Number one in Kentucky: S&P Global Market Intelligence Names Republic Bank among America’s 50 Best Community Banks
Republic Bank & Trust Company has been named one of America's Top 50 Community Banks by S&P Global Market Intelligence based on 2024 performance. Ranking 17th nationally, Republic is the highest-ranked bank headquartered in Kentucky. This marks the second consecutive year Republic has achieved this distinction, moving up from 29th last year.
S&P ranks institutions based on returns, growth, and funding, emphasizing balance sheet strength and risk profile. Republic's score was based on eight metrics, including pretax return on average assets, net interest margin, efficiency ratio, 3-year average operating revenue change, 8-quarter average deposit change, nonperforming assets, loans 90 days or more past due, net charge-offs-to-average loans and leases ratio, and adjusted tangible common equity-to-tangible assets ratio.
Republic Bank's Net Promoter Score is over two-and-a-half times the industry average, highlighting its commitment to meeting clients' financial needs.
Republic Bank & Trust Company è stata nominata una delle 50 migliori banche comunitarie d'America da S&P Global Market Intelligence in base alle performance del 2024. Con un posizionamento al 17° posto a livello nazionale, Republic è la banca con il punteggio più alto con sede nel Kentucky. Questo segna il secondo anno consecutivo in cui Republic ha raggiunto questo riconoscimento, migliorando rispetto al 29° posto dell'anno scorso.
S&P classifica le istituzioni in base ai ritorni, alla crescita e al finanziamento, enfatizzando la solidità del bilancio e il profilo di rischio. Il punteggio di Republic è stato basato su otto metriche, tra cui il ritorno ante imposte sugli attivi medi, il margine di interesse netto, il rapporto di efficienza, la variazione media dei ricavi operativi su 3 anni, la variazione media dei depositi su 8 trimestri, gli attivi non performanti, i prestiti scaduti da 90 giorni o più, il rapporto tra le cancellazioni nette e i prestiti e locazioni medi, e il rapporto tra il capitale comune tangibile rettificato e gli attivi tangibili.
Il Net Promoter Score di Republic Bank è oltre due volte e mezzo la media del settore, evidenziando il suo impegno a soddisfare le esigenze finanziarie dei clienti.
Republic Bank & Trust Company ha sido nombrado uno de los 50 principales bancos comunitarios de América por S&P Global Market Intelligence en base al rendimiento de 2024. Clasificándose en el puesto 17 a nivel nacional, Republic es el banco mejor clasificado con sede en Kentucky. Este es el segundo año consecutivo que Republic logra esta distinción, subiendo del puesto 29 del año pasado.
S&P clasifica las instituciones en función de los retornos, el crecimiento y la financiación, enfatizando la solidez del balance y el perfil de riesgo. La puntuación de Republic se basó en ocho métricas, que incluyen el retorno antes de impuestos sobre los activos promedio, el margen de interés neto, la relación de eficiencia, el cambio del ingreso operativo promedio a 3 años, el cambio promedio de depósitos en 8 trimestres, los activos no productivos, los préstamos con 90 días o más de atraso, la relación de cancelaciones netas a préstamos y arrendamientos promedio, y la relación de capital común tangible ajustado a activos tangibles.
El Net Promoter Score de Republic Bank es más de dos veces y media la media de la industria, destacando su compromiso de satisfacer las necesidades financieras de los clientes.
Republic Bank & Trust Company는 2024년 성과를 바탕으로 S&P Global Market Intelligence에 의해 미국의 50대 커뮤니티 뱅크 중 하나로 선정되었습니다. 전국적으로 17위에 랭크된 Republic는 켄터키에 본사를 둔 은행 중 가장 높은 순위를 기록했습니다. 이는 Republic이 연속으로 두 번째 해에 이 영예를 달성한 것으로, 작년 29위에서 상승한 것입니다.
S&P는 수익, 성장 및 자금 조달을 기반으로 기관을 평가하며, 재무제표의 강도와 위험 프로파일을 강조합니다. Republic의 점수는 평균 자산에 대한 세전 수익률, 순이자 마진, 효율성 비율, 3년 평균 운영 수익 변화, 8분기 평균 예금 변화, 비수익 자산, 90일 이상 연체된 대출, 평균 대출 및 임대에 대한 순손실 비율, 조정된 유형 자본과 유형 자산 비율을 포함한 8가지 지표를 기반으로 했습니다.
Republic Bank의 넷 프로모터 점수는 업계 평균의 두 배 반 이상으로, 고객의 금융 요구를 충족하기 위한 헌신을 강조합니다.
Republic Bank & Trust Company a été désignée comme l'une des 50 meilleures banques communautaires d'Amérique par S&P Global Market Intelligence sur la base des performances de 2024. Se classant 17e au niveau national, Republic est la banque la mieux classée dont le siège est au Kentucky. C'est la deuxième année consécutive que Republic obtient cette distinction, passant de la 29e place l'année dernière.
