Paypal Holdings Stock Price, News & Analysis

PayPal (NASDAQ:PYPL) launched agentic commerce services on October 28, 2025, a suite that connects merchant catalogs, inventory, fulfillment, payments, identity, and buyer protection to AI shopping surfaces.

Key elements include agent ready (an agentic payments solution) and store sync (catalog and order management). Integrations start with partners Wix, Cymbio, Commerce (BigCommerce & Feedonomics), and Shopware. Merchant discoverability on Perplexity is planned before year-end 2025, and agent ready is planned for early 2026. Merchants can sign up at PayPal.ai. Availability may vary by e-commerce provider.

PayPal (PYPL) announced on October 28, 2025 it will adopt the Agentic Commerce Protocol (ACP) to enable PayPal payments inside ChatGPT. Millions of ChatGPT users will be able to use OpenAI Instant Checkout with PayPal's wallet, funding options, buyer/seller protections, tracking and dispute services. PayPal will support delegated card processing and route merchant transactions via a PayPal ACP server.

PayPal said in 2026 it will make product catalogs from its tens of millions of merchants and major retail brands discoverable and purchasable in ChatGPT. PayPal also plans to scale ChatGPT Enterprise to its 24,000+ employees and provide Codex access for engineers.

Venmo (PYPL) announced a partnership with Bilt to add rent, mortgage and neighborhood merchant payments into the Venmo experience, starting in early 2026. The integration lets Bilt Members pay rent and mortgages via Venmo balance or linked methods, split payments with roommates, and earn Bilt Points redeemable for travel, fitness, and home goods.

The partnership connects Venmo's nearly 100 million active accounts with Bilt's > 5 million members and a network of > 45,000 merchants, expanding Venmo's in-app commerce strategy and merchant acceptance nationwide.

PayPal (NASDAQ: PYPL) on October 15, 2025 urged consumers during National Cybersecurity Awareness Month to watch for increasingly sophisticated phishing scams that impersonate brands and use social engineering to steal money or data. The company detailed common red flags—fake sender addresses, urgent tones, suspicious links or attachments, and requests to provide login or payment information—and recommended actions: pause before responding, report and block messages, contact companies directly via apps or official websites, enable multi-factor authentication, and contact financial institutions if scammed.

PayPal also shared platform-specific tips, phishing reporting channels (phishing@paypal.com), and customer service contacts for PayPal and Venmo.

PayPal (NASDAQ:PYPL) launched PayPal Ads Manager on October 7, 2025, enabling tens of millions of small businesses to build retail media networks and monetize store traffic with no upfront cost.

The solution leverages PayPal's 25 years of payment data, a proprietary transaction graph, cross-merchant purchase insights, closed-loop attribution, AI creative tools, and SDK integration to create new ad inventory for brands. PayPal Ads Manager will be available early 2026 in the United States, with the United Kingdom and Germany to follow.

PayPal (NASDAQ: PYPL) announced on Oct. 6, 2025 a limited-time holiday rewards promotion: U.S. customers earn 5% cash back on eligible PayPal Buy Now Pay Later (BNPL) purchases from now through the end of the year, the PR states.

The company also said it is introducing Pay Monthly for in-store use in the U.S., with customers applying in the PayPal app, receiving a single-use virtual card that can be added to a mobile wallet and used within 24 hours. The PR cites consumer data: 60% of shoppers report increased holiday financial stress and >80% of BNPL users/considerers are open to using BNPL for holiday shopping.

PayPal's (NASDAQ:PYPL) Venmo has announced a strategic Name, Image, and Likeness (NIL) partnership with Penn State Quarterback Drew Allar to launch a new Penn State-branded Venmo Debit Mastercard. The initiative extends to multiple Big Ten universities, offering students and fans exclusive rewards including up to 15% cashback with select partners, a free 12-month Perplexity Pro trial, and 40% off Big Ten Plus subscriptions.

The company is also introducing Venmo Hall, a new fan experience debuting at Penn State's 'White Out' game, featuring watch parties, merchandise, meet-and-greets, and live performances. The activation will tour nationwide, visiting Michigan State, University of Michigan, and Rutgers University. This launch is supported by a comprehensive marketing campaign across multiple channels, showcasing Venmo's expansion beyond peer-to-peer payments into everyday commerce.

PayPal (NASDAQ: PYPL) has announced a significant two-year agreement with Blue Owl Capital, where Blue Owl managed funds will purchase approximately $7 billion of PayPal's U.S. "Pay in 4" BNPL receivables. PayPal will maintain control of customer-facing activities, including underwriting and servicing.

The company's BNPL solutions have shown strong performance, with global payment volume exceeding $33 billion in 2024, representing a 21% year-over-year increase. Consumer orders using BNPL average 80% higher value than standard transactions. This strategic move aligns with PayPal's balance sheet-light model for credit and is already included in the company's Q3 and full-year 2025 guidance.

PayPal (NASDAQ:PYPL) and Google have announced a significant multiyear strategic partnership aimed at transforming digital commerce. The collaboration focuses on several key initiatives, including the development of AI-powered shopping experiences and the implementation of Google's Agent Payments Protocol.

The partnership encompasses four main areas: creating new agentic commerce experiences, integrating PayPal solutions across Google platforms, expanding payment processing capabilities on Google services, and leveraging Google Cloud for PayPal's technology infrastructure modernization. This collaboration will combine PayPal's payment infrastructure and personalization capabilities with Google's AI expertise to enhance digital commerce experiences.