di crescita.
Rezolve Ai (NASDAQ: RZLV) ha conseguido una línea de crédito no garantizada de 30 millones de dólares de Berenberg Bank, optando por un financiamiento no dilutivo en lugar de deuda convertible o opciones de capital. La junta de la empresa eligió esta estrategia para preservar el valor para los accionistas, creyendo que los precios actuales de las acciones están subestimados y anticipando una reevaluación de las acciones para finales de 2025.
La línea de crédito se reembolsará en cinco cuotas a partir de agosto de 2025, proporcionando flexibilidad financiera a medida que la empresa crece. Los fondos apoyarán nuevas oportunidades en el mercado, mejoras en los productos e innovación, especialmente para su suite de soluciones Brain, que se distribuye globalmente a través de asociaciones con Microsoft y Google.
Las soluciones Brain Commerce y Brain Checkout son herramientas impulsadas por IA centradas en ofrecer experiencias de venta personalizadas a gran escala. La junta considera este financiamiento como una validación del modelo de negocio de Rezolve y de su fortaleza financiera, mientras mantiene su compromiso con los intereses de los accionistas durante su fase de crecimiento.
Rezolve Ai (NASDAQ: RZLV)는 Berenberg Bank로부터 3천만 달러의 무담보 대출 시설을 확보하였으며, 전환 가능한 부채나 주식 옵션 대신 비희석 재정 지원을 선택했습니다. 회사의 이사회는 현재 주식 가격이 저평가되어 있다고 믿으며, 2025년 후반에 주식 재평가를 기대하고 있습니다.
대출 시설은 2025년 8월부터 시작하여 5회에 걸쳐 상환되며, 회사의 성장에 따라 재정적인 유연성을 제공합니다. 자금은 새로운 시장 기회, 제품 개선 및 혁신을 지원하며, 특히 Microsoft 및 Google과의 파트너십을 통해 전 세계적으로 배포되는 Brain 솔루션 제품군에 사용됩니다.
회사의 Brain Commerce와 Brain Checkout 솔루션은 개인화된 소매 경험을 대규모로 제공하는 AI 기반 도구입니다. 이사회는 이 자금 지원이 Rezolve의 사업 모델과 재정적 강점의 유효성을 입증하는 것으로 보고 있으며, 성장 단계에서 주주 이익에 대한 지속적인 헌신을 유지하고 있습니다.
Rezolve Ai (NASDAQ: RZLV) a obtenu une ligne de crédit non garantie de 30 millions de dollars auprès de Berenberg Bank, choisissant un financement non dilutif plutôt que de recourir à des dettes convertibles ou à des options d'équité. Le conseil d'administration de l'entreprise a adopté cette stratégie pour préserver la valeur des actionnaires, croyant que les prix actuels des actions sont sous-évalués et anticipant une réévaluation des actions plus tard en 2025.
La ligne de crédit sera remboursée en cinq versements à partir d'août 2025, offrant une flexibilité financière à mesure que l'entreprise se développe. Les fonds soutiendront de nouvelles opportunités de marché, l'amélioration des produits et l'innovation, en particulier pour leur suite de solutions Brain, qui est distribuée dans le monde entier par le biais de partenariats avec Microsoft et Google.
Les solutions Brain Commerce et Brain Checkout sont des outils propulsés par l'IA qui se concentrent sur la fourniture d'expériences de vente au détail personnalisées à grande échelle. Le conseil d'administration considère ce financement comme une validation du modèle économique de Rezolve et de sa solidité financière, tout en maintenant son engagement envers les intérêts des actionnaires pendant sa phase de croissance.
Rezolve Ai (NASDAQ: RZLV) hat eine ungesicherte Darlehensfazilität in Höhe von 30 Millionen Dollar von der Berenberg Bank gesichert und wählte die nicht verwässernde Finanzierungsoption anstelle von wandelbaren Schulden oder Eigenkapitaloptionen. Der Vorstand des Unternehmens entschied sich für diese Strategie, um den Wert der Aktionäre zu erhalten, da er der Meinung ist, dass die aktuellen Aktienpreise unterbewertet sind, und er erwartet eine Neubewertung der Aktien im Jahr 2025.