S&P classe les institutions en fonction des rendements, de la croissance et du financement, en mettant l'accent sur la solidité du bilan et le profil de risque. Le score de Republic était basé sur huit indicateurs, y compris le rendement avant impôts sur les actifs moyens, la marge d'intérêt nette, le ratio d'efficacité, le changement moyen des revenus d'exploitation sur 3 ans, le changement moyen des dépôts sur 8 trimestres, les actifs non performants, les prêts en retard de 90 jours ou plus, le ratio des créances irrécouvrables par rapport aux prêts et baux moyens, et le ratio de capitaux propres tangibles ajustés par rapport aux actifs tangibles.
Le Net Promoter Score de Republic Bank est plus de deux fois et demie la moyenne du secteur, soulignant son engagement à répondre aux besoins financiers de ses clients.
Republic Bank & Trust Company wurde von S&P Global Market Intelligence aufgrund der Leistung im Jahr 2024 als eine der 50 besten Community-Banken in Amerika ausgezeichnet. Mit einem nationalen Rang von 17 ist Republic die am höchsten eingestufte Bank mit Sitz in Kentucky. Dies markiert das zweite aufeinanderfolgende Jahr, in dem Republic diese Auszeichnung erreicht hat, nachdem sie im letzten Jahr auf Platz 29 war.
S&P bewertet Institutionen basierend auf Renditen, Wachstum und Finanzierung und betont die Stärke der Bilanz und das Risikoprofil. Der Score von Republic basierte auf acht Kennzahlen, darunter der Vorsteuerertrag auf durchschnittliche Vermögenswerte, die Nettozinsspanne, die Effizienzquote, die durchschnittliche Veränderung des Betriebsumsatzes über 3 Jahre, die durchschnittliche Veränderung der Einlagen über 8 Quartale, nicht leistungsfähige Vermögenswerte, Kredite, die 90 Tage oder länger überfällig sind, das Verhältnis von Nettoabschreibungen zu durchschnittlichen Krediten und Leasingverträgen sowie das Verhältnis von bereinigtem eigenkapital zu greifbaren Vermögenswerten.
Der Net Promoter Score der Republic Bank liegt über zweieinhalb Mal über dem Branchendurchschnitt, was ihr Engagement für die finanziellen Bedürfnisse der Kunden unterstreicht.
- Republic Bank ranked 17th nationally among community banks.
- Republic is the highest-ranked bank headquartered in Kentucky.
- Republic moved up from 29th to 17th in the S&P Global Market Intelligence ranking.
- Republic has been recognized for its strong balance sheet and risk profile.
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Republic ranked highest among

Republic Bank Named one of America's Top 50 large Community Banks based on 2024 performance by S&P Global Market Intelligence.
Ranking 17th nationally, Republic is the highest ranked of any bank or financial institution headquartered in
“To be named a Top Community Bank by S&P Global Market Intelligence two years in a row – moving up to 17th from 29th last year – underscores Republic Bank’s strength and stability,” said Steve Trager, Republic Bank Executive Chair. “For more than 40 years, we’ve built an institution that instills confidence in our clients, associates and all of the communities we serve.”
S&P Global Market Intelligence calculated scores based on eight metrics: pretax return on average assets, net interest margin, efficiency ratio, 3-year average operating revenue change, 8-quarter average deposit change, nonperforming assets and loans 90 days or more past due as a percentage of total assets, net charge-offs-to-average loans and leases ratio, and adjusted tangible common equity-to-tangible assets ratio.
“We’re honored to be among not just the top 50, but the top 20 community banks nationwide, and to be recognized by S&P Global Market Intelligence as the highest-ranked bank based in
The full list of S&P Global Market Intelligence’s 2024 Top Bank and Credit Union Rankings – National can be found here.
*Source: Republic Bank Q3 2024 NPS® (Net Promoter Score) compared to Qualtrics XM Institute 2024 U.S. Consumer Benchmark Study banking industry NPS®. NPS® is a common metric used by organizations to measure how they are perceived by their customers. See https://www.xminstitute.com/data-snippets/xmi-ratings-overall-2024/
About Republic Bank
Republic Bancorp, Inc. (the “Company”) is the parent company of Republic Bank & Trust Company (“the Bank”). The Bank currently has 47 banking centers in communities within five metropolitan statistical areas (“MSAs”) across five states: 22 banking centers located within the Louisville MSA in
View source version on businesswire.com: https://www.businesswire.com/news/home/20250403616576/en/
Media Contact
Courtney Eder, Senior Vice President, Chief Marketing Officer
(502) 584-3600
Source: Republic Bancorp, Inc.