Die Darlehensfazilität wird in fünf Raten ab August 2025 zurückgezahlt, was finanzielle Flexibilität bietet, während das Unternehmen wächst. Die Mittel werden neue Marktchancen, Produktverbesserungen und Innovationen unterstützen, insbesondere für ihre Brain-Lösungsreihe, die weltweit über Partnerschaften mit Microsoft und Google vertrieben wird.
Die Lösungen Brain Commerce und Brain Checkout sind KI-gesteuerte Werkzeuge, die darauf abzielen, personalisierte Einzelhandelserlebnisse in großem Maßstab zu bieten. Der Vorstand sieht diese Finanzierung als eine Bestätigung des Geschäftsmodells und der finanziellen Stärke von Rezolve und bleibt während ihrer Wachstumsphase verpflichtet, die Interessen der Aktionäre zu wahren.
- Secured $30 million non-dilutive loan facility
- Strategic partnerships with Microsoft and Google for global distribution
- Flexible repayment terms starting August 2025
- No shareholder dilution from financing
- Taking on debt obligations with future repayment requirements
- Current stock price perceived as undervalued by management
Insights
The $30 million loan facility from Berenberg represents a strategic financial maneuver that deserves careful analysis. The non-dilutive structure preserves the existing ownership structure at a time when the company's market cap stands at
Several key financial implications emerge: First, opting for debt over equity at this stage indicates management's assessment that the cost of debt is more favorable than the implied cost of equity at current valuations. Second, the installment structure beginning August 2025 provides a 7-month runway before debt servicing begins, allowing time for deployed capital to generate returns.
The partnership with Berenberg, known for its conservative lending practices, serves as external validation of Rezolve's financial health and business model. This is particularly significant as unsecured loans typically demand stronger fundamentals and come with higher scrutiny of the borrower's creditworthiness.
The timing of this facility aligns with the company's expansion through Microsoft and Google partnerships, suggesting a calculated move to fuel growth without diluting existing shareholders at what management perceives as a valuation trough. The board's anticipation of a re-rating signals confidence in near-term catalysts, likely tied to the commercialization of their Brain solution suite in the expanding AI-driven retail market.
The strategic significance of this funding extends beyond its financial aspects, highlighting Rezolve's strong positioning in the rapidly evolving AI-driven retail technology sector. Their Brain solution suite, particularly Brain Commerce and Brain Checkout, represents a comprehensive approach to retail AI implementation, targeting the critical intersection of personalization and scalability in eCommerce.
The Microsoft and Google partnerships are particularly noteworthy as they provide Rezolve with established distribution channels through two of the world's leading cloud platforms. This dual-partnership strategy significantly reduces go-to-market friction and positions Rezolve to capture market share in the enterprise retail segment, where both tech giants maintain strong positions.
The timing of this funding coincides with a important phase in retail AI adoption, as merchants increasingly seek automated, intelligent solutions to enhance customer experiences and operational efficiency. Rezolve's focus on seamless, personalized retail experiences aligns with current market demands for AI tools that can deliver measurable ROI in the retail sector.
Non-dilutive financing preserves shareholder value as the Board anticipates a re-rating of the stock later this year amidst surging business momentum
NEW YORK, Jan. 29, 2025 (GLOBE NEWSWIRE) -- Rezolve Ai (NASDAQ: RZLV), a global leader in AI-driven retail and eCommerce solutions, announces the successful arrangement of a
In a deliberate decision to preserve shareholder value, Rezolve Ai’s Board of Directors opted for this loan facility over convertible debt or equity financing. With current equity prices perceived as undervalued, the board anticipates a re-rating of the Company’s stock later this year on the back of its growing momentum and operational success. As a result, the Board believes this loan is an attractive solution to support the Company’s growth demands without diluting existing shareholders and should further reinforce confidence in the company’s long-term outlook.
“This
Highlights of the Facility:
- Blue-Chip Backing: The loan facility is provided by Berenberg, one of Europe’s oldest and most respected financial institutions, known for its conservative and diligent approach to lending.
- Non-Dilutive Financing: Structured as a straightforward, non-convertible loan, this facility preserves shareholder value by avoiding dilution at current perceived low equity prices.
- Strategic Growth: The funds will be deployed to capitalize on the considerable momentum in Rezolve AI’s business, supporting new market opportunities, enhancing product offerings, and driving continued innovation.
- Flexible Repayment Terms: The facility is structured with five manageable instalments starting in August 2025, to provide financial agility as the company continues to scale.
This funding comes at a pivotal moment for Rezolve Ai, which has seen a surge in demand for its Brain solution suite, distributed globally through partnerships with Microsoft and Google. The company’s cutting-edge AI-driven tools, including Brain Commerce and Brain Checkout, are transforming the eCommerce landscape by delivering seamless, personalized retail experiences at scale.
Driving Forward with Confidence
The Company believes its ability to secure this facility on favorable terms reflects both its financial stability and its market-leading position in AI-powered retail innovation. The Company believes that the
About Rezolve Ai
Rezolve Ai (NASDAQ: RZLV) is an industry leader in AI-powered solutions, specializing in enhancing customer engagement, operational efficiency, and revenue growth. The Brain Suite delivers advanced tools that harness artificial intelligence to optimize processes, improve decision-making, and enable seamless digital experiences. For more information, visit www.rezolve.com.
Media Contact
Rezolve Ai
Urmee Khan - Global Head of Communications
urmeekhan@rezolve.com
+44 7576 094 040
Investor Relations Contact:
CORE IR
+15162222560
investors@rezolve.com
Forward-Looking Statements
This press release includes “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1996. The actual results of Rezolve Ai Limited (“Rezolve”) may differ from their expectations, estimates and projections and consequently, you should not rely on these forward-looking statements as predictions of future events. Words such as “expect”, “estimate”, “project”, “budget”, “forecast”, “anticipate”, “intend”, “plan”, “may”, “will”, “could”, “should”, “believes”, “predicts”, “potential”, “continue”, and similar expressions are intended to identify such forward-looking statements. These forward-looking statements include, without limitation, Rezolve’s expectations with respect to its growing momentum and operational success. These forward-looking statements involve significant risks and uncertainties that could cause the actual results to differ materially from the expected results. Forward-looking statements in this press release include Rezolve expectations You should carefully consider the risks and uncertainties described in the “Risk Factors” section of Rezolve’s amended registration statement on Form F-4 (File No. 333-272751) filed with the U.S. Securities and Exchange Commission (“SEC”) on July 5, 2024, and declared effective by the SEC on July 9, 2024 (the “Registration Statement”) and its subsequent filings made with the SEC. These filings identify and address other important risks and uncertainties that could cause actual events and results to differ materially from those contained in the forward-looking statements. Most of these factors are outside Rezolve’s control and are difficult to predict. Factors that may cause such differences include, but are not limited to: (1) competition, the ability of Rezolve to grow and manage growth profitably, and retain its management and key employees; (2) costs related to Rezolve’s completed business combination with Armada Acquisition Corp. I; (3) changes in applicable laws or regulations; and (4) weakness in the economy, market trends, uncertainty and other conditions in the markets in which Rezolve operates, and other factors beyond its control, such as inflation or rising interest rates. Rezolve cautions that the foregoing list of factors is not exclusive and not to place undue reliance upon any forward-looking statements, including projections, which speak only as of the date made. Neither Armada nor Rezolve undertakes or accepts any obligation to release publicly any updates or revisions to any forward-looking statements to reflect any change in its expectations or any change in events, conditions or circumstances on which any such statement is based.
FAQ
What is the size and type of loan facility secured by Rezolve AI (RZLV)?
When does RZLV start repaying the $30 million loan facility?
How will Rezolve AI (RZLV) use the $30 million loan proceeds?
Who are Rezolve AI's (RZLV) major distribution partners for their Brain solution suite?
Why did RZLV choose a loan instead of equity financing in 2025?